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535 Oakland Ave
B- Composite 65.48
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.5/30.0
  • ARV discount +12.9/15.0
  • DSCR +9.1/10.0
  • 1% rule +6.0/10.0
  • Livability +3.8/5.0
  • Rent growth +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$190,000

535 Oakland Ave · Baltimore, MD 21212
4 bd · 2.0 ba · 1,740 sqft · Townhouse public records · 57 Days on market
Built 1900 $109/sqft · 24% above area Est $216k · 12% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is the opportunity you’ve been waiting for. Turnkey 2 unit investment property with tenants and active leases in place. Fully occupied with strong, reliable tenants and separately metered utilities, all paid by the tenants. Each unit offers 2 beds and 1 full bath, plus an additional full bath in the basement. There is also an extra basement room not included in the bedroom count that can easily be converted into a legal bedroom for added value. Well maintained with no immediate repairs needed and a valid rental license in place. Located just 2 miles from Morgan State University and 1.5 miles from Johns Hopkins University, providing strong rental demand. Rental income, lease details, market rent data, and comparable rentals are available upon request. Priced properly, in great condition, and already generating income, this will not last long. A strong opportunity for investors looking to build long term, generational wealth. Reach out with any questions and let’s get the ball rolling. Showings are by appointment only; please call or text listing agent (James Kirk) to coordinate.

Key facts

  • Built 1900
  • Listed 56 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath townhouse listed at $190k.

Deal economics

  • At list price, monthly cash flow is $505 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $190k).
  • Recommended offer: $184k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.5% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.7%/yr); 133 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 4.7% rent growth), your $53k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $158k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,300 (3.0% below list)

Questions for the listing agent

  1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
9.48%
Cash-on-cash
11.38%
DSCR
1.51
GRM
7.6

CMA / ARV

ARV (median comp)
$216,159
List price
$190,000
Delta
-12.10%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
609 E 41st St 0.27mi 3/2.0 (-1) 1,728 (-1%) 1mo $79,100 $46 81
617 Willow Ave 0.09mi 3/2.0 (-1) 1,641 (-6%) 2mo $235,000 $143 80
3953 Wilsby Ave 0.43mi 4/2.0 1,716 (-1%) 1mo $235,000 $137 76
4744 Alhambra Ave 0.19mi 3/1.5 (-1) 1,816 (+4%) 2mo $155,000 $85 76
537 Oakland Ave 0.00mi 3/1.5 (-1) 1,915 (+10%) 1mo $220,000 $115 76
4662 Kernwood Ave 0.23mi 3/1.5 (-1) 1,652 (-5%) 1mo $240,000 $145 73
715 Radnor Ave 0.31mi 4/2.0 1,600 (-8%) 2mo $249,900 $156 70
608 Radnor Ave 0.32mi 3/2.0 (-1) 1,837 (+6%) 2mo $219,000 $119 70
923 North Hill Rd 0.53mi 3/2.0 (-1) 1,652 (-5%) 2mo $277,500 $168 60
3613 Greenmount Ave 0.71mi 3/3.0 (-1) 1,732 (-0%) 1mo $207,000 $120 56
804 Mccabe Ave 0.65mi 3/2.5 (-1) 1,620 (-7%) 1mo $199,900 $123 50
1101 Andover Rd 0.64mi 4/2.0 1,500 (-14%) 2mo $257,000 $171 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.65% rent growth · sell at horizon

5-year hold
IRR
2.3%
Equity multiple
1.09×
Total profit
$4,785
Equity at exit
$28,330
10-year hold
IRR
13.3%
Equity multiple
2.13×
Total profit
$60,156
Equity at exit
$16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21212

Rents YoY
4.7%
Active inventory
133
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,083 high interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$65 /mo · $781/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$437
Net cashflow
$505

Break-even live

Break-even rent $1,444
Max offer price $190,000
Occupancy floor 71%

Sensitivity live

Price -10% $612 -5% $558 +0% $505 +5% $451 +10% $397
Rent -10% $340 -5% $422 +0% $505 +5% $587 +10% $669
Rate -1.0pp $600 -0.5pp $553 base $505 +0.5pp $455 +1.0pp $405

