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4092 Belair Ln #1
D Composite 43.58
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.2/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.1/10.0
  • Rent growth +5.0/5.0
  • Schools +5.0/10.0
  • Livability +4.0/5.0
  • DSCR +3.3/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$605,900

4092 Belair Ln #1 · Naples, FL 34103
3 bd · 2.0 ba · 1,375 sqft · Condo public records · 34 Days on market
Built 1980 $1237/mo HOA · 20% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

C2490 - Nestled in the heart of Park Shore, this gem was professionally remodeled in 2014 and has been well-maintained. #1 is a ground-floor end unit located on the Northside of the community and enjoys a private garden filled with orchids and sunshine. Inside, the floors are travertine stone throughout the condo, plantation shutters grace all the windows, and you will appreciate all the custom lighting. The kitchen features open shelving so you can display your creativity and collectibles. Both bathrooms have walk-in stone showers to create a roomy open space. On the Belair side is the screened lanai assessable from both the living room and master suite. The walkability score on this location is what attracted the seller. Walk to Fresh Market, Starbucks, shops, restaurants, banks, and more. The beaches and Venetian Village is a short stroll away. Convenient carport space with an additional storage closet is directly in front of the condo and the community pool. All the best of Naples is just around the corner. This property is eligible to join the Park Shore Association.

Key facts

  • Private beach access
  • Newly renovated pool
  • Private courtyard

Tags

FULLY RENOVATED KITCHENFULLY RENOVATED BATHROOMSIMPACT RESISTANT WINDOWSPRIVATE COURTYARDNEWLY RENOVATED POOLPRIVATE BEACH ACCESS

Property features AI

Finance

  • Other: Located in the Park Shore development (Jacaranda sub-condo); Single unit in building; building has 12 units and complex has 22 units; One floor in the building
  • Financial info: Total annual recurring HOA fees reported; One-time HOA fees reported
  • HOA & community: Mandatory HOA; Quarterly master HOA fee; HOA maintenance covers cable, irrigation water, lawn/land maintenance and exterior pest control; Professional management; Community amenities include beach access, community pool, community room and extra storage; Non-gated community

Exterior

  • Parking: Detached carport (1 car)
  • Security: Impact resistant windows
  • Utilities: Central water; Central sewer; Cable available; Electric service for heat and cooling
  • Home design: Residential low-rise (1–3 stories); Carriage/coach style; Zero lot line; Rear exposure faces west
  • Construction: Concrete block construction; Stucco exterior finish; Tile roof; Built in 1980; Impact resistant windows for storm protection; Foundation details not provided
  • Exterior features: Courtyard; Patio; Privacy wall; Landscaped area view; Central irrigation

Interior

  • Kitchen: Electric cooktop; Self-cleaning oven; Dishwasher; Disposal; Microwave; Refrigerator/freezer; Refrigerator with icemaker; Freezer
  • Bedrooms: 3 bedrooms
  • Flooring: Tile flooring
  • Bathrooms: 2 full bathrooms; Master bathroom with shower (no tub)
  • Heating & cooling: Central electric heat; Central electric cooling
  • Interior features: Built-in cabinets; Smoke detectors; Split bedroom floor plan; Breakfast room and dining areas (family and living); Family room, Florida room, guest room and guest bath; Screened lanai/porch
  • Laundry & utility: Washer and dryer present; Washer/dryer hookup; Laundry inside the residence

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath condo listed at $606k.

