386 Paddington Dr · Kyle, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.0/30.0
- 1% rule +3.9/10.0
- Livability +3.8/5.0
- Schools +3.5/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- DSCR +1.2/10.0
- Appreciation +0.0/10.0
$235,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Just Reduced to be the Best Value in Kyle – Perfect for First-Time Buyers or Investors! This move-in ready 4-bed, 2-bath home offers 2,047 sq ft with a rare low 2.25% tax rate—keeping monthly payments affordable and cash flow strong. Whether you're looking to stop renting and build equity or secure a solid rental investment, this property checks all the boxes. Major updates are already complete, including brand new carpet (2026), HVAC updated approx. 4 years ago, the water heater was replaced 3-years ago, and a modernized stove—reducing future maintenance costs. All appliances, including the refrigerator, convey—saving thousands upfront. Inside, enjoy a bright open-concept layout with wood-style flooring and spacious living areas. The attractive stone and siding exterior with covered front porch adds curb appeal, while the location just minutes from IH-35 provides easy access to Austin and San Marcos—enhancing rental demand and resale value. Skip the heavy lift of a fixer-upper; this is a smart, turnkey opportunity for both homeowners and investors.
Key facts
- Hvac updated
- Updated stove
- Water heater updated
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $235k.
Deal economics
- At list price, monthly cash flow is $-343 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $174k (25.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (11.4% below list).
- Recommended offer: $174k (25.8% below list) — sets the bar for cash-flow.
- Cap rate 4.5% vs local median 3.3% in Kyle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#138 in TX, #3,993 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, employment A; Watch: schools D, amenities F, commute F.
- Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.3%/yr); 1801 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 124 days — a 12% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 7y ago; this cycle's ask has dropped $53k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 3.3% of price.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 124 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 4.54%
- Cash-on-cash
- -6.26%
- DSCR
- 0.72
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $306,246
- List price
- $235,000
- Delta
- -23.26%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 117 Waterloo Dr | 0.15mi | 4/2.5 | 2,322 (+13%) | 1mo | $345,000 | $149 | 68 |
| 401 Nottingham Loop | 0.40mi | 4/2.5 | 1,969 (-4%) | 9mo | $284,990 | $145 | 66 |
| 352 Westminster Dr | 0.22mi | 4/2.0 | 1,797 (-12%) | 5mo | $285,000 | $159 | 66 |
| 260 Balmorehea St | 0.43mi | 4/2.5 | 2,150 (+5%) | 6mo | $334,990 | $156 | 65 |
| 101 Palestine Trl | 0.46mi | 4/2.5 | 2,162 (+6%) | 4mo | $348,990 | $161 | 64 |
| 242 Texoma St | 0.52mi | 4/2.5 | 2,150 (+5%) | 6mo | $334,990 | $156 | 60 |
