3071 NW 47th Ter #125 · Lauderdale Lakes, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.1/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.7/10.0
- Schools +4.1/10.0
- Livability +4.0/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Charming first-floor 2 bedroom 2 bath Condo over looking a peacefull garden area. This well-maintained residence offers tile and laminate flooring throughout and a screened patio for year-round enjoyment. Enjoy an active lifestyle with clubhouse and community amenities. Comvenient location close to shopping, restaurants and everyday conveniences.
Key facts
- Screened patio
- Peaceful garden area
- Clubhouse
Tags
Property features AI
Finance
- Other: Not on waterfront; Located in a senior community
- Financial info: Pets allowed (restrictions possible)
- HOA & community: Lauderdale Oaks association; Monthly HOA fee includes maintenance (grounds and structure), sewer, trash, water, common areas, elevator, pool service; Pool and parking among association amenities; Monthly HOA fee
Exterior
- Parking: Assigned parking (1 space)
- Security: Other security features
- Utilities: Public water; Public sewer; Cable available; Electricity available; Water connected
- Home design: Condominium; One-level living; First-floor entry; Faces east; Resale
- Construction: CBS construction; Shingle roof; 3-story building
- Exterior features: Screened patio; Patio
Interior
- Kitchen: Electric range; Refrigerator
- Bedrooms: 2 bedrooms on the main level
- Flooring: Tile; Wood; Other
- Bathrooms: 2 full bathrooms on the main level
- Heating & cooling: Central heating; Central air; Ceiling fans
- Interior features: Unfurnished; Blinds; Common-area laundry
- Laundry & utility: Common area laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $80k.
Deal economics
- At list price, monthly cash flow is $114 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $80k).
- Cap rate 8.0% vs local median 5.6% in Lauderdale Lakes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#100 in FL, #1,527 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, amenities F, employment F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Castle Hill Elementary School (math 22% / reading 22%, grade F, #2,080 of 2,144 statewide, top 97%, 562 students, 86% FRL); Boyd H. Anderson High School (math 10% / reading 14%, grade F, #622 of 667 statewide, top 93%, 2,038 students, 72% FRL) — zoned schools average 79% FRL vs 51% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 17% at this address vs 48% district-wide (-30 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 656 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 44% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $48k; list at $80k implies a 68% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 41% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.13% ✓
- Cap rate
- 8.00%
- Cash-on-cash
- 6.10%
- DSCR
- 1.27
- GRM
- 3.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.26% rent growth · sell at horizon
- IRR
- -12.8%
- Equity multiple
- 0.56×
- Total profit
- $-9,836
- Equity at exit
- $11,928
- IRR
- -16.5%
- Equity multiple
- 0.32×
- Total profit
- $-15,164
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33313
- Rents YoY
- 0.3%
- Active inventory
- 656
- Price-to-rent
- 3.9×
