17 Juniper Track Dr · Belleview, FL 34480

$179,700

3 bd · 1.0 ba · 1,382 sqft · SingleFamily public records · 61 Days on market

Built 1991 10,019 sqft lot $130/sqft · 16% below area Est $215k · 16% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.5/30.0
• ARV discount +14.9/15.0
• DSCR +4.8/10.0
• 1% rule +4.5/10.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this cute and cozy 3-bedroom, 1-bath gem offering comfort, functionality, and a great location! Inside, you’ll find hard flooring throughout for easy maintenance and a clean, modern feel. The well-designed floorplan features a spacious living room and a dining area conveniently located just off the kitchen—perfect for everyday living and entertaining. The kitchen comes equipped with classic white appliances and provides a bright, welcoming space to prepare meals. French doors open to a large family room addition, complete with a charming bay window that fills the space with natural light—ideal for a second living area, playroom, or movie room. This home also offers excellent parking and storage options with both a covered carport and a one-car garage—perfect for creating a workshop space or extra storage. Step outside to enjoy the backyard, where a large wood deck creates the perfect setting for relaxing, grilling, or hosting gatherings. A storage shed adds even more convenience for tools, hobbies, or outdoor gear. Situated near Legacy Elementary School and the scenic Santos Greenway trails, this home offers easy access to schools, outdoor recreation, and everything the area has to offer. Don’t miss your opportunity to own this charming home—schedule your showing today and see all it has to offer!

Key facts

• Dining area
• Hard flooring
• Bay window

Tags

• HARD FLOORING
• SPACIOUS LIVING ROOM
• DINING AREA
• CLASSIC WHITE APPLIANCES
• LARGE FAMILY ROOM ADDITION
• BAY WINDOW

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $180k.

Deal economics

• At list price, monthly cash flow is $71 ($855/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $171k (5.0% below list).
• Recommended offer: $169k (6.0% below list) — sets the bar for market timing.
• Cap rate 6.8% vs local median 4.5% in Belleview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#458 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, crime F, amenities F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+2.8%/yr); 344 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 61 days — a 6% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $52k; list at $180k implies a 246% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $168,918 (6.0% below list)

Questions for the listing agent

1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.77%
• Cash-on-cash: 1.70%
• DSCR: 1.08
• GRM: 8.8

CMA / ARV

• ARV (median comp): $215,185
• List price: $179,700
• Delta: -16.49%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
36 Juniper Pass Ln	0.12mi	3/2.0	1,325 (-4%)	6mo	$170,000	$128	78
8821 Juniper Rd	0.25mi	3/2.0	1,378 (-0%)	7mo	$238,000	$173	78
14 Juniper Track Dr	0.04mi	3/2.0	1,508 (+9%)	7mo	$218,000	$145	73
18 Larch Radl	0.43mi	3/2.0	1,451 (+5%)	12mo	$272,000	$187	58
44 Walnut Dr	0.71mi	3/2.0	1,453 (+5%)	4mo	$280,400	$193	51
23 Juniper Drive Ct	0.71mi	3/2.0	1,413 (+2%)	12mo	$240,000	$170	50
27 Juniper Dr	0.54mi	3/2.0	1,284 (-7%)	12mo	$249,900	$195	49
7 Larch Dr	0.59mi	3/2.0	1,296 (-6%)	12mo	$285,000	$220	48
4955 SE 89th Place Rd	0.44mi	3/2.0	1,537 (+11%)	11mo	$288,000	$187	48
15 Juniper Trail Ln SE	0.37mi	3/2.0	1,532 (+11%)	19mo	$302,000	$197	45
4527 SE 89th St	0.65mi	3/2.0	1,545 (+12%)	18mo	$310,240	$201	31
5349 SE 91st Pl	0.72mi	3/2.0	1,545 (+12%)	17mo	$290,000	$188	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.84% rent growth · sell at horizon

5-year hold

• IRR: -13.8%
• Equity multiple: 0.51×
• Total profit: $-24,807
• Equity at exit: $26,794

10-year hold

• IRR: -5.1%
• Equity multiple: 0.67×
• Total profit: $-16,687
• Equity at exit: $15,537

Cash invested: $50,316 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34480

• Home prices YoY: -28.7%
• Rents YoY: 2.8%
• Active inventory: 344
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $1,707 high
• Mortgage (P&I): −$942
• Tax from tax record: −$260 /mo · $3,118/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$358
• Net cashflow: $71