| 104 Balmorehea St | 0.56mi | 5/3.0 (+1) | 2,118 (+4%) | 2mo | $329,990 | $156 | 58 |
| 111 Palestine Trl | 0.45mi | 4/3.0 | 2,239 (+9%) | 4mo | $339,990 | $152 | 56 |
| 276 Balmorehea St | 0.41mi | 4/3.0 | 2,253 (+10%) | 7mo | $356,990 | $158 | 54 |
| 275 Balmorehea St | 0.43mi | 4/2.0 | 1,773 (-13%) | 6mo | $319,990 | $180 | 53 |
| 224 Balmorehea St | 0.46mi | 4/2.0 | 1,773 (-13%) | 5mo | $319,990 | $180 | 52 |
| 161 Palestine Trl | 0.42mi | 4/2.0 | 1,773 (-13%) | 8mo | $329,990 | $186 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -31.3%
- Equity multiple
- -0.00×
- Total profit
- $-65,800
- Equity at exit
- $35,039
- IRR
- -62.7%
- Equity multiple
- -0.64×
- Total profit
- $-108,012
- Equity at exit
- $20,319
Cash invested: $65,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78640
- Home prices YoY
- -33.8%
- Rents YoY
- -0.3%
- Active inventory
- 1801
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $2,083 high interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$638 /mo · $7,662/yr
- Insurance
- −$98
- HOA
- −$20
- Vacancy / Maint / Mgmt
- −$437
- Net cashflow
- $-343
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,750
- Closing costs
- $7,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 34 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 387 Paddington Dr Kyle, TX | 4.0 | 2.0 | 1537 | $1,795 | $1.17 | 17d | 1 | 0.02mi |
| 364 Westminster Dr Kyle, TX | 4.0 | 2.0 | 1610 | $1,925 | $1.20 | 44d | 1 | 0.21mi |
| 124 Hollis Ln Kyle, TX | 3.0 | 2.0 | 1610 | $1,945 | $1.21 | 14d | 1 | 0.41mi |
| 179 Sweetwater Dr Kyle, TX | 4.0 | 2.0 | 1773 | $1,995 | $1.13 | 12d | 1 | 0.58mi |
| 124 Lago Grande Dr Kyle, TX | 3.0 | 2.5 | 2024 | $1,995 | $0.99 | 43d | 1 | 0.60mi |
| 228 Pearl Lake Dr Kyle, TX | 3.0 | 2.0 | 1439 | $1,725 | $1.20 | 21d | 1 | 0.72mi |
| 228 Pearl Lake Dr Kyle, TX | 3.0 | 2.0 | 1439 | $1,725 | $1.20 | 23d | 1 | 0.72mi |
| 204 Inks Ln Kyle, TX | 4.0 | 2.5 | 2150 | $1,995 | $0.93 | 12d | 1 | 0.82mi |
| 145 Greenbelt Reservoir Pass Unit 1546380P Kyle, TX | 4.0 | 2.0 | 1528 | $3,393 | $2.22 | 14d | 1 | 0.84mi |
| 117 Mood Lake Dr Kyle, TX | 3.0 | 2.5 | 2120 | $2,170 | $1.02 | 1d | 1 | 0.85mi |
| 401 Town Lake Bnd Kyle, TX | 4.0 | 2.0 | 1785 | $2,250 | $1.26 | 43d | 1 | 0.91mi |
| 411 Town Lake Bnd Kyle, TX | 4.0 | 2.0 | 1681 | $2,025 | $1.20 | 17d | 1 | 0.92mi |
| 3700 Dacy Ln Kyle, TX | 2.0–4.0 | 2.0 | 1182 | $1,649 | $1.39 | 4d | 1 | 0.99mi |
| 101 Auburn St Kyle, TX | 4.0 | 2.5 | 2404 | $2,195 | $0.91 | 43d | 1 | 1.00mi |
| 205 Mood Lake Dr Kyle, TX | 3.0 | 2.0 | 1419 | $1,595 | $1.12 | 23d | 1 | 1.00mi |
| 205 Mood Lake Dr Kyle, TX | 3.0 | 2.0 | 1419 | $1,595 | $1.12 | 21d | 1 | 1.00mi |
| 119 Peppergrass Cv Kyle, TX | 4.0 | 2.5 | 2101 | $2,050 | $0.98 | 4d | 1 | 1.05mi |
| 220 Peppergrass Cv Kyle, TX | 3.0 | 2.5 | 1799 | $1,875 | $1.04 | 14d | 1 | 1.13mi |
| 100 Maplewood S Kyle, TX | 3.0 | 2.0 | 1685 | $1,700 | $1.01 | 43d | 1 | 1.15mi |
| 311 Chesterfield Dr Kyle, TX | 3.0 | 2.0 | 1935 | $1,899 | $0.98 | 43d | 1 | 1.22mi |