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,500
Closing costs
$5,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4407 Old York Rd Baltimore, MD 3.0 1.5 1356 $1,574 $1.16 21d 1 0.05mi
4407 Old York Rd Baltimore, MD 3.0 1.5 1356 $1,574 $1.16 44d 1 0.05mi
706 E 43rd St Baltimore, MD 4.0 1.5 1596 $1,899 $1.19 2d 1 0.12mi
531 Willow Ave Unit Na Baltimore, MD 4.0 1.0 1300 $1,800 $1.38 21d 1 0.12mi
720 Springfield Ave Baltimore, MD 3.0 1.0 1160 $2,000 $1.72 44d 1 0.18mi
4754 Alhambra Ave Baltimore, MD 3.0 2.0 1876 $1,500 $0.80 24d 1 0.24mi
513 E 41st St Baltimore, MD 4.0 1.5 1620 $1,900 $1.17 44d 1 0.26mi
514 Radnor Ave Baltimore, MD 3.0 1.5 1575 $1,500 $0.95 45d 1 0.35mi
804 Radnor Ave Baltimore, MD 3.0 1.0 1654 $2,000 $1.21 44d 1 0.35mi
5001 Govane Ave Baltimore, MD 5.0 2.5 1200 $1,800 $1.50 24d 1 0.44mi
510 Winston Ave Baltimore, MD 4.0 2.0 1600 $2,800 $1.75 21d 1 0.51mi
543 Chateau Ave Baltimore, MD 3.0 2.0 1152 $1,900 $1.65 5d 1 0.52mi
3721 Ellerslie Ave Baltimore, MD 1.0–3.0 1.0–2.0 894 $1,603 $1.79 2d 1 0.58mi
711 1/2 McCabe Ave Baltimore, MD 4.0 3.0 1204 $2,350 $1.95 5d 1 0.64mi
5200 Ready Ave Baltimore, MD 3.0 1.5 1116 $1,950 $1.75 4d 1 0.70mi
1224 Winston Ave Baltimore, MD 3.0 2.0 1248 $2,100 $1.68 18d 1 0.71mi
4006 Loch Raven Blvd Baltimore, MD 3.0 2.5 2016 $2,695 $1.34 18d 1 0.79mi
3529 Greenmount Ave Baltimore, MD 3.0 2.0 1316 $1,575 $1.20 44d 1 0.79mi
1221 Glenwood Ave Baltimore, MD 3.0 2.0 1390 $2,595 $1.87 44d 1 0.85mi
724 E 35th St Baltimore, MD 3.0 1.5 1368 $2,000 $1.46 15d 1 0.85mi
3421 University Pl Baltimore, MD 5.0 2.0 1960 $3,500 $1.79 24d 1 0.90mi
1539 Ralworth Rd Baltimore, MD 3.0 2.0 1580 $1,950 $1.23 15d 1 0.91mi
1 E University Pkwy Baltimore, MD 1.0–3.0 1.0–2.0 1045 $2,500 $2.39 5d 2 0.93mi
5204 Kelway Rd Baltimore, MD 3.0 2.0 1666 $2,350 $1.41 24d 1 0.93mi
1617 Argonne Dr Baltimore, MD 4.0 2.0 1200 $2,550 $2.12 44d 1 0.95mi
500 W University Pkwy Baltimore, MD 3.0 1.0–2.0 955 $3,020 $3.16 2d 60 0.96mi
3501 Saint Paul St Baltimore, MD 3.0 1.0–2.5 916 $2,700 $2.95 2d 172 0.99mi
348 E University Pkwy Baltimore, MD 4.0 2.0 1809 $2,400 $1.33 44d 1 0.99mi
1545 E Cold Spring Ln Baltimore, MD 4.0 2.0 1240 $2,000 $1.61 44d 1 0.99mi
1008 Tunbridge Rd Baltimore, MD 3.0 2.0 1732 $2,050 $1.18 24d 1 1.00mi
3222 Ellerslie Ave Baltimore, MD 4.0 1.5 1550 $1,950 $1.26 44d 1 1.08mi
1502 Fernley Rd Baltimore, MD 3.0 2.0 1350 $2,800 $2.07 44d 1 1.09mi
5622 Midwood Ave Baltimore, MD 3.0 2.0 1452 $2,300 $1.58 44d 1 1.11mi
616 Montpelier St Baltimore, MD 3.0 1.0 1150 $1,750 $1.52 11d 1 1.15mi
828 Saint Dunstans Rd Baltimore, MD 3.0 2.0 1544 $2,000 $1.30 24d 1 1.23mi
5520 Sagra Rd Baltimore, MD 3.0 1.5 1650 $1,900 $1.15 44d 1 1.23mi
3010 Guilford Ave Baltimore, MD 5.0 2.5 2174 $3,980 $1.83 11d 1 1.28mi
816 W 37th St Baltimore, MD 3.0 2.5 1468 $2,700 $1.84 5d 1 1.37mi
424 Ilchester Ave Baltimore, MD 3.0 3.0 1976 $1,800 $0.91 15d 1 1.39mi
1702 E 32nd St Baltimore, MD 3.0 2.0 1344 $2,300 $1.71 44d 1 1.40mi