Monthly cashflow live
- Estimated rent
- $1,701 high interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$82 /mo · $984/yr
- Insurance
- −$33
- HOA
- −$695
- Vacancy / Maint / Mgmt
- −$357
- Net cashflow
- $114
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3099 NW 48th Ave #153 Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,850 | $1.93 | 24d | 1 | 0.04mi |
| 2901 NW 47th Ter Unit 247B Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,450 | $2.19 | 24d | 1 | 0.06mi |
| 2901 NW 47th Ter Unit 348B Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,350 | $2.04 | 24d | 1 | 0.06mi |
| 3061 NW 47th Ter Unit 132C Lauderdale Lakes, FL | 1.0 | 1.0 | 610 | $1,500 | $2.46 | 24d | 1 | 0.06mi |
| 3061 NW 47th Ter Unit 327B Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,600 | $2.42 | 8d | 1 | 0.06mi |
| 3061 NW 47th Ter #327 Lauderdale Lakes, FL | 1.0 | 1.5 | 662 | $1,500 | $2.27 | 24d | 1 | 0.06mi |
| 3001 NW 48th Ave #440 Lauderdale Lakes, FL | 1.0 | 1.5 | 705 | $1,300 | $1.84 | 24d | 1 | 0.07mi |
| 3070 NW 48th Ter Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,750 | $1.82 | 8d | 2 | 0.13mi |
| 3070 NW 48th Ter #104 Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,750 | $1.82 | 24d | 1 | 0.13mi |
| 3070 NW 48th Ter #405 Lauderdale Lakes, FL | 2.0 | 2.0 | 960 | $1,850 | $1.93 | 3d | 1 | 0.13mi |
| 2861 NW 47th Ter Unit 207B Lauderdale Lakes, FL | 1.0 | 1.0 | 768 | $1,400 | $1.82 | 24d | 1 | 0.13mi |
| 2861 NW 47th Ter Lauderdale Lakes, FL | 2.0 | 2.0 | 1021 | $1,700 | $1.67 | 24d | 1 | 0.13mi |
| 3141 NW 47th Ter #430 Lauderdale Lakes, FL | 2.0 | 2.0 | 1002 | $1,700 | $1.70 | 22d | 1 | 0.18mi |
| 3161 NW 47th Ter #110 Lauderdale Lakes, FL | 1.0 | 1.5 | 721 | $1,500 | $2.08 | 5d | 1 | 0.18mi |
| 3161 NW 47th Ter #111 Lauderdale Lakes, FL | 1.0 | 1.5 | 721 | $1,500 | $2.08 | 24d | 1 | 0.18mi |
| 3141 NW 47th Ter Lauderdale Lakes, FL | 1.0–2.0 | 1.5–2.0 | 861 | $1,700 | $1.97 | 24d | 2 | 0.18mi |
| 2800 NW 47th Ter Unit 106B Lauderdale Lakes, FL | 1.0 | 1.0 | 768 | $1,650 | $2.15 | 24d | 1 | 0.19mi |
| 3301 NW 47th Ter #308 Lauderdale Lakes, FL | 1.0 | 2.0 | 750 | $2,200 | $2.93 | 12d | 1 | 0.24mi |
| 5021 W Oakland Park Blvd Lauderdale Lakes, FL | 1.0 | 1.0 | 684 | $1,550 | $2.27 | 17d | 2 | 0.25mi |
| 3341 NW 47th Ter #301 Lauderdale Lakes, FL | 2.0 | 2.0 | 1002 | $2,050 | $2.05 | 3d | 1 | 0.26mi |
| 4851 NW 26th Ct #338 Lauderdale Lakes, FL | 1.0 | 1.0 | 705 | $1,650 | $2.34 | 17d | 1 | 0.30mi |
| 5031 W Oakland Park Blvd Lauderdale Lakes, FL | 1.0 | 1.0 | 683 | $1,400 | $2.05 | 10d | 2 | 0.32mi |
| 5111 W Oakland Park Blvd #301 Lauderdale Lakes, FL | 2.0 | 2.0 | 944 | $1,700 | $1.80 | 5d | 1 | 0.35mi |
| 5051 W Oakland Park Blvd #204 Lauderdale Lakes, FL | 2.0 | 2.0 | 944 | $1,900 | $2.01 | 24d | 1 | 0.36mi |
| 3030 NW 43rd Ter Lauderdale Lakes, FL | 1.0 | 1.0 | 592 | $1,400 | $2.36 | 2d | 2 | 0.39mi |
| 3460 NW 50th Ave Lauderdale Lakes, FL | 1.0–2.0 | 1.0–2.0 | 750 | $2,150 | $2.87 | 17d | 3 | 0.40mi |
| 3030 NW 43rd Ter #102 Lauderdale Lakes, FL | 1.0 | 1.0 | 710 | $1,450 | $2.04 | 24d | 1 | 0.40mi |
| 2980 NW 43rd Ter #207 Lauderdale Lakes, FL | 2.0 | 2.0 | 890 | $1,800 | $2.02 | 24d | 1 | 0.41mi |
| 3033 NW 43rd Ave #108 Lauderdale Lakes, FL | 1.0 | 1.0 | 650 | $1,590 | $2.45 | 14d | 1 | 0.43mi |
