2045 E 42nd St · Savannah, GA 31404

$110,000

3 bd · 1.0 ba · 1,004 sqft · SingleFamily public records · 5 Days on market

Built 1960 8,712 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +4.3/5.0
• Rent growth +3.4/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more—making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

Key facts

• Fenced yard
• Off-street parking
• Prime location

Tags

• FENCED YARD
• OFF-STREET PARKING
• DEDICATED LAUNDRY ROOM
• PRIME LOCATION

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $110k.

Deal economics

• At list price, monthly cash flow is $374 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $110k).
• Cap rate 15.0% vs local median 4.0% in Savannah — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#1 in GA, #397 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+; Watch: employment D, schools F.
• Savannah-Chatham County (urban): math 20% / reading 26% proficiency, ranked #134 of 174 in GA (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+3.6%/yr); 226 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,694 units permitted in Chatham County in 2024 (973 in 5+ unit buildings).
• At $2,007/mo this rent would consume 45% of the median local household income ($53k/yr) (locally 1649% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Chatham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.6% rent growth), your $31k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $30k; list at $110k implies a 267% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $110,000

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.82% ✓
• Cap rate: 15.03%
• Cash-on-cash: 31.20%
• DSCR: 2.39
• GRM: 4.6

CMA / ARV

• ARV (on-the-fly): $243,972
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2046 E 42nd St	0.03mi	3/2.0	1,030 (+3%)	7mo	$250,000	$243	85
2220 E 38th St	0.32mi	3/1.5	978 (-3%)	8mo	$317,500	$325	72
2305 E 40th St	0.28mi	2/1.0 (-1)	1,075 (+7%)	2mo	$249,900	$232	69
3214 Hazel St	0.63mi	3/2.0	992 (-1%)	1mo	$249,500	$252	64
2401 E 38th St	0.44mi	3/1.0	1,073 (+7%)	7mo	$260,900	$243	62
2219 Coakley St	0.52mi	3/1.0	960 (-4%)	8mo	$155,000	$161	62
2017 Vermont Ave	0.44mi	3/2.0	904 (-10%)	2mo	$230,000	$254	57
2409 E 37th St	0.51mi	2/1.0 (-1)	948 (-6%)	7mo	$298,000	$314	56
2237 E 42nd St	0.37mi	2/1.0 (-1)	1,113 (+11%)	6mo	$257,200	$231	54
2214 Shell Rd	0.47mi	3/2.0	1,097 (+9%)	6mo	$110,000	$100	54
11 Oleander Ave	0.61mi	3/1.0	1,134 (+13%)	1mo	$138,000	$122	50
2125 Florida Ave	0.73mi	2/1.0 (-1)	1,044 (+4%)	6mo	$265,000	$254	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.62% rent growth · sell at horizon

5-year hold

• IRR: 6.2%
• Equity multiple: 1.25×
• Total profit: $7,574
• Equity at exit: $16,401

10-year hold

• IRR: 16.5%
• Equity multiple: 2.42×
• Total profit: $43,766
• Equity at exit: $9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31404

• Rents YoY: 3.6%
• Active inventory: 226
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $2,007 high
• Mortgage (P&I): −$577
• Tax from tax record: −$162 /mo · $1,946/yr
• Insurance: −$46
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$421
• Net cashflow: $374

