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211 S Moffet Ave
B- Composite 69.32
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Schools +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$59,900

211 S Moffet Ave · Joplin, MO 64801
3 bd · 1.0 ba · 1,183 sqft · Other public records · 10 Days on market
Built 1945 4,750 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Invest in the heart of the Joplin Historic District! This home is near many historic churches, restored homes and redeveloping historic lofts. Easy walking distance to downtown activities. With some creativity and care, this home can be an attractive showplace for future generations.

Key facts

  • Restored homes
  • 4,750 sq ft lot
  • Built 1945

Tags

JOPLIN HISTORIC DISTRICTRESTORED HOMES

Property features AI

Exterior

  • Parking: No designated parking
  • Utilities: Public sewer
  • Home design: Single-family residence (freestanding)
  • Construction: Wood siding and asbestos exterior materials; Shingle roof; Stone and block foundation; Built as a residential single-family home
  • Exterior features: Front porch; Level lot; Lot dimensions approximately 38 x 125

Interior

  • Kitchen: Gas range; Refrigerator
  • Bedrooms: Total of 6 rooms (includes living spaces and bedrooms)
  • Flooring: Laminate flooring; Vinyl flooring; Wood flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Natural gas heating; Ceiling fan cooling
  • Interior features: Ceiling fans; Eat-in kitchen; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath other listed at $60k.

Deal economics

  • At list price, monthly cash flow is $589 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Cap rate 18.1% vs local median 5.1% in Joplin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#318 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Joplin Schools (urban): math 30% / reading 39% proficiency, ranked #231 of 324 in MO (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Dover Hill Elementary (351 students, 73% FRL); North Middle (math 26% / reading 35%, grade F, #283 of 391 statewide, top 74%, 517 students, 65% FRL); Joplin High (math 32% / reading 46%, grade F, #287 of 521 statewide, top 55%, 2,233 students, 50% FRL).
  • Market conditions: Rents rising (+3.0%/yr); 378 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $414 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $59,900

Questions for the listing agent

  1. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.02%
Cap rate
18.10%
Cash-on-cash
42.18%
DSCR
2.88
GRM
4.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold
IRR
38.8%
Equity multiple
2.66×
Total profit
$27,766
Equity at exit
$8,931
10-year hold
IRR
45.2%
Equity multiple
5.31×
Total profit
$72,227
Equity at exit
$5,179

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64801

Rents YoY
3.0%
Active inventory
378
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,210 high interval (Pro) →
Mortgage (P&I)
$314
Tax from tax record
$27 /mo · $328/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$254
Net cashflow
$589

Break-even live

Break-even rent $464
Max offer price $59,900
Occupancy floor 46%

Sensitivity live

Price -10% $623 -5% $606 +0% $589 +5% $573 +10% $556
Rent -10% $494 -5% $542 +0% $589 +5% $637 +10% $685
Rate -1.0pp $620 -0.5pp $605 base $589 +0.5pp $574 +1.0pp $558

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,975
Closing costs
$1,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
120 /122 S Pearl Ave #122 Joplin, MO 3.0 2.0 1200 $1,250 $1.04 23d 1 0.14mi
524 S Moffet Ave Joplin, MO 3.0 1.0 900 $855 $0.95 23d 1 0.20mi
306 N Connor Ave Joplin, MO 2.0 1.0 1072 $1,000 $0.93 23d 1 0.37mi
101 N Main Street Rd Unit 1806 Joplin, MO 3.0 2.0 1386 $1,300 $0.94 23d 1 0.37mi
211 S Galena Ave Joplin, MO 3.0 2.0 1200 $1,550 $1.29 23d 1 0.69mi
623 W Junge Blvd Joplin, MO 3.0 2.0 1217 $1,500 $1.23 23d 1 0.81mi
1012 Central St Joplin, MO 3.0 2.0 1100 $1,395 $1.27 23d 1 0.95mi
1013 Broadway St Joplin, MO 3.0 1.0 917 $995 $1.09 23d 1 0.97mi
1806 Pennsylvania Ave Joplin, MO 3.0 1.0 1295 $1,050 $0.81 23d 1 1.26mi
2002 W 11th St Joplin, MO 3.0 1.0 1200 $1,200 $1.00 23d 1 1.33mi
1907 S Picher Ave Joplin, MO 2.0 1.0 1032 $900 $0.87 23d 1 1.33mi
2010 S Moffet Ave Joplin, MO 2.0 1.0 1000 $950 $0.95 23d 1 1.36mi
2012 S Connor Ave Joplin, MO 3.0 2.0 1379 $1,595 $1.16 23d 1 1.39mi
1119 S Saint Louis Ave Joplin, MO 2.0 1.5 904 $1,100 $1.22 23d 1 1.50mi

Listing history 8 events

  1. 2026-06-02
    status $59,900 Pending 10 DOM
  2. 2026-06-01
    days on market $59,900 Active 10 DOM
  3. 2026-05-31
    days on market $59,900 Active 9 DOM
  4. 2026-05-30
    days on market $59,900 Active 8 DOM
  5. 2026-05-21
    listed $59,900 Active
    Show marketing remark (284 chars)

    Invest in the heart of the Joplin Historic District! This home is near many historic churches, