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210 Wildwood Ter
C+ Composite 60.55
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.6/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$68,500

210 Wildwood Ter · Jackson, MS 39212
3 bd · 1.0 ba · 1,115 sqft · SingleFamily public records · 84 Days on market
Built 1954 0.61 ac lot $61/sqft · 46% above area Est $47k · 46% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Motivated Seller!! Turnkey investment opportunity with tenant currently occupying the property. Lease in place provides immediate income for the new owner. Property is being sold as an investment property with tenant in place. Do not disturb tenant. Showings available with accepted offer only. Rent is $1,000/mo.

Key facts

  • 0.61 acre lot
  • Built 1954
  • Listed 84 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $68k.

Deal economics

  • At list price, monthly cash flow is $499 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $68k).
  • Recommended offer: $64k (6.0% below list) — sets the bar for market timing.
  • Cap rate 15.0% vs local median 9.9% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, amenities F, employment F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.2%/yr); 302 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $474 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 4.2% rent growth), your $19k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 84 days — a 6% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $64,389 (6.0% below list)

Questions for the listing agent

  1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.81%
Cap rate
15.04%
Cash-on-cash
31.23%
DSCR
2.39
GRM
4.6

CMA / ARV

ARV (median comp)
$47,032
List price
$68,500
Delta
45.65%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
124 S Sunset Ter 0.24mi 3/1.0 1,172 (+5%) 12mo $49,875 $43 70
3909 Ilano Dr 0.31mi 4/1.0 (+1) 1,182 (+6%) 1mo $23,000 $19 70
245 Wildwood Ter 0.08mi 3/1.5 1,252 (+12%) 8mo $136,000 $109 67
280 Savanna St 0.50mi 3/1.0 1,027 (-8%) 1mo $16,900 $16 63
3513 Hines St 0.68mi 3/2.0 1,132 (+2%) 1mo $45,000 $40 61
144 Neatherwood Dr 0.43mi 3/1.0 1,205 (+8%) 14mo $89,000 $74 55
3940 Beaufort St 0.48mi 2/1.0 (-1) 1,004 (-10%) 1mo $14,500 $14 55
245 Sykes Rd 0.35mi 3/1.5 1,008 (-10%) 15mo $35,500 $35 53
136 N Sunset Ter 0.32mi 2/1.0 (-1) 1,233 (+11%) 12mo $60,000 $49 53
301 Cooper Rd 0.61mi 3/2.0 1,008 (-10%) 5mo $82,000 $81 48
416 W Leavell Woods Dr 0.68mi 3/2.0 1,035 (-7%) 17mo $79,900 $77 38
111 Cooper Rd 0.74mi 3/1.0 980 (-12%) 13mo $75,000 $77 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.23% rent growth · sell at horizon

5-year hold
IRR
27.5%
Equity multiple
2.16×
Total profit
$22,266
Equity at exit
$10,214
10-year hold
IRR
35.7%
Equity multiple
4.49×
Total profit
$66,940
Equity at exit
$5,923

Cash invested: $19,180 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39212

Home prices YoY
-11.7%
Rents YoY
4.2%
Active inventory
302
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,237 high interval (Pro) →
Mortgage (P&I)
$359
Tax from tax record
$91 /mo · $1,088/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$260
Net cashflow
$499

Break-even live

Break-even rent $606
Max offer price $68,500
Occupancy floor 55%

Sensitivity live

Price -10% $538 -5% $519 +0% $499 +5% $480 +10% $460
Rent -10% $401 -5% $450 +0% $499 +5% $548 +10% $597
Rate -1.0pp $534 -0.5pp $517 base $499 +0.5pp $481 +1.0pp $463