Break-even live

Break-even rent $1,533

Max offer price $110,000

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2033 E 41st St Savannah, GA	4.0	2.0	1448	$2,800	$1.93	43d	1	0.07mi
2201 E 37th St Savannah, GA	3.0	1.5	1424	$1,800	$1.26	23d	1	0.30mi
2112 Clars Ave Unit A Savannah, GA	2.0	1.0	1500	$1,700	$1.13	43d	1	0.32mi
2220 E Victory Dr #24 Savannah, GA	2.0	1.5	1102	$1,700	$1.54	23d	1	0.44mi
2010 Vermont Ave Savannah, GA	2.0	1.0	892	$1,690	$1.89	43d	1	0.47mi
2149 Vermont Ave Savannah, GA	3.0	2.0	1213	$1,955	$1.61	43d	1	0.48mi
2328 E 41st St Savannah, GA	2.0	1.0	1072	$1,700	$1.59	43d	1	0.48mi
2002 E 51st St Unit Labs Savannah, GA	3.0	1.0	1044	$1,680	$1.61	43d	1	0.52mi
37 Altman Cir Savannah, GA	2.0	2.0	879	$1,750	$1.99	43d	1	0.54mi
2840 Wicklow St Savannah, GA	1.0–3.0	1.0–2.0	1071	$2,869	$2.68	13d	50	0.56mi
3608 Duane Ct Savannah, GA	2.0	1.0	975	$1,095	$1.12	23d	1	0.56mi
3608 Duane Ct Unit C Savannah, GA	2.0	1.0	975	$1,095	$1.12	43d	1	0.56mi
2323 Downing Ave Savannah, GA	2.0–3.0	1.5–2.0	1014	$1,899	$1.87	13d	14	0.60mi
3601 Eastgate Dr Savannah, GA	3.0	2.0	1400	$2,500	$1.79	43d	1	0.60mi
114 Oleander Ave Unit Na Savannah, GA	3.0	1.0	1128	$2,100	$1.86	43d	1	0.61mi
3650 Duane Ct Apt A Savannah, GA	2.0	1.0	850	$1,150	$1.35	23d	1	0.69mi
2141 New York Ave Unit A Savannah, GA	2.0	1.0	765	$1,750	$2.29	43d	1	0.70mi
1800 E 38th St Savannah, GA	2.0	1.0	846	$1,338	$1.58	43d	1	0.71mi
375 Laurel Oak Ln Thunderbolt, GA	3.0	2.5	1200	$1,800	$1.50	43d	1	0.77mi
3222 Bee Rd Savannah, GA	2.0	1.0	900	$1,195	$1.33	13d	1	0.79mi
1436 E 42nd St Savannah, GA	3.0	2.0	1447	$2,290	$1.58	13d	1	0.81mi
2110 E 56th St Savannah, GA	3.0	2.0	1140	$2,200	$1.93	43d	1	0.81mi
1810 E 32nd St Savannah, GA	3.0	1.5	1218	$3,000	$2.46	23d	1	0.81mi
1110 New Jersey Ave Savannah, GA	2.0	1.0	714	$1,500	$2.10	43d	1	0.82mi
1513 E 37th St Savannah, GA	3.0	1.0	1268	$1,775	$1.40	43d	1	0.83mi
1704 E 31st St Savannah, GA	3.0	2.0	1137	$2,350	$2.07	43d	1	0.86mi
2201 Mississippi Ave Savannah, GA	2.0	1.0	1005	$1,595	$1.59	43d	1	0.86mi
3715 Skidaway Rd Savannah, GA	3.0	2.0	1154	$1,895	$1.64	23d	1	0.94mi
24 N Parkwood Dr Savannah, GA	3.0	2.0	1277	$2,200	$1.72	13d	1	0.96mi
2137 Bolling St Savannah, GA	3.0	1.0	1204	$1,575	$1.31	23d	1	0.97mi
1331 E 48th St Savannah, GA	3.0	2.0	1408	$3,450	$2.45	43d	1	0.98mi
1326 E 38th St Savannah, GA	2.0	1.0	800	$1,600	$2.00	13d	1	0.98mi
1901 E 57th St Savannah, GA	3.0	1.0	1215	$1,750	$1.44	43d	1	0.98mi
2611 Dogwood Ave Savannah, GA	2.0	1.0	822	$1,700	$2.07	23d	1	0.99mi
1405 E 51st St Savannah, GA	3.0	2.0	1458	$2,850	$1.95	43d	1	0.99mi
2503 Mississippi Ave Savannah, GA	3.0	1.5	1373	$1,800	$1.31	43d	1	0.99mi
1402 E 51st St Unit 1 Savannah, GA	2.0	1.0	988	$2,100	$2.13	23d	1	1.00mi
2612 Dogwood Ave Savannah, GA	1.0–3.0	1.0–2.0	1020	$1,775	$1.74	13d	11	1.02mi
1502 E 31st St Savannah, GA	3.0	2.0	1212	$1,700	$1.40	13d	1	1.04mi
1401 E 33rd St Savannah, GA	3.0	1.0	960	$1,650	$1.72	43d	1	1.04mi

Listing history 18 events

1. 2026-06-13
   listing id $110,000 Pending 5 DOM
2. 2026-04-21
   status Pending 674-char remark

   Show marketing remark (668 chars)

   Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

3. 2026-04-21
   status Pending 668-char remark

   Show marketing remark (668 chars)

   Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

4. 2026-04-21
   status Under Contract

   Show marketing remark (668 chars)

   Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

5. 2026-04-21
   status Pending

   Show marketing remark (668 chars)

   Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

6. 2026-04-20
   status Active 668-char remark

   Show marketing remark (674 chars)

   Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more—making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

7. 2026-04-20
   status Back On Market

   Show marketing remark (674 chars)

   Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more—making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

8. 2026-04-20
   status Active 674-char remark

   Show marketing remark (674 chars)

   Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more—making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

9. 2026-04-20
   status Active

   Show marketing remark (674 chars)

   Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more—making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

10. 2026-04-06
    status Pending

    Show marketing remark (674 chars)

    Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more—making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

11. 2026-04-06
    status Under Contract

    Show marketing remark (674 chars)

    Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more—making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

12. 2026-04-06
    status Pending 668-char remark

    Show marketing remark (674 chars)

    Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more—making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

13. 2026-04-06
    status Pending 674-char remark

    Show marketing remark (674 chars)

    Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more—making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

14. 2026-04-02
    listed $110,000 Active 674-char remark

    Show marketing remark (668 chars)

    Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

15. 2026-04-02
    listed $110,000 Active 668-char remark

    Show marketing remark (668 chars)

    Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

16. 2026-04-02
    listed $110,000 New

    Show marketing remark (668 chars)

    Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

17. 2026-04-02
    listed $110,000 Active

    Show marketing remark (668 chars)

    Bring your design vision to this charming 3-bedroom, 1-bath bungalow centrally located in Midtown Savannah. The kitchen features a quaint breakfast area perfect for casual dining, spacious family room, a fenced yard, off-street parking with a carport, and a dedicated laundry room, this home provides a great foundation to make it your own. Enjoy a prime location just minutes from Memorial Medical, local parks, shopping, downtown Savannah, SCAD, and more making this an excellent opportunity for homeowners or investors alike. Hurry home to this midtown Gem! Equal Housing Opportunity, HUD Owned and the property is being sold as is. CASE# 105-619775 Uninsured (UI).

18. 1982-05-01
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $1,946 · $162/mo
• Projected year-2 tax: $1,946 · $162/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone AE · 24% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,085
• − Mortgage interest: −$6,162
• − Property taxes: −$1,946
• − Insurance: −$5,668
• − Repairs & maintenance: −$1,927
• − Management: −$1,927
• − Depreciation: −$3,200
• Taxable income: $3,255
• Est. tax owed @ 24.0%: −$781
• After-tax cash flow: $3,709/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Savannah-Chatham County
• NCES district ID: 1301020
• Math proficiency: 20% ▼ -11.00%
• Reading proficiency: 26% ▼ -5.00%
• Median HH income: $47,443
• Composite: 20.14/100
• National rank: #8639
• State rank: #134 of 174 in GA

Livability — Savannah

• Score: 86/100
• State rank: #1
• US rank: #397

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime A+ Employment D Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Savannah, GA
• County: Chatham County · 271,602 people
• City population: 216,564
• Metro: Savannah, GA
• Population (ZIP): 30,062
• Household income: $53,303
• Rent vs Own: 49.8% rent · 50.2% own
• Severe rent burden: 1649.0

Population outlook (Chatham County) Hauer SSP2

• Today (2025): 332,584 people
• By 2030: 355,508 · +6.9%
• By 2040: 400,030 · +20.3%
• By 2050: 443,019 · +33.2%
• By 2075: 534,579 · +60.7%
• By 2100: 583,863 · +75.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (60%)
• Race & ethnicity: Black 60% White 33% Two or more races 4% Hispanic / Latino 3% Asian 1%
• Common ancestry: Romanian 2% Lithuanian 1% Slovak 1%
• Foreign-born: 4% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 3% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Chatham

• 2024 margin: D (+18.0) · D 58.6% · R 40.6%
• 2008→2024 swing: +3.6pp toward D · 2008: 14.4pp · 2024: 18.0pp
• All cycles: 2024: D+18.0 2020: D+18.8 2016: D+14.5 2012: D+12.0 2008: D+14.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -187.86%
• Current HPI: 310.0764
• Rent YoY: ▲ 3.62%
• Metro: Savannah, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+266.7% since first listed

17 events — show timeline

• 2026-04-21 Pending — GIAR
• 2026-04-21 Pending — HABR
• 2026-04-21 Pending — GAMLS
• 2026-04-21 Pending — Hive MLS
• 2026-04-20 Relisted — HABR
• 2026-04-20 Relisted — GAMLS
• 2026-04-20 Relisted — GIAR
• 2026-04-20 Relisted — Hive MLS
• 2026-04-06 Pending — Hive MLS
• 2026-04-06 Pending — GAMLS
• 2026-04-06 Pending — HABR
• 2026-04-06 Pending — GIAR
• 2026-04-02 Listed $110,000 Hive MLS
• 2026-04-02 Listed $110,000 GAMLS
• 2026-04-02 Listed $110,000 HABR
• 2026-04-02 Listed $110,000 GIAR
• 1982-05-01 Sold (Public Records) $30,000 Public Records

Property tax history

+17.0%/yr

Latest (2025): $1,946 · +3.8% YoY. Source: county tax records.