| 626 Bay Breeze Dr Kyle, TX | 4.0 | 3.0 | 2373 | $2,495 | $1.05 | 43d | 1 | 1.23mi |
| 243 Dandelion Loop Kyle, TX | 4.0 | 3.0 | 2381 | $2,500 | $1.05 | 43d | 1 | 1.24mi |
| 451 Hortus Dr Kyle, TX | 3.0 | 2.0 | 1752 | $1,975 | $1.13 | 43d | 1 | 1.26mi |
| 164 Fabion St Kyle, TX | 3.0 | 2.0 | 1437 | $1,799 | $1.25 | 14d | 1 | 1.28mi |
| 246 Blackborrow Dr Kyle, TX | 3.0 | 2.0 | 1593 | $2,100 | $1.32 | 43d | 1 | 1.30mi |
| 133 Fabion St Kyle, TX | 4.0 | 2.0 | 1681 | $2,195 | $1.31 | 17d | 1 | 1.30mi |
| 124 Fabion St Kyle, TX | 4.0 | 2.5 | 2025 | $2,100 | $1.04 | 17d | 1 | 1.32mi |
| 117 Keltic Dr Kyle, TX | 3.0 | 2.0 | 1437 | $1,850 | $1.29 | 17d | 1 | 1.33mi |
| 2801 Winding Creek Rd Kyle, TX | 3.0 | 2.0 | 1935 | $1,995 | $1.03 | 2d | 1 | 1.35mi |
| 110 Keltic Dr Kyle, TX | 3.0 | 2.0 | 1754 | $1,895 | $1.08 | 14d | 1 | 1.35mi |
| 2721 Winding Creek Rd Kyle, TX | 3.0 | 2.0 | 1937 | $2,050 | $1.06 | 16d | 1 | 1.37mi |
| 125 Chesterfield Dr Kyle, TX | 4.0 | 2.0 | 1995 | $2,350 | $1.18 | 43d | 1 | 1.39mi |
| 2681 Winding Creek Rd Kyle, TX | 3.0 | 2.0 | 1754 | $1,875 | $1.07 | 43d | 1 | 1.39mi |
| 180 Billowing Way Kyle, TX | 4.0 | 2.0 | 1610 | $2,100 | $1.30 | 17d | 1 | 1.41mi |
HOA detail
- Monthly dues
- $20 · $240/yr
- Likely covers
- water
Listing history 22 events
-
2026-06-18days on market $235,000 Active 124 DOM
-
2026-06-17days on market $235,000 Active 123 DOM
-
2026-06-16days on market $235,000 Active 122 DOM
-
2026-06-15days on market $235,000 Active 121 DOM
-
2026-06-13days on market $235,000 Active 119 DOM
-
2026-06-09days on market $235,000 Active 115 DOM
-
2026-06-08days on market $235,000 Active 114 DOM
-
2026-06-07days on market $235,000 Active 113 DOM
-
2026-06-05days on market $235,000 Active 110 DOM
-
2026-06-03days on market $235,000 Active 109 DOM
-
2026-06-02days on market $235,000 Active 108 DOM
-
2026-06-01days on market $235,000 Active 107 DOM
-
2026-05-31days on market $235,000 Active 106 DOM
-
2026-04-14price $235,000 1095-char remark
Show marketing remark (1095 chars)
Just Reduced to be the Best Value in Kyle – Perfect for First-Time Buyers or Investors! This move-in ready 4-bed, 2-bath home offers 2,047 sq ft with a rare low 2.25% tax rate—keeping monthly payments affordable and cash flow strong. Whether you're looking to stop renting and build equity or secure a solid rental investment, this property checks all the boxes. Major updates are already complete, including brand new carpet (2026), HVAC updated approx. 4 years ago, the water heater was replaced 3-years ago, and a modernized stove—reducing future maintenance costs. All appliances, including the refrigerator, convey—saving thousands upfront. Inside, enjoy a bright open-concept layout with wood-style flooring and spacious living areas. The attractive stone and siding exterior with covered front porch adds curb appeal, while the location just minutes from IH-35 provides easy access to Austin and San Marcos—enhancing rental demand and resale value. Skip the heavy lift of a fixer-upper; this is a smart, turnkey opportunity for both homeowners and investors.