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,125
Closing costs
$2,055
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
270 Wildwood Ct Jackson, MS 3.0 1.0 1200 $1,200 $1.00 22d 1 0.10mi
156 McCluer Rd Apt A Jackson, MS 3.0 2.0 1125 $1,300 $1.16 22d 1 0.26mi
230 Savanna St Jackson, MS 2.0 1.0 782 $795 $1.02 45d 1 0.40mi
140 Neatherwood Dr Jackson, MS 3.0 2.0 1450 $1,297 $0.89 15d 1 0.42mi
103 Sykes Park Cir Jackson, MS 3.0 2.0 1500 $1,250 $0.83 45d 1 0.52mi
3901 Walker Ave Jackson, MS 3.0 2.0 1300 $1,100 $0.85 22d 1 0.55mi
3511 Sykes Park Dr Jackson, MS 3.0 2.0 1225 $1,426 $1.16 15d 1 0.56mi
422 Cooper Rd Jackson, MS 3.0 1.0 1049 $1,426 $1.36 24d 1 0.61mi
3645 Lee Dr Jackson, MS 3.0 1.0 1105 $895 $0.81 24d 1 0.63mi
346 Mason Blvd Jackson, MS 3.0 1.0 1048 $1,050 $1.00 24d 1 0.79mi
346 Mason Blvd Jackson, MS 3.0 1.0 1048 $1,050 $1.00 15d 1 0.79mi
267 Woody Dr Jackson, MS 3.0 1.5 1165 $1,100 $0.94 45d 1 0.87mi
316 Woody Dr Jackson, MS 3.0 1.0 1185 $1,250 $1.05 15d 1 0.89mi
316 Woody Dr Jackson, MS 3.0 1.0 1185 $1,250 $1.05 45d 1 0.89mi
3875 Interstate 55 Jackson, MS 1.0–2.0 1.5 800 $1,100 $1.38 15d 1 0.98mi
3152 Bilgray Dr Jackson, MS 3.0 1.5 1200 $1,100 $0.92 15d 1 0.99mi
201 W Santa Clair St Jackson, MS 2.0 1.0 1182 $950 $0.80 24d 1 1.14mi
201 W Santa Clair St Jackson, MS 2.0 1.0 1182 $950 $0.80 15d 1 1.14mi
3151 Shirley Dr Jackson, MS 4.0 2.0 1474 $1,306 $0.89 15d 1 1.14mi
3162 Oak Forest Dr Jackson, MS 3.0 1.5 1280 $1,236 $0.97 45d 1 1.24mi
1223 Marydale Dr Jackson, MS 3.0 1.0 1300 $950 $0.73 45d 1 1.26mi
3122 Oak Forest Dr Jackson, MS 3.0 2.0 1421 $1,100 $0.77 45d 1 1.30mi
2786 Brookwood Dr Jackson, MS 3.0 1.0 1003 $1,100 $1.10 45d 1 1.30mi
2873 Teresa Dr Jackson, MS 3.0 1.0 1100 $1,100 $1.00 45d 1 1.38mi
1219 Woody Dr Jackson, MS 3.0 1.0 1058 $1,150 $1.09 24d 1 1.42mi
3308 Ramona St Jackson, MS 3.0 1.0 1104 $1,150 $1.04 22d 1 1.42mi
3030 Oak Forest Dr Jackson, MS 3.0 1.5 1200 $1,100 $0.92 45d 1 1.43mi
3030 Oak Forest Dr Jackson, MS 3.0 2.0 1200 $1,100 $0.92 15d 1 1.43mi
2858 Fairhill Dr Jackson, MS 2.0 1.0 900 $825 $0.92 45d 1 1.45mi
3049 Lakewood Dr Jackson, MS 3.0 1.0 1200 $975 $0.81 45d 1 1.49mi

Listing history 31 events

  1. 2026-06-18
    days on market $68,500 Active 84 DOM
  2. 2026-06-17
    days on market $68,500 Active 83 DOM
  3. 2026-06-16
    days on market $68,500 Active 82 DOM
  4. 2026-06-15
    days on market $68,500 Active 81 DOM
  5. 2026-06-14
    days on market $68,500 Active 79 DOM
  6. 2026-06-13
    days on market $68,500 Active 78 DOM
  7. 2026-06-10
    days on market $68,500 Active 76 DOM
  8. 2026-06-09
    days on market $68,500 Active 75 DOM
  9. 2026-06-08
    days on market $68,500 Active 74 DOM
  10. 2026-06-07
    days on market $68,500 Active 73 DOM
  11. 2026-06-05
    days on market $68,500 Active 70 DOM
  12. 2026-06-03
    days on market $68,500 Active 69 DOM
  13. 2026-06-02
    days on market $68,500 Active 68 DOM
  14. 2026-06-01
    days on market $68,500 Active 67 DOM
  15. 2026-05-31
    days on market $68,500 Active 66 DOM
  16. 2026-05-30
    days on market $68,500 Active 65 DOM
  17. 2026-05-12
    status Active 313-char remark
    Show marketing remark (313 chars)

    Motivated Seller!! Turnkey investment opportunity with tenant currently occupying the property. Lease in place provides immediate income for the new owner. Property is being sold as an investment property with tenant in place. Do not disturb tenant. Showings available with accepted offer only. Rent is $1,000/mo.

