CashFlowRE
Sign in Sign up
5805 SW Gentle Winds Ave
D Composite 41.65
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.0/15.0
  • Appreciation +10.0/10.0
  • Cash flow +6.1/30.0
  • Schools +5.2/10.0
  • Livability +4.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.8/10.0
  • DSCR +0.4/10.0

$365,000

5805 SW Gentle Winds Ave · Bentonville, AR 72713
4 bd · 2.0 ba · 1,940 sqft · SingleFamily public records · 1 Days on market
Built 2022 6,098 sqft lot Est $386k · 5% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Sold before print- Maggie Plan

Key facts

  • Walk-in closet
  • Split floor plan
  • Attic storage

Tags

SPLIT FLOOR PLANGRANITE COUNTERTOPSCOZY EAT-IN KITCHENLIVING ROOM FIREPLACEWALK-IN CLOSETATTIC STORAGE

Property features AI

Finance

  • HOA & community: Monthly association fee; Community features: curbs, sidewalks, nearby park, near schools

Exterior

  • Parking: Attached garage with garage door opener; 2 covered parking spaces
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; Cable available
  • Home design: Single-story home; Faces south; Slab foundation; Resale home (less than 25 years old)
  • Construction: Brick and vinyl siding exterior; Asphalt shingle roof
  • Exterior features: Covered patio; Concrete driveway; Privacy wood fencing around backyard; Landscaped, level lot; Near park; Subdivision setting; Public paved road frontage

Interior

  • Kitchen: Dishwasher; Gas oven; Gas range; Microwave; Disposal; Granite counters; Pantry; Eat-in kitchen
  • Bedrooms: Split bedroom layout
  • Flooring: Carpet; Luxury vinyl plank; Tile
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central air (electric)
  • Interior features: Attic; Ceiling fan(s); Eat-in kitchen; Granite counters; Pantry; Split bedrooms; Storage; Walk-in closet(s); Window treatments; Blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $365k.

Deal economics

  • At list price, monthly cash flow is $-686 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $244k (33.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (42.2% below list).
  • Recommended offer: $211k (42.2% below list) — sets the bar for 1% rule.
  • Cap rate 4.0% vs local median 2.6% in Bentonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#2 in AR, #864 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 690 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).

Forward outlook

  • In year one you build about $39k of equity ($3k loan paydown + $36k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$63k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $210,819 (42.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.58%
Cap rate
4.04%
Cash-on-cash
-8.05%
DSCR
0.64
GRM
14.4

CMA / ARV

ARV (on-the-fly)
$386,060
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6002 SW Teppee Ave 0.24mi 4/2.5 1,940 (0%) 0mo $394,000 $203 87
5900 SW Chiefs Ave 0.18mi 4/3.0 1,955 (+1%) 1mo $392,500 $201 86
5906 SW Bear Creek Ave 0.15mi 4/2.0 1,870 (-4%) 1mo $364,900 $195 86
6001 SW Bear Creek Ave 0.20mi 4/3.0 1,955 (+1%) 0mo $389,500 $199 85
5904 SW Chiefs Ave 0.19mi 4/2.0 1,870 (-4%) 0mo $364,900 $195 85
4700 SW Tribe St 0.23mi 4/3.0 1,955 (+1%) 1mo $392,500 $201 84
5909 SW Chiefs Ave 0.23mi 4/2.0 1,870 (-4%) 1mo $364,900 $195 82
4411 SW Bison St 0.05mi 4/2.5 1,789 (-8%) 1mo $343,000 $192 82
6002 SW Bear Creek Ave 0.18mi 4/2.5 2,042 (+5%) 1mo $399,900 $196 80
5903 SW Coywolf St 0.30mi 4/2.5 2,042 (+5%) 1mo $389,900 $191 75
5803 SW Peaceful Ave 0.11mi 3/2.0 (-1) 1,685 (-13%) 1mo $340,000 $202 67
5905 SW Bear Creek Ave 0.17mi 3/2.0 (-1) 1,669 (-14%) 1mo $363,900 $218 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
18.0%
Equity multiple
2.46×
Total profit
$149,640
Equity at exit
$328,821
10-year hold
IRR
16.4%
Equity multiple
5.55×
Total profit
$465,046
Equity at exit
$709,115

Cash invested: $102,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
690
Price-to-rent
14.4×

