80199 Golden Horseshoe Dr · Indio, CA 92201

$575,000

3 bd · 3.0 ba · 1,898 sqft · SingleFamily public records · 94 Days on market

Built 2001 6,534 sqft lot $303/sqft · 17% below area Est $694k · 17% under $399/mo HOA · 9% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +7.7/30.0
• Schools +3.8/10.0
• Rent growth +3.3/5.0
• 1% rule +3.1/10.0
• Livability +2.7/5.0
• Condition / age +2.5/5.0
• DSCR +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Situated in one of Indio's premier golf communities, this residence boasts excellent proximity to La Quinta and Highway 111 within the desirable Indian Springs Golf Course community. The home features three bedrooms and three full bathrooms, including an attached casita with a private entrance. Enter through a gated courtyard past an in-ground spa, and step into a spacious great room with vaulted ceilings and a cozy gas fireplace-a perfect setting for both relaxing evenings and entertaining guests. The open layout leads seamlessly to a renovated kitchen, complete with a versatile island and sit-up counter ideal for casual meals or small gatherings. The master suite serves as a peaceful retreat, offering direct access to the backyard and spa. Its ensuite bathroom includes a double vanity, a large walk-in closet, and a separate shower and jetted tub. Located within the esteemed Desert Sands Unified School District, this exceptional home is close to top schools and provides easy access to outstanding shopping and dining options. Residents enjoy low HOA fees and benefit from being part of the Imperial Irrigation District, which means reduced energy costs. HOA dues cover high-speed Wi-Fi, DirecTV, front yard maintenance, and 24/7 guarded gates. Homeowners also have access to two Resident Clubs with heated pools, spas, and fitness centers. The Big Rock Pub, known for live music and dining, is just moments away. Walking distance to gym and pool. All with peace of mind behind a secure 24-hour guard-gated entrance.

Key facts

• Double vanity
• Renovated kitchen
• Attached casita

Tags

• GATED COURTYARD
• IN-GROUND SPA
• RENOVATED KITCHEN
• ATTACHED CASITA
• DOUBLE VANITY
• LARGE WALK-IN CLOSET

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $575k.

Deal economics

• At list price, monthly cash flow is $-662 ($-8k/yr) — negative.
• To cash-flow at today's rent, offer at most $458k (20.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $466k (19.0% below list).
• Recommended offer: $458k (20.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 53/100 on livability (#927 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: employment D, schools F, crime F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.3%/yr); 514 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $4,655/mo this rent would consume 84% of the median local household income ($67k/yr) (locally 2036% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $17k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 94 days — a 9% lower offer ($523k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $458,048 (20.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 4.91%
• Cash-on-cash: -4.93%
• DSCR: 0.78
• GRM: 10.3

CMA / ARV

• ARV (median comp): $693,570
• List price: $575,000
• Delta: -17.10%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
80356 Green Hills Dr	0.27mi	3/3.0	1,981 (+4%)	1mo	$575,000	$290	79
80222 Spanish Bay Dr	0.05mi	3/3.0	2,122 (+12%)	1mo	$470,000	$221	77
80178 Golden Horseshoe Dr	0.03mi	2/2.5 (-1)	1,703 (-10%)	3mo	$510,000	$299	72
80046 Canyon Club Ct	0.17mi	3/3.0	2,114 (+11%)	2mo	$599,000	$283	72
44110 Royal Troon Dr	0.47mi	2/2.0 (-1)	1,885 (-1%)	1mo	$385,000	$204	67
80190 Royal Birkdale	0.42mi	2/2.0 (-1)	2,061 (+9%)	1mo	$460,000	$223	56
80534 Knightswood Rd	0.54mi	2/2.0 (-1)	1,766 (-7%)	2mo	$590,000	$334	53
46515 Roudel Ln	0.69mi	3/3.0	2,046 (+8%)	3mo	$595,000	$291	52
45703 Crosswater St	0.67mi	3/2.5	1,703 (-10%)	1mo	$699,000	$410	49
44075 Royal Troon Dr	0.65mi	2/2.0 (-1)	2,052 (+8%)	2mo	$360,000	$175	46
44397 Royal Lytham Dr	0.61mi	2/2.0 (-1)	2,061 (+9%)	3mo	$639,000	$310	46
44382 Royal Lytham Dr	0.70mi	3/2.0	2,079 (+10%)	2mo	$560,000	$269	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.34% rent growth · sell at horizon

5-year hold

• IRR: -24.2%
• Equity multiple: 0.17×
• Total profit: $-133,447
• Equity at exit: $85,734

10-year hold

• IRR: -18.3%
• Equity multiple: -0.01×
• Total profit: $-162,697
• Equity at exit: $49,715

