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Avera Plan 🏗️ New Construction
D Composite 44.16
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.6/10.0
  • 1% rule +4.1/10.0
  • Condition / age +4.0/5.0
  • Livability +3.5/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$349,990

Avera Plan · Euharlee, GA 30145
3 bd · 2.5 ba · 2,034 sqft · SingleFamily · 442 Days on market
Good condition ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Avera is a spacious and well-balanced home that brings comfort, style, and functionality together in just over 2,000 square feet. This three-bedroom, two-and-a-half-bath plan features an open-concept layout at the heart of the home, where the kitchen overlooks both the dining area and gathering room, creating a natural space for connection and entertaining. Upstairs, the primary suite offers a relaxing retreat with an oversized walk-in closet and private commode, while two generously sized secondary bedrooms each include their own walk-in closets and share a well-appointed bathroom. With its thoughtful design and everyday ease, the Avera is a place where you can truly feel at home.

Key facts

  • 2 garage spots
  • Listed 442 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $350k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $109 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $320k (8.6% below list).
  • Recommended offer: $308k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.7% vs local median 4.0% in Euharlee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#101 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
  • Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Euharlee Elementary School (math 44% / reading 45%, grade F, #336 of 1,228 statewide, top 29%, 540 students, 49% FRL); Woodland Middle School At Euharlee (math 27% / reading 44%, grade F, #185 of 470 statewide, top 40%, 684 students, 52% FRL); Woodland High School (math 11% / reading 36%, grade F, #206 of 424 statewide, top 48%, 1,451 students, 48% FRL) — zoned schools at 49% FRL track the district average.
  • Market conditions: 115 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 442 days — a 12% lower offer ($308k) is reasonable based on typical stale-listing flexibility.
Recommended offer $307,991 (12.0% below list)

Questions for the listing agent

  1. It's been on market 442 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.67%
Cash-on-cash
1.34%
DSCR
1.06
GRM
9.1

CMA / ARV

ARV (median comp)
$349,990
List price
$349,990
Delta
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
201 Groveton Ct 0.03mi 3/2.5 2,268 (+12%) 2mo $349,990 $154 78
209 Groveton Ct 0.07mi 3/2.5 2,268 (+12%) 1mo $349,990 $154 77
220 Groveton Ct 0.14mi 3/2.0 1,802 (-11%) 2mo $378,990 $210 71
215 Groveton Ct 0.10mi 3/2.5 1,772 (-13%) 7mo $325,000 $183 68
234 Groveton Ct 0.13mi 3/2.5 2,304 (+13%) 8mo $352,900 $153 66
1001 Rainier Dr 0.42mi 3/2.5 1,842 (-9%) 2mo $325,344 $177 63
124 Cherry Glen Way 0.37mi 3/2.5 1,842 (-9%) 6mo $334,486 $182 62
21 Misty Ridge Dr 0.39mi 4/3.0 (+1) 1,913 (-6%) 6mo $300,000 $157 59
23 Misty Ridge Dr 0.42mi 4/3.0 (+1) 1,924 (-5%) 7mo $258,000 $134 59
140 Cherry Glen Way 0.45mi 3/2.5 1,842 (-9%) 6mo $345,864 $188 58
19 Lowry Way 0.62mi 4/2.5 (+1) 2,308 (+14%) 4mo $469,000 $203 40
10 Jasmine Ln SW 0.75mi 3/2.0 1,741 (-14%) 4mo $265,000 $152 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.2%
Equity multiple
0.49×
Total profit
$-49,704
Equity at exit
$52,185
10-year hold
IRR
-5.3%
Equity multiple
0.65×
Total profit
$-34,121
Equity at exit
$30,261

Cash invested: $97,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30145

Home prices YoY
-18.3%
Active inventory
115
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$3,200 medium interval (Pro) →
Mortgage (P&I)
$1,835
Tax est. 1.5%
$437 /mo · $5,250/yr
Insurance
$146
HOA
$0
Vacancy / Maint / Mgmt
$672
Net cashflow
$109

Break-even live

Break-even rent $3,062
Max offer price $349,990
Occupancy floor 92%

Sensitivity live

Price -10% $351 -5% $230 +0% $109 +5% $-12 +10% $-133
Rent -10% $-144 -5% $-17 +0% $109 +5% $236 +10% $362
Rate -1.0pp $286 -0.5pp $198 base $109 +0.5pp $19 +1.0pp $-74

