4092 Belair Ln #1 · Naples, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.2/30.0
- ARV discount +7.5/15.0
- 1% rule +5.1/10.0
- Rent growth +5.0/5.0
- Schools +5.0/10.0
- Livability +4.0/5.0
- DSCR +3.3/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$605,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
C2490 - Nestled in the heart of Park Shore, this gem was professionally remodeled in 2014 and has been well-maintained. #1 is a ground-floor end unit located on the Northside of the community and enjoys a private garden filled with orchids and sunshine. Inside, the floors are travertine stone throughout the condo, plantation shutters grace all the windows, and you will appreciate all the custom lighting. The kitchen features open shelving so you can display your creativity and collectibles. Both bathrooms have walk-in stone showers to create a roomy open space. On the Belair side is the screened lanai assessable from both the living room and master suite. The walkability score on this location is what attracted the seller. Walk to Fresh Market, Starbucks, shops, restaurants, banks, and more. The beaches and Venetian Village is a short stroll away. Convenient carport space with an additional storage closet is directly in front of the condo and the community pool. All the best of Naples is just around the corner. This property is eligible to join the Park Shore Association.
Key facts
- Private beach access
- Newly renovated pool
- Private courtyard
Tags
Property features AI
Finance
- Other: Located in the Park Shore development (Jacaranda sub-condo); Single unit in building; building has 12 units and complex has 22 units; One floor in the building
- Financial info: Total annual recurring HOA fees reported; One-time HOA fees reported
- HOA & community: Mandatory HOA; Quarterly master HOA fee; HOA maintenance covers cable, irrigation water, lawn/land maintenance and exterior pest control; Professional management; Community amenities include beach access, community pool, community room and extra storage; Non-gated community
Exterior
- Parking: Detached carport (1 car)
- Security: Impact resistant windows
- Utilities: Central water; Central sewer; Cable available; Electric service for heat and cooling
- Home design: Residential low-rise (1–3 stories); Carriage/coach style; Zero lot line; Rear exposure faces west
- Construction: Concrete block construction; Stucco exterior finish; Tile roof; Built in 1980; Impact resistant windows for storm protection; Foundation details not provided
- Exterior features: Courtyard; Patio; Privacy wall; Landscaped area view; Central irrigation
Interior
- Kitchen: Electric cooktop; Self-cleaning oven; Dishwasher; Disposal; Microwave; Refrigerator/freezer; Refrigerator with icemaker; Freezer
- Bedrooms: 3 bedrooms
- Flooring: Tile flooring
- Bathrooms: 2 full bathrooms; Master bathroom with shower (no tub)
- Heating & cooling: Central electric heat; Central electric cooling
- Interior features: Built-in cabinets; Smoke detectors; Split bedroom floor plan; Breakfast room and dining areas (family and living); Family room, Florida room, guest room and guest bath; Screened lanai/porch
- Laundry & utility: Washer and dryer present; Washer/dryer hookup; Laundry inside the residence
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath condo listed at $606k.
Deal economics
- At list price, monthly cash flow is $-300 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $553k (8.8% below list).
- Meets the 1% rule at list price ($6k rent vs $606k).