-
2026-03-26price $265,000 1095-char remark
Show marketing remark (1095 chars)
Just Reduced to be the Best Value in Kyle – Perfect for First-Time Buyers or Investors! This move-in ready 4-bed, 2-bath home offers 2,047 sq ft with a rare low 2.25% tax rate—keeping monthly payments affordable and cash flow strong. Whether you're looking to stop renting and build equity or secure a solid rental investment, this property checks all the boxes. Major updates are already complete, including brand new carpet (2026), HVAC updated approx. 4 years ago, the water heater was replaced 3-years ago, and a modernized stove—reducing future maintenance costs. All appliances, including the refrigerator, convey—saving thousands upfront. Inside, enjoy a bright open-concept layout with wood-style flooring and spacious living areas. The attractive stone and siding exterior with covered front porch adds curb appeal, while the location just minutes from IH-35 provides easy access to Austin and San Marcos—enhancing rental demand and resale value. Skip the heavy lift of a fixer-upper; this is a smart, turnkey opportunity for both homeowners and investors.
-
2026-03-13price $283,000 1095-char remark
Show marketing remark (1095 chars)
Just Reduced to be the Best Value in Kyle – Perfect for First-Time Buyers or Investors! This move-in ready 4-bed, 2-bath home offers 2,047 sq ft with a rare low 2.25% tax rate—keeping monthly payments affordable and cash flow strong. Whether you're looking to stop renting and build equity or secure a solid rental investment, this property checks all the boxes. Major updates are already complete, including brand new carpet (2026), HVAC updated approx. 4 years ago, the water heater was replaced 3-years ago, and a modernized stove—reducing future maintenance costs. All appliances, including the refrigerator, convey—saving thousands upfront. Inside, enjoy a bright open-concept layout with wood-style flooring and spacious living areas. The attractive stone and siding exterior with covered front porch adds curb appeal, while the location just minutes from IH-35 provides easy access to Austin and San Marcos—enhancing rental demand and resale value. Skip the heavy lift of a fixer-upper; this is a smart, turnkey opportunity for both homeowners and investors.
-
2026-02-14$288,000 Active 1095-char remark
Show marketing remark (1095 chars)
Just Reduced to be the Best Value in Kyle – Perfect for First-Time Buyers or Investors! This move-in ready 4-bed, 2-bath home offers 2,047 sq ft with a rare low 2.25% tax rate—keeping monthly payments affordable and cash flow strong. Whether you're looking to stop renting and build equity or secure a solid rental investment, this property checks all the boxes. Major updates are already complete, including brand new carpet (2026), HVAC updated approx. 4 years ago, the water heater was replaced 3-years ago, and a modernized stove—reducing future maintenance costs. All appliances, including the refrigerator, convey—saving thousands upfront. Inside, enjoy a bright open-concept layout with wood-style flooring and spacious living areas. The attractive stone and siding exterior with covered front porch adds curb appeal, while the location just minutes from IH-35 provides easy access to Austin and San Marcos—enhancing rental demand and resale value. Skip the heavy lift of a fixer-upper; this is a smart, turnkey opportunity for both homeowners and investors.
