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9185 Celeste Dr Unit 1-103
D Composite 42.28
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.5/30.0
  • ARV discount +9.5/15.0
  • 1% rule +5.4/10.0
  • Schools +4.6/10.0
  • Rent growth +3.9/5.0
  • Condition / age +3.8/5.0
  • Livability +3.1/5.0
  • DSCR +2.7/10.0
  • Appreciation +0.0/10.0

$305,000

9185 Celeste Dr Unit 1-103 · Lely Resort, FL 34113
2 bd · 2.0 ba · 1,000 sqft · Condo · 168 Days on market
Built 2005 Good condition $305/sqft · at area comps Est $319k · at est. $600/mo HOA · 19% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is a Freddie Mac HomeSteps property. 2 bed, 2 bath, 1st floor condo located in the Coral Falls at Lely Resort community of Naples. This spacious unit features FRESH PAINT & NEW CARPET THROUGHOUT, & a roomy living/dining room with sliding glass doors to the screened lanai! The kitchen has a pantry, & a breakfast bar overlooking the living/dining room . . perfect for entertaining family & friends! The master bedroom features a walk-in closet, access door to the screened lanai, & private master bath with dual sinks & glass shower. The 2nd bathroom features a combo tub & shower. Relax & enjoy the privacy on your screened lanai with a storage closet for all your storing needs! HomeSteps Financing is available for this property. Being sold AS-IS, WHERE-IS. All information and property details are deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. All room dimensions are approximate and need to be verified by the buyer.

Key facts

  • First-floor condo
  • In-unit laundry
  • Easy access to golf

Tags

FIRST-FLOOR CONDOIN-UNIT LAUNDRYCORAL FALLS COMMUNITYEASY ACCESS TO GOLFWALKING AND BIKING PATHSSHOPPING AND DINING

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $305k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-639 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $213k (30.3% below list).
  • Meets the 1% rule at list price ($3k rent vs $305k).
  • Recommended offer: $213k (30.3% below list) — sets the bar for cash-flow.
  • Cap rate 5.5% vs local median 2.5% in Lely Resort — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#786 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A-; Watch: health & safety D, amenities F, commute F.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Lely Elementary School (math 45% / reading 46%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 62% FRL); Manatee Middle School (math 61% / reading 43%, grade C+, #217 of 571 statewide, top 40%, 749 students, 64% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL).
  • Zoned-school proficiency averages 46% at this address vs 58% district-wide (-12 pts) — the specific schools serving this property underperform the Collier average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+5.6%/yr); 775 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 32d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 168 days — a 12% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 10y ago; this cycle's ask has dropped $25k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $175k; list at $305k implies a 74% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $212,572 (30.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 168 days. Have you received any prior offers? Is the seller open to a 30% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.04% ✓
Cap rate
5.46%
Cash-on-cash
-2.98%
DSCR
0.87
GRM
8.0

CMA / ARV

ARV (median comp)
$319,042
List price
$305,000
Delta
-4.40%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9175 Celeste Dr #303 0.03mi 2/2.0 1,000 (0%) 5mo $285,000 $285 94
900 Henderson Creek Dr Unit C115 1.17mi 2/2.0 1,025 (+2%) 2mo $195,000 $190 59
8161 Twelve Oaks Cir #523 0.80mi 2/2.0 1,016 (+2%) 4mo $250,000 $246 59
27 Amethyst Ave Unit 27A 1.48mi 2/2.0 1,055 (+6%) 3mo $105,000 $100 53
5515 Rattlesnake Hamm Rd #301 0.75mi 2/2.0 1,060 (+6%) 5mo $185,900 $175 51
9009 Michael Cir #4 0.66mi 2/2.0 1,247 (+25%) 2mo $380,000 $305 42
9022 Michael Cir #3 0.67mi 2/2.0 1,247 (+25%) 3mo $365,000 $293 41
1753 Beverly Dr 1.35mi 2/2.0 1,123 (+12%) 5mo $223,000 $199 40
1170 Genovesa Ct 1.25mi 2/2.0 1,196 (+20%) 0mo $399,000 $334 40
7940 Mahogany Run Ln #612 1.15mi 2/2.0 1,244 (+24%) 2mo $340,000 $273 39
101 Audubon Rd 1.33mi 2/2.0 1,248 (+25%) 2mo $200,000 $160 38
9087 Michael Cir #9 0.74mi 2/2.0 1,247 (+25%) 6mo $335,000 $269 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold
IRR
-27.3%
Equity multiple
0.05×
Total profit
$-80,982
Equity at exit
$45,476
10-year hold
IRR
-14.5%
Equity multiple
0.02×
Total profit
$-83,602
Equity at exit
$26,371