- Recommended offer: $553k (8.8% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Sea Gate Elementary School (math 86% / reading 81%, grade A+, #60 of 2,144 statewide, top 3%, 703 students, 26% FRL); Gulfview Middle School (math 78% / reading 68%, grade A, #44 of 571 statewide, top 8%, 582 students, 40% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 35% FRL vs 55% district-wide (20 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+14.6%/yr); 481 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $6,120/mo this rent would consume 63% of the median local household income ($117k/yr) (locally 311% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($588k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 20% of rent.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 5.83%
- Cash-on-cash
- -1.65%
- DSCR
- 0.93
- GRM
- 8.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -13.1%
- Equity multiple
- 0.50×
- Total profit
- $-84,292
- Equity at exit
- $90,342
- IRR
- 3.3%
- Equity multiple
- 1.31×
- Total profit
- $51,913
- Equity at exit
- $52,387
Cash invested: $169,652 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34103
- Rents YoY
- 14.6%
- Active inventory
- 481
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $6,120 medium interval (Pro) →
- Mortgage (P&I)
- −$3,177
- Tax from tax record
- −$402 /mo · $4,820/yr
- Insurance
- −$252
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$1,237
- Vacancy / Maint / Mgmt
- −$1,285
- Net cashflow
- $-300
Break-even live
Sensitivity live
| Price | -10% $43 | -5% $-129 | +0% $-300 | +5% $-472 | +10% $-643 |
|---|---|---|---|---|---|
| Rent | -10% $-784 | -5% $-542 | +0% $-300 | +5% $-59 | +10% $183 |
| Rate | -1.0pp $5 | -0.5pp $-146 | base $-300 | +0.5pp $-457 | +1.0pp $-617 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $151,475
- Closing costs
- $18,177
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4092 Belair Ln #15 Naples, FL | 3.0 | 3.0 | 1500 | $6,200 | $4.13 | 25d | 1 | 0.03mi |
| 4082 Belair Ln #11 Naples, FL | 3.0 | 2.0 | 1600 | $6,000 | $3.75 | 25d | 1 | 0.05mi |
| 3930 Belair Ln Naples, FL | 2.0 | 2.0 | 1300 | $6,000 | $4.62 | 25d | 1 | 0.21mi |
| 723 Willowhead Dr Naples, FL | 3.0 | 3.0 | 1776 | $18,000 | $10.14 | 25d | 1 | 0.23mi |
| 555 Park Shore Dr Unit B410 Naples, FL | 2.0 | 2.0 | 1200 | $6,000 | $5.00 | 23d | 1 | 0.31mi |
| 4200 Belair Ln Naples, FL | 2.0–3.0 | 2.0 | 1406 | $9,000 | $6.40 | 25d | 5 | 0.32mi |
| 4180 Crayton Rd Unit E7 Naples, FL | 3.0 | 2.0 | 1600 | $8,900 | $5.56 | 25d | 1 | 0.32mi |
| 1240 Shady Rest Ln #102 Naples, FL | 3.0 | 2.0 | 1619 | $6,000 | $3.71 | 15d | 1 | 0.38mi |
| 4300 Belair Ln Naples, FL | 2.0 | 2.0 | 1200 | $6,750 | $5.62 | 15d | 2 | 0.41mi |
| 1082 Capri Dr Naples, FL | 3.0 | 2.0 | 1500 | $9,000 | $6.00 | 25d | 1 | 0.41mi |
| 788 Park Shore Dr Naples, FL | 1.0–2.0 | 1.5–2.0 | 931 | $5,500 | $5.90 | 15d | 3 | 0.44mi |
| 355 Park Shore Dr Unit 1-114 Naples, FL | 2.0 | 2.0 | 1574 | $13,000 | $8.26 | 25d | 1 | 0.46mi |
| 1097 Frank Whiteman Blvd Naples, FL | 4.0 | 3.0 | 1590 | $10,900 | $6.86 | 25d | 1 | 0.51mi |
| 250 Park Shore Dr #803 Naples, FL | 3.0 | 2.0 | 1690 | $15,000 | $8.88 | 25d | 1 | 0.52mi |
| 4523 Fluvia Ave Naples, FL | 2.0 | 1.0 | 1050 | $5,500 | $5.24 | 25d | 1 | 0.56mi |
| 4525 Fluvia Ave Naples, FL | 2.0 | 1.0 | 1050 | $5,500 | $5.24 | 25d | 1 | 0.56mi |
| 656 Binnacle Dr Naples, FL | 3.0 | 2.0 | 1808 | $10,000 | $5.53 | 25d | 1 | 0.61mi |
| 4530 Gulf Shore Blvd N Unit 2-122 Naples, FL | 3.0 | 2.5 | 1786 | $15,000 | $8.40 | 25d | 1 | 0.75mi |
| 4255 Gulf Shore Blvd N #1403 Naples, FL | 2.0 | 2.0 | 1536 | $12,500 | $8.14 | 25d | 1 | 0.76mi |