Deal economics

  • At list price, monthly cash flow is $-300 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $553k (8.8% below list).
  • Meets the 1% rule at list price ($6k rent vs $606k).
  • Recommended offer: $553k (8.8% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Sea Gate Elementary School (math 86% / reading 81%, grade A+, #60 of 2,144 statewide, top 3%, 703 students, 26% FRL); Gulfview Middle School (math 78% / reading 68%, grade A, #44 of 571 statewide, top 8%, 582 students, 40% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools average 35% FRL vs 55% district-wide (20 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+14.6%/yr); 481 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
  • At $6,120/mo this rent would consume 63% of the median local household income ($117k/yr) (locally 311% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($588k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; HOA is 20% of rent.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $552,849 (8.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.01%
Cap rate
5.83%
Cash-on-cash
-1.65%
DSCR
0.93
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.50×
Total profit
$-84,292
Equity at exit
$90,342
10-year hold
IRR
3.3%
Equity multiple
1.31×
Total profit
$51,913
Equity at exit
$52,387

Cash invested: $169,652 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34103

Rents YoY
14.6%
Active inventory
481
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$6,120 medium interval (Pro) →
Mortgage (P&I)
$3,177
Tax from tax record
$402 /mo · $4,820/yr
Insurance
$252
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$1,237
Vacancy / Maint / Mgmt
$1,285
Net cashflow
$-300

Break-even live

Break-even rent $6,500
Max offer price $552,849
Occupancy floor 100%

Sensitivity live

Price -10% $43 -5% $-129 +0% $-300 +5% $-472 +10% $-643
Rent -10% $-784 -5% $-542 +0% $-300 +5% $-59 +10% $183
Rate -1.0pp $5 -0.5pp $-146 base $-300 +0.5pp $-457 +1.0pp $-617