Listing history 46 events

  1. 2026-06-18
    days on market $190,000 Active 57 DOM
  2. 2026-06-17
    days on market $190,000 Active 56 DOM
  3. 2026-06-16
    days on market $190,000 Active 55 DOM
  4. 2026-06-15
    days on market $190,000 Active 54 DOM
  5. 2026-06-13
    days on market $190,000 Active 52 DOM
  6. 2026-06-09
    days on market $190,000 Active 48 DOM
  7. 2026-06-08
    days on market $190,000 Active 47 DOM
  8. 2026-06-07
    days on market $190,000 Active 46 DOM
  9. 2026-06-04
    days on market $190,000 Active 43 DOM
  10. 2026-06-03
    days on market $190,000 Active 42 DOM
  11. 2026-06-02
    days on market $190,000 Active 41 DOM
  12. 2026-06-01
    days on market $190,000 Active 40 DOM
  13. 2026-05-31
    days on market $190,000 Active 39 DOM
  14. 2026-04-23
    listed $190,000 Active 1112-char remark
    Show marketing remark (1112 chars)

    This is the opportunity you’ve been waiting for. Turnkey 2 unit investment property with tenants and active leases in place. Fully occupied with strong, reliable tenants and separately metered utilities, all paid by the tenants. Each unit offers 2 beds and 1 full bath, plus an additional full bath in the basement. There is also an extra basement room not included in the bedroom count that can easily be converted into a legal bedroom for added value. Well maintained with no immediate repairs needed and a valid rental license in place. Located just 2 miles from Morgan State University and 1.5 miles from Johns Hopkins University, providing strong rental demand. Rental income, lease details, market rent data, and comparable rentals are available upon request. Priced properly, in great condition, and already generating income, this will not last long. A strong opportunity for investors looking to build long term, generational wealth. Reach out with any questions and let’s get the ball rolling. Showings are by appointment only; please call or text listing agent (James Kirk) to coordinate.

  15. 2026-04-20
    historical $190,000 1112-char remark
    Show marketing remark (1112 chars)

    This is the opportunity you’ve been waiting for. Turnkey 2 unit investment property with tenants and active leases in place. Fully occupied with strong, reliable tenants and separately metered utilities, all paid by the tenants. Each unit offers 2 beds and 1 full bath, plus an additional full bath in the basement. There is also an extra basement room not included in the bedroom count that can easily be converted into a legal bedroom for added value. Well maintained with no immediate repairs needed and a valid rental license in place. Located just 2 miles from Morgan State University and 1.5 miles from Johns Hopkins University, providing strong rental demand. Rental income, lease details, market rent data, and comparable rentals are available upon request. Priced properly, in great condition, and already generating income, this will not last long. A strong opportunity for investors looking to build long term, generational wealth. Reach out with any questions and let’s get the ball rolling. Showings are by appointment only; please call or text listing agent (James Kirk) to coordinate.

