3920 N Davis St · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +11.6/15.0
- DSCR +10.0/10.0
- 1% rule +8.4/10.0
- Livability +4.2/5.0
- Schools +3.9/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$89,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to your new haven! This charming and adorable 2-bedroom, 1-bath home combines comfort and affordability with a fantastic location, making it the perfect choice for first-time buyers or downsizers. Situated just minutes from I-95 and within walking distance to well-regarded schools, this home offers both convenience and a welcoming atmosphere. Step inside to discover a cozy living space that exudes charm. The enclosed porch greets you with natural light, providing an ideal spot for a morning coffee, a reading nook, or a vibrant indoor garden. The comfortable living room leads to the versatile family room or den which can be tailored to your needs—whether it's a cozy movie night space, home office, or play area for kids. Its inviting layout allows for flexible use while providing a comfortable retreat for relaxation. This great property is selling ''As Is'' with no repairs. PROSPECTIVE BUYERS MUST VIEW PROPERTY BEFORE SUBMITTING AN OFFER. The full bathroom combines functionality and style with a classic layout, featuring a shower/tub combo. The kitchen is efficiently designed with ample cabinetry, perfectly sized countertops, making meal preparation a breeze! The gas range in kitchen works but is not connected to gas. Two comfortable bedrooms offer peaceful retreats at the end of the day. Each room features closet space, and windows to ensure that they are bright and airy. The fenced backyard is perfect for outdoor activities, gardening, or simply soaking up the sun. Enjoy summer barbecues and quiet evenings as you unwind in your own little sanctuary. The easy access to I-95 means that commuting or weekend getaways are effortless, putting you minutes away from shopping centers, restaurants, recreational parks, the Jacksonville International Airport, and the Jacksonville Zoo. Don't miss out on the chance to make this charming home your own! **Schedule a showing today and envision your future in this cozy gem!**
Key facts
- Enclosed porch
- 3,484 sq ft lot
- Built 1923
Tags
Property features AI
Finance
- HOA & community: Sidewalks; Not a senior community
Exterior
- Parking: Off-street parking
- Utilities: Public sewer; Electricity connected; Water connected
- Home design: Single family residence; Faces east; Residential use
- Construction: Shingle roof
- Exterior features: Fenced backyard; City street frontage; Asphalt road surface
Interior
- Kitchen: Gas range
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Accessible approach with ramp; Fireplace (1)
- Laundry & utility: Washer hookup; Electric dryer hookup; Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $89k.
Deal economics
- At list price, monthly cash flow is $359 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $89k).
- Recommended offer: $86k (3.0% below list) — sets the bar for market timing.
- Cap rate 11.1% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: North Shore Elementary (math 49% / reading 36%, grade F, #1,383 of 2,144 statewide, top 65%, 701 students, 86% FRL); Matthew W. Gilbert Middle School (math 26% / reading 17%, grade F, #553 of 571 statewide, top 97%, 688 students, 86% FRL); Jean Ribault High School (math 22% / reading 25%, grade F, #533 of 667 statewide, top 80%, 1,385 students, 71% FRL) — zoned schools average 81% FRL vs 49% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 29% at this address vs 46% district-wide (-16 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.8%/yr); 394 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.8% rent growth), your $25k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 58 days — a 3% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1923 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1923 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.34% ✓
- Cap rate
- 11.14%
- Cash-on-cash
- 17.30%
- DSCR
- 1.77
- GRM
- 6.2
CMA / ARV
- ARV (on-the-fly)
- $97,850
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3410 N Lee St | 0.27mi | 3/1.0 | 1,056 (+2%) | 3mo | $100,000 | $95 | 81 |
| 1004 W 26th St | 0.21mi | 3/1.0 | 936 (-9%) | 2mo | $102,500 | $110 | 73 |
| 705 Oak Arbor Cir | 0.25mi | 3/2.0 | 1,094 (+6%) | 1mo | $160,000 | $146 | 73 |
| 1204 W 29th St | 0.37mi | 3/1.0 | 960 (-7%) | 2mo | $50,000 | $52 | 70 |
| 334 Birch St | 0.55mi | 3/1.0 | 1,008 (-2%) | 4mo | $50,000 | $50 | 68 |
| 1323 W 30th St | 0.55mi | 3/1.0 | 962 (-7%) | 1mo | $115,000 | $120 | 63 |
| 2830 Saturn Ave | 0.55mi | 3/1.0 | 960 (-7%) | 2mo | $72,000 | $75 | 62 |
| 4562 Notter Ave | 0.59mi | 3/2.0 | 1,052 (+2%) | 4mo | $139,000 | $132 | 61 |
| 2822 Flanders St #8-19 | 0.59mi | 2/1.0 (-1) | 983 (-5%) | 5mo | $58,000 | $59 | 56 |
| 1279 W 20th St | 0.65mi | 2/1.0 (-1) | 962 (-7%) | 2mo | $87,500 | $91 | 53 |
| 2727 N N Davis Rd St | 0.58mi | 3/1.0 | 904 (-12%) | 1mo | $78,000 | $86 | 52 |
| 1058 W 17th St | 0.65mi | 3/2.0 | 1,182 (+15%) | 3mo | $200,000 | $169 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.81% rent growth · sell at horizon
- IRR
- 7.3%
- Equity multiple
- 1.28×
- Total profit
- $7,041
- Equity at exit
- $13,270
- IRR
- 15.6%
- Equity multiple
- 2.20×
- Total profit
- $29,921
- Equity at exit
- $7,695
Cash invested: $24,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32209
- Home prices YoY
- -22.1%
- Rents YoY
- 1.8%
- Active inventory
- 394
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $1,195 high interval (Pro) →
- Mortgage (P&I)
- −$467
- Tax from tax record
- −$81 /mo · $975/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$251
- Net cashflow
- $359
Break-even live
Sensitivity live
| Price | -10% $410 | -5% $384 | +0% $359 | +5% $334 | +10% $309 |
|---|---|---|---|---|---|
| Rent | -10% $265 | -5% $312 | +0% $359 | +5% $406 | +10% $454 |
| Rate | -1.0pp $404 | -0.5pp $382 | base $359 | +0.5pp $336 | +1.0pp $313 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,250
- Closing costs
- $2,670
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 849 W 30th St Apt 3 Jacksonville, FL | 2.0 | 1.0 | 750 | $965 | $1.29 | 24d | 1 | 0.07mi |
| 3902 Stuart St Jacksonville, FL | 2.0 | 2.0 | 1114 | $1,050 | $0.94 | 24d | 1 | 0.18mi |
| 1031 W 26th St Jacksonville, FL | 3.0 | 2.0 | 1261 | $1,445 | $1.15 | 24d | 1 | 0.21mi |
| 916 W 25th St Jacksonville, FL | 2.0 | 1.0 | 816 | $1,025 | $1.26 | 18d | 1 | 0.24mi |
| 1149 W 28th St Jacksonville, FL | 4.0 | 2.0 | 1344 | $1,302 | $0.97 | 24d | 1 | 0.28mi |
| 1173 W 27th St Jacksonville, FL | 3.0 | 1.0 | 1080 | $1,145 | $1.06 | 14d | 1 | 0.32mi |
| 1196 W 30th St Jacksonville, FL | 2.0 | 1.0 | 875 | $880 | $1.01 | 18d | 1 | 0.33mi |
| 1018 W 23rd St Jacksonville, FL | 3.0 | 2.5 | 1161 | $1,600 | $1.38 | 24d | 1 | 0.35mi |
