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2425 N Valley Circle Cir 🏷️ Likely Rental
D Composite 44.54
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Condition / age +5.0/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Livability +2.0/5.0
  • Appreciation +0.0/10.0

$1,000

2425 N Valley Circle Cir · Solis, TX 78559
None bd · None ba · 1,872 sqft · MultiFamily · 5 Days on market
Built 2023 Excellent condition 5,580 sqft lot $1/sqft · 100% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don’t miss this versatile and move-in ready property!

Key facts

  • Private backyard
  • Modern duplex
  • 5,580 sq ft lot

Tags

MODERN DUPLEXFULLY EQUIPPED KITCHENPRIVATE BACKYARD

Property features AI

Finance

  • HOA & community: No homeowners association

Exterior

  • Parking: Two covered parking spaces; Two-car carport (no garage)
  • Security: Smoke detector(s)
  • Utilities: Public water; Two separate water meters
  • Home design: Single-family property; One unit in the community
  • Construction: Brick construction; Composition shingle roof; Slab foundation; Built area approximately 1,872
  • Exterior features: Privacy fencing; Paved road access

Interior

  • Kitchen: Refrigerator; Stove/Range; Electric water heater
  • Flooring: Tile
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Tile flooring; Double-pane energy-efficient windows; Smoke detectors

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $1,000 price doesn't fit this home's estimated sale value (~$267,601) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/2-bath units multifamily listed at $1k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $2k ($22k/yr) — positive. Per door: $905/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $1k).

Location & tenants

  • Location reads 40/100 on livability (#1,602 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
  • La Feria ISD (suburban): math 27% / reading 35% proficiency, ranked #630 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: C E Vail El (math 12% / reading 22%, grade F, #3,836 of 4,322 statewide, top 91%, 366 students, 95% FRL); La Feria H S (math 32% / reading 52%, grade F, #730 of 1,632 statewide, top 47%, 909 students, 85% FRL) — zoned schools average 90% FRL vs 50% district-wide (40 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 260 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,326 units permitted in Cameron County in 2024 (503 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $7 of loan paydown is wiped out by about $30 of value loss. Plan a longer hold.
  • Cameron County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $280 cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $1,000

Questions for the listing agent

  1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
230.00%
Cap rate
2178.40%
Cash-on-cash
7757.53%
DSCR
346.17
GRM
0.0

CMA / ARV

ARV (median comp)
$267,601
List price
$1,000
Delta
2.39%
Verdict
FAIR
Comps
15 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2422 Summit Rd 0.05mi —/— 1,872 (0%) 4mo $279,000 $149 94
2114 E Valley Cir 0.13mi —/— 1,908 (+2%) 5mo $269,900 $141 87
2214 E Valley Cir 0.15mi —/— 1,908 (+2%) 13mo $269,900 $141 79
2116 E Valley Cir 0.16mi —/— 1,908 (+2%) 17mo $269,900 $141 75

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
412.28×
Total profit
$115,158
Equity at exit
$149
10-year hold
IRR
Equity multiple
889.81×
Total profit
$248,867
Equity at exit
$86

Cash invested: $280 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78559

Home prices YoY
-6.1%
Active inventory
260
Price-to-rent
0.1×

Monthly cashflow live

Estimated rent
$2,300 high interval (Pro) →
Mortgage (P&I)
$5
Tax est. 1.5%
$1 /mo · $15/yr
Insurance
$0
HOA
$0
Vacancy / Maint / Mgmt
$483
Net cashflow
$1,810

Break-even live

Break-even rent $9
Max offer price $1,000
Occupancy floor 16%

Sensitivity live

Price -10% $1,811 -5% $1,810 +0% $1,810 +5% $1,810 +10% $1,809
Rent -10% $1,628 -5% $1,719 +0% $1,810 +5% $1,901 +10% $1,992
Rate -1.0pp $1,811 -0.5pp $1,810 base $1,810 +0.5pp $1,810 +1.0pp $1,810

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $2,300

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$250
Closing costs
$30
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2425 N Valley Cir Unit A La Feria, TX 2.0 2.0 1872 $1,000 $0.53 15d 1 0.02mi
2332 N Valley Cir La Feria, TX 2.0 2.0 1908 $1,000 $0.52 45d 1 0.09mi
2425 N Valley Cir Unit B La Feria, TX 2.0 2.0 1872 $1,000 $0.53 45d 1 0.11mi
910 S Palmera Dr La Feria, TX 2.0 2.0 1480 $950 $0.64 15d 1 1.23mi
213 W Fleetwood Ave La Feria, TX 3.0 2.0 1580 $1,549 $0.98 45d 1 1.26mi