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,498
Closing costs
$10,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
113 Amberwood Ln Euharlee, GA 3.0 2.0 1423 $3,200 $2.25 45d 1 0.77mi

Listing history 22 events

  1. 2026-06-21
    days on market $349,990 Active 442 DOM
  2. 2026-06-18
    days on market $349,990 Active 439 DOM
  3. 2026-06-17
    days on market $349,990 Active 438 DOM
  4. 2026-06-16
    days on market $349,990 Active 437 DOM
  5. 2026-06-15
    days on market $349,990 Active 436 DOM
  6. 2026-06-13
    days on market $349,990 Active 434 DOM
  7. 2026-06-09
    days on market $349,990 Active 430 DOM
  8. 2026-06-08
    days on market $349,990 Active 429 DOM
  9. 2026-06-07
    days on market $349,990 Active 428 DOM
  10. 2026-06-04
    days on market $349,990 Active 425 DOM
  11. 2026-06-03
    days on market $349,990 Active 424 DOM
  12. 2026-06-02
    days on market $349,990 Active 423 DOM
  13. 2026-06-01
    days on market $349,990 Active 422 DOM
  14. 2026-05-31
    days on market $349,990 Active 421 DOM
  15. 2026-05-14
    price $325,990 694-char remark
    Show marketing remark (694 chars)

    The Avera is a spacious and well-balanced home that brings comfort, style, and functionality together in just over 2,000 square feet. This three-bedroom, two-and-a-half-bath plan features an open-concept layout at the heart of the home, where the kitchen overlooks both the dining area and gathering room, creating a natural space for connection and entertaining. Upstairs, the primary suite offers a relaxing retreat with an oversized walk-in closet and private commode, while two generously sized secondary bedrooms each include their own walk-in closets and share a well-appointed bathroom. With its thoughtful design and everyday ease, the Avera is a place where you can truly feel at home.

  16. 2026-05-03
    price $369,990 694-char remark
    Show marketing remark (694 chars)

    The Avera is a spacious and well-balanced home that brings comfort, style, and functionality together in just over 2,000 square feet. This three-bedroom, two-and-a-half-bath plan features an open-concept layout at the heart of the home, where the kitchen overlooks both the dining area and gathering room, creating a natural space for connection and entertaining. Upstairs, the primary suite offers a relaxing retreat with an oversized walk-in closet and private commode, while two generously sized secondary bedrooms each include their own walk-in closets and share a well-appointed bathroom. With its thoughtful design and everyday ease, the Avera is a place where you can truly feel at home.

  17. 2026-03-12
    price $339,990 694-char remark
    Show marketing remark (694 chars)

    The Avera is a spacious and well-balanced home that brings comfort, style, and functionality together in just over 2,000 square feet. This three-bedroom, two-and-a-half-bath plan features an open-concept layout at the heart of the home, where the kitchen overlooks both the dining area and gathering room, creating a natural space for connection and entertaining. Upstairs, the primary suite offers a relaxing retreat with an oversized walk-in closet and private commode, while two generously sized secondary bedrooms each include their own walk-in closets and share a well-appointed bathroom. With its thoughtful design and everyday ease, the Avera is a place where you can truly feel at home.

  18. 2025-11-29
    price $329,990 694-char remark
    Show marketing remark (694 chars)

    The Avera is a spacious and well-balanced home that brings comfort, style, and functionality together in just over 2,000 square feet. This three-bedroom, two-and-a-half-bath plan features an open-concept layout at the heart of the home, where the kitchen overlooks both the dining area and gathering room, creating a natural space for connection and entertaining. Upstairs, the primary suite offers a relaxing retreat with an oversized walk-in closet and private commode, while two generously sized secondary bedrooms each include their own walk-in closets and share a well-appointed bathroom. With its thoughtful design and everyday ease, the Avera is a place where you can truly feel at home.

  19. 2025-08-21
    price $346,890 694-char remark
    Show marketing remark (694 chars)

    The Avera is a spacious and well-balanced home that brings comfort, style, and functionality together in just over 2,000 square feet. This three-bedroom, two-and-a-half-bath plan features an open-concept layout at the heart of the home, where the kitchen overlooks both the dining area and gathering room, creating a natural space for connection and entertaining. Upstairs, the primary suite offers a relaxing retreat with an oversized walk-in closet and private commode, while two generously sized secondary bedrooms each include their own walk-in closets and share a well-appointed bathroom. With its thoughtful design and everyday ease, the Avera is a place where you can truly feel at home.