  16. 2025-04-02
    soldstatus $158,000
  17. 2025-03-06
    soldstatus $158,000 Closed 675-char remark
    Show marketing remark (675 chars)

    Investor Alert! Welcome to 535 Oakland Ave! This semi-detached, tenant-occupied brick colonial is a fantastic investment opportunity. With 1,740 sqft, the property is configured as 2 units, featuring a total of 4 bedrooms and 3 full baths. The second unit offers a private entrance, enhancing tenant appeal and rental flexibility. Additional features include a fenced backyard and a basement for added storage or potential use. Located in a convenient area, this multi-unit property is perfect for generating steady rental income or value-add opportunities. Schedule your private showing today! Property is one of five in a portfolio, see agent comments for more information.

  18. 2025-02-15
    status Pending 675-char remark
    Show marketing remark (675 chars)

    Investor Alert! Welcome to 535 Oakland Ave! This semi-detached, tenant-occupied brick colonial is a fantastic investment opportunity. With 1,740 sqft, the property is configured as 2 units, featuring a total of 4 bedrooms and 3 full baths. The second unit offers a private entrance, enhancing tenant appeal and rental flexibility. Additional features include a fenced backyard and a basement for added storage or potential use. Located in a convenient area, this multi-unit property is perfect for generating steady rental income or value-add opportunities. Schedule your private showing today! Property is one of five in a portfolio, see agent comments for more information.

  19. 2024-12-19
    status Active 675-char remark
    Show marketing remark (675 chars)

    Investor Alert! Welcome to 535 Oakland Ave! This semi-detached, tenant-occupied brick colonial is a fantastic investment opportunity. With 1,740 sqft, the property is configured as 2 units, featuring a total of 4 bedrooms and 3 full baths. The second unit offers a private entrance, enhancing tenant appeal and rental flexibility. Additional features include a fenced backyard and a basement for added storage or potential use. Located in a convenient area, this multi-unit property is perfect for generating steady rental income or value-add opportunities. Schedule your private showing today! Property is one of five in a portfolio, see agent comments for more information.

  20. 2024-11-27
    historical 675-char remark
    Show marketing remark (675 chars)

    Investor Alert! Welcome to 535 Oakland Ave! This semi-detached, tenant-occupied brick colonial is a fantastic investment opportunity. With 1,740 sqft, the property is configured as 2 units, featuring a total of 4 bedrooms and 3 full baths. The second unit offers a private entrance, enhancing tenant appeal and rental flexibility. Additional features include a fenced backyard and a basement for added storage or potential use. Located in a convenient area, this multi-unit property is perfect for generating steady rental income or value-add opportunities. Schedule your private showing today! Property is one of five in a portfolio, see agent comments for more information.

  21. 2024-11-21
    listed $169,989 Active 675-char remark
    Show marketing remark (675 chars)

    Investor Alert! Welcome to 535 Oakland Ave! This semi-detached, tenant-occupied brick colonial is a fantastic investment opportunity. With 1,740 sqft, the property is configured as 2 units, featuring a total of 4 bedrooms and 3 full baths. The second unit offers a private entrance, enhancing tenant appeal and rental flexibility. Additional features include a fenced backyard and a basement for added storage or potential use. Located in a convenient area, this multi-unit property is perfect for generating steady rental income or value-add opportunities. Schedule your private showing today! Property is one of five in a portfolio, see agent comments for more information.

  22. 2024-11-20
    historical $169,989 675-char remark
    Show marketing remark (675 chars)

    Investor Alert! Welcome to 535 Oakland Ave! This semi-detached, tenant-occupied brick colonial is a fantastic investment opportunity. With 1,740 sqft, the property is configured as 2 units, featuring a total of 4 bedrooms and 3 full baths. The second unit offers a private entrance, enhancing tenant appeal and rental flexibility. Additional features include a fenced backyard and a basement for added storage or potential use. Located in a convenient area, this multi-unit property is perfect for generating steady rental income or value-add opportunities. Schedule your private showing today! Property is one of five in a portfolio, see agent comments for more information.