Cash invested: $85,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Active competition Active MLS

For sale now
8 active · 1 under contract
Median asking
$334,950 ($306/sqft)
Median days on market
87 d
This list price
38% of active listings are priced below it
ARV vs active asking
+4.1% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34113

Rents YoY
5.6%
Active inventory
775
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$3,159 medium interval (Pro) →
Mortgage (P&I)
−$1,599
Tax est. 1.5%
−$381 /mo · $4,575/yr
Insurance
−$127
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
−$600
Vacancy / Maint / Mgmt
−$663
Net cashflow
$-639

Break-even live

Break-even rent $3,968
Max offer price $212,572
Occupancy floor —

Sensitivity live

Price -10% $-428 -5% $-533 +0% $-639 +5% $-744 +10% $-850
Rent -10% $-888 -5% $-764 +0% $-639 +5% $-514 +10% $-389
Rate -1.0pp $-485 -0.5pp $-561 base $-639 +0.5pp $-718 +1.0pp $-798

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,250
Closing costs
$9,150
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9175 Celeste Dr Unit 105 Naples, FL 2.0 2.0 1000 $2,000 $2.00 164d 1 0.03mi
9175 Celeste Dr Unit 105 Naples, FL 2.0 2.0 1000 $2,000 $2.00 1d 1 0.03mi
9187 Celeste Dr Unit 1073494P Naples, FL 2.0 2.0 1399 $2,764 $1.98 2d 1 0.04mi
9165 Celeste Dr Unit 3-303 Naples, FL 2.0 2.0 1000 $6,500 $6.50 164d 1 0.09mi
9165 Celeste Dr Unit 3-303 Naples, FL 2.0 2.0 1000 $6,500 $6.50 6d 1 0.09mi
9115 Capistrano St S #8207 Naples, FL 2.0 2.5 1494 $6,000 $4.02 164d 1 0.32mi
9115 Capistrano St S #8207 Naples, FL 2.0 2.5 1494 $6,000 $4.02 10d 1 0.32mi
9111 Capistrano St S #8303 Naples, FL 2.0 2.5 1432 $6,000 $4.19 24d 1 0.32mi
9111 Capistrano St S #8303 Naples, FL 2.0 2.5 1432 $7,500 $5.24 164d 1 0.32mi
6590 Beach Resort Dr Unit 305 Naples, FL 2.0 2.0 1351 $4,500 $3.33 51d 1 0.32mi
6590 Beach Resort Dr Unit 305 Naples, FL 2.0 2.0 1351 $4,500 $3.33 154d 1 0.32mi
6590 Beach Resort Dr Unit 305 Naples, FL 2.0 2.0 1351 $4,500 $3.33 6d 1 0.32mi
9092 Chula Vista St #11003 Naples, FL 2.0 2.0 1404 $6,850 $4.88 10d 1 0.36mi
9092 Chula Vista St #11003 Naples, FL 2.0 2.0 1404 $6,850 $4.88 21d 1 0.36mi
9088 Chula Vista St Unit 108-3 Naples, FL 2.0 2.0 1404 $5,700 $4.06 10d 1 0.38mi
9088 Chula Vista St Unit 108-3 Naples, FL 2.0 2.0 1404 $5,700 $4.06 164d 1 0.38mi
6820 Beach Resort Dr #11 Naples, FL 2.0 2.0 1351 $2,600 $1.92 51d 1 0.38mi
9102 Capistrano St S #7209 Naples, FL 2.0 2.5 1494 $6,000 $4.02 29d 1 0.40mi
9102 Capistrano St S #7209 Naples, FL 2.0 2.5 1494 $6,000 $4.02 10d 1 0.40mi
9081 Albion Ln S #6505 Naples, FL 2.0 2.0 1225 $7,500 $6.12 164d 1 0.45mi
9071 Albion Ln N #5706 Naples, FL 2.0 2.5 1441 $2,200 $1.53 164d 1 0.51mi
9071 Albion Ln N #5706 Naples, FL 2.0 2.5 1441 $2,200 $1.53 10d 1 0.51mi
6650 Beach Resort Dr Unit 908 Naples, FL 2.0 2.0 1351 $4,600 $3.40 10d 1 0.52mi
9082 Capistrano St N Unit 48-5 Naples, FL 2.0 2.0 1227 $6,500 $5.30 164d 1 0.54mi
9082 Capistrano St N Unit 48-5 Naples, FL 2.0 2.0 1227 $6,500 $5.30 10d 1 0.54mi
9082 Capistrano St N #4806 Naples, FL 2.0 2.5 1441 $5,900 $4.09 10d 1 0.54mi
9082 Capistrano St N Unit 48-5 Naples, FL 2.0 2.0 1227 $6,500 $5.30 29d 1 0.54mi
9082 Capistrano St N #4806 Naples, FL 2.0 2.5 1441 $5,900 $4.09 31d 1 0.54mi
9063 Capistrano St N #4405 Naples, FL 2.0 2.0 1225 $7,000 $5.71 51d 1 0.57mi
6750 Beach Resort Dr Naples, FL 2.0 2.0 1351 $3,200 $2.37 154d 2 0.61mi
6750 Beach Resort Dr #7 Naples, FL 2.0 2.0 1351 $3,900 $2.89 10d 1 0.61mi
9055 Capistrano St N #4206 Naples, FL 2.0 2.5 1441 $6,000 $4.16 51d 1 0.62mi
9054 Capistrano St N #4003 Naples, FL 2.0 2.0 1385 $2,495 $1.80 10d 1 0.65mi
9054 Capistrano St N #4003 Naples, FL 2.0 2.0 1385 $2,495 $1.80 51d 1 0.65mi
9054 Capistrano St N #4003 Naples, FL 2.0 2.0 1385 $2,495 $1.80 164d 1 0.65mi
6680 Beach Resort Dr Unit 1214 Naples, FL 2.0 2.0 1351 $4,500 $3.33 10d 1 0.67mi
9022 Michael Cir #2 Naples, FL 3.0 2.0 1450 $6,000 $4.14 10d 1 0.68mi
9022 Michael Cir #2 Naples, FL 3.0 2.0 1450 $6,000 $4.14 51d 1 0.68mi
9022 Michael Cir Unit 2-205 Naples, FL 2.0 2.0 1450 $3,500 $2.41 164d 1 0.68mi
8175 Celeste Dr Naples, FL 2.0 2.0 1460 $2,395 $1.64 164d 1 0.72mi