| 3200 Binnacle Dr Unit D3 Naples, FL | 2.0 | 2.0 | 1180 | $9,000 | $7.63 | 23d | 1 | 0.77mi |
| 4041 Gulf Shore Blvd N #105 Naples, FL | 2.0 | 2.0 | 1735 | $6,900 | $3.98 | 25d | 1 | 0.78mi |
| 4041 Gulf Shore Blvd N #1705 Naples, FL | 2.0 | 2.0 | 1850 | $18,500 | $10.00 | 25d | 1 | 0.78mi |
| 4041 Gulf Shore Blvd N #1505 Naples, FL | 2.0 | 2.0 | 1735 | $18,000 | $10.37 | 25d | 1 | 0.78mi |
| 4041 Gulf Shore Blvd N #305 Naples, FL | 2.0 | 2.0 | 1735 | $12,000 | $6.92 | 25d | 1 | 0.78mi |
| 4560 Gulf Shore Blvd N Unit 3-213 Naples, FL | 2.0 | 2.0 | 1321 | $8,500 | $6.43 | 25d | 1 | 0.78mi |
| 4005 Gulf Shore Blvd N #800 Naples, FL | 3.0 | 2.5 | 1646 | $12,000 | $7.29 | 25d | 1 | 0.87mi |
| 4005 Gulf Shore Blvd N #607 Naples, FL | 2.0 | 2.0 | 1400 | $14,000 | $10.00 | 25d | 1 | 0.87mi |
| 4005 Gulf Shore Blvd N #605 Naples, FL | 2.0 | 2.0 | 1267 | $10,000 | $7.89 | 25d | 1 | 0.87mi |
| 4005 Gulf Shore Blvd N #700 Naples, FL | 3.0 | 2.5 | 1646 | $17,000 | $10.33 | 15d | 1 | 0.87mi |
| 3500 Gulf Shore Blvd N Naples, FL | 2.0 | 2.0 | 1258 | $7,650 | $6.08 | 25d | 2 | 0.87mi |
| 4551 Gulf Shore Blvd N #301 Naples, FL | 2.0 | 2.0 | 1792 | $11,900 | $6.64 | 25d | 1 | 0.88mi |
| 4551 Gulf Shore Blvd N #1606 Naples, FL | 2.0 | 2.0 | 1800 | $14,000 | $7.78 | 25d | 1 | 0.88mi |
| 4551 Gulf Shore Blvd N #1500 Naples, FL | 2.0 | 2.0 | 1671 | $15,000 | $8.98 | 25d | 1 | 0.88mi |
| 4551 Gulf Shore Blvd N #1506 Naples, FL | 2.0 | 2.0 | 1671 | $6,000 | $3.59 | 25d | 1 | 0.88mi |
| 4551 Gulf Shore Blvd N #306 Naples, FL | 2.0 | 2.0 | 1600 | $7,000 | $4.38 | 25d | 1 | 0.88mi |
| 3105 Riviera Dr Unit A201 Naples, FL | 2.0 | 2.0 | 1625 | $8,000 | $4.92 | 25d | 1 | 0.88mi |
| 4001 Gulf Shore Blvd N #303 Naples, FL | 2.0 | 2.0 | 1248 | $9,000 | $7.21 | 25d | 1 | 0.89mi |
| 4001 Gulf Shore Blvd N #505 Naples, FL | 2.0 | 2.0 | 1271 | $9,000 | $7.08 | 15d | 1 | 0.89mi |
| 4001 Gulf Shore Blvd N #105 Naples, FL | 2.0 | 2.0 | 1247 | $12,000 | $9.62 | 25d | 1 | 0.89mi |
| 4001 Gulf Shore Blvd N #500 Naples, FL | 2.0 | 2.5 | 1646 | $15,000 | $9.11 | 25d | 1 | 0.89mi |
HOA detail condo
- Monthly dues
- $1,237 · $14,844/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 30 events
-
2026-06-21days on market $605,900 Active 34 DOM
-
2026-06-18days on market $605,900 Active 31 DOM
-
2026-06-17days on market $605,900 Active 30 DOM
-
2026-06-16days on market $605,900 Active 29 DOM
-
2026-06-15days on market $605,900 Active 28 DOM
-
2026-06-14days on market $605,900 Active 26 DOM
-
2026-06-10days on market $605,900 Active 23 DOM
-
2026-06-09days on market $605,900 Active 22 DOM
-
2026-06-08days on market $605,900 Active 21 DOM
-
2026-06-07days on market $605,900 Active 20 DOM
-
2026-06-03days on market $605,900 Active 16 DOM
-
2026-06-02days on market $605,900 Active 15 DOM
-
2026-06-01days on market $605,900 Active 14 DOM
-
2026-05-31days on market $605,900 Active 13 DOM
-
2026-05-30days on market $605,900 Active 12 DOM
-
2026-05-18$605,900 Active
-
2021-09-03soldstatus $560,000
-
2021-08-31soldstatus $560,000 Sold 1088-char remark
Show marketing remark (1088 chars)
C2490 - Nestled in the heart of Park Shore, this gem was professionally remodeled in 2014 and has been well-maintained. #1 is a ground-floor end unit located on the Northside of the community and enjoys a private garden filled with orchids and sunshine. Inside, the floors are travertine stone throughout the condo, plantation shutters grace all the windows, and you will appreciate all the custom lighting. The kitchen features open shelving so you can display your creativity and collectibles. Both bathrooms have walk-in stone showers to create a roomy open space. On the Belair side is the screened lanai assessable from both the living room and master suite. The walkability score on this location is what attracted the seller. Walk to Fresh Market, Starbucks, shops, restaurants, banks, and more. The beaches and Venetian Village is a short stroll away. Convenient carport space with an additional storage closet is directly in front of the condo and the community pool. All the best of Naples is just around the corner. This property is eligible to join the Park Shore Association.