Cash invested: $161,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92201

• Home prices YoY: -28.4%
• Rents YoY: 3.3%
• Active inventory: 514
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $4,655 high
• Mortgage (P&I): −$3,015
• Tax from tax record: −$686 /mo · $8,228/yr
• Insurance: −$240
• HOA: −$399
• Vacancy / Maint / Mgmt: −$978
• Net cashflow: $-662

Break-even live

Break-even rent $5,493

Max offer price $458,048

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $143,750
• Closing costs: $17,250
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
80188 Golden Horseshoe Dr Indio, CA	3.0	2.5	1898	$3,200	$1.69	43d	1	0.04mi
80162 Pebble Beach Dr Indio, CA	3.0	3.0	1898	$8,000	$4.21	16d	1	0.11mi
80290 Pebble Beach Dr Indio, CA	4.0	4.0	2382	$7,750	$3.25	43d	1	0.12mi
45439 Shaugnessy Dr Indio, CA	2.0	2.5	1703	$5,500	$3.23	43d	1	0.17mi
80346 Indian Springs Dr Indio, CA	2.0	2.5	1713	$3,500	$2.04	18d	1	0.17mi
80372 Pebble Beach Dr Indio, CA	3.0	3.0	1898	$3,750	$1.98	43d	1	0.19mi
80172 Green Hills Dr Indio, CA	2.0	2.5	1703	$4,200	$2.47	43d	1	0.21mi
45553 Meadow Lake Dr Indio, CA	3.0	2.0	2168	$8,000	$3.69	16d	1	0.22mi
45338 Coeur Dalene Dr Indio, CA	3.0	3.0	1898	$6,500	$3.42	43d	1	0.24mi
80395 Green Hills Dr Indio, CA	3.0	3.0	1981	$7,500	$3.79	43d	1	0.25mi
80396 Green Hills Dr Indio, CA	4.0	4.0	2380	$5,875	$2.47	43d	1	0.28mi
45385 Big Canyon St Indio, CA	3.0	2.0	1529	$3,200	$2.09	43d	1	0.31mi
80071 Palm Circle Dr La Quinta, CA	3.0	2.0	1650	$2,850	$1.73	24d	1	0.32mi
45140 Coeur Dalene Dr Indio, CA	4.0	4.0	2382	$8,500	$3.57	21d	1	0.32mi
80216 Jasper Park Ave Indio, CA	2.0	3.0	1703	$2,899	$1.70	18d	1	0.32mi
80055 Jasper Park Ave Indio, CA	3.0	2.5	2162	$4,000	$1.85	43d	1	0.33mi
80472 Suncastle Rd Indio, CA	4.0	2.0	1569	$3,100	$1.98	43d	1	0.34mi
45233 Big Canyon St Indio, CA	3.0	2.0	1529	$6,000	$3.92	43d	1	0.35mi
80149 Royal Birkdale Dr Indio, CA	3.0	2.0	2466	$6,000	$2.43	43d	1	0.38mi
79948 Bethpage Ave Indio, CA	3.0	2.0	1529	$4,500	$2.94	43d	1	0.42mi
80200 Royal Birkdale Dr Indio, CA	2.0	2.0	2061	$6,500	$3.15	18d	1	0.42mi
80208 Royal Birkdale Dr Indio, CA	2.0	2.0	1382	$3,875	$2.80	24d	1	0.44mi
44725 Alexandria Vale Indio, CA	2.0	2.0	1707	$2,800	$1.64	43d	1	0.46mi
80675 Harvard Ct Indio, CA	3.0	2.0	1248	$2,495	$2.00	11d	1	0.47mi
79930 Fiesta Dr La Quinta, CA	3.0	2.0	1828	$5,500	$3.01	43d	1	0.48mi
79679 Carmel Valley Ave Indio, CA	3.0	2.0	1529	$2,900	$1.90	21d	1	0.56mi
45596 Torrey Pines Ct Indio, CA	3.0	3.0	1981	$4,000	$2.02	5d	1	0.56mi
79631 Half Moon Bay Dr Indio, CA	2.0	2.5	1703	$3,600	$2.11	5d	1	0.58mi
44658 Franklin Ct La Quinta, CA	4.0	3.0	2325	$4,000	$1.72	43d	1	0.59mi
80632 Thornhill Ct Indio, CA	4.0	4.0	2611	$5,500	$2.11	43d	1	0.66mi
45809 Crosswater St Indio, CA	3.0	2.0	1529	$6,000	$3.92	43d	1	0.70mi
79554 Morning Glory Ct La Quinta, CA	4.0	3.0	2510	$4,500	$1.79	18d	1	0.74mi
79535 Dandelion Dr La Quinta, CA	3.0	3.0	2237	$3,950	$1.77	43d	1	0.74mi
80870 California 111 Unit 223 Indio, CA	2.0	2.0	1400	$1,550	$1.11	43d	1	0.77mi
45420 Desert Fox Dr La Quinta, CA	3.0	3.0	1830	$6,000	$3.28	43d	1	0.80mi
45930 Las Colinas La Quinta, CA	3.0	2.0	1500	$2,850	$1.90	24d	1	0.89mi
80411 Portobello Dr Indio, CA	2.0	2.0	1707	$3,200	$1.87	43d	1	0.89mi
79309 Paseo del Rey La Quinta, CA	4.0	3.0	2433	$4,000	$1.64	24d	1	0.91mi
47412 Harbour Lights Ln Indio, CA	3.0	2.0	1650	$4,000	$2.42	12d	1	1.00mi
81153 Francis Ave Indio, CA	3.0	2.0	1288	$2,800	$2.17	5d	1	1.01mi

