🏷️ Likely Rental
2425 N Valley Circle Cir · Solis, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Condition / age +5.0/5.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Livability +2.0/5.0
- Appreciation +0.0/10.0
$1,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don’t miss this versatile and move-in ready property!
Key facts
- Private backyard
- Modern duplex
- 5,580 sq ft lot
Tags
Property features AI
Finance
- HOA & community: No homeowners association
Exterior
- Parking: Two covered parking spaces; Two-car carport (no garage)
- Security: Smoke detector(s)
- Utilities: Public water; Two separate water meters
- Home design: Single-family property; One unit in the community
- Construction: Brick construction; Composition shingle roof; Slab foundation; Built area approximately 1,872
- Exterior features: Privacy fencing; Paved road access
Interior
- Kitchen: Refrigerator; Stove/Range; Electric water heater
- Flooring: Tile
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Tile flooring; Double-pane energy-efficient windows; Smoke detectors
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/2-bath units multifamily listed at $1k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $2k ($22k/yr) — positive. Per door: $905/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $1k).
Location & tenants
- Location reads 40/100 on livability (#1,602 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
- La Feria ISD (suburban): math 27% / reading 35% proficiency, ranked #630 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: C E Vail El (math 12% / reading 22%, grade F, #3,836 of 4,322 statewide, top 91%, 366 students, 95% FRL); La Feria H S (math 32% / reading 52%, grade F, #730 of 1,632 statewide, top 47%, 909 students, 85% FRL) — zoned schools average 90% FRL vs 50% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 260 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,326 units permitted in Cameron County in 2024 (503 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $7 of loan paydown is wiped out by about $30 of value loss. Plan a longer hold.
- Cameron County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $280 cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 230.00% ✓
- Cap rate
- 2178.40%
- Cash-on-cash
- 7757.53%
- DSCR
- 346.17
- GRM
- 0.0
CMA / ARV
- ARV (median comp)
- $267,601
- List price
- $1,000
- Delta
- 2.39%
- Verdict
- FAIR
- Comps
- 15 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2422 Summit Rd | 0.05mi | —/— | 1,872 (0%) | 4mo | $279,000 | $149 | 94 |
| 2114 E Valley Cir | 0.13mi | —/— | 1,908 (+2%) | 5mo | $269,900 | $141 | 87 |
| 2214 E Valley Cir | 0.15mi | —/— | 1,908 (+2%) | 13mo | $269,900 | $141 | 79 |
| 2116 E Valley Cir | 0.16mi | —/— | 1,908 (+2%) | 17mo | $269,900 | $141 | 75 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 412.28×
- Total profit
- $115,158
- Equity at exit
- $149
- IRR
- —
- Equity multiple
- 889.81×
- Total profit
- $248,867
- Equity at exit
- $86
Cash invested: $280 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78559
- Home prices YoY
- -6.1%
- Active inventory
- 260
- Price-to-rent
- 0.1×
Monthly cashflow live
- Estimated rent
- $2,300 high interval (Pro) →
- Mortgage (P&I)
- −$5
- Tax est. 1.5%
- −$1 /mo · $15/yr
- Insurance
- −$0
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$483
- Net cashflow
- $1,810
Break-even live
Sensitivity live
| Price | -10% $1,811 | -5% $1,810 | +0% $1,810 | +5% $1,810 | +10% $1,809 |
|---|---|---|---|---|---|
| Rent | -10% $1,628 | -5% $1,719 | +0% $1,810 | +5% $1,901 | +10% $1,992 |
| Rate | -1.0pp $1,811 | -0.5pp $1,810 | base $1,810 | +0.5pp $1,810 | +1.0pp $1,810 |
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 2 | $2,300 |
| #1 | 2 | 2 | $1,150 |
| #2 | 2 | 2 | $1,150 |
| Total (2 units) | $2,300 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $250
- Closing costs
- $30
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2425 N Valley Cir Unit A La Feria, TX | 2.0 | 2.0 | 1872 | $1,000 | $0.53 | 15d | 1 | 0.02mi |
| 2332 N Valley Cir La Feria, TX | 2.0 | 2.0 | 1908 | $1,000 | $0.52 | 45d | 1 | 0.09mi |
| 2425 N Valley Cir Unit B La Feria, TX | 2.0 | 2.0 | 1872 | $1,000 | $0.53 | 45d | 1 | 0.11mi |
| 910 S Palmera Dr La Feria, TX | 2.0 | 2.0 | 1480 | $950 | $0.64 | 15d | 1 | 1.23mi |
| 213 W Fleetwood Ave La Feria, TX | 3.0 | 2.0 | 1580 | $1,549 | $0.98 | 45d | 1 | 1.26mi |
Listing history 28 events
-
2026-06-21days on market $1,000 Active 5 DOM
-
2026-06-18days on market $1,000 Active 2 DOM
-
2026-06-16remarks 519-char remark
-
2026-06-16pricedays on market $1,000 Active 1 DOM
-
2026-06-15days on market $274,000 Active 102 DOM
-
2026-06-14days on market $274,000 Active 100 DOM
-
2026-06-13days on market $274,000 Active 99 DOM
-
2026-06-10days on market $274,000 Active 97 DOM
-
2026-06-09days on market $274,000 Active 96 DOM
-
2026-06-08days on market $274,000 Active 95 DOM
-
2026-06-07days on market $274,000 Active 94 DOM
-
2026-06-03days on market $274,000 Active 90 DOM
-
2026-06-02days on market $274,000 Active 89 DOM
-
2026-06-01days on market $274,000 Active 88 DOM
-
2026-05-31days on market $274,000 Active 87 DOM
-
2026-05-30days on market $274,000 Active 86 DOM
-
2026-05-14price $274,000 521-char remark
Show marketing remark (521 chars)
Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don’t miss this versatile and move-in ready property!
