CashFlowRE
Sign in Sign up
3101 E Este Rd
C Composite 56.87
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.4/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.5/10.0
  • 1% rule +5.6/10.0
  • Appreciation +5.0/10.0
  • Schools +4.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0

$91,600

3101 E Este Rd · Terlingua, TX 79852
1 bd · 1.0 ba · 1,290 sqft · SingleFamily · 260 Days on market
Built 2017 Fair condition 5.00 ac lot $19/mo HOA · 2% of rent ↓ 2% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Check this out! Terlingua Ranch Getaway, Investment Property, Hunting Cabin, or All the above! This 1 bedrm, 1 bathrm, Off Grid Fully Equipped, Furnished & Move in Ready! Easy Access roads, Surrounding Mountain Views, Epic Sunsets & Endless Dark Skies! This property is located just 25miles North of Big Bend National Park, & only 12 miles from the Lodge, Cafe & Sparkling Pool. 1 mile off the paved road, corner lot w/ circle drive, Large Storage Shed, Garden Area, & More! Call Skye for showings.

Key facts

  • Garden area
  • Large storage shed
  • 5 acre lot

Tags

OFF GRID FULLY EQUIPPEDSURROUNDING MOUNTAIN VIEWSLARGE STORAGE SHEDGARDEN AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $92k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $118 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($975 rent vs $92k).
  • Recommended offer: $81k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 63/100 on livability (#875 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: health & safety C-, crime F, amenities F.
  • Alpine ISD (town): math 43% / reading 53% proficiency, ranked #235 of 826 in TX (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Alpine El (math 27% / reading 37%, grade F, #2,268 of 4,322 statewide, top 55%, 377 students, 47% FRL); Alpine Middle (math 38% / reading 55%, grade D+, #443 of 1,662 statewide, top 28%, 269 students, 58% FRL); Alpine H S (math 77% / reading 62%, grade B, #119 of 1,632 statewide, top 9%, 308 students, 54% FRL).
  • Market conditions: 312 active listings in the ZIP; 7 units permitted in Brewster County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($633 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Brewster County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $26k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 260 days — a 12% lower offer ($81k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $80,608 (12.0% below list)

Questions for the listing agent

  1. It's been on market 260 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
7.84%
Cash-on-cash
5.54%
DSCR
1.25
GRM
7.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.7%
Equity multiple
1.73×
Total profit
$18,599
Equity at exit
$41,187
10-year hold
IRR
14.7%
Equity multiple
3.17×
Total profit
$55,696
Equity at exit
$63,475

Cash invested: $25,648 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79852

Active inventory
312
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$975 medium interval (Pro) →
Mortgage (P&I)
$480
Tax est. 1.5%
$114 /mo · $1,374/yr
Insurance
$38
HOA
$19
Vacancy / Maint / Mgmt
$205
Net cashflow
$118

Break-even live

Break-even rent $825
Max offer price $91,600
Occupancy floor 83%

Sensitivity live

Price -10% $182 -5% $150 +0% $118 +5% $87 +10% $55
Rent -10% $41 -5% $80 +0% $118 +5% $157 +10% $195
Rate -1.0pp $164 -0.5pp $142 base $118 +0.5pp $95 +1.0pp $70

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,900
Closing costs
$2,748
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$19 · $228/yr
Likely covers
pool

Listing history 18 events

  1. 2026-06-21
    days on market $91,600 Active 260 DOM
  2. 2026-06-18
    days on market $91,600 Active 257 DOM
  3. 2026-06-17
    days on market $91,600 Active 256 DOM
  4. 2026-06-16
    days on market $91,600 Active 255 DOM
  5. 2026-06-15
    days on market $91,600 Active 254 DOM
  6. 2026-06-14
    days on market $91,600 Active 252 DOM
  7. 2026-06-13
    days on market $91,600 Active 251 DOM
  8. 2026-06-10
    days on market $91,600 Active 249 DOM
  9. 2026-06-09
    days on market $91,600 Active 248 DOM
  10. 2026-06-08
    days on market $91,600 Active 247 DOM
  11. 2026-06-07
    days on market $91,600 Active 246 DOM
  12. 2026-06-03
    days on market $91,600 Active 242 DOM
  13. 2026-06-02
    days on market $91,600 Active 241 DOM
  14. 2026-06-01
    days on market $91,600 Active 240 DOM
  15. 2026-05-31
    days on market $91,600 Active 239 DOM
  16. 2026-05-31
    days on market $91,600 Active 238 DOM
  17. 2026-01-16
    price $91,600 527-char remark
    Show marketing remark (527 chars)