| 1104 W 24th St Jacksonville, FL | 2.0 | 1.0 | 786 | $600 | $0.76 | 18d | 1 | 0.35mi |
| 3914 Springfield Blvd Jacksonville, FL | 2.0 | 1.0 | 858 | $1,050 | $1.22 | 24d | 1 | 0.36mi |
| 3914 Springfield Blvd Jacksonville, FL | 2.0 | 1.0 | 858 | $1,050 | $1.22 | 5d | 1 | 0.36mi |
| 1201 W 27th St Jacksonville, FL | 3.0 | 2.0 | 1120 | $1,145 | $1.02 | 24d | 1 | 0.36mi |
| 666 Basswood St Jacksonville, FL | 3.0 | 1.0 | 1002 | $1,400 | $1.40 | 24d | 1 | 0.37mi |
| 1220 W 28th St Jacksonville, FL | 3.0 | 1.0 | 1122 | $1,299 | $1.16 | 24d | 1 | 0.38mi |
| 528 W 25th St Jacksonville, FL | 2.0 | 1.0 | 944 | $1,100 | $1.17 | 24d | 1 | 0.45mi |
| 4721 E Castlewood Dr Jacksonville, FL | 3.0 | 1.0 | 1008 | $1,250 | $1.24 | 24d | 1 | 0.47mi |
| 1288 W 28th St Jacksonville, FL | 4.0 | 1.5 | 1449 | $1,267 | $0.87 | 14d | 1 | 0.47mi |
| 1185 W 22nd St Unit U Jacksonville, FL | 2.0 | 1.0 | 900 | $850 | $0.94 | 8d | 1 | 0.47mi |
| 3927 Notter Ave Jacksonville, FL | 2.0 | 1.0 | 738 | $850 | $1.15 | 22d | 1 | 0.48mi |
| 3927 Notter Ave Jacksonville, FL | 2.0 | 1.0 | 738 | $850 | $1.15 | 14d | 1 | 0.48mi |
| 1316 W 31st St Jacksonville, FL | 2.0 | 1.0 | 906 | $998 | $1.10 | 24d | 1 | 0.51mi |
| 522 W 21st St Jacksonville, FL | 3.0 | 2.0 | 1045 | $1,350 | $1.29 | 24d | 1 | 0.56mi |
| 2811 Venus St Jacksonville, FL | 2.0 | 1.0 | 830 | $1,087 | $1.31 | 5d | 1 | 0.56mi |
| 2817 Mars Ave Jacksonville, FL | 2.0 | 1.0 | 945 | $975 | $1.03 | 22d | 1 | 0.56mi |
| 3730 Lehigh St Unit 3730 Jacksonville, FL | 2.0 | 1.0 | 850 | $900 | $1.06 | 15d | 1 | 0.58mi |
| 3732 Lehigh St Jacksonville, FL | 2.0 | 1.0 | 850 | $900 | $1.06 | 15d | 1 | 0.58mi |
| 643 Linwood Ave Jacksonville, FL | 3.0 | 2.0 | 1232 | $1,325 | $1.08 | 3d | 1 | 0.58mi |
| 1407 W 31st St Jacksonville, FL | 3.0 | 3.5 | 1140 | $1,550 | $1.36 | 24d | 1 | 0.59mi |
| 326 Basswood St Jacksonville, FL | 3.0 | 2.0 | 1317 | $1,550 | $1.18 | 24d | 1 | 0.59mi |
| 1417 W 31st St Jacksonville, FL | 3.0 | 1.0 | 880 | $1,100 | $1.25 | 2d | 1 | 0.60mi |
| 347 W 23rd St Jacksonville, FL | 3.0 | 1.5 | 1176 | $1,112 | $0.95 | 8d | 1 | 0.61mi |
| 519 W 19th St Jacksonville, FL | 2.0 | 2.0 | 1071 | $1,075 | $1.00 | 4d | 1 | 0.62mi |
| 519 W 19th St Jacksonville, FL | 2.0 | 2.0 | 1071 | $1,095 | $1.02 | 22d | 1 | 0.62mi |
| 519 W 19th St Unit a Jacksonville, FL | 2.0 | 1.5 | 1071 | $1,095 | $1.02 | 22d | 1 | 0.62mi |
| 519 W 19th St Unit a Jacksonville, FL | 2.0 | 1.5 | 1071 | $1,075 | $1.00 | 14d | 1 | 0.62mi |
| 451 Long Branch Blvd Unit 451 Jacksonville, FL | 2.0 | 1.0 | 1000 | $1,350 | $1.35 | 24d | 1 | 0.62mi |
| 2904 Moncrief Rd Jacksonville, FL | 3.0 | 1.0 | 952 | $1,100 | $1.16 | 24d | 1 | 0.63mi |
| 610 W 18th St Unit 2 Jacksonville, FL | 2.0 | 1.0 | 750 | $825 | $1.10 | 3d | 1 | 0.64mi |
| 610 W 18th St Unit 1 Jacksonville, FL | 2.0 | 1.0 | 750 | $825 | $1.10 | 24d | 1 | 0.64mi |
| 4114 Moncrief Rd Unit 2 Jacksonville, FL | 2.0 | 1.0 | 821 | $1,050 | $1.28 | 24d | 1 | 0.66mi |
Listing history 5 events
-
2026-05-07status Pending
-
2026-03-09$89,000 Active
-
2025-12-31historical 1957-char remark
Show marketing remark (1957 chars)
