CashFlowRE
Sign in Sign up
Daylily Plan 🏗️ New Construction
F Composite 31.87
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.8/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • 1% rule +2.6/10.0
  • Rent growth +2.6/5.0
  • Schools +2.0/10.0
  • DSCR +1.9/10.0
  • Appreciation +0.0/10.0

$262,990

Daylily Plan · Taylor, TX 76574
3 bd · 2.0 ba · 1,508 sqft · MultiFamily · 67 Days on market
Good condition Garage $60/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Daylily floorplan offers a thoughtfully designed and stylish layout that blends comfort with everyday functionality. An open kitchen, casual dining area, and spacious great room create a bright central living space that's perfect for gathering or relaxing at home. Just off the main living area, a covered patio provides a great spot to enjoy the outdoors or unwind after a long day. The private primary suite is tucked toward the back of the home and features a well-appointed bath and walk-in closet, while two additional bedrooms offer flexible space for guests, kids, hobbies, or a home office.

Key facts

  • Well-appointed bath
  • Spacious great room
  • Casual dining area

Tags

OPEN KITCHENCASUAL DINING AREASPACIOUS GREAT ROOMCOVERED PATIOPRIVATE PRIMARY SUITEWELL-APPOINTED BATH

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $262,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $272,111.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath multifamily listed at $263k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-306 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $228k (13.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (21.3% below list).
  • Recommended offer: $207k (21.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#312 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
  • Taylor ISD (town): math 20% / reading 27% proficiency, ranked #726 of 826 in TX (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Naomi Pasemann El (math 12% / reading 22%, grade F, #3,836 of 4,322 statewide, top 91%, 649 students, 68% FRL); Taylor Middle (math 16% / reading 25%, grade F, #1,407 of 1,662 statewide, top 86%, 651 students, 69% FRL); Taylor H S (math 17% / reading 27%, grade F, #1,366 of 1,632 statewide, top 84%, 907 students, 61% FRL).
  • Market conditions: Rents flat; 403 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals lingering (median 60d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 64% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($79k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($247k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $206,907 (21.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.76%
Cap rate
4.94%
Cash-on-cash
-4.82%
DSCR
0.79
GRM
11.0

CMA / ARV

ARV (median comp)
$272,111
List price
$262,990
Delta
-4.45%
Verdict
FAIR
Comps
2 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
101 Backwood Pass 0.22mi 3/2.0 1,532 (+2%) 2mo $263,900 $172 85
103 Cherry Blossom Ln 0.20mi 3/2.0 1,482 (-2%) 4mo $284,000 $192 84
106 Wesley Miller Ln 0.17mi 3/2.5 1,670 (+11%) 2mo $336,400 $201 71
516 Wedemeyer St 0.34mi 3/2.0 1,662 (+10%) 1mo $315,615 $190 66
700 West Wesley Miller Ln 0.48mi 3/2.0 1,662 (+10%) 1mo $309,690 $186 60
600 Mcfadin Way 0.50mi 3/2.0 1,382 (-8%) 5mo $253,678 $184 58
214 Nathaniel Dr 0.65mi 3/2.0 1,605 (+6%) 3mo $269,000 $168 56
1120 W 3rd St 1.42mi 3/2.0 1,614 (+7%) 1mo $415,000 $257 52
125 Beth Ann Loop 0.48mi 3/2.0 1,746 (+16%) 0mo $285,000 $163 52
2701 Windy Ridge Rd 1.13mi 3/2.0 1,365 (-10%) 0mo $538,200 $394 49
152 Beth Ann Loop 0.55mi 3/2.0 1,725 (+14%) 2mo $323,000 $187 48
2601 Windy Ridge Rd 1.06mi 3/2.0 1,754 (+16%) 2mo $450,000 $257 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.43% rent growth · sell at horizon

