7 Fairview St · Pine Grove, PA 17963

$164,900

3 bd · 1.0 ba · 1,482 sqft · SingleFamily public records · 3 Days on market

Built 1907 3,920 sqft lot $111/sqft · 29% below area Est $232k · 29% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +5.5/30.0
• 1% rule +4.7/10.0
• Schools +3.9/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

Key facts

• 3,920 sq ft lot
• Built 1907
• Listed 3 days

Property features AI

Finance

• Other: Fee simple ownership; Not in a federal flood zone

Exterior

• Parking: Off-street parking; On-street parking
• Utilities: Public water; Public sewer; 200+ amp electrical service with circuit breakers; Hot water provided by oil
• Home design: Detached property; Estimated year built
• Construction: Concrete and vinyl siding construction; Block foundation; Shingle roof
• Exterior features: Porch(es); Sidewalks; Street lights; Corner lot

Interior

• Kitchen: Built-in microwave; Refrigerator; Stove; Dishwasher
• Bedrooms: Two bedrooms on the upper level
• Flooring: Carpet; Vinyl
• Bathrooms: Two full bathrooms (one on main level, one on first upper level)
• Heating & cooling: Baseboard hot water heating (oil-fired); Ceiling fan cooling
• Interior features: Attic; Ceiling fans; Eat-in kitchen; Sun/Florida room; Bonus room
• Laundry & utility: Main-floor laundry with hookups; Basement with interior access and connecting stairway (partial)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $165k.

Deal economics

• At list price, monthly cash flow is $-355 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $164k (0.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (3.3% below list).
• Recommended offer: $159k (3.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 74/100 on livability (#476 in PA, #4,382 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: amenities F, commute F.
• Pine Grove Area SD (town): math 35% / reading 57% proficiency, ranked #252 of 539 in PA (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Pine Grove Area Hs (math 52%, 511 students, 37% FRL) — zoned schools at 37% FRL track the district average.
• Market conditions: 31 active listings in the ZIP; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $135k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: property tax is 5.0% of price; built in 1907 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $159,467 (3.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1907 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 3.71%
• Cash-on-cash: -9.22%
• DSCR: 0.59
• GRM: 8.6

CMA / ARV

• ARV (median comp): $231,560
• List price: $164,900
• Delta: -28.79%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
41 N Tulpehocken St	0.18mi	3/1.5	1,656 (+12%)	1mo	$185,000	$112	69
2 E Clements St	0.37mi	4/1.5 (+1)	1,566 (+6%)	11mo	$189,900	$121	58
12 Maple St	0.53mi	3/1.5	1,560 (+5%)	9mo	$166,500	$107	57
25 W Mill St	0.30mi	4/1.5 (+1)	1,657 (+12%)	12mo	$261,350	$158	50
32 Mifflin St	0.44mi	3/2.0	1,622 (+9%)	18mo	$228,300	$141	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -32.4%
• Equity multiple: -0.06×
• Total profit: $-49,010
• Equity at exit: $24,587

10-year hold

• IRR: -36.2%
• Equity multiple: -0.53×
• Total profit: $-70,501
• Equity at exit: $14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17963

• Home prices YoY: -9.9%
• Active inventory: 31
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,595 medium
• Mortgage (P&I): −$865
• Tax from tax record: −$681 /mo · $8,175/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$335
• Net cashflow: $-355

Break-even live

Break-even rent $2,044

Max offer price $163,500

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,225
• Closing costs: $4,947
• Reserves months: —
• Total cash needed: —

Listing history 19 events

1. 2026-05-18
   historical
2. 2026-05-16
   listed $164,900 Active
3. 2026-05-14
   historical
4. 2022-10-17
   soldstatus $135,000
5. 2022-09-29
   soldstatus $135,000 Closed 734-char remark

   Show marketing remark (734 chars)

   Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

6. 2022-08-25
   status Pending 734-char remark

   Show marketing remark (734 chars)

   Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

7. 2022-08-18
   status Active 734-char remark

   Show marketing remark (734 chars)

   Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

8. 2022-08-11
   status Pending 734-char remark

   Show marketing remark (734 chars)

   Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

9. 2022-07-25
   price $139,000 734-char remark

   Show marketing remark (734 chars)

   Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

10. 2022-07-05
    status Active 734-char remark

    Show marketing remark (734 chars)

    Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

11. 2022-05-26
    price $149,000 734-char remark

    Show marketing remark (734 chars)

    Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

12. 2022-05-26
    listed $149,000 734-char remark

    Show marketing remark (734 chars)

    Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

13. 2022-05-26
    historical 734-char remark

    Show marketing remark (734 chars)

    Charming Pine Grove single now available. This home features a spacious eat in kitchen for the gathering of family & friends. Enjoy the convenience of the first floor laundry hook up and a nicely updated full bath. The sun porch provides extra space for relaxing or storage and adds a good deal of natural light to the home. Freshly painted and new ceiling fans throughout the home with new carpet and new vinyl flooring on main level. Two bedrooms, full bath, and a bonus room complete the second level. Ample attic storage with efficient spray foam insulation to help lower your heating & cooling costs. Rear yard with off street parking for one vehicle. Newer roof 2018. This property is NOT located in the flood zone.

14. 2016-06-27
    soldstatus $20,000
15. 2016-06-13
    historical
16. 2016-06-10
    historical
17. 2016-01-14
    listed $24,000
18. 2016-01-14
    listed $24,000
19. 2001-12-10
    soldstatus $33,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $8,175 · $681/mo
• Projected year-2 tax: $8,175 · $681/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,136
• − Mortgage interest: −$9,237
• − Property taxes: −$8,175
• − Insurance: −$824
• − Repairs & maintenance: −$1,531
• − Management: −$1,531
• − Depreciation: −$4,797
• Taxable loss: −$6,959
• Est. tax savings @ 24.0%: +$1,670
• After-tax cash flow: $-2,589/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pine Grove Area SD
• NCES district ID: 4219140
• Math proficiency: 35% ▼ -13.00%
• Reading proficiency: 57% ▼ -6.00%
• Median HH income: $51,133
• Composite: 39.49/100
• National rank: #3954
• State rank: #252 of 539 in PA

Livability — Pine Grove

• Score: 74/100
• State rank: #476
• US rank: #4382

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C+ Housing B- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pine Grove, PA
• Population (ZIP): 9,444

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (97%)
• Race & ethnicity: White 97% Hispanic / Latino 2% Two or more races 2%
• Common ancestry: Iranian 4% Polish 3% Romanian 3%
• Foreign-born: 0%
• Languages at home: 97% English-only · German/W. Germanic 1% Spanish 1%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -20.09%
• Current HPI: 183.4427
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+399.7% since first listed

20 events — show timeline

• 2026-05-19 Pending — BRIGHT MLS
• 2026-05-18 Listing Removed — BRIGHT MLS
• 2026-05-16 Listed $164,900 BRIGHT MLS
• 2026-05-14 Coming Soon $164,900 BRIGHT MLS
• 2022-10-17 Sold (Public Records) $135,000 Public Records
• 2022-09-29 Sold (MLS) $135,000 BRIGHT MLS
• 2022-08-25 Pending — BRIGHT MLS
• 2022-08-18 Relisted — BRIGHT MLS
• 2022-08-11 Pending — BRIGHT MLS
• 2022-07-25 Price Changed $139,000 BRIGHT MLS
• 2022-07-05 Relisted — BRIGHT MLS
• 2022-05-26 Listing Removed — BRIGHT MLS
• 2022-05-26 Price Changed $149,000 BRIGHT MLS
• 2022-05-26 Listed $149,000 BRIGHT MLS
• 2016-06-27 Sold (MLS) $20,000 BRIGHT MLS
• 2016-06-13 Listing Removed — BRIGHT MLS
• 2016-06-10 Listing Removed — BRIGHT MLS
• 2016-01-14 Listed $24,000 BRIGHT MLS
• 2016-01-14 Listed $24,000 BRIGHT MLS
• 2001-12-10 Sold (Public Records) $33,000 Public Records

Property tax history

+19.6%/yr

Latest (2026): $8,175 · +508.5% YoY. Source: county tax records.