HOA detail

• Monthly dues: $399 · $4,788/yr
• Likely covers: gasinternetpoolgymsecurity

Listing history 41 events

1. 2026-06-18
   days on market $575,000 Active 94 DOM
2. 2026-06-17
   days on market $575,000 Active 93 DOM
3. 2026-06-16
   days on market $575,000 Active 92 DOM
4. 2026-06-15
   days on market $575,000 Active 91 DOM
5. 2026-06-13
   pricedays on market $575,000 Active 89 DOM
6. 2026-06-09
   days on market $576,000 Active 85 DOM
7. 2026-06-08
   days on market $576,000 Active 84 DOM
8. 2026-06-07
   days on market $576,000 Active 83 DOM
9. 2026-06-04
   days on market $576,000 Active 80 DOM
10. 2026-06-03
    days on market $576,000 Active 79 DOM
11. 2026-06-02
    days on market $576,000 Active 78 DOM
12. 2026-06-01
    days on market $576,000 Active 77 DOM
13. 2026-05-31
    days on market $576,000 Active 76 DOM
14. 2026-04-14
    price $576,000 1531-char remark

    Show marketing remark (1531 chars)

    Situated in one of Indio's premier golf communities, this residence boasts excellent proximity to La Quinta and Highway 111 within the desirable Indian Springs Golf Course community. The home features three bedrooms and three full bathrooms, including an attached casita with a private entrance. Enter through a gated courtyard past an in-ground spa, and step into a spacious great room with vaulted ceilings and a cozy gas fireplace-a perfect setting for both relaxing evenings and entertaining guests. The open layout leads seamlessly to a renovated kitchen, complete with a versatile island and sit-up counter ideal for casual meals or small gatherings. The master suite serves as a peaceful retreat, offering direct access to the backyard and spa. Its ensuite bathroom includes a double vanity, a large walk-in closet, and a separate shower and jetted tub. Located within the esteemed Desert Sands Unified School District, this exceptional home is close to top schools and provides easy access to outstanding shopping and dining options. Residents enjoy low HOA fees and benefit from being part of the Imperial Irrigation District, which means reduced energy costs. HOA dues cover high-speed Wi-Fi, DirecTV, front yard maintenance, and 24/7 guarded gates. Homeowners also have access to two Resident Clubs with heated pools, spas, and fitness centers. The Big Rock Pub, known for live music and dining, is just moments away. Walking distance to gym and pool. All with peace of mind behind a secure 24-hour guard-gated entrance.

15. 2026-03-16
    listed $580,000 Active 1531-char remark

    Show marketing remark (1531 chars)

    Situated in one of Indio's premier golf communities, this residence boasts excellent proximity to La Quinta and Highway 111 within the desirable Indian Springs Golf Course community. The home features three bedrooms and three full bathrooms, including an attached casita with a private entrance. Enter through a gated courtyard past an in-ground spa, and step into a spacious great room with vaulted ceilings and a cozy gas fireplace-a perfect setting for both relaxing evenings and entertaining guests. The open layout leads seamlessly to a renovated kitchen, complete with a versatile island and sit-up counter ideal for casual meals or small gatherings. The master suite serves as a peaceful retreat, offering direct access to the backyard and spa. Its ensuite bathroom includes a double vanity, a large walk-in closet, and a separate shower and jetted tub. Located within the esteemed Desert Sands Unified School District, this exceptional home is close to top schools and provides easy access to outstanding shopping and dining options. Residents enjoy low HOA fees and benefit from being part of the Imperial Irrigation District, which means reduced energy costs. HOA dues cover high-speed Wi-Fi, DirecTV, front yard maintenance, and 24/7 guarded gates. Homeowners also have access to two Resident Clubs with heated pools, spas, and fitness centers. The Big Rock Pub, known for live music and dining, is just moments away. Walking distance to gym and pool. All with peace of mind behind a secure 24-hour guard-gated entrance.