5-year hold
IRR
-27.5%
Equity multiple
0.10×
Total profit
$-68,727
Equity at exit
$40,573
10-year hold
IRR
-38.9%
Equity multiple
-0.38×
Total profit
$-104,992
Equity at exit
$23,527

Cash invested: $76,191 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Active competition Active MLS

For sale now
2 active
Median asking
$264,240 ($174/sqft)
Median days on market
50 d
This list price
lowest-priced of the active set
ARV vs active asking
+3.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76574

Home prices YoY
-32.3%
Rents YoY
0.4%
Active inventory
403
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,069 high interval (Pro) →
Mortgage (P&I)
$1,427
Tax est. 1.5%
$340 /mo · $4,082/yr
Insurance
$113
HOA
$60
Vacancy / Maint / Mgmt
$435
Net cashflow
$-306

Break-even live

Break-even rent $2,456
Max offer price $227,842
Occupancy floor

Sensitivity live

Price -10% $-118 -5% $-212 +0% $-306 +5% $-400 +10% $-494
Rent -10% $-469 -5% $-388 +0% $-306 +5% $-224 +10% $-142
Rate -1.0pp $-169 -0.5pp $-237 base $-306 +0.5pp $-376 +1.0pp $-448

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,028
Closing costs
$8,163
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
201 Gatehouse Way Taylor, TX 3.0–4.0 2.5 1669 $2,007 $1.20 9d 33 0.07mi
207 Cherry Blossom Ln Taylor, TX 4.0 2.5 2154 $2,050 $0.95 17d 1 0.12mi
302 Elm Branch Trl Taylor, TX 3.0 2.0 1482 $1,900 $1.28 9d 1 0.15mi
101 Backwood Pass Taylor, TX 3.0 2.0 1532 $1,750 $1.14 67d 1 0.18mi
300 Pebble Stream Pass Taylor, TX 4.0 2.5 2154 $2,295 $1.07 67d 1 0.21mi
101 Elm Branch Trl Taylor, TX 3.0 2.5 2117 $2,350 $1.11 9d 1 0.23mi
113 Kyra Ln Taylor, TX 4.0 2.0 1725 $2,199 $1.27 35d 1 0.29mi
124 Rother Pl Taylor, TX 3.0 2.0 1662 $2,000 $1.20 61d 1 0.32mi
616 Wesley Miller Ln Taylor, TX 4.0 3.0 1912 $2,195 $1.15 69d 1 0.37mi
504 McFadin Way Taylor, TX 3.0 3.0 $2,100 11d 1 0.43mi
124 Mullen Way Taylor, TX 4.0 3.0 2226 $2,200 $0.99 42d 1 0.44mi
520 McFadin Way Taylor, TX 3.0 2.5 2046 $2,200 $1.08 59d 1 0.45mi
136 Mullen Way Taylor, TX 3.0 2.5 1842 $1,989 $1.08 13d 1 0.46mi
140 Mullen Way Taylor, TX 4.0 3.0 2226 $2,300 $1.03 73d 1 0.46mi
152 Mullen Way Taylor, TX 3.0 2.5 1842 $2,250 $1.22 93d 1 0.48mi
190 Beth Ann Loop Taylor, TX 3.0 2.0 1508 $1,895 $1.26 59d 1 0.49mi
209 Reagor Dr Taylor, TX 3.0 2.0 2121 $2,100 $0.99 9d 1 0.52mi
221 Wilson Springs Ln Taylor, TX 3.0 2.0 1542 $1,995 $1.29 15d 1 0.56mi
208 Wedemeyer St Taylor, TX 3.0 2.0 1402 $1,650 $1.18 73d 1 0.57mi
106 Reagor Dr Taylor, TX 3.0 2.0 2131 $2,150 $1.01 93d 1 0.58mi
117 Nathaniel Dr Taylor, TX 4.0 2.0 1568 $1,975 $1.26 93d 1 0.60mi
117 Nathaniel Dr Taylor, TX 4.0 2.0 1568 $1,900 $1.21 69d 1 0.60mi
2002 W 2nd St Unit 600 Taylor, TX 2.0 1.0 720 $1,100 $1.53 42d 1 1.26mi
2002 W 2nd St Unit 802 Taylor, TX 2.0 1.0 720 $1,100 $1.53 93d 1 1.27mi
230 Debus Dr Taylor, TX 2.0 2.0 882 $1,350 $1.53 57d 1 1.31mi
230 Debus Dr Unit 100B Taylor, TX 3.0 2.0 1008 $1,523 $1.51 21d 1 1.32mi
214 Lizzie St Unit B Taylor, TX 3.0 2.5 1662 $1,750 $1.05 21d 1 1.34mi
350 Debus Dr Unit 204A Taylor, TX 2.0 2.0 952 $1,575 $1.65 71d 1 1.38mi
350 Debus Dr Unit 121A Taylor, TX 3.0 2.0 1008 $1,795 $1.78 93d 1 1.38mi
350 Debus Dr Unit 117A Taylor, TX 2.0 1.0 1008 $1,450 $1.44 18d 1 1.39mi
404 Sloan St Unit 1492690P Taylor, TX 2.0 2.0 $3,789 64d 1 1.43mi
511 Sloan St Taylor, TX 3.0 2.0 1636 $1,950 $1.19 13d 1 1.48mi
1117 W 4th St Taylor, TX 3.0 2.0 1334 $1,400 $1.05 67d 1 1.49mi

