1004 Gran Bahama Blvd #1004 · Four Corners, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +7.8/30.0
- ARV discount +7.5/15.0
- 1% rule +6.4/10.0
- Appreciation +4.7/10.0
- Schools +3.5/10.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- DSCR +1.9/10.0
- Rent growth +1.8/5.0
$179,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
Key facts
- Quartz countertops
- Screened rear porch
- Updated kitchen
Tags
Property features AI
Finance
- Other: Turnkey furnished option; Buyer approval required for community; Directions: Enter Bahama Bay Resort via main gated entrance off Florence Villa Grove Road; proceed past clubhouse to Building 31
- Financial info: Total annual fees: $6,948; Lease restrictions apply
- HOA & community: Monthly condo fee: $579 (includes cable TV, insurance, internet, maintenance of structure and grounds, pest control, pool, private road, recreational facilities, security, sewer, trash, water, common area taxes, escrow reserves); Association required; association name listed; Community amenities: clubhouse, fitness center, pool, spa/hot tub, tennis and shuffleboard courts, basketball court, playground, trails, sidewalks, street lights; Gated community with full-time management; Pets allowed with restrictions (cats and dogs OK, size limit, breed restrictions; max pet weight 35 lbs)
Exterior
- Parking: Common open parking with guest spaces
- Security: Gated community; Fire alarm and sprinkler system; Smoke detectors
- Utilities: Public water; Public sewer; Cable and high-speed internet available and connected; Electricity connected; Phone available; Sewer and water connected
- Home design: Residential condominium; One level; Building 31; Faces east
- Construction: Block and stucco construction; Shingle roof; Slab foundation; Built as part of a multi-story complex (three stories total)
- Exterior features: Covered rear porch with screened porch; Porch; Community lighting; Sidewalks; Rear view of community pond with fountain; Mature landscaping with trees
Interior
- Kitchen: Dishwasher; Disposal; Ice maker; Microwave; Range; Refrigerator; Trash compactor
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Ceramic tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (Electric, heat pump); Central air with humidity control
- Interior features: Ceiling fans; Open floorplan with living room/dining room combo; Solid surface and stone counters; Thermostat; Window treatments (blinds, drapes, rods)
- Laundry & utility: Washer and dryer included; Electric water heater; Laundry located inside in a laundry closet; Inside utility / storage rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath condo listed at $180k.
Deal economics
- At list price, monthly cash flow is $-199 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $151k (16.0% below list).
- Meets the 1% rule at list price ($2k rent vs $180k).
- Recommended offer: $151k (16.0% below list) — sets the bar for cash-flow.
- Cap rate 5.0% vs local median 3.2% in Four Corners — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#453 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-; Watch: amenities F, health & safety F.
- Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Loughman Oaks Elementary School (math 36% / reading 36%, grade F, #1,670 of 2,144 statewide, top 78%, 1,052 students, 37% FRL); Lake Alfred Polytech Academy (math 41% / reading 43%, grade D-, #340 of 571 statewide, top 61%, 645 students, 59% FRL); Ridge Community High School (math 12% / reading 33%, grade F, #539 of 667 statewide, top 81%, 2,711 students, 48% FRL).
- Market conditions: Rents soft (-2.7%/yr); 648 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
- This rent runs 35% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $148 of equity ($1k loan paydown + $-1k appreciation (-0.6% local appreciation)).
- Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 202 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 16y ago; this cycle's ask has dropped $85k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $85k; list at $180k implies a 112% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 28% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 202 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- 4.96%
- Cash-on-cash
- -4.75%
- DSCR
- 0.79
- GRM
- 7.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-0.61% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -13.2%
- Equity multiple
- 0.43×
- Total profit
- $-28,688
- Equity at exit
- $46,851
- IRR
- -10.4%
- Equity multiple
- 0.11×
- Total profit
- $-45,015
- Equity at exit
- $52,158
Cash invested: $50,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33897
- Home prices YoY
- -0.3%
- Rents YoY
- -2.7%
- Active inventory
- 648
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $2,055 high interval (Pro) →
- Mortgage (P&I)
- −$944
- Tax est. 1.5%
- −$225 /mo · $2,700/yr
- Insurance
- −$75
- HOA
- −$579
- Vacancy / Maint / Mgmt
- −$432
- Net cashflow
- $-199
Break-even live
Sensitivity live
| Price | -10% $-75 | -5% $-137 | +0% $-199 | +5% $-262 | +10% $-324 |
|---|---|---|---|---|---|
| Rent | -10% $-362 | -5% $-281 | +0% $-199 | +5% $-118 | +10% $-37 |
| Rate | -1.0pp $-109 | -0.5pp $-154 | base $-199 | +0.5pp $-246 | +1.0pp $-293 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,000
- Closing costs
- $5,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 304 New Providence Promenade Unit 304 Davenport, FL | 3.0 | 2.0 | 1227 | $1,495 | $1.22 | 25d | 1 | 0.19mi |
| 603 New Providence Promenade #603 Davenport, FL | 3.0 | 2.0 | 1227 | $1,550 | $1.26 | 25d | 1 | 0.20mi |
| 226 Hillcrest Dr Davenport, FL | 4.0 | 2.0 | 1488 | $2,500 | $1.68 | 25d | 1 | 0.24mi |
| 515 Corso Ln Davenport, FL | 2.0–3.0 | 2.5 | 1402 | $2,495 | $1.78 | 4d | 13 | 0.35mi |
| 309 Catfish Dr E Davenport, FL | 3.0 | 2.0 | 1454 | $1,895 | $1.30 | 25d | 1 | 0.61mi |
| 50989 Highway 27 #108 Davenport, FL | 2.0 | 1.0 | 800 | $1,500 | $1.88 | 22d | 1 | 0.69mi |
| 1301 Tuscan Hills Blvd Unit 9406 1 Davenport, FL | 2.0 | 2.0 | 1134 | $2,200 | $1.94 | 25d | 1 | 0.73mi |
| 774 Chelsea Dr Davenport, FL | 2.0 | 2.5 | 988 | $1,750 | $1.77 | 25d | 1 | 0.82mi |
| 315 Allison Ave Davenport, FL | 3.0 | 2.0 | 1180 | $2,400 | $2.03 | 25d | 1 | 0.85mi |
| 807 Chelsea Dr Davenport, FL | 2.0 | 2.5 | 1076 | $1,450 | $1.35 | 25d | 1 | 0.86mi |
| 183 Ashbourne Way Davenport, FL | 1.0–3.0 | 1.0–2.0 | 1039 | $2,200 | $2.12 | 4d | 35 | 0.87mi |
| 222 Bexley Dr Davenport, FL | 2.0 | 2.5 | 1313 | $2,000 | $1.52 | 25d | 1 | 0.92mi |
| 2010 Limetta DR Davenport, FL | 1.0–3.0 | 1.0–2.0 | 1178 | $2,429 | $2.06 | 4d | 15 | 0.92mi |
| 9055 Treasure Trove Ln Kissimmee, FL | 2.0–3.0 | 2.0 | 1572 | $1,900 | $1.21 | 5d | 2 | 0.99mi |
| 9055 Treasure Trove Ln Kissimmee, FL | 2.0–3.0 | 2.0 | 1572 | $1,900 | $1.21 | 6d | 2 | 0.99mi |
| 1492 Mirabella Cir Davenport, FL | 3.0 | 2.5 | 1435 | $1,950 | $1.36 | 16d | 1 | 1.09mi |
| 1492 Mirabella Cir Davenport, FL | 3.0 | 2.0 | 1435 | $1,995 | $1.39 | 25d | 1 | 1.09mi |
| 237 Somerset Dr Davenport, FL | 2.0 | 1.0 | 1330 | $1,900 | $1.43 | 25d | 1 | 1.10mi |
| 1556 Mirabella Cir Davenport, FL | 3.0 | 2.5 | 1371 | $1,950 | $1.42 | 4d | 1 | 1.10mi |
| 3050 Pirates Retreat Ct #208 Kissimmee, FL | 2.0 | 2.0 | 1445 | $1,600 | $1.11 | 3d | 1 | 1.10mi |
| 3060 Pirates Retreat Ct Kissimmee, FL | 2.0 | 2.0 | 1445 | $1,850 | $1.28 | 0d | 2 | 1.14mi |
| 904 Charo Pkwy #533 Davenport, FL | 4.0 | 3.0 | 1437 | $1,795 | $1.25 | 16d | 1 | 1.19mi |
| 904 Charo Pkwy #517 Davenport, FL | 3.0 | 3.0 | 1217 | $1,800 | $1.48 | 25d | 1 | 1.19mi |