Welcome to your new haven! This charming and adorable 2-bedroom, 1-bath home combines comfort and affordability with a fantastic location, making it the perfect choice for first-time buyers or downsizers. Situated just minutes from I-95 and within walking distance to well-regarded schools, this home offers both convenience and a welcoming atmosphere. Step inside to discover a cozy living space that exudes charm. The enclosed porch greets you with natural light, providing an ideal spot for a morning coffee, a reading nook, or a vibrant indoor garden. The comfortable living room leads to the versatile family room or den which can be tailored to your needs—whether it's a cozy movie night space, home office, or play area for kids. Its inviting layout allows for flexible use while providing a comfortable retreat for relaxation. This great property is selling ''As Is'' with no repairs. PROSPECTIVE BUYERS MUST VIEW PROPERTY BEFORE SUBMITTING AN OFFER. The full bathroom combines functionality and style with a classic layout, featuring a shower/tub combo. The kitchen is efficiently designed with ample cabinetry, perfectly sized countertops, making meal preparation a breeze! The gas range in kitchen works but is not connected to gas. Two comfortable bedrooms offer peaceful retreats at the end of the day. Each room features closet space, and windows to ensure that they are bright and airy. The fenced backyard is perfect for outdoor activities, gardening, or simply soaking up the sun. Enjoy summer barbecues and quiet evenings as you unwind in your own little sanctuary. The easy access to I-95 means that commuting or weekend getaways are effortless, putting you minutes away from shopping centers, restaurants, recreational parks, the Jacksonville International Airport, and the Jacksonville Zoo. Don't miss out on the chance to make this charming home your own! **Schedule a showing today and envision your future in this cozy gem!**
-
2025-09-16price $95,000 1957-char remark
Show marketing remark (1957 chars)
Welcome to your new haven! This charming and adorable 2-bedroom, 1-bath home combines comfort and affordability with a fantastic location, making it the perfect choice for first-time buyers or downsizers. Situated just minutes from I-95 and within walking distance to well-regarded schools, this home offers both convenience and a welcoming atmosphere. Step inside to discover a cozy living space that exudes charm. The enclosed porch greets you with natural light, providing an ideal spot for a morning coffee, a reading nook, or a vibrant indoor garden. The comfortable living room leads to the versatile family room or den which can be tailored to your needs—whether it's a cozy movie night space, home office, or play area for kids. Its inviting layout allows for flexible use while providing a comfortable retreat for relaxation. This great property is selling ''As Is'' with no repairs. PROSPECTIVE BUYERS MUST VIEW PROPERTY BEFORE SUBMITTING AN OFFER. The full bathroom combines functionality and style with a classic layout, featuring a shower/tub combo. The kitchen is efficiently designed with ample cabinetry, perfectly sized countertops, making meal preparation a breeze! The gas range in kitchen works but is not connected to gas. Two comfortable bedrooms offer peaceful retreats at the end of the day. Each room features closet space, and windows to ensure that they are bright and airy. The fenced backyard is perfect for outdoor activities, gardening, or simply soaking up the sun. Enjoy summer barbecues and quiet evenings as you unwind in your own little sanctuary. The easy access to I-95 means that commuting or weekend getaways are effortless, putting you minutes away from shopping centers, restaurants, recreational parks, the Jacksonville International Airport, and the Jacksonville Zoo. Don't miss out on the chance to make this charming home your own! **Schedule a showing today and envision your future in this cozy gem!**