  20. 2025-08-14
    price $351,990 694-char remark
    Show marketing remark (694 chars)

    The Avera is a spacious and well-balanced home that brings comfort, style, and functionality together in just over 2,000 square feet. This three-bedroom, two-and-a-half-bath plan features an open-concept layout at the heart of the home, where the kitchen overlooks both the dining area and gathering room, creating a natural space for connection and entertaining. Upstairs, the primary suite offers a relaxing retreat with an oversized walk-in closet and private commode, while two generously sized secondary bedrooms each include their own walk-in closets and share a well-appointed bathroom. With its thoughtful design and everyday ease, the Avera is a place where you can truly feel at home.

  21. 2025-07-04
    price $360,990 694-char remark
    Show marketing remark (694 chars)

    The Avera is a spacious and well-balanced home that brings comfort, style, and functionality together in just over 2,000 square feet. This three-bedroom, two-and-a-half-bath plan features an open-concept layout at the heart of the home, where the kitchen overlooks both the dining area and gathering room, creating a natural space for connection and entertaining. Upstairs, the primary suite offers a relaxing retreat with an oversized walk-in closet and private commode, while two generously sized secondary bedrooms each include their own walk-in closets and share a well-appointed bathroom. With its thoughtful design and everyday ease, the Avera is a place where you can truly feel at home.

  22. 2025-04-05
    listed $359,950 Active 694-char remark
    Show marketing remark (694 chars)

    The Avera is a spacious and well-balanced home that brings comfort, style, and functionality together in just over 2,000 square feet. This three-bedroom, two-and-a-half-bath plan features an open-concept layout at the heart of the home, where the kitchen overlooks both the dining area and gathering room, creating a natural space for connection and entertaining. Upstairs, the primary suite offers a relaxing retreat with an oversized walk-in closet and private commode, while two generously sized secondary bedrooms each include their own walk-in closets and share a well-appointed bathroom. With its thoughtful design and everyday ease, the Avera is a place where you can truly feel at home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$38,400
− Mortgage interest
−$19,605
− Property taxes
−$5,250
− Insurance
−$1,750
− Repairs & maintenance
−$3,072
− Management
−$3,072
− Depreciation
−$10,182
Taxable loss
−$4,530
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,087
After-tax cash flow
$2,399/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab

This single-family home is in good condition with a good condition score of 80. It is move-in ready with minimal cosmetic improvements needed to enhance its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New roof (if needed) — Ensures long-term durability and adds value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New roof (if needed) — Ensures long-term durability and adds value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bartow County
NCES district ID
1300330
Math proficiency
33% ▼ -8.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$50,596
Composite
29.16/100
National rank
#6577
State rank
#70 of 174 in GA

Livability — Euharlee

Score
70/100
State rank
#101
US rank
#7999

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Euharlee, GA
Population (ZIP)
9,065

Population outlook (Bartow County) Hauer SSP2

Today (2025)
107,887 people
By 2030
109,594 · +1.6%
By 2040
111,038 · +2.9%
By 2050
109,046 · +1.1%
By 2075
99,484 · -7.8%
By 2100
83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Black 5% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Slovak 3% Serbian 2% Scotch-Irish 1%
Foreign-born
2% · Canada, Vietnam
Languages at home
97% English-only · Spanish 3%

Political lean MEDSL · Bartow

2024 margin
Solid R (+51.0) · D 24.2% · R 75.2%
2008→2024 swing
-5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
All cycles
2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -63.20%
Current HPI
282.8922
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-9.4% since first listed
8 events — show timeline
  • 2026-05-14 Price Changed $325,990 Zillow
  • 2026-05-03 Price Changed $369,990 Zillow
  • 2026-03-12 Price Changed $339,990 Zillow
  • 2025-11-29 Price Changed $329,990 Zillow
  • 2025-08-21 Price Changed $346,890 Zillow
  • 2025-08-14 Price Changed $351,990 Zillow
  • 2025-07-04 Price Changed $360,990 Zillow
  • 2025-04-05 Listed $359,950 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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