  23. 2024-03-14
    historical $825
  24. 2023-12-22
    listed $825
  25. 2016-10-29
    historical
  26. 2016-10-29
    historical Withdrawn
  27. 2016-09-23
    listed Active
  28. 2016-09-23
    listed $85,000
  29. 2013-09-21
    historical
  30. 2013-09-21
    historical
  31. 2013-07-24
    price
  32. 2013-07-18
    price
  33. 2013-06-28
    listed Active
  34. 2013-06-28
    listed $99,000
  35. 2013-05-07
    soldstatus $30,000
  36. 2013-05-07
    soldstatus $30,000 Sold
  37. 2013-05-02
    soldstatus $60,000
  38. 2013-04-26
    historical
  39. 2013-03-07
    status Contract
  40. 2013-03-07
    historical
  41. 2013-02-22
    listed $39,900 Active
  42. 2013-02-21
    listed $39,900
  43. 2006-01-03
    soldstatus $42,428
  44. 2004-12-08
    soldstatus $124,086
  45. 1998-06-17
    historical
  46. 1997-12-05
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$781 · $65/mo
Projected year-2 tax
$1,426 · $119/mo
Expected delta
+$645/yr (+$54/mo · 82.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,990
− Mortgage interest
−$10,643
− Property taxes
−$781
− Insurance
−$950
− Repairs & maintenance
−$1,999
− Management
−$1,999
− Depreciation
−$5,527
Taxable income
$3,090
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$742
After-tax cash flow
$5,313/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
33,974
Household income
$96,685
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
769.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 49% Black 35% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 1% Puerto Rican 1%
Common ancestry
Romanian 3% Italian 2% Slovak 2%
Foreign-born
9% · Canada, China
Languages at home
87% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -392.44%
Current HPI
267.4569
Rent YoY
▲ 4.65%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+53.1% since first listed
33 events — show timeline
  • 2026-04-23 Listed $190,000 BRIGHT MLS
  • 2026-04-20 Coming Soon $190,000 BRIGHT MLS
  • 2025-04-02 Sold (Public Records) $158,000 Public Records
  • 2025-03-06 Sold (MLS) $158,000 BRIGHT MLS
  • 2025-02-15 Pending BRIGHT MLS
  • 2024-12-19 Relisted BRIGHT MLS
  • 2024-11-27 Listing Removed BRIGHT MLS
  • 2024-11-21 Listed $169,989 BRIGHT MLS
  • 2024-11-20 Coming Soon $169,989 BRIGHT MLS
  • 2024-03-14 Rental Removed $825 APPFOLIO
  • 2023-12-22 Listed for Rent $825 APPFOLIO
  • 2016-10-29 Delisted MRIS
  • 2016-10-29 Listing Removed BRIGHT MLS
  • 2016-09-23 Listed MRIS
  • 2016-09-23 Listed $85,000 BRIGHT MLS
  • 2013-09-21 Delisted MRIS
  • 2013-09-21 Listing Removed BRIGHT MLS
  • 2013-07-24 Price Changed MRIS
  • 2013-07-18 Price Changed MRIS
  • 2013-06-28 Listed MRIS
  • 2013-06-28 Listed $99,000 BRIGHT MLS
  • 2013-05-07 Sold (MLS) $30,000 MRIS
  • 2013-05-07 Sold (MLS) $30,000 BRIGHT MLS
  • 2013-05-02 Sold (Public Records) $60,000 Public Records
  • 2013-04-26 Delisted MRIS
  • 2013-03-07 Pending MRIS
  • 2013-03-07 Listing Removed BRIGHT MLS
  • 2013-02-22 Listed $39,900 MRIS
  • 2013-02-21 Listed $39,900 BRIGHT MLS
  • 2006-01-03 Sold (Public Records) $42,428 Public Records
  • 2004-12-08 Sold (Public Records) $124,086 Public Records
  • 1998-06-17 Delisted MRIS
  • 1997-12-05 Listed MRIS

Property tax history

+0.9%/yr

Latest (2025): $781 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…