-
2021-06-23status Pending With Contingencies 1088-char remark
Show marketing remark (1088 chars)
C2490 - Nestled in the heart of Park Shore, this gem was professionally remodeled in 2014 and has been well-maintained. #1 is a ground-floor end unit located on the Northside of the community and enjoys a private garden filled with orchids and sunshine. Inside, the floors are travertine stone throughout the condo, plantation shutters grace all the windows, and you will appreciate all the custom lighting. The kitchen features open shelving so you can display your creativity and collectibles. Both bathrooms have walk-in stone showers to create a roomy open space. On the Belair side is the screened lanai assessable from both the living room and master suite. The walkability score on this location is what attracted the seller. Walk to Fresh Market, Starbucks, shops, restaurants, banks, and more. The beaches and Venetian Village is a short stroll away. Convenient carport space with an additional storage closet is directly in front of the condo and the community pool. All the best of Naples is just around the corner. This property is eligible to join the Park Shore Association.
-
2021-05-18$600,000 Active 1088-char remark
Show marketing remark (1088 chars)
C2490 - Nestled in the heart of Park Shore, this gem was professionally remodeled in 2014 and has been well-maintained. #1 is a ground-floor end unit located on the Northside of the community and enjoys a private garden filled with orchids and sunshine. Inside, the floors are travertine stone throughout the condo, plantation shutters grace all the windows, and you will appreciate all the custom lighting. The kitchen features open shelving so you can display your creativity and collectibles. Both bathrooms have walk-in stone showers to create a roomy open space. On the Belair side is the screened lanai assessable from both the living room and master suite. The walkability score on this location is what attracted the seller. Walk to Fresh Market, Starbucks, shops, restaurants, banks, and more. The beaches and Venetian Village is a short stroll away. Convenient carport space with an additional storage closet is directly in front of the condo and the community pool. All the best of Naples is just around the corner. This property is eligible to join the Park Shore Association.
-
2014-05-06soldstatus $205,000
-
2014-05-05soldstatus $205,000 692-char remark
Show marketing remark (692 chars)
Wonderful Park Shore location west of 41 and just minutes to the beach! First floor/ End unit Condo has an open floor plan, 3 bedrooms, 2 bathrooms, private little courtyard area, and this unit is located directly across from the pool. Additional features include a larger screened lanai off master bedroom & living room, sliding glass door in each of the bedrooms, covered car carport, and storage area. Jacaranda is a smaller community close to shopping & restaurants and just minutes to Venetian Village, Waterside Shops, Mercato and 5th Avenue. Recent remodeled condo's in this community have sold for more. Grab your piece of southwest Florida and the Naples lifestyle today!