| 631 Washington Palm Loop Davenport, FL | 3.0 | 2.0 | 1387 | $1,450 | $1.05 | 25d | 1 | 1.19mi |
| 1316 Mirabella Cir Davenport, FL | 3.0 | 2.5 | 1489 | $2,050 | $1.38 | 25d | 1 | 1.24mi |
| 8836 Dunes Ct #13306 Kissimmee, FL | 3.0 | 2.0 | 1249 | $1,650 | $1.32 | 25d | 1 | 1.26mi |
| 8908 Legacy Ct #104 Kissimmee, FL | 3.0 | 2.0 | 1249 | $1,900 | $1.52 | 9d | 1 | 1.31mi |
| 8925 Legacy Ct #107 Kissimmee, FL | 2.0 | 2.0 | 1110 | $1,700 | $1.53 | 5d | 1 | 1.32mi |
| 8828 Dunes Ct Unit 12-202 Kissimmee, FL | 4.0 | 2.0 | 1377 | $2,050 | $1.49 | 25d | 1 | 1.32mi |
| 333 Terra Lago St Unit 1031923P Davenport, FL | 3.0 | 3.0 | 1453 | $2,170 | $1.49 | 4d | 1 | 1.33mi |
| 8917 Legacy Ct #207 Kissimmee, FL | 2.0 | 2.0 | 1110 | $1,750 | $1.58 | 25d | 1 | 1.35mi |
| 400 Australian Way Unit A Davenport, FL | 3.0 | 2.0 | 1350 | $1,600 | $1.19 | 16d | 1 | 1.35mi |
| 217 Australian Way Unit A Davenport, FL | 3.0 | 2.0 | 1211 | $1,750 | $1.45 | 4d | 1 | 1.36mi |
| 623 Coconut Palm Way Davenport, FL | 3.0 | 2.0 | 1100 | $1,650 | $1.50 | 25d | 1 | 1.36mi |
| 8812 Dunes Ct #305 Kissimmee, FL | 2.0 | 2.0 | 1048 | $1,500 | $1.43 | 25d | 1 | 1.37mi |
| 2929 Fan Palm Dr Unit 1 Davenport, FL | 3.0 | 2.5 | 1090 | $1,600 | $1.47 | 16d | 1 | 1.37mi |
| 2929 Fan Palm Dr Davenport, FL | 3.0 | 3.0 | 1090 | $1,600 | $1.47 | 16d | 1 | 1.37mi |
| 2918 Fan Palm Dr Unit Main Davenport, FL | 3.0 | 2.0 | 1400 | $1,800 | $1.29 | 25d | 1 | 1.40mi |
| 1000 Western Breeze CIR Unit 3-410 Davenport, FL | 2.0 | 2.0 | 1185 | $2,360 | $1.99 | 4d | 1 | 1.40mi |
| 1000 Western Breeze Cir Davenport, FL | 1.0–3.0 | 1.0–2.0 | 1350 | $3,400 | $2.52 | 16d | 83 | 1.40mi |
HOA detail condo
- Monthly dues
- $579 · $6,948/yr
- Likely covers
- water
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 34 events
-
2026-06-22days on market $179,999 Active 202 DOM
-
2026-06-18days on market $179,999 Active 199 DOM
-
2026-06-17days on market $179,999 Active 198 DOM
-
2026-06-16days on market $179,999 Active 197 DOM
-
2026-06-15remarks 699-char remark
-
2026-06-15pricedays on market $179,999 Active 196 DOM
-
2026-06-13days on market $199,999 Active 194 DOM
-
2026-06-10days on market $199,999 Active 191 DOM
-
2026-06-09days on market $199,999 Active 190 DOM
-
2026-06-08days on market $199,999 Active 189 DOM
-
2026-06-07days on market $199,999 Active 188 DOM
-
2026-06-05days on market $199,999 Active 185 DOM
-
2026-06-03days on market $199,999 Active 183 DOM
-
2026-06-01days on market $199,999 Active 182 DOM
-
2026-05-31days on market $199,999 Active 181 DOM
-
2026-03-31price $199,999
-
2026-03-24price $209,000
-
2026-03-16price $219,000
-
2026-03-08price $224,000
-
2026-02-26price $229,000
-
2025-12-20price $249,000
-
2025-12-01$264,900 Active
-
2016-09-02soldstatus $85,000 Sold 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
-
2016-08-19status Pending 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
-
2016-06-23price $94,950 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
-
2016-05-10price $99,950 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
-
2016-04-19price $104,950 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
-
2016-01-14price $110,500 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
-
2015-12-10status Active 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
-
2015-12-10price $114,950 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
-
2015-12-10historical 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
-
2015-11-12$119,950 Active 284-char remark
Show marketing remark (284 chars)
You have to see this magnificent, like new ground floor PLATINUM RATED unit at the world famous Bahama Bay Resort. Full of upgrades including Tile Flooring, Flat screen TV’s and much much more!!!! Located steps from the clubhouse. Sensational water view. PRICED TO SELL FAST!!!!