  18. 2026-04-28
    status Pending 313-char remark
    Show marketing remark (313 chars)

    Motivated Seller!! Turnkey investment opportunity with tenant currently occupying the property. Lease in place provides immediate income for the new owner. Property is being sold as an investment property with tenant in place. Do not disturb tenant. Showings available with accepted offer only. Rent is $1,000/mo.

  19. 2026-03-25
    price $68,500 313-char remark
    Show marketing remark (313 chars)

    Motivated Seller!! Turnkey investment opportunity with tenant currently occupying the property. Lease in place provides immediate income for the new owner. Property is being sold as an investment property with tenant in place. Do not disturb tenant. Showings available with accepted offer only. Rent is $1,000/mo.

  20. 2026-03-12
    listed $70,500 Active 313-char remark
    Show marketing remark (313 chars)

    Motivated Seller!! Turnkey investment opportunity with tenant currently occupying the property. Lease in place provides immediate income for the new owner. Property is being sold as an investment property with tenant in place. Do not disturb tenant. Showings available with accepted offer only. Rent is $1,000/mo.

  21. 2026-01-16
    historical $1,100
  22. 2025-12-03
    listed $1,100
  23. 2025-11-09
    historical $1,100
  24. 2025-09-13
    listed $1,100
  25. 2016-10-13
    soldstatus
  26. 2015-09-09
    soldstatus 118-char remark
    Show marketing remark (118 chars)

    Investment property. 3 Bedrooms, 1 bath, living/dining room. Property has central air & heat with large back yard.

  27. 2015-09-03
    soldstatus
  28. 2015-08-25
    listed $18,500 118-char remark
    Show marketing remark (118 chars)

    Investment property. 3 Bedrooms, 1 bath, living/dining room. Property has central air & heat with large back yard.

  29. 2012-04-05
    soldstatus
  30. 1968-03-19
    soldstatus
  31. 1962-11-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$1,088 · $91/mo
Projected year-2 tax
$1,088 · $91/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,850
− Mortgage interest
−$3,837
− Property taxes
−$1,088
− Insurance
−$342
− Repairs & maintenance
−$1,188
− Management
−$1,188
− Depreciation
−$1,993
Taxable income
$5,214
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,251
After-tax cash flow
$4,739/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
25,659
Household income
$50,722
Rent vs Own
37.8% rent · 62.2% own
Severe rent burden
1314.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 9% Hispanic / Latino 3% Two or more races 3%
Common ancestry
Serbian 1% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.01%
Current HPI
174.4025
Rent YoY
▲ 4.23%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

+270.3% since first listed
15 events — show timeline
  • 2026-05-12 Relisted MLSU
  • 2026-04-28 Pending MLSU
  • 2026-03-25 Price Changed $68,500 MLSU
  • 2026-03-12 Listed $70,500 MLSU
  • 2026-01-16 Rental Removed $1,100 BUILDIUM
  • 2025-12-03 Listed for Rent $1,100 BUILDIUM
  • 2025-11-09 Rental Removed $1,100 BUILDIUM
  • 2025-09-13 Listed for Rent $1,100 BUILDIUM
  • 2016-10-13 Sold (Public Records) Public Records
  • 2015-09-09 Sold (MLS) MLSU
  • 2015-09-03 Sold (Public Records) Public Records
  • 2015-08-25 Listed $18,500 MLSU
  • 2012-04-05 Sold (Public Records) Public Records
  • 1968-03-19 Sold (Public Records) Public Records
  • 1962-11-08 Sold (Public Records) Public Records

Property tax history

+0.9%/yr

Latest (2025): $1,088 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…