-
2019-11-06soldstatus
-
2019-11-04soldstatus Sold 545-char remark
Show marketing remark (545 chars)
Pristine single story 4 bedroom home located in Kensington Trails just minutes from shopping, restaurants, Seton Med Ctr, & Idea Public Charter School. Enjoy time with the kids this summer at the community pool or park!This lovingly maintained home has an open, spacious floor plan with 2 living & 2 dining areas! Owners suite bathroom has a large walk-in closet, walk in shower, as well as a large garden tub!The yard is fully fenced with a spacious covered patio & low maintenance landscaping. FEMA - Unknown Restrictions: Yes
-
2019-10-29status Pending 545-char remark
Show marketing remark (545 chars)
Pristine single story 4 bedroom home located in Kensington Trails just minutes from shopping, restaurants, Seton Med Ctr, & Idea Public Charter School. Enjoy time with the kids this summer at the community pool or park!This lovingly maintained home has an open, spacious floor plan with 2 living & 2 dining areas! Owners suite bathroom has a large walk-in closet, walk in shower, as well as a large garden tub!The yard is fully fenced with a spacious covered patio & low maintenance landscaping. FEMA - Unknown Restrictions: Yes
-
2019-09-15status Pending - Taking Backups 545-char remark
Show marketing remark (545 chars)
Pristine single story 4 bedroom home located in Kensington Trails just minutes from shopping, restaurants, Seton Med Ctr, & Idea Public Charter School. Enjoy time with the kids this summer at the community pool or park!This lovingly maintained home has an open, spacious floor plan with 2 living & 2 dining areas! Owners suite bathroom has a large walk-in closet, walk in shower, as well as a large garden tub!The yard is fully fenced with a spacious covered patio & low maintenance landscaping. FEMA - Unknown Restrictions: Yes
-
2019-07-04$225,000 Active 545-char remark
Show marketing remark (545 chars)
Pristine single story 4 bedroom home located in Kensington Trails just minutes from shopping, restaurants, Seton Med Ctr, & Idea Public Charter School. Enjoy time with the kids this summer at the community pool or park!This lovingly maintained home has an open, spacious floor plan with 2 living & 2 dining areas! Owners suite bathroom has a large walk-in closet, walk in shower, as well as a large garden tub!The yard is fully fenced with a spacious covered patio & low maintenance landscaping. FEMA - Unknown Restrictions: Yes
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $7,662 · $638/mo
- Projected year-2 tax
- $7,661 · $638/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,992
- − Mortgage interest
- −$13,164
- − Property taxes
- −$7,662
- − Insurance
- −$1,175
- − Repairs & maintenance
- −$1,999
- − Management
- −$1,999
- − HOA
- −$240
- − Depreciation
- −$6,836
- Taxable loss
- −$8,083
- Est. tax savings @ 24.0%
- +$1,940
- After-tax cash flow
- $-2,181/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hays CISD
- NCES district ID
- 4800010
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 41% ▼ -5.00%
- Median HH income
- $70,570
- Composite
- 34.78/100
- National rank
- #5118
- State rank
- #390 of 826 in TX
Livability — Kyle
- Score
- 75/100
- State rank
- #138
- US rank
- #3993
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kyle, TX
- County
- Hays County · 280,138 people
- City population
- 77,531
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 77,531
- Household income
- $90,075
- Rent vs Own
- Severe rent burden
- 2552.0
Population outlook (Hays County) Hauer SSP2
- Today (2025)
- 286,948 people
- By 2030
- 336,923 · +17.4%
- By 2040
- 441,894 · +54.0%
- By 2050
- 553,462 · +92.9%
- By 2075
- 838,261 · +192.1%
- By 2100
- 1,063,658 · +270.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Hispanic / Latino 55% White 36% Two or more races 29% Black 5% Native American 1%
- Hispanic origin (detail)
- Mexican 47% Puerto Rican 1%
- Common ancestry
- Italian 2% Slovak 2% Lithuanian 1%
- Foreign-born
- 13% · Canada
- Languages at home
- 63% English-only · Spanish 35%
Political lean MEDSL · Hays
- 2024 margin
- Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
- 2008→2024 swing
- +7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
- All cycles
- 2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.64%
- Current HPI
- 181.7969
- Rent YoY
- ▼ -0.34%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+4.4% since first listed9 events — show timeline
- 2026-04-14 Price Changed $235,000 Unlock MLS
- 2026-03-26 Price Changed $265,000 Unlock MLS
- 2026-03-13 Price Changed $283,000 Unlock MLS
- 2026-02-14 Listed $288,000 Unlock MLS
- 2019-11-06 Sold (Public Records) — Public Records
- 2019-11-04 Sold (MLS) — Unlock MLS
- 2019-10-29 Pending — Unlock MLS
- 2019-09-15 Pending — Unlock MLS
- 2019-07-04 Listed $225,000 Unlock MLS
Property tax history
+4.4%/yrLatest (2025): $7,662 · +10.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…