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$151,475
Closing costs
$18,177
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4092 Belair Ln #15 Naples, FL 3.0 3.0 1500 $6,200 $4.13 25d 1 0.03mi
4082 Belair Ln #11 Naples, FL 3.0 2.0 1600 $6,000 $3.75 25d 1 0.05mi
3930 Belair Ln Naples, FL 2.0 2.0 1300 $6,000 $4.62 25d 1 0.21mi
723 Willowhead Dr Naples, FL 3.0 3.0 1776 $18,000 $10.14 25d 1 0.23mi
555 Park Shore Dr Unit B410 Naples, FL 2.0 2.0 1200 $6,000 $5.00 23d 1 0.31mi
4200 Belair Ln Naples, FL 2.0–3.0 2.0 1406 $9,000 $6.40 25d 5 0.32mi
4180 Crayton Rd Unit E7 Naples, FL 3.0 2.0 1600 $8,900 $5.56 25d 1 0.32mi
1240 Shady Rest Ln #102 Naples, FL 3.0 2.0 1619 $6,000 $3.71 15d 1 0.38mi
4300 Belair Ln Naples, FL 2.0 2.0 1200 $6,750 $5.62 15d 2 0.41mi
1082 Capri Dr Naples, FL 3.0 2.0 1500 $9,000 $6.00 25d 1 0.41mi
788 Park Shore Dr Naples, FL 1.0–2.0 1.5–2.0 931 $5,500 $5.90 15d 3 0.44mi
355 Park Shore Dr Unit 1-114 Naples, FL 2.0 2.0 1574 $13,000 $8.26 25d 1 0.46mi
1097 Frank Whiteman Blvd Naples, FL 4.0 3.0 1590 $10,900 $6.86 25d 1 0.51mi
250 Park Shore Dr #803 Naples, FL 3.0 2.0 1690 $15,000 $8.88 25d 1 0.52mi
4523 Fluvia Ave Naples, FL 2.0 1.0 1050 $5,500 $5.24 25d 1 0.56mi
4525 Fluvia Ave Naples, FL 2.0 1.0 1050 $5,500 $5.24 25d 1 0.56mi
656 Binnacle Dr Naples, FL 3.0 2.0 1808 $10,000 $5.53 25d 1 0.61mi
4530 Gulf Shore Blvd N Unit 2-122 Naples, FL 3.0 2.5 1786 $15,000 $8.40 25d 1 0.75mi
4255 Gulf Shore Blvd N #1403 Naples, FL 2.0 2.0 1536 $12,500 $8.14 25d 1 0.76mi
3200 Binnacle Dr Unit D3 Naples, FL 2.0 2.0 1180 $9,000 $7.63 23d 1 0.77mi
4041 Gulf Shore Blvd N #105 Naples, FL 2.0 2.0 1735 $6,900 $3.98 25d 1 0.78mi
4041 Gulf Shore Blvd N #1705 Naples, FL 2.0 2.0 1850 $18,500 $10.00 25d 1 0.78mi
4041 Gulf Shore Blvd N #1505 Naples, FL 2.0 2.0 1735 $18,000 $10.37 25d 1 0.78mi
4041 Gulf Shore Blvd N #305 Naples, FL 2.0 2.0 1735 $12,000 $6.92 25d 1 0.78mi
4560 Gulf Shore Blvd N Unit 3-213 Naples, FL 2.0 2.0 1321 $8,500 $6.43 25d 1 0.78mi
4005 Gulf Shore Blvd N #800 Naples, FL 3.0 2.5 1646 $12,000 $7.29 25d 1 0.87mi
4005 Gulf Shore Blvd N #607 Naples, FL 2.0 2.0 1400 $14,000 $10.00 25d 1 0.87mi
4005 Gulf Shore Blvd N #605 Naples, FL 2.0 2.0 1267 $10,000 $7.89 25d 1 0.87mi
4005 Gulf Shore Blvd N #700 Naples, FL 3.0 2.5 1646 $17,000 $10.33 15d 1 0.87mi
3500 Gulf Shore Blvd N Naples, FL 2.0 2.0 1258 $7,650 $6.08 25d 2 0.87mi
4551 Gulf Shore Blvd N #301 Naples, FL 2.0 2.0 1792 $11,900 $6.64 25d 1 0.88mi
4551 Gulf Shore Blvd N #1606 Naples, FL 2.0 2.0 1800 $14,000 $7.78 25d 1 0.88mi
4551 Gulf Shore Blvd N #1500 Naples, FL 2.0 2.0 1671 $15,000 $8.98 25d 1 0.88mi
4551 Gulf Shore Blvd N #1506 Naples, FL 2.0 2.0 1671 $6,000 $3.59 25d 1 0.88mi
4551 Gulf Shore Blvd N #306 Naples, FL 2.0 2.0 1600 $7,000 $4.38 25d 1 0.88mi
3105 Riviera Dr Unit A201 Naples, FL 2.0 2.0 1625 $8,000 $4.92 25d 1 0.88mi
4001 Gulf Shore Blvd N #303 Naples, FL 2.0 2.0 1248 $9,000 $7.21 25d 1 0.89mi
4001 Gulf Shore Blvd N #505 Naples, FL 2.0 2.0 1271 $9,000 $7.08 15d 1 0.89mi
4001 Gulf Shore Blvd N #105 Naples, FL 2.0 2.0 1247 $12,000 $9.62 25d 1 0.89mi
4001 Gulf Shore Blvd N #500 Naples, FL 2.0 2.5 1646 $15,000 $9.11 25d 1 0.89mi

HOA detail condo

Monthly dues
$1,237 · $14,844/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 30 events

  1. 2026-06-21
    days on market $605,900 Active 34 DOM
  2. 2026-06-18
    days on market $605,900 Active 31 DOM
  3. 2026-06-17
    days on market $605,900 Active 30 DOM
  4. 2026-06-16
    days on market $605,900 Active 29 DOM
  5. 2026-06-15
    days on market $605,900 Active 28 DOM
  6. 2026-06-14
    days on market $605,900 Active 26 DOM
  7. 2026-06-10
    days on market $605,900 Active 23 DOM
  8. 2026-06-09
    days on market $605,900 Active 22 DOM
  9. 2026-06-08
    days on market $605,900 Active 21 DOM
  10. 2026-06-07
    days on market $605,900 Active 20 DOM
  11. 2026-06-03
    days on market $605,900 Active 16 DOM
  12. 2026-06-02
    days on market $605,900 Active 15 DOM
  13. 2026-06-01
    days on market $605,900 Active 14 DOM
  14. 2026-05-31
    days on market $605,900 Active 13 DOM
  15. 2026-05-30
    days on market $605,900 Active 12 DOM
  16. 2026-05-18
    listed $605,900 Active
  17. 2021-09-03
    soldstatus $560,000
  18. 2021-08-31
    soldstatus $560,000 Sold 1088-char remark
    Show marketing remark (1088 chars)