Listing history 28 events

  1. 2026-06-21
    days on market $1,000 Active 5 DOM
  2. 2026-06-18
    days on market $1,000 Active 2 DOM
  3. 2026-06-16
    remarks 519-char remark
  4. 2026-06-16
    pricedays on marketlisting id $1,000 Active 1 DOM
  5. 2026-06-15
    days on market $274,000 Active 102 DOM
  6. 2026-06-14
    days on market $274,000 Active 100 DOM
  7. 2026-06-13
    days on market $274,000 Active 99 DOM
  8. 2026-06-10
    days on market $274,000 Active 97 DOM
  9. 2026-06-09
    days on market $274,000 Active 96 DOM
  10. 2026-06-08
    days on market $274,000 Active 95 DOM
  11. 2026-06-07
    days on market $274,000 Active 94 DOM
  12. 2026-06-03
    days on market $274,000 Active 90 DOM
  13. 2026-06-02
    days on market $274,000 Active 89 DOM
  14. 2026-06-01
    days on market $274,000 Active 88 DOM
  15. 2026-05-31
    days on market $274,000 Active 87 DOM
  16. 2026-05-30
    days on market $274,000 Active 86 DOM
  17. 2026-05-14
    price $274,000 521-char remark
    Show marketing remark (521 chars)

    Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don’t miss this versatile and move-in ready property!

  18. 2026-04-30
    price $274,000 516-char remark
    Show marketing remark (516 chars)

    Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don't miss this versatile and move-in ready property!

  19. 2026-03-14
    historical $1,150
  20. 2026-03-05
    listed $279,000 Active 521-char remark
    Show marketing remark (521 chars)

    Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don’t miss this versatile and move-in ready property!

  21. 2026-03-02
    listed $279,000 Active 516-char remark
    Show marketing remark (516 chars)

    Great Opportunity for Investors or First-Time Home Buyers! Built in 2023, this modern duplex offers the perfect blend of comfort and income potential. Each unit features 2 spacious bedrooms and 2 full bathrooms, along with a fully equipped kitchen that includes all appliances. Ideal for owner-occupants—live in one unit and rent out the other to help offset your mortgage! Each unit also includes a private backyard, perfect for relaxing or entertaining. Don't miss this versatile and move-in ready property!

  22. 2026-01-14
    listed $1,150
  23. 2024-06-28
    soldstatus Sold
  24. 2024-04-05
    status Active
  25. 2024-03-16
    status Pending
  26. 2024-03-08
    historical Option
  27. 2024-02-29
    listed $265,000 Active
  28. 2024-01-12
    listed $265,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,600
− Mortgage interest
−$56
− Property taxes
−$15
− Insurance
−$5
− Repairs & maintenance
−$2,208
− Management
−$2,208
− Depreciation
−$29
Taxable income
$23,079
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,539
After-tax cash flow
$16,182/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 100/100 None rehab

This move-in ready, modern duplex is in excellent condition with no visible repairs needed. It offers a great opportunity for investors or first-time home buyers.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Install smart home devices — Smart home devices can increase convenience and appeal to tech-savvy buyers
  • Both Add landscaping features — Landscaping can improve curb appeal and add value to the property

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Install smart home devices — Smart home devices can increase convenience and appeal to tech-savvy buyers
  • Both Add landscaping features — Landscaping can improve curb appeal and add value to the property

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
La Feria ISD
NCES district ID
4826040
Math proficiency
27% ▼ -25.00%
Reading proficiency
35% ▼ -4.00%
Median HH income
$33,306
Composite
25.41/100
National rank
#7460
State rank
#630 of 826 in TX

Livability — Solis

Score
40/100
State rank
#1602
US rank
#27244

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Solis, TX
Population (ZIP)
12,752

Population outlook (Cameron County) Hauer SSP2

Today (2025)
441,603 people
By 2030
448,113 · +1.5%
By 2040
456,385 · +3.3%
By 2050
456,294 · +3.3%
By 2075
423,851 · -4.0%
By 2100
342,787 · -22.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (91%)
Race & ethnicity
Hispanic / Latino 91% Two or more races 35% White 8%
Hispanic origin (detail)
Mexican 87%
Common ancestry
Slovak 1% Lithuanian 1%
Foreign-born
17% · Canada
Languages at home
40% English-only · Spanish 60%

Political lean MEDSL · Cameron

2024 margin
Lean R (+5.8) · D 46.7% · R 52.5%
2008→2024 swing
-34.6pp toward R · 2008: 28.8pp · 2024: -5.8pp
All cycles
2024: R+5.8 2020: D+13.2 2016: D+32.5 2012: D+32.4 2008: D+28.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.21%
Current HPI
187.8512
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-99.6% since first listed
13 events — show timeline
  • 2026-06-16 Listed $1,000 MCALLENMLS
  • 2026-05-14 Price Changed $274,000 MCALLENMLS
  • 2026-04-30 Price Changed $274,000 RGVMLS
  • 2026-03-14 Rental Removed $1,150 RGVMLS
  • 2026-03-05 Listed $279,000 MCALLENMLS
  • 2026-03-02 Listed $279,000 RGVMLS
  • 2026-01-14 Listed for Rent $1,150 RGVMLS
  • 2024-06-28 Sold (MLS) MCALLENMLS
  • 2024-04-05 Relisted MCALLENMLS
  • 2024-03-16 Pending MCALLENMLS
  • 2024-03-08 Contingent MCALLENMLS
  • 2024-02-29 Listed $265,000 MCALLENMLS
  • 2024-01-12 Listed $265,000 MCALLENMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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