-
2026-04-30price $274,000 516-char remark
Show marketing remark (516 chars)
Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don't miss this versatile and move-in ready property!
-
2026-03-14historical $1,150
-
2026-03-05$279,000 Active 521-char remark
Show marketing remark (521 chars)
Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don’t miss this versatile and move-in ready property!
-
2026-03-02$279,000 Active 516-char remark
Show marketing remark (516 chars)
Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don't miss this versatile and move-in ready property!
-
2026-01-14$1,150
-
2024-06-28soldstatus Sold
-
2024-04-05status Active
-
2024-03-16status Pending
-
2024-03-08historical Option
-
2024-02-29$265,000 Active
-
2024-01-12$265,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,600
- − Mortgage interest
- −$56
- − Property taxes
- −$15
- − Insurance
- −$5
- − Repairs & maintenance
- −$2,208
- − Management
- −$2,208
- − Depreciation
- −$29
- Taxable income
- $23,079
- Est. tax owed @ 24.0%
- −$5,539
- After-tax cash flow
- $16,182/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in ready, modern duplex is in excellent condition with no visible repairs needed. It offers a great opportunity for investors or first-time home buyers.
Value-add opportunities
- Resale Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
- Both Install smart home devices — Smart home devices can increase convenience and appeal to tech-savvy buyers
- Both Add landscaping features — Landscaping can improve curb appeal and add value to the property
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Install smart home devices — Smart home devices can increase convenience and appeal to tech-savvy buyers ↑
- Both Add landscaping features — Landscaping can improve curb appeal and add value to the property ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- La Feria ISD
- NCES district ID
- 4826040
- Math proficiency
- 27% ▼ -25.00%
- Reading proficiency
- 35% ▼ -4.00%
- Median HH income
- $33,306
- Composite
- 25.41/100
- National rank
- #7460
- State rank
- #630 of 826 in TX
Livability — Solis
- Score
- 40/100
- State rank
- #1602
- US rank
- #27244
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Solis, TX
- Population (ZIP)
- 12,752
Population outlook (Cameron County) Hauer SSP2
- Today (2025)
- 441,603 people
- By 2030
- 448,113 · +1.5%
- By 2040
- 456,385 · +3.3%
- By 2050
- 456,294 · +3.3%
- By 2075
- 423,851 · -4.0%
- By 2100
- 342,787 · -22.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (91%)
- Race & ethnicity
- Hispanic / Latino 91% Two or more races 35% White 8%
- Hispanic origin (detail)
- Mexican 87%
- Common ancestry
- Slovak 1% Lithuanian 1%
- Foreign-born
- 17% · Canada
- Languages at home
- 40% English-only · Spanish 60%
Political lean MEDSL · Cameron
- 2024 margin
- Lean R (+5.8) · D 46.7% · R 52.5%
- 2008→2024 swing
- -34.6pp toward R · 2008: 28.8pp · 2024: -5.8pp
- All cycles
- 2024: R+5.8 2020: D+13.2 2016: D+32.5 2012: D+32.4 2008: D+28.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -12.21%
- Current HPI
- 187.8512
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-99.6% since first listed13 events — show timeline
- 2026-06-16 Listed $1,000 MCALLENMLS
- 2026-05-14 Price Changed $274,000 MCALLENMLS
- 2026-04-30 Price Changed $274,000 RGVMLS
- 2026-03-14 Rental Removed $1,150 RGVMLS
- 2026-03-05 Listed $279,000 MCALLENMLS
- 2026-03-02 Listed $279,000 RGVMLS
- 2026-01-14 Listed for Rent $1,150 RGVMLS
- 2024-06-28 Sold (MLS) — MCALLENMLS
- 2024-04-05 Relisted — MCALLENMLS
- 2024-03-16 Pending — MCALLENMLS
- 2024-03-08 Contingent — MCALLENMLS
- 2024-02-29 Listed $265,000 MCALLENMLS
- 2024-01-12 Listed $265,000 MCALLENMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…