16. 2024-03-01
    soldstatus $565,000 Closed Sale 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

17. 2024-03-01
    soldstatus $565,000

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

18. 2024-02-08
    status Pending Sale 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

19. 2024-01-26
    price $569,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

20. 2023-12-19
    price $575,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

21. 2023-12-11
    status Active 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

22. 2023-11-27
    status Active 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

23. 2023-11-22
    historical 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

24. 2023-11-14
    price $579,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

25. 2023-11-10
    price $584,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

26. 2023-10-19
    price $585,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

27. 2023-10-10
    price $589,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

28. 2023-09-01
    price $595,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

29. 2023-06-06
    price $599,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

30. 2023-06-02
    price $609,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

31. 2023-05-25
    price $615,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

32. 2023-05-01
    price $619,000 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

33. 2023-04-25
    listed $625,000 Active 246-char remark

    Show marketing remark (246 chars)

    Completely Remodeled Home with the option of being sold fully furnished. Located in the gated community of Indian Springs. Please bring all buyers and offers. Seller is willing to buy-down buyer's interest rate as well. This one will SELL FAST!!!

34. 2022-04-01
    historical
35. 2022-02-18
    listed $599,000 Active
36. 2021-10-08
    soldstatus $395,500
37. 2011-12-16
    historical
38. 2011-09-09
    listed $269,999 Active
39. 2004-07-02
    soldstatus $391,500
40. 2004-06-04
    historical
41. 2004-03-11
    listed $399,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $8,228 · $686/mo
• Projected year-2 tax: $8,228 · $686/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 6 d/yr ≥114°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $55,862
• − Mortgage interest: −$32,209
• − Property taxes: −$8,228
• − Insurance: −$2,875
• − Repairs & maintenance: −$4,469
• − Management: −$4,469
• − HOA: −$4,788
• − Depreciation: −$16,727
• Taxable loss: −$17,903
• Est. tax savings @ 24.0%: +$4,297
• After-tax cash flow: $-3,648/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — Indio

• Score: 53/100
• State rank: #927
• US rank: #24244

Category grades

Amenities F Commute F Cost of living F Crime F Employment D Housing B+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Indio, CA
• County: Riverside County · 2,287,001 people
• City population: 100,560
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 65,825
• Household income: $66,758
• Rent vs Own: 42.3% rent · 57.7% own
• Severe rent burden: 2036.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (74%)
• Race & ethnicity: Hispanic / Latino 74% Two or more races 39% White 19% Black 3% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 69%
• Common ancestry: Romanian 1% Iranian 1%
• Foreign-born: 29% · Canada, Vietnam, Jamaica
• Languages at home: 41% English-only · Spanish 55% Arabic 1% Tagalog/Filipino 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -138.46%
• Current HPI: 348.6605
• Rent YoY: ▲ 3.34%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+44.0% since first listed

28 events — show timeline

• 2026-04-14 Price Changed $576,000 GPSMLS
• 2026-03-16 Listed $580,000 GPSMLS
• 2024-03-01 Sold (Public Records) $565,000 Public Records
• 2024-03-01 Sold (MLS) $565,000 CRMLS
• 2024-02-08 Pending — CRMLS
• 2024-01-26 Price Changed $569,000 CRMLS
• 2023-12-19 Price Changed $575,000 CRMLS
• 2023-12-11 Relisted — CRMLS
• 2023-11-27 Relisted — CRMLS
• 2023-11-22 Listing Removed — CRMLS
• 2023-11-14 Price Changed $579,000 CRMLS
• 2023-11-10 Price Changed $584,000 CRMLS
• 2023-10-19 Price Changed $585,000 CRMLS
• 2023-10-10 Price Changed $589,000 CRMLS
• 2023-09-01 Price Changed $595,000 CRMLS
• 2023-06-06 Price Changed $599,000 CRMLS
• 2023-06-02 Price Changed $609,000 CRMLS
• 2023-05-25 Price Changed $615,000 CRMLS
• 2023-05-01 Price Changed $619,000 CRMLS
• 2023-04-25 Listed $625,000 CRMLS
• 2022-04-01 Listing Removed — CRMLS
• 2022-02-18 Listed $599,000 CRMLS
• 2021-10-08 Sold (Public Records) $395,500 Public Records
• 2011-12-16 Listing Removed — GPSMLS
• 2011-09-09 Listed $269,999 GPSMLS
• 2004-07-02 Sold (Public Records) $391,500 Public Records
• 2004-06-04 Listing Removed — GPSMLS
• 2004-03-11 Listed $399,900 GPSMLS

Property tax history

+3.5%/yr

Latest (2025): $8,228 · -2.3% YoY. Source: county tax records.