Monthly cashflow live

Estimated rent
$2,108 high interval (Pro) →
Mortgage (P&I)
$1,914
Tax from tax record
$285 /mo · $3,421/yr
Insurance
$152
HOA
$0
Vacancy / Maint / Mgmt
$443
Net cashflow
$-686

Break-even live

Break-even rent $2,976
Max offer price $243,849
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$91,250
Closing costs
$10,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5809 SW Macasin Ave Bentonville, AR 4.0 2.0 1745 $2,100 $1.20 23d 1 0.04mi
5805 SW Teppee Ave Bentonville, AR 4.0 2.5 1854 $2,145 $1.16 23d 1 0.12mi
4301 SW Pawhuska St Bentonville, AR 3.0 2.0 1782 $1,980 $1.11 23d 1 0.21mi
6000 SW Desert Ave Bentonville, AR 3.0 2.0 1669 $2,050 $1.23 14d 1 0.31mi
621-623 Cosmos St Centerton, AR 3.0 2.0 1475 $1,795 $1.22 13d 1 0.75mi
3401 SW Endearment St Bentonville, AR 4.0 2.5 2065 $2,000 $0.97 23d 1 0.81mi
6812 Memphis Bentonville, AR 3.0 2.5 1599 $1,550 $0.97 23d 1 0.82mi
6604 SW Dignity Ave Bentonville, AR 3.0 3.0 1430 $1,550 $1.08 14d 1 0.82mi
221 Williams Ct Bentonville, AR 3.0 2.0 1410 $1,725 $1.22 23d 1 0.87mi
6800 SW Dignity Ave Bentonville, AR 3.0 2.5 1599 $1,895 $1.19 14d 1 0.91mi
6802 SW Dignity Ave Bentonville, AR 3.0 2.5 1599 $1,895 $1.19 23d 1 0.92mi
3406 SW Lucretia Rd Bentonville, AR 4.0 3.0 2393 $2,800 $1.17 23d 1 1.01mi
231 Palm St Bentonville, AR 3.0 2.0 1828 $2,050 $1.12 23d 1 1.04mi
3600 SW Willowbrook Rd Bentonville, AR 4.0 3.0 2612 $2,600 $1.00 23d 1 1.15mi
3800 SW Mistletoe Ave Unit 1221819P Bentonville, AR 3.0 2.0 1593 $5,861 $3.68 13d 1 1.29mi
890 Tennessee Ave Bentonville, AR 3.0 2.5 1250 $1,595 $1.28 21d 1 1.38mi
1061 Kentucky Ave Bentonville, AR 3.0 2.5 1250 $1,550 $1.24 23d 1 1.40mi
881 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,550 $1.24 23d 1 1.45mi
960 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,750 $1.40 23d 1 1.49mi

Listing history 2 events

  1. 2026-06-18
    remarks 687-char remark
  2. 2026-06-18
    listed $365,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$3,421 · $285/mo
Projected year-2 tax
$3,421 · $285/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,298
− Mortgage interest
−$20,446
− Property taxes
−$3,421
− Insurance
−$1,825
− Repairs & maintenance
−$2,024
− Management
−$2,024
− Depreciation
−$10,618
Taxable loss
−$15,059
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,614
After-tax cash flow
$-4,615/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Bentonville

Score
83/100
State rank
#2
US rank
#864

Category grades

Amenities F Commute B+ Cost of living B- Crime B+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bentonville, AR
County
Benton County · 259,241 people
City population
67,689
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
508.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.77%
Current HPI
319.3081
Rent YoY
▲ 0.39%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+13.5% since first listed
10 events — show timeline
  • 2026-06-18 Listed $365,000 NWARMLS
  • 2025-02-24 Rental Removed $1,985 RENT.
  • 2025-02-21 Price Changed $1,985 RENT.
  • 2025-02-12 Price Changed $1,999 RENT.
  • 2025-02-07 Price Changed $2,025 RENT.
  • 2025-01-31 Listed for Rent $2,075 RENT.
  • 2022-06-01 Sold (Public Records) $321,500 Public Records
  • 2022-05-31 Sold (MLS) $321,500 NWARMLS
  • 2021-09-23 Delisted NWARMLS
  • 2021-08-19 Listed $321,500 NWARMLS

Property tax history

+89.0%/yr

Latest (2025): $3,421 · +9.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…