1728 Ascot Rd · Stratmoor, CO 80906

$145,000

3 bd · 1.0 ba · 1,225 sqft · SingleFamily public records

Built 1969 6,298 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.5/10.0
• ARV discount +7.5/15.0
• Livability +3.2/5.0
• Schools +2.6/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks

An OASIS that sits on the edge of town in a quiet and secluded neighborhood. This home is a beautiful rancher with open concept living, stunning french doors that walk out to an amazing entertainment patio where you and your guest can take a dip in the hot-tub in complete privacy, while enjoying the unobstructed mountain views. The home has newer windows and flooring throughout, with a partially updated kitchen, and stainless steel appliances. This amazing get away is a must see. Located close to I-25 and Academy.

Key facts

• 6,298 sq ft lot
• Built 1969

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $145k.

Deal economics

• At list price, monthly cash flow is $711 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Cap rate 12.2% vs local median 4.2% in Stratmoor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#156 in CO) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living B+; Watch: schools F, crime F, amenities F.
• School District No. 3 In The County Of El Paso And State Of (suburban): math 17% / reading 41% proficiency, ranked #49 of 86 in CO (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents soft (-0.4%/yr); 300 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,906 units permitted in El Paso County in 2024 (872 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• El Paso County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $41k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 0 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $145,000

Questions for the listing agent

1. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.45% ✓
• Cap rate: 12.18%
• Cash-on-cash: 21.01%
• DSCR: 1.93
• GRM: 5.8

CMA / ARV

• ARV (on-the-fly): $323,400
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1663 Maxwell St	0.13mi	3/1.0	1,225 (0%)	5mo	$318,000	$260	90
1708 Maxwell St	0.15mi	3/2.0	1,160 (-5%)	5mo	$325,000	$280	76
1715 Ascot Rd	0.05mi	3/1.0	1,147 (-6%)	20mo	$303,000	$264	70
1691 Maxwell St	0.18mi	3/2.0	1,354 (+10%)	10mo	$340,000	$251	62
1676 Maxwell St	0.13mi	2/2.0 (-1)	1,145 (-6%)	15mo	$317,000	$277	61
1567 Willshire Dr	0.12mi	4/1.0 (+1)	1,387 (+13%)	12mo	$370,000	$267	57
1686 Kensington Dr	0.19mi	3/2.0	1,105 (-10%)	17mo	$369,500	$334	57
1303 Willshire Dr	0.48mi	2/2.0 (-1)	1,152 (-6%)	7mo	$272,000	$236	53
1303 Coventry Dr	0.52mi	3/1.0	1,125 (-8%)	13mo	$280,000	$249	52
1326 Forest Rd	0.63mi	3/2.0	1,344 (+10%)	23mo	$233,500	$174	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 10.1%
• Equity multiple: 1.38×
• Total profit: $15,626
• Equity at exit: $21,620

10-year hold

• IRR: 16.7%
• Equity multiple: 2.19×
• Total profit: $48,118
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80906

• Rents YoY: -0.4%
• Active inventory: 300
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $2,100 medium
• Mortgage (P&I): −$760
• Tax from tax record: −$128 /mo · $1,530/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$441
• Net cashflow: $711

Break-even live

Break-even rent $1,200

Max offer price $145,000

Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3119 Cliveden Hts Colorado Springs, CO	2.0–3.0	2.5	1184	$1,985	$1.68	3d	1	0.15mi
84 Rose Dr Unit A Colorado Springs, CO	3.0	1.0	1050	$1,818	$1.73	23d	1	1.19mi
4603 Ports Down Ln Unit 1545850P Colorado Springs, CO	3.0	2.0	1496	$4,193	$2.80	14d	1	1.45mi

Listing history 13 events

1. 2023-08-26
   status Pending
2. 2023-08-09
   historical
3. 2022-06-17
   historical
4. 2015-07-31
   soldstatus $143,500
5. 2015-06-12
   price $145,000
6. 2015-06-11
   price $149,000
7. 2015-06-10
   listed $145,000
8. 2015-06-09
   price $149,500
9. 2001-08-22
   soldstatus $106,000
10. 1999-03-31
    soldstatus $85,000
11. 1996-07-24
    soldstatus $73,000
12. 1993-11-15
    soldstatus $47,000
13. 1982-06-01
    soldstatus $43,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

• Current annual tax: $1,530 · $128/mo
• Projected year-2 tax: $1,530 · $128/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 3/10 Moderate 7 d/yr ≥91°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,204
• − Mortgage interest: −$8,122
• − Property taxes: −$1,530
• − Insurance: −$725
• − Repairs & maintenance: −$2,016
• − Management: −$2,016
• − Depreciation: −$4,218
• Taxable income: $6,576
• Est. tax owed @ 24.0%: −$1,578
• After-tax cash flow: $6,953/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: School District No. 3 In The County Of El Paso And State Of
• NCES district ID: 0806480
• Math proficiency: 17% ▼ -14.00%
• Reading proficiency: 41% ▼ -7.00%
• Median HH income: $59,560
• Composite: 26.19/100
• National rank: #7265
• State rank: #49 of 86 in CO

Livability — Stratmoor

• Score: 65/100
• State rank: #156
• US rank: #12505

Category grades

Amenities F Commute F Cost of living B+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Stratmoor, CO
• County: El Paso County · 689,348 people
• Metro: Colorado Springs, CO
• Population (ZIP): 37,502
• Household income: $89,984
• Rent vs Own: 34.7% rent · 65.3% own
• Severe rent burden: 1572.0

Population outlook (El Paso County) Hauer SSP2

• Today (2025): 768,926 people
• By 2030: 815,739 · +6.1%
• By 2040: 903,489 · +17.5%
• By 2050: 981,204 · +27.6%
• By 2075: 1,155,542 · +50.3%
• By 2100: 1,202,070 · +56.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Hispanic / Latino 18% Two or more races 11% Black 4% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 2%
• Common ancestry: Italian 3% Romanian 3% Slovak 3%
• Foreign-born: 7% · Canada, South Korea, Vietnam
• Languages at home: 89% English-only · Spanish 6% Russian/Polish/Slavic 1% German/W. Germanic 1%

Political lean MEDSL · El Paso

• 2024 margin: Lean R (+9.8) · D 43.8% · R 53.5% · Other 2.7%
• 2008→2024 swing: +9.0pp toward D · 2008: -18.8pp · 2024: -9.8pp
• All cycles: 2024: R+9.8 2020: R+10.8 2016: R+22.6 2012: R+21.4 2008: R+18.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -272.61%
• Current HPI: 248.2125
• Rent YoY: ▼ -0.43%
• Metro: Colorado Springs, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

+233.7% since first listed

13 events — show timeline

• 2023-08-26 Pending — PARMLS
• 2023-08-09 Delisted — PARMLS
• 2022-06-17 Delisted — PARMLS
• 2015-07-31 Sold (Public Records) $143,500 Public Records
• 2015-06-12 Price Changed $145,000 elevateMLS
• 2015-06-11 Price Changed $149,000 elevateMLS
• 2015-06-10 Listed $145,000 PARMLS
• 2015-06-09 Price Changed $149,500 elevateMLS
• 2001-08-22 Sold (Public Records) $106,000 Public Records
• 1999-03-31 Sold (Public Records) $85,000 Public Records
• 1996-07-24 Sold (Public Records) $73,000 Public Records
• 1993-11-15 Sold (Public Records) $47,000 Public Records
• 1982-06-01 Sold (Public Records) $43,000 Public Records

Property tax history

+6.9%/yr

Latest (2024): $1,530 · +25.6% YoY. Source: county tax records.