Property features AI

Finance

Other
List price $262,990Listing status: Active
HOA & community
Monthly association fee of $60

Exterior

Parking
1 covered garage space (1 total parking space)
Home design
Plan: DaylilyNew construction plan
Exterior features
Located at 200 Streamwood Trl, Taylor TX 76574

Interior

Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms
Interior features
Open living area of approximately 1,508

Listing history 50 events

  1. 2026-08-08
    days on market $262,990 Active 67 DOM
  2. 2026-08-06
    days on market $262,990 Active 65 DOM
  3. 2026-08-05
    days on market $262,990 Active 64 DOM
  4. 2026-08-04
    days on market $262,990 Active 63 DOM
  5. 2026-08-03
    days on market $262,990 Active 62 DOM
  6. 2026-07-31
    days on market $262,990 Active 59 DOM
  7. 2026-07-30
    days on market $262,990 Active 57 DOM
  8. 2026-07-28
    days on market $262,990 Active 56 DOM
  9. 2026-07-26
    days on market $262,990 Active 54 DOM
  10. 2026-07-24
    days on market $262,990 Active 52 DOM
  11. 2026-07-23
    days on market $262,990 Active 51 DOM
  12. 2026-07-22
    days on market $262,990 Active 50 DOM
  13. 2026-07-21
    days on market $262,990 Active 49 DOM
  14. 2026-07-20
    days on market $262,990 Active 48 DOM
  15. 2026-07-18
    days on market $262,990 Active 46 DOM
  16. 2026-07-18
    days on market $262,990 Active 45 DOM
  17. 2026-07-16
    days on market $262,990 Active 44 DOM
  18. 2026-07-15
    days on market $262,990 Active 43 DOM
  19. 2026-07-14
    days on market $262,990 Active 42 DOM
  20. 2026-07-13
    days on market $262,990 Active 41 DOM
  21. 2026-07-13
    days on market $262,990 Active 40 DOM
  22. 2026-07-12
    days on market $262,990 Active 39 DOM
  23. 2026-07-10
    days on market $262,990 Active 38 DOM
  24. 2026-07-09
    days on market $262,990 Active 37 DOM
  25. 2026-07-07
    days on market $262,990 Active 35 DOM
  26. 2026-07-06
    days on market $262,990 Active 34 DOM
  27. 2026-07-05
    days on market $262,990 Active 33 DOM
  28. 2026-07-03
    days on market $262,990 Active 31 DOM
  29. 2026-07-02
    days on market $262,990 Active 30 DOM
  30. 2026-07-01
    days on market $262,990 Active 29 DOM
  31. 2026-06-30
    days on market $262,990 Active 28 DOM
  32. 2026-06-29
    days on market $262,990 Active 27 DOM
  33. 2026-06-28
    days on market $262,990 Active 26 DOM
  34. 2026-06-27
    days on market $262,990 Active 25 DOM
  35. 2026-06-26
    days on market $262,990 Active 24 DOM
  36. 2026-06-24
    days on market $262,990 Active 22 DOM
  37. 2026-06-22
    days on market $262,990 Active 20 DOM
  38. 2026-06-21
    days on market $262,990 Active 19 DOM
  39. 2026-06-18
    days on market $262,990 Active 16 DOM
  40. 2026-06-17
    days on market $262,990 Active 15 DOM
  41. 2026-06-16
    days on market $262,990 Active 14 DOM
  42. 2026-06-15
    days on market $262,990 Active 13 DOM
  43. 2026-06-13
    days on market $262,990 Active 11 DOM
  44. 2026-06-09
    days on market $262,990 Active 7 DOM
  45. 2026-06-08
    days on market $262,990 Active 6 DOM
  46. 2026-06-07
    days on market $262,990 Active 5 DOM
  47. 2026-06-05
    pricedays on market $262,990 Active 2 DOM
  48. 2026-06-03
    days on marketlisting id $259,990 Active 1 DOM
  49. 2026-06-01
    days on market $259,990 Active 81 DOM
  50. 2026-05-31
    days on market $259,990 Active 80 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,829
− Mortgage interest
−$15,242
− Property taxes
−$4,082
− Insurance
−$1,361
− Repairs & maintenance
−$1,986
− Management
−$1,986
− HOA
−$720
− Depreciation
−$7,916
Taxable loss
−$8,464
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,031
After-tax cash flow
$-1,640/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