Property features AI

Finance

Other
Complex has 16 units; building has 64 units across 3 floors; one unit per floor in this configuration
HOA & community
Mandatory HOA (professional management)Quarterly condo feeQuarterly condo fee amount appliesAnnual recurring HOA fees total $7,200One-time fees total $650HOA maintenance covers insurance, irrigation water, lawn/land maintenance, legal/accounting, management, sewer, street lights, trash removal, and waterCommunity amenities include BBQ/picnic area, bike and jog paths, bike storage, cabana, community pool, community room, community spa/hot tub, internet access, sidewalks, and streetlightsNon-gated community

Exterior

Parking
Directions to unit provided
Utilities
Central waterCentral sewerCentral electric power
Home design
Residential low-rise building (1–3 stories)Unit located in a multi-unit complex (unit 103)Rear exposure facing northwestLocated in Lely Resort / Coral Falls Resort development
Construction
Concrete block constructionStucco exteriorTile roofBuilt in 2005No commercial or RV use allowed (restrictions)
Exterior features
Automatic sprinkler systemLandscaped area/viewCentral irrigation

Interior

Kitchen
DishwasherRangeRefrigerator/FreezerPantry
Bedrooms
2 bedrooms
Flooring
CarpetTile
Bathrooms
2 full bathroomsMaster bath with dual sinks and shower (no tub)
Heating & cooling
Central electric heatingCentral electric coolingCable available
Interior features
Cable prewireFoyerHigh-speed internet availablePantrySmoke detectorsWalk-in closetSplit bedroom floor planCommon elevatorDining area in living roomScreened lanai/porch
Laundry & utility
WasherDryerLaundry in residence