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2011-06-01soldstatus $67,000 807-char remark
Show marketing remark (807 chars)
SHORT SALEBahama Bay Resort can be found nestled on the banks of Lake Davenport. The resort complex offers superior facilities within ten minutes of Disney World and all other major attractions Central Florida has to offer. The 24 hour gated and guarded resort offers its owners and their guests facilities which are worthy of a first class resort. Its Caribbean style buildings, lush landscaping and breathtaking views over Lake Davenport will make it hard to leave. This 3 bed 2 bath unit with private balcony is beingsold fully furnished. The community has first class facilities including a restaurant, Walking Trails, Tennis Courts, Volleyball, Basketball, Four Heated Pools some with their own in ground spa, Direct access onto Lake Davenport, Sandy Beach and FishingDock. This is a ground floor unit.
-
2010-08-27$70,500 807-char remark
Show marketing remark (807 chars)
SHORT SALEBahama Bay Resort can be found nestled on the banks of Lake Davenport. The resort complex offers superior facilities within ten minutes of Disney World and all other major attractions Central Florida has to offer. The 24 hour gated and guarded resort offers its owners and their guests facilities which are worthy of a first class resort. Its Caribbean style buildings, lush landscaping and breathtaking views over Lake Davenport will make it hard to leave. This 3 bed 2 bath unit with private balcony is beingsold fully furnished. The community has first class facilities including a restaurant, Walking Trails, Tennis Courts, Volleyball, Basketball, Four Heated Pools some with their own in ground spa, Direct access onto Lake Davenport, Sandy Beach and FishingDock. This is a ground floor unit.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥107°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,662
- − Mortgage interest
- −$10,083
- − Property taxes
- −$2,700
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,973
- − Management
- −$1,973
- − HOA
- −$6,948
- − Depreciation
- −$5,236
- Taxable loss
- −$5,151
- Est. tax savings @ 24.0%
- +$1,236
- After-tax cash flow
- $-1,156/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Polk
- NCES district ID
- 1201590
- Math proficiency
- 39% ▼ -11.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $43,979
- Composite
- 34.74/100
- National rank
- #5132
- State rank
- #62 of 73 in FL
Livability — Four Corners
- Score
- 69/100
- State rank
- #453
- US rank
- #8218
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Four Corners, FL
- County
- Polk County · 740,051 people
- City population
- 27,422
- Metro
- Lakeland-Winter Haven, FL
- Population (ZIP)
- 30,159
- Household income
- $70,982
- Rent vs Own
- Severe rent burden
- 926.0
Population outlook (Polk County) Hauer SSP2
- Today (2025)
- 752,975 people
- By 2030
- 804,621 · +6.9%
- By 2040
- 906,117 · +20.3%
- By 2050
- 1,000,476 · +32.9%
- By 2075
- 1,197,520 · +59.0%
- By 2100
- 1,271,518 · +68.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 45% Hispanic / Latino 43% Two or more races 12% Black 5% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 21% Cuban 2% Dominican 2%
- Common ancestry
- Romanian 2% Lithuanian 2% Serbian 1%
- Foreign-born
- 16% · Canada, Jamaica, China
- Languages at home
- 61% English-only · Spanish 34% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Polk
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.61%
- Current HPI
- 236.2905
- Rent YoY
- ▼ -2.69%
- Metro
- Lakeland-Winter Haven, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+183.7% since first listed19 events — show timeline
- 2026-03-31 Price Changed $199,999 Stellar MLS as Distributed by MLS Grid
- 2026-03-24 Price Changed $209,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-16 Price Changed $219,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-08 Price Changed $224,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-26 Price Changed $229,000 Stellar MLS as Distributed by MLS Grid
- 2025-12-20 Price Changed $249,000 Stellar MLS as Distributed by MLS Grid
- 2025-12-01 Listed $264,900 Stellar MLS as Distributed by MLS Grid
- 2016-09-02 Sold (MLS) $85,000 Stellar MLS as Distributed by MLS Grid
- 2016-08-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2016-06-23 Price Changed $94,950 Stellar MLS as Distributed by MLS Grid
- 2016-05-10 Price Changed $99,950 Stellar MLS as Distributed by MLS Grid
- 2016-04-19 Price Changed $104,950 Stellar MLS as Distributed by MLS Grid
- 2016-01-14 Price Changed $110,500 Stellar MLS as Distributed by MLS Grid
- 2015-12-10 Relisted — Stellar MLS as Distributed by MLS Grid
- 2015-12-10 Price Changed $114,950 Stellar MLS as Distributed by MLS Grid
- 2015-12-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2015-11-12 Listed $119,950 Stellar MLS as Distributed by MLS Grid
- 2011-06-01 Sold (MLS) $67,000 Stellar MLS as Distributed by MLS Grid
- 2010-08-27 Listed $70,500 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…