1318 Deer Park Ct · Sebring, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.9/30.0
- DSCR +4.6/10.0
- Schools +3.6/10.0
- Livability +3.3/5.0
- 1% rule +3.0/10.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
Key facts
- Metal roof
- Large lot
- Florida room
Tags
Property features AI
Finance
- Other: Property zoned R1A; Shed(s) on the property; Located on 1/4 to less than 1/2 acre
- HOA & community: No HOA association noted; Pets allowed
Exterior
- Parking: Attached 2-car garage
- Utilities: Public water; Septic tank; Electricity connected
- Home design: Single-family residence; One-story; Faces west; Homestead-exempt
- Construction: Stucco construction; Metal roof; Slab foundation; Built on a 0.29-acre lot
- Exterior features: Enclosed rear porch; Patio/porch; Exterior lighting; Storage shed(s); Cul-de-sac lot; Asphalt road frontage
Interior
- Kitchen: Range; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Kitchen/family room combo; Sliding doors; Interior storage; Interior lighting
- Laundry & utility: Laundry located in the garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $59 ($707/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $161k (19.6% below list).
- Recommended offer: $161k (19.6% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 4.3% in Sebring — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#618 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools D, amenities F, commute F.
- Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.6%/yr); 700 active listings in the ZIP; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 89 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $50k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $139k; 44% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 89 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 6.65%
- Cash-on-cash
- 1.26%
- DSCR
- 1.06
- GRM
- 10.4
CMA / ARV
- ARV (on-the-fly)
- $256,225
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3323 Romeo St | 0.31mi | 2/2.0 | 1,422 (+3%) | 1mo | $245,000 | $172 | 80 |
| 1611 Prospect St | 0.47mi | 2/2.5 | 1,359 (-2%) | 0mo | $251,000 | $185 | 73 |
| 2212 Key West Ct | 0.32mi | 2/2.5 | 1,278 (-8%) | 6mo | $215,995 | $169 | 66 |
| 1855 Evergreen St | 0.64mi | 2/2.0 | 1,440 (+4%) | 1mo | $250,000 | $174 | 63 |
| 33155 Grand Prix Dr | 0.73mi | 3/2.0 (+1) | 1,373 (-1%) | 2mo | $294,000 | $214 | 58 |
| 619 Aston-martin Dr | 0.66mi | 3/2.0 (+1) | 1,420 (+2%) | 3mo | $299,500 | $211 | 58 |
| 3849 Citroen Dr | 0.53mi | 3/2.0 (+1) | 1,488 (+7%) | 3mo | $310,000 | $208 | 56 |
| 421 Fiat | 0.58mi | 2/2.0 | 1,526 (+10%) | 2mo | $300,000 | $197 | 55 |
| 3332 Thunderbird Rd | 0.74mi | 3/2.0 (+1) | 1,370 (-1%) | 5mo | $229,000 | $167 | 54 |
| 1711 Prospect St | 0.48mi | 3/2.0 (+1) | 1,204 (-13%) | 1mo | $203,500 | $169 | 50 |
| 416 Lark Ter | 0.66mi | 3/2.0 (+1) | 1,488 (+7%) | 7mo | $315,000 | $212 | 46 |
| 1727 Evergreen St | 0.60mi | 3/2.0 (+1) | 1,562 (+13%) | 5mo | $223,000 | $143 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.65% rent growth · sell at horizon
- IRR
- -15.7%
- Equity multiple
- 0.45×
- Total profit
- $-30,893
- Equity at exit
- $29,821
- IRR
- -9.5%
- Equity multiple
- 0.45×
- Total profit
- $-31,006
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33872
- Home prices YoY
- -25.8%
- Rents YoY
- 1.6%
- Active inventory
- 700
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $1,608 medium interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax from tax record
- −$80 /mo · $956/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$338
- Net cashflow
- $59
Break-even live
Sensitivity live
| Price | -10% $172 | -5% $116 | +0% $59 | +5% $2 | +10% $-54 |
|---|---|---|---|---|---|
| Rent | -10% $-68 | -5% $-5 | +0% $59 | +5% $122 | +10% $186 |
| Rate | -1.0pp $160 | -0.5pp $110 | base $59 | +0.5pp $7 | +1.0pp $-46 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 23 events
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2026-06-15status $200,000 Pending 89 DOM
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2026-06-15days on market $200,000 Active 89 DOM
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2026-06-14days on market $200,000 Active 87 DOM
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2026-06-10days on market $200,000 Active 84 DOM
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2026-06-09days on market $200,000 Active 83 DOM
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2026-06-08days on market $200,000 Active 82 DOM
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2026-06-07pricedays on market $200,000 Active 81 DOM
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2026-06-02days on market $220,000 Active 76 DOM
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2026-06-01days on market $220,000 Active 75 DOM
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2026-05-31days on market $220,000 Active 74 DOM
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2026-05-30days on market $220,000 Active 73 DOM
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2026-05-15price $220,000 1644-char remark
Show marketing remark (1644 chars)
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
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2026-05-15price $220,000
Show marketing remark (1644 chars)
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
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2026-05-06price $225,000 1644-char remark
Show marketing remark (1644 chars)
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
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2026-05-06price $225,000
Show marketing remark (1644 chars)
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