The Daylily Plan is a well-maintained multi-family home with good condition and minimal repairs needed. It offers a good return on investment with updates that can significantly increase its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Modern flooring improves aesthetics and adds value
  • Both New window treatments — Enhances curb appeal and interior aesthetics
  • Both New lighting fixtures — Improves interior aesthetics and adds value
F Composite school gradezoned avg 20/100

Zoned Schools

Elementary Naomi Pasemann El F TX #3,836/4,322 Nat'l #35,191/41,679 Middle Taylor Middle F TX #1,407/1,662 Nat'l #11,564/14,009 High Taylor H S F TX #1,366/1,632 Nat'l #13,673/17,239

Schools (NCES district)

District
Taylor ISD
NCES district ID
4842280
Math proficiency
20% ▼ -15.00%
Reading proficiency
27% ▼ -11.00%
Median HH income
$45,330
Composite
20.35/100
National rank
#8606
State rank
#726 of 826 in TX
B Composite livability gradescore 71/100

Livability — Taylor

Score
71/100
State rank
#312
US rank
#7013

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety B- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Taylor, TX
County
Williamson County · 699,027 people
City population
20,242
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
20,242
Household income
$78,568
Rent vs Own
23.4% rent · 76.6% own
Severe rent burden
7% of renters

Population outlook (Williamson County) Hauer SSP2

Today (2025)
699,027 people
By 2030
795,537 · +13.8%
By 2040
990,683 · +41.7%
By 2050
1,184,292 · +69.4%
By 2075
1,623,825 · +132.3%
By 2100
1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 50% Hispanic / Latino 42% Two or more races 22% Black 5%
Hispanic origin (detail)
Mexican 37%
Common ancestry
Romanian 2% Italian 1% Lithuanian 1%
Foreign-born
8% · Canada
Languages at home
74% English-only · Spanish 23% Russian/Polish/Slavic 1%

Political lean MEDSL · Williamson

2024 margin
Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
2008→2024 swing
+10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
All cycles
2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

Civics

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…