HOA detail $600/mo · $7,200/yr condo

Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-11-05
    days on market $305,000 Active 168 DOM
  2. 2026-11-04
    days on market $305,000 Active 167 DOM
  3. 2026-11-02
    days on market $305,000 Active 165 DOM
  4. 2026-11-01
    days on market $305,000 Active 164 DOM
  5. 2026-10-31
    days on market $305,000 Active 163 DOM
  6. 2026-10-30
    days on market $305,000 Active 162 DOM
  7. 2026-10-29
    days on market $305,000 Active 161 DOM
  8. 2026-10-28
    days on market $305,000 Active 160 DOM
  9. 2026-10-27
    days on market $305,000 Active 159 DOM
  10. 2026-10-26
    days on market $305,000 Active 158 DOM
  11. 2026-10-25
    days on market $305,000 Active 157 DOM
  12. 2026-10-24
    days on market $305,000 Active 156 DOM
  13. 2026-10-23
    days on market $305,000 Active 155 DOM
  14. 2026-10-22
    days on market $305,000 Active 154 DOM
  15. 2026-10-21
    days on market $305,000 Active 153 DOM
  16. 2026-10-20
    days on market $305,000 Active 152 DOM
  17. 2026-10-19
    days on market $305,000 Active 151 DOM
  18. 2026-10-18
    days on market $305,000 Active 150 DOM
  19. 2026-10-17
    days on market $305,000 Active 149 DOM
  20. 2026-10-16
    days on market $305,000 Active 148 DOM
  21. 2026-10-15
    days on market $305,000 Active 147 DOM
  22. 2026-10-14
    days on market $305,000 Active 146 DOM
  23. 2026-10-13
    days on market $305,000 Active 145 DOM
  24. 2026-10-12
    days on market $305,000 Active 144 DOM
  25. 2026-10-11
    days on market $305,000 Active 143 DOM
  26. 2026-10-10
    days on market $305,000 Active 142 DOM
  27. 2026-10-09
    days on market $305,000 Active 141 DOM
  28. 2026-10-08
    days on market $305,000 Active 140 DOM
  29. 2026-10-07
    days on market $305,000 Active 139 DOM
  30. 2026-10-07
    days on market $305,000 Active 138 DOM
  31. 2026-10-05
    days on market $305,000 Active 137 DOM
  32. 2026-10-04
    days on market $305,000 Active 136 DOM
  33. 2026-10-04
    days on market $305,000 Active 135 DOM
  34. 2026-10-02
    days on market $305,000 Active 134 DOM
  35. 2026-10-01
    days on market $305,000 Active 133 DOM
  36. 2026-09-30
    days on market $305,000 Active 132 DOM
  37. 2026-09-29
    days on market $305,000 Active 131 DOM
  38. 2026-09-28
    days on market $305,000 Active 130 DOM
  39. 2026-09-27
    days on market $305,000 Active 129 DOM
  40. 2026-09-26
    days on market $305,000 Active 128 DOM
  41. 2026-09-25
    days on market $305,000 Active 127 DOM
  42. 2026-09-24
    days on market $305,000 Active 126 DOM
  43. 2026-09-23
    days on market $305,000 Active 125 DOM
  44. 2026-09-22
    days on market $305,000 Active 124 DOM
  45. 2026-09-21
    days on market $305,000 Active 123 DOM
  46. 2026-09-20
    days on market $305,000 Active 122 DOM
  47. 2026-09-18
    days on market $305,000 Active 120 DOM
  48. 2026-09-17
    days on market $305,000 Active 119 DOM
  49. 2026-09-16
    days on market $305,000 Active 118 DOM
  50. 2026-09-15
    days on market $305,000 Active 117 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$37,908
− Mortgage interest
−$17,085
− Property taxes
−$4,575
− Insurance
−$6,644
− Repairs & maintenance
−$3,033
− Management
−$3,033
− HOA
−$7,200
− Depreciation
−$8,873
Taxable loss
−$12,534
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,008
After-tax cash flow
$-4,657/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab Est. rehab $5,000–$15,000 screening

This well-maintained first-floor condo is in good condition and ready for immediate occupancy. It offers a bright, open layout and is an excellent income-producing investment or seasonal retreat.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance the curb appeal and interior aesthetics, making the property more attractive to both buyers and renters. ↑
  • Both Updating the flooring in common areas — New flooring can improve the overall look and feel of the property, making it more appealing to both buyers and renters. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 46/100

Zoned Schools

Elementary Lely Elementary School D- FL #1,247/2,144 Nat'l #15,746/41,679 Middle Manatee Middle School C+ FL #217/571 Nat'l #3,033/14,009 High Lely High School F FL #304/667 Nat'l #8,293/17,239

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL
C Composite livability gradescore 61/100

Livability — Lely Resort

Score
61/100
State rank
#786
US rank
#17981

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A- Housing D- Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lely Resort, FL
County
Collier County · 420,858 people
Metro
Naples-Marco Island, FL
Population (ZIP)
26,056
Household income
$81,674
Rent vs Own
26.7% rent · 73.3% own
Severe rent burden
12% of renters

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 56% Hispanic / Latino 28% Black 12% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 17% Puerto Rican 3% Cuban 2%
Languages at home
63% English-only · Spanish 24% French/Haitian/Cajun 9% Other Indo-European 2%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics
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Price history

+69.3% since first listed
3 events — show timeline
  • 2026-05-21 Listed $329,999 NAPLESMLS
  • 2016-12-31 Sold (MLS) $175,000 Stellar MLS as Distributed by MLS Grid
  • 2016-10-04 Listed $194,900 Stellar MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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