    Check this out! Terlingua Ranch Getaway, Investment Property, Hunting Cabin, or All the above! This 1 bedrm, 1 bathrm, Off Grid Fully Equipped, Furnished & Move in Ready! Easy Access roads, Surrounding Mountain Views, Epic Sunsets & Endless Dark Skies! This property is located just 25miles North of Big Bend National Park, & only 12 miles from the Lodge, Cafe & Sparkling Pool. 1 mile off the paved road, corner lot w/ circle drive, Large Storage Shed, Garden Area, & More! Call Skye for showings.

  18. 2025-10-05
    listed $93,550 Active 527-char remark
    Show marketing remark (527 chars)

    Check this out! Terlingua Ranch Getaway, Investment Property, Hunting Cabin, or All the above! This 1 bedrm, 1 bathrm, Off Grid Fully Equipped, Furnished & Move in Ready! Easy Access roads, Surrounding Mountain Views, Epic Sunsets & Endless Dark Skies! This property is located just 25miles North of Big Bend National Park, & only 12 miles from the Lodge, Cafe & Sparkling Pool. 1 mile off the paved road, corner lot w/ circle drive, Large Storage Shed, Garden Area, & More! Call Skye for showings.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,702
− Mortgage interest
−$5,131
− Property taxes
−$1,374
− Insurance
−$458
− Repairs & maintenance
−$936
− Management
−$936
− HOA
−$228
− Depreciation
−$2,665
Taxable loss
−$26
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$6
After-tax cash flow
$1,426/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Cosmetic rehab

This property is move-in ready with a fair condition, requiring minor repairs and maintenance to enhance its resale and rental value.

Repairs flagged

  • Minor Exterior siding — Weathered but not damaged.
  • Minor Paint — Some wear on walls.
  • Minor Landscaping — Basic landscaping, could be improved.

Value-add opportunities

  • Both Painting and landscaping — Enhances curb appeal and interior aesthetics.
  • Both New flooring — Improves living space and resale value.
  • Both New appliances — Modernizes kitchen and increases rental appeal.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exterior siding · Weathered but not damaged. Minor $500–3,000
Paint · Some wear on walls. Minor $500–3,000
Landscaping · Basic landscaping, could be improved. Minor $500–3,000
Total estimated repair cost · 3 items $1,500–9,000

Value-add ROI direction

  • Both Painting and landscaping — Enhances curb appeal and interior aesthetics.
  • Both New flooring — Improves living space and resale value.
  • Both New appliances — Modernizes kitchen and increases rental appeal.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Alpine ISD
NCES district ID
4807950
Math proficiency
43% ▼ -4.00%
Reading proficiency
53% ▲ 2.00%
Median HH income
$39,184
Composite
40.06/100
National rank
#3814
State rank
#235 of 826 in TX

Livability — Terlingua

Score
63/100
State rank
#875
US rank
#15764

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety C- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
614

Population outlook (Brewster County) Hauer SSP2

Today (2025)
8,850 people
By 2030
8,577 · -3.1%
By 2040
7,903 · -10.7%
By 2050
7,338 · -17.1%
By 2075
5,950 · -32.8%
By 2100
4,678 · -47.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Hispanic / Latino 34% Two or more races 21%
Hispanic origin (detail)
Mexican 30% Puerto Rican 4%
Foreign-born
13% · Canada
Languages at home
79% English-only · Spanish 21%

Political lean MEDSL · Brewster

2024 margin
R (+12.6) · D 43.0% · R 55.6% · Other 1.4%
2008→2024 swing
-15.5pp toward R · 2008: 3.0pp · 2024: -12.6pp
All cycles
2024: R+12.6 2020: R+4.2 2016: R+4.8 2012: R+5.4 2008: D+3.0

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-2.1% since first listed
2 events — show timeline
  • 2026-01-16 Price Changed $91,600 ODMLS
  • 2025-10-05 Listed $93,550 ODMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…