    C2490 - Nestled in the heart of Park Shore, this gem was professionally remodeled in 2014 and has been well-maintained. #1 is a ground-floor end unit located on the Northside of the community and enjoys a private garden filled with orchids and sunshine. Inside, the floors are travertine stone throughout the condo, plantation shutters grace all the windows, and you will appreciate all the custom lighting. The kitchen features open shelving so you can display your creativity and collectibles. Both bathrooms have walk-in stone showers to create a roomy open space. On the Belair side is the screened lanai assessable from both the living room and master suite. The walkability score on this location is what attracted the seller. Walk to Fresh Market, Starbucks, shops, restaurants, banks, and more. The beaches and Venetian Village is a short stroll away. Convenient carport space with an additional storage closet is directly in front of the condo and the community pool. All the best of Naples is just around the corner. This property is eligible to join the Park Shore Association.

  19. 2021-06-23
    status Pending With Contingencies 1088-char remark
    Show marketing remark (1088 chars)

    C2490 - Nestled in the heart of Park Shore, this gem was professionally remodeled in 2014 and has been well-maintained. #1 is a ground-floor end unit located on the Northside of the community and enjoys a private garden filled with orchids and sunshine. Inside, the floors are travertine stone throughout the condo, plantation shutters grace all the windows, and you will appreciate all the custom lighting. The kitchen features open shelving so you can display your creativity and collectibles. Both bathrooms have walk-in stone showers to create a roomy open space. On the Belair side is the screened lanai assessable from both the living room and master suite. The walkability score on this location is what attracted the seller. Walk to Fresh Market, Starbucks, shops, restaurants, banks, and more. The beaches and Venetian Village is a short stroll away. Convenient carport space with an additional storage closet is directly in front of the condo and the community pool. All the best of Naples is just around the corner. This property is eligible to join the Park Shore Association.

  20. 2021-05-18
    listed $600,000 Active 1088-char remark
    Show marketing remark (1088 chars)

    C2490 - Nestled in the heart of Park Shore, this gem was professionally remodeled in 2014 and has been well-maintained. #1 is a ground-floor end unit located on the Northside of the community and enjoys a private garden filled with orchids and sunshine. Inside, the floors are travertine stone throughout the condo, plantation shutters grace all the windows, and you will appreciate all the custom lighting. The kitchen features open shelving so you can display your creativity and collectibles. Both bathrooms have walk-in stone showers to create a roomy open space. On the Belair side is the screened lanai assessable from both the living room and master suite. The walkability score on this location is what attracted the seller. Walk to Fresh Market, Starbucks, shops, restaurants, banks, and more. The beaches and Venetian Village is a short stroll away. Convenient carport space with an additional storage closet is directly in front of the condo and the community pool. All the best of Naples is just around the corner. This property is eligible to join the Park Shore Association.

  21. 2014-05-06
    soldstatus $205,000
  22. 2014-05-05
    soldstatus $205,000 692-char remark
    Show marketing remark (692 chars)

    Wonderful Park Shore location west of 41 and just minutes to the beach! First floor/ End unit Condo has an open floor plan, 3 bedrooms, 2 bathrooms, private little courtyard area, and this unit is located directly across from the pool. Additional features include a larger screened lanai off master bedroom & living room, sliding glass door in each of the bedrooms, covered car carport, and storage area. Jacaranda is a smaller community close to shopping & restaurants and just minutes to Venetian Village, Waterside Shops, Mercato and 5th Avenue. Recent remodeled condo's in this community have sold for more. Grab your piece of southwest Florida and the Naples lifestyle today!