Break-even live

Break-even rent $1,617

Max offer price $179,700

Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,925
• Closing costs: $5,391
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15 Juniper Pass Ln Ocala, FL	4.0	2.0	1608	$1,900	$1.18	13d	1	0.11mi
10 Juniper Trl Ocala, FL	4.0	2.0	1617	$1,875	$1.16	13d	1	0.23mi
57 Juniper Pass Ocala, FL	2.0	2.0	974	$1,200	$1.23	13d	1	0.24mi
18 Juniper Trl Ocala, FL	3.0	2.0	1270	$1,750	$1.38	13d	1	0.25mi
7 Juniper Pass Way Ocala, FL	3.0	2.0	1453	$1,750	$1.20	21d	1	0.41mi
28 Juniper Dr Ocala, FL	3.0	2.0	1453	$1,650	$1.14	21d	1	0.53mi
338 Larch Rd Ocala, FL	3.0	2.0	1394	$1,595	$1.14	21d	1	0.58mi
50 Walnut Run Ocala, FL	3.0	2.0	1287	$1,795	$1.39	13d	1	0.65mi
123 Juniper Loop Ocala, FL	3.0	2.0	1445	$1,695	$1.17	21d	1	0.65mi
47 Walnut Run Ocala, FL	2.0	2.0	974	$1,235	$1.27	13d	1	0.70mi
5494 SE 91st St Ocala, FL	4.0	2.0	1858	$2,200	$1.18	13d	1	0.71mi
52 Walnut Rd Ocala, FL	2.0	2.0	969	$1,175	$1.21	13d	1	0.76mi
28 Poplar Run Ocala, FL	3.0	2.0	1473	$1,650	$1.12	13d	1	0.77mi
31 Walnut Run Ocala, FL	2.0	2.0	974	$1,200	$1.23	13d	1	0.78mi
60 Walnut Rd Ocala, FL	2.0	2.0	969	$1,200	$1.24	21d	1	0.78mi
66 Laurel Pass Ocala, FL	2.0	2.0	974	$1,175	$1.21	21d	1	1.31mi
58 Laurel Pass Ocala, FL	2.0	2.0	1000	$1,200	$1.20	21d	1	1.34mi
11 Aspen Dr Ocala, FL	3.0	2.0	1357	$1,725	$1.27	21d	1	1.35mi
54 Laurel Pass Ocala, FL	2.0	2.0	1000	$1,200	$1.20	21d	1	1.37mi
23 Aspen Dr Ocala, FL	3.0	2.0	1399	$1,650	$1.18	21d	1	1.45mi

Listing history 18 events

1. 2026-06-18
   days on market $179,700 Active 61 DOM
2. 2026-06-17
   days on market $179,700 Active 60 DOM
3. 2026-06-16
   days on market $179,700 Active 59 DOM
4. 2026-06-15
   days on market $179,700 Active 58 DOM
5. 2026-06-14
   days on market $179,700 Active 56 DOM
6. 2026-06-13
   days on market $179,700 Active 55 DOM
7. 2026-06-10
   days on market $179,700 Active 53 DOM
8. 2026-06-09
   days on market $179,700 Active 52 DOM
9. 2026-06-08
   days on market $179,700 Active 51 DOM
10. 2026-06-07
    days on market $179,700 Active 50 DOM
11. 2026-06-03
    days on market $179,700 Active 46 DOM
12. 2026-06-02
    days on market $179,700 Active 45 DOM
13. 2026-06-01
    days on market $179,700 Active 44 DOM
14. 2026-05-31
    days on market $179,700 Active 43 DOM
15. 2026-05-30
    days on market $179,700 Active 42 DOM
16. 2026-04-18
    listed $189,700 Active 1370-char remark

    Show marketing remark (1370 chars)

    Welcome home to this cute and cozy 3-bedroom, 1-bath gem offering comfort, functionality, and a great location! Inside, you’ll find hard flooring throughout for easy maintenance and a clean, modern feel. The well-designed floorplan features a spacious living room and a dining area conveniently located just off the kitchen—perfect for everyday living and entertaining. The kitchen comes equipped with classic white appliances and provides a bright, welcoming space to prepare meals. French doors open to a large family room addition, complete with a charming bay window that fills the space with natural light—ideal for a second living area, playroom, or movie room. This home also offers excellent parking and storage options with both a covered carport and a one-car garage—perfect for creating a workshop space or extra storage. Step outside to enjoy the backyard, where a large wood deck creates the perfect setting for relaxing, grilling, or hosting gatherings. A storage shed adds even more convenience for tools, hobbies, or outdoor gear. Situated near Legacy Elementary School and the scenic Santos Greenway trails, this home offers easy access to schools, outdoor recreation, and everything the area has to offer. Don’t miss your opportunity to own this charming home—schedule your showing today and see all it has to offer!

17. 2000-09-09
    soldstatus $52,000
18. 1991-01-01
    soldstatus $46,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,118 · $260/mo
• Projected year-2 tax: $3,118 · $260/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,481
• − Mortgage interest: −$10,066
• − Property taxes: −$3,118
• − Insurance: −$898
• − Repairs & maintenance: −$1,638
• − Management: −$1,638
• − Depreciation: −$5,228
• Taxable loss: −$2,106
• Est. tax savings @ 24.0%: +$505
• After-tax cash flow: $1,361/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Belleview

• Score: 69/100
• State rank: #458
• US rank: #8314

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 19,167
• Metro: Ocala, FL
• Population (ZIP): 23,517
• Household income: $77,557
• Rent vs Own: 23.3% rent · 76.7% own
• Severe rent burden: 169.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Hispanic / Latino 15% Two or more races 11% Black 6% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 5% Cuban 2% Dominican 2%
• Common ancestry: Italian 3% Slovak 3% Lithuanian 2%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 9% Other Asian/Pacific 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -85.60%
• Current HPI: 212.4262
• Rent YoY: ▲ 2.84%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+306.2% since first listed

3 events — show timeline

• 2026-04-18 Listed $189,700 Stellar MLS as Distributed by MLS Grid
• 2000-09-09 Sold (Public Records) $52,000 Public Records
• 1991-01-01 Sold (Public Records) $46,700 Public Records

Property tax history

+13.9%/yr

Latest (2025): $3,118 · +266.9% YoY. Source: county tax records.