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2026-04-20price $235,000 1644-char remark
Show marketing remark (1644 chars)
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
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2026-04-20price $235,000
Show marketing remark (1644 chars)
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
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2026-03-30price $239,990 1644-char remark
Show marketing remark (1644 chars)
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
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2026-03-30price $239,990
Show marketing remark (1644 chars)
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
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2026-03-18$249,990 Active
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2026-03-11$249,990 Active 1644-char remark
Show marketing remark (1644 chars)
Buyer improvements or Credit towards repairs. Located in the heart of Sebring, Florida, this three-bedroom, two-bath home is nestled on a quiet cul-de-sac in a USDA-approved neighborhood, offering both privacy and convenience. Perfect for a family looking to put their personal touch on a home, it sits on a large lot with plenty of space for outdoor activities, gardening, or future additions. Inside, you’ll find a bright and spacious Florida room, ideal for relaxing, entertaining, or enjoying morning coffee while taking in views of the yard. The home features a metal roof only 5 years old, a new water heater installed in 2023, and a new garage door opener, providing peace of mind with several important updates already in place. The master bath includes a standup shower, while the second bath offers a full tub, making the layout functional for families of all sizes. Step outside to a large screened-in porch, perfect for enjoying Florida’s warm climate while keeping bugs at bay. The expansive yard provides ample room for outdoor living, play, or landscaping projects, making it an ideal setting for family gatherings or future improvements. Conveniently located close to shopping, dining, schools, and recreational opportunities, this home combines a peaceful, private setting with easy access to everything Sebring has to offer. With a little TLC, this property has the potential to become a wonderful family retreat filled with comfort, charm, and the freedom to make it your own. Don’t miss the opportunity to own a home with room to grow, practical upgrades already in place, and a location that truly shines.
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2005-06-01soldstatus $139,000
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1999-01-13soldstatus $39,700
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $956 · $80/mo
- Projected year-2 tax
- $1,660 · $138/mo
- Expected delta
- +$704/yr (+$59/mo · 73.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $19,302
- − Mortgage interest
- −$11,203
- − Property taxes
- −$956
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,544
- − Management
- −$1,544
- − Depreciation
- −$5,818
- Taxable loss
- −$2,763
- Est. tax savings @ 24.0%
- +$663
- After-tax cash flow
- $1,370/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Highlands
- NCES district ID
- 1200840
- Math proficiency
- 45% ▼ -7.00%
- Reading proficiency
- 43% ▼ -3.00%
- Median HH income
- $35,276
- Composite
- 36.42/100
- National rank
- #4672
- State rank
- #54 of 73 in FL
Livability — Sebring
- Score
- 66/100
- State rank
- #618
- US rank
- #11992
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Highlands County · 98,898 people
- City population
- 50,797
- Metro
- Sebring-Avon Park, FL
- Population (ZIP)
- 13,746
- Household income
- $69,578
- Rent vs Own
- Severe rent burden
- 222.0
Population outlook (Highlands County) Hauer SSP2
- Today (2025)
- 99,674 people
- By 2030
- 99,615 · -0.1%
- By 2040
- 99,342 · -0.3%
- By 2050
- 98,242 · -1.4%
- By 2075
- 93,291 · -6.4%
- By 2100
- 79,894 · -19.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Hispanic / Latino 22% Two or more races 11% Black 5% Asian 4% Native American 1%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 9% Cuban 3%
- Common ancestry
- Romanian 2% Russian 2% Slovak 2%
- Foreign-born
- 12% · Canada, Jamaica
- Languages at home
- 79% English-only · Spanish 16% Other Asian/Pacific 2% Other Indo-European 1%
Political lean MEDSL · Highlands
- 2024 margin
- Solid R (+40.8) · D 29.3% · R 70.1%
- 2008→2024 swing
- -22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
- All cycles
- 2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.20%
- Current HPI
- 225.3761
- Rent YoY
- ▲ 1.65%
- Metro
- Sebring-Avon Park, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+454.2% since first listed12 events — show timeline
- 2026-05-15 Price Changed $220,000 HAOR as distributed by MLS GRID
- 2026-05-15 Price Changed $220,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-06 Price Changed $225,000 HAOR as distributed by MLS GRID
- 2026-05-06 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-20 Price Changed $235,000 HAOR as distributed by MLS GRID
- 2026-04-20 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-30 Price Changed $239,990 HAOR as distributed by MLS GRID
- 2026-03-30 Price Changed $239,990 Stellar MLS as Distributed by MLS Grid
- 2026-03-18 Listed $249,990 Stellar MLS as Distributed by MLS Grid
- 2026-03-11 Listed $249,990 HAOR as distributed by MLS GRID
- 2005-06-01 Sold (Public Records) $139,000 Public Records
- 1999-01-13 Sold (Public Records) $39,700 Public Records
Property tax history
+3.1%/yrLatest (2025): $956 · +3.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…