-
2025-06-23$99,000 Active 1957-char remark
Show marketing remark (1957 chars)
Welcome to your new haven! This charming and adorable 2-bedroom, 1-bath home combines comfort and affordability with a fantastic location, making it the perfect choice for first-time buyers or downsizers. Situated just minutes from I-95 and within walking distance to well-regarded schools, this home offers both convenience and a welcoming atmosphere. Step inside to discover a cozy living space that exudes charm. The enclosed porch greets you with natural light, providing an ideal spot for a morning coffee, a reading nook, or a vibrant indoor garden. The comfortable living room leads to the versatile family room or den which can be tailored to your needs—whether it's a cozy movie night space, home office, or play area for kids. Its inviting layout allows for flexible use while providing a comfortable retreat for relaxation. This great property is selling ''As Is'' with no repairs. PROSPECTIVE BUYERS MUST VIEW PROPERTY BEFORE SUBMITTING AN OFFER. The full bathroom combines functionality and style with a classic layout, featuring a shower/tub combo. The kitchen is efficiently designed with ample cabinetry, perfectly sized countertops, making meal preparation a breeze! The gas range in kitchen works but is not connected to gas. Two comfortable bedrooms offer peaceful retreats at the end of the day. Each room features closet space, and windows to ensure that they are bright and airy. The fenced backyard is perfect for outdoor activities, gardening, or simply soaking up the sun. Enjoy summer barbecues and quiet evenings as you unwind in your own little sanctuary. The easy access to I-95 means that commuting or weekend getaways are effortless, putting you minutes away from shopping centers, restaurants, recreational parks, the Jacksonville International Airport, and the Jacksonville Zoo. Don't miss out on the chance to make this charming home your own! **Schedule a showing today and envision your future in this cozy gem!**
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $975 · $81/mo
- Projected year-2 tax
- $975 · $81/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,343
- − Mortgage interest
- −$4,985
- − Property taxes
- −$975
- − Insurance
- −$445
- − Repairs & maintenance
- −$1,147
- − Management
- −$1,147
- − Depreciation
- −$2,589
- Taxable income
- $3,054
- Est. tax owed @ 24.0%
- −$733
- After-tax cash flow
- $3,577/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 34,657
- Household income
- $30,514
- Rent vs Own
- Severe rent burden
- 2921.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (88%)
- Race & ethnicity
- Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Hispanic 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4% French/Haitian/Cajun 1%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.92%
- Current HPI
- 189.5977
- Rent YoY
- ▲ 1.81%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-10.1% since first listed5 events — show timeline
- 2026-05-07 Pending — realMLS
- 2026-03-09 Listed $89,000 realMLS
- 2025-12-31 Listing Removed — realMLS
- 2025-09-16 Price Changed $95,000 realMLS
- 2025-06-23 Listed $99,000 realMLS
Property tax history
+16.5%/yrLatest (2025): $975 · +26.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…