-
2014-05-05price $229,000 692-char remark
Show marketing remark (692 chars)
Wonderful Park Shore location west of 41 and just minutes to the beach! First floor/ End unit Condo has an open floor plan, 3 bedrooms, 2 bathrooms, private little courtyard area, and this unit is located directly across from the pool. Additional features include a larger screened lanai off master bedroom & living room, sliding glass door in each of the bedrooms, covered car carport, and storage area. Jacaranda is a smaller community close to shopping & restaurants and just minutes to Venetian Village, Waterside Shops, Mercato and 5th Avenue. Recent remodeled condo's in this community have sold for more. Grab your piece of southwest Florida and the Naples lifestyle today!
-
2014-01-15$205,000 692-char remark
Show marketing remark (692 chars)
Wonderful Park Shore location west of 41 and just minutes to the beach! First floor/ End unit Condo has an open floor plan, 3 bedrooms, 2 bathrooms, private little courtyard area, and this unit is located directly across from the pool. Additional features include a larger screened lanai off master bedroom & living room, sliding glass door in each of the bedrooms, covered car carport, and storage area. Jacaranda is a smaller community close to shopping & restaurants and just minutes to Venetian Village, Waterside Shops, Mercato and 5th Avenue. Recent remodeled condo's in this community have sold for more. Grab your piece of southwest Florida and the Naples lifestyle today!
-
2013-12-31historical
-
2013-01-15$209,000
-
2012-09-20historical
-
2012-02-01$209,000
-
2011-02-09$225,000
-
2002-06-24soldstatus $180,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,820 · $402/mo
- Projected year-2 tax
- $5,029 · $419/mo
- Expected delta
- +$209/yr (+$17/mo · 4.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $73,438
- − Mortgage interest
- −$33,940
- − Property taxes
- −$4,820
- − Insurance
- −$3,827
- − Repairs & maintenance
- −$5,875
- − Management
- −$5,875
- − HOA
- −$14,844
- − Depreciation
- −$17,626
- Taxable loss
- −$13,369
- Est. tax savings @ 24.0%
- +$3,209
- After-tax cash flow
- $-395/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Naples
- Score
- 80/100
- State rank
- #126
- US rank
- #1903
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Naples, FL
- County
- Collier County · 396,295 people
- City population
- 344,941
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 11,299
- Household income
- $116,875
- Rent vs Own
- Severe rent burden
- 311.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 10% Two or more races 8% Asian 1%
- Hispanic origin (detail)
- Common ancestry
- Romanian 4% Lithuanian 2% Portuguese 2%
- Foreign-born
- 13% · Canada
- Languages at home
- 87% English-only · Spanish 9% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -327.53%
- Current HPI
- 315.1396
- Rent YoY
- ▲ 14.55%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+236.6% since first listed15 events — show timeline
- 2026-05-18 Listed $605,900 NAPLESMLS
- 2021-09-03 Sold (Public Records) $560,000 Public Records
- 2021-08-31 Sold (MLS) $560,000 NAPLESMLS
- 2021-06-23 Pending — NAPLESMLS
- 2021-05-18 Listed $600,000 NAPLESMLS
- 2014-05-06 Sold (Public Records) $205,000 Public Records
- 2014-05-05 Price Changed $229,000 NAPLESMLS
- 2014-05-05 Sold (MLS) $205,000 NAPLESMLS
- 2014-01-15 Listed $205,000 NAPLESMLS
- 2013-12-31 Listing Removed — NAPLESMLS
- 2013-01-15 Listed $209,000 NAPLESMLS
- 2012-09-20 Listing Removed — NAPLESMLS
- 2012-02-01 Listed $209,000 NAPLESMLS
- 2011-02-09 Listed $225,000 NAPLESMLS
- 2002-06-24 Sold (Public Records) $180,000 Public Records
Property tax history
+7.7%/yrLatest (2025): $4,820 · -0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…