  23. 2014-05-05
    price $229,000 692-char remark
    Show marketing remark (692 chars)

    Wonderful Park Shore location west of 41 and just minutes to the beach! First floor/ End unit Condo has an open floor plan, 3 bedrooms, 2 bathrooms, private little courtyard area, and this unit is located directly across from the pool. Additional features include a larger screened lanai off master bedroom & living room, sliding glass door in each of the bedrooms, covered car carport, and storage area. Jacaranda is a smaller community close to shopping & restaurants and just minutes to Venetian Village, Waterside Shops, Mercato and 5th Avenue. Recent remodeled condo's in this community have sold for more. Grab your piece of southwest Florida and the Naples lifestyle today!

  24. 2014-01-15
    listed $205,000 692-char remark
    Show marketing remark (692 chars)

    Wonderful Park Shore location west of 41 and just minutes to the beach! First floor/ End unit Condo has an open floor plan, 3 bedrooms, 2 bathrooms, private little courtyard area, and this unit is located directly across from the pool. Additional features include a larger screened lanai off master bedroom & living room, sliding glass door in each of the bedrooms, covered car carport, and storage area. Jacaranda is a smaller community close to shopping & restaurants and just minutes to Venetian Village, Waterside Shops, Mercato and 5th Avenue. Recent remodeled condo's in this community have sold for more. Grab your piece of southwest Florida and the Naples lifestyle today!

  25. 2013-12-31
    historical
  26. 2013-01-15
    listed $209,000
  27. 2012-09-20
    historical
  28. 2012-02-01
    listed $209,000
  29. 2011-02-09
    listed $225,000
  30. 2002-06-24
    soldstatus $180,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,820 · $402/mo
Projected year-2 tax
$5,029 · $419/mo
Expected delta
+$209/yr (+$17/mo · 4.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$73,438
− Mortgage interest
−$33,940
− Property taxes
−$4,820
− Insurance
−$3,827
− Repairs & maintenance
−$5,875
− Management
−$5,875
− HOA
−$14,844
− Depreciation
−$17,626
Taxable loss
−$13,369
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,209
After-tax cash flow
$-395/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL

Livability — Naples

Score
80/100
State rank
#126
US rank
#1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Naples, FL
County
Collier County · 396,295 people
City population
344,941
Metro
Naples-Marco Island, FL
Population (ZIP)
11,299
Household income
$116,875
Rent vs Own
14.1% rent · 85.9% own
Severe rent burden
311.0

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Hispanic / Latino 10% Two or more races 8% Asian 1%
Hispanic origin (detail)
Common ancestry
Romanian 4% Lithuanian 2% Portuguese 2%
Foreign-born
13% · Canada
Languages at home
87% English-only · Spanish 9% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -327.53%
Current HPI
315.1396
Rent YoY
▲ 14.55%
Metro
Naples-Marco Island, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+236.6% since first listed
15 events — show timeline
  • 2026-05-18 Listed $605,900 NAPLESMLS
  • 2021-09-03 Sold (Public Records) $560,000 Public Records
  • 2021-08-31 Sold (MLS) $560,000 NAPLESMLS
  • 2021-06-23 Pending NAPLESMLS
  • 2021-05-18 Listed $600,000 NAPLESMLS
  • 2014-05-06 Sold (Public Records) $205,000 Public Records
  • 2014-05-05 Price Changed $229,000 NAPLESMLS
  • 2014-05-05 Sold (MLS) $205,000 NAPLESMLS
  • 2014-01-15 Listed $205,000 NAPLESMLS
  • 2013-12-31 Listing Removed NAPLESMLS
  • 2013-01-15 Listed $209,000 NAPLESMLS
  • 2012-09-20 Listing Removed NAPLESMLS
  • 2012-02-01 Listed $209,000 NAPLESMLS
  • 2011-02-09 Listed $225,000 NAPLESMLS
  • 2002-06-24 Sold (Public Records) $180,000 Public Records

Property tax history

+7.7%/yr

Latest (2025): $4,820 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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