| 5151 W Oakland Park Blvd #303 Lauderdale Lakes, FL | 2.0 | 2.0 | 944 | $1,850 | $1.96 | 24d | 1 | 0.44mi |
| 2916 NW 55th Ave Unit 2A Lauderhill, FL | 2.0 | 2.0 | 1060 | $2,200 | $2.08 | 8d | 1 | 0.47mi |
| 3531 NW 50th Ave #609 Lauderdale Lakes, FL | 1.0 | 1.0 | 684 | $1,350 | $1.97 | 24d | 1 | 0.47mi |
| 2914 NW 55th Ave Lauderhill, FL | 1.0 | 2.0 | 840 | $1,600 | $1.90 | 13d | 1 | 0.49mi |
| 2914 NW 55th Ave Unit 1D Lauderhill, FL | 1.0 | 1.5 | 840 | $1,600 | $1.90 | 17d | 1 | 0.49mi |
| 4400 NW 36th St Lauderdale Lakes, FL | 2.0–3.0 | 1.0–2.0 | 1100 | $1,700 | $1.55 | 5d | 9 | 0.51mi |
| 3430 NW 52nd Ave #210 Lauderdale Lakes, FL | 2.0 | 2.0 | 944 | $1,850 | $1.96 | 24d | 1 | 0.51mi |
| 2606 NW 52nd Ave Unit D15 Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,950 | $1.91 | 24d | 1 | 0.52mi |
| 2604 NW 52nd Ave Unit C15 Lauderhill, FL | 2.0 | 1.5 | 940 | $1,800 | $1.91 | 24d | 1 | 0.53mi |
| 5223 NW 27th St Unit 9B Fort Lauderdale, FL | 2.0 | 1.5 | 940 | $1,750 | $1.86 | 24d | 1 | 0.54mi |
| 5231 NW 27th St Unit 8A Lauderhill, FL | 2.0 | 1.5 | 1020 | $1,900 | $1.86 | 24d | 1 | 0.55mi |
HOA detail condo
- Monthly dues
- $695 · $8,340/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 10 events
-
2026-06-18days on market $80,000 Active 13 DOM
-
2026-06-17price $80,000 Active 12 DOM
-
2026-06-17days on market $95,000 Active 12 DOM
-
2026-06-16days on market $95,000 Active 11 DOM
-
2026-06-15days on market $95,000 Active 10 DOM
-
2026-06-13days on market $95,000 Active 8 DOM
-
2026-06-09days on market $95,000 Active 4 DOM
-
2026-06-08days on market $95,000 Active 3 DOM
-
2026-06-07remarks 348-char remark
-
2026-06-07$95,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $984 · $82/mo
- Projected year-2 tax
- $984 · $82/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,411
- − Mortgage interest
- −$4,481
- − Property taxes
- −$984
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,633
- − Management
- −$1,633
- − HOA
- −$8,340
- − Depreciation
- −$2,327
- Taxable income
- $612
- Est. tax owed @ 24.0%
- −$147
- After-tax cash flow
- $1,219/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Lauderdale Lakes
- Score
- 81/100
- State rank
- #100
- US rank
- #1527
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lauderdale Lakes, FL
- County
- Broward County · 1,963,430 people
- City population
- 62,807
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 62,807
- Household income
- $46,305
- Rent vs Own
- Severe rent burden
- 5692.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (77%)
- Race & ethnicity
- Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2% Cuban 3% Dominican 1%
- Common ancestry
- Hispanic 20%
- Foreign-born
- 39% · Canada, Jamaica, Dominican Republic
- Languages at home
- 66% English-only · French/Haitian/Cajun 22% Spanish 10%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -338.15%
- Current HPI
- 288.9345
- Rent YoY
- ▲ 0.26%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+150.0% since first listed4 events — show timeline
- 2026-06-05 Listed $95,000 Beaches MLS
- 2017-04-25 Sold (Public Records) $47,500 Public Records
- 1998-03-10 Sold (Public Records) $19,500 Public Records
- 1984-10-01 Sold (Public Records) $38,000 Public Records
Property tax history
+12.1%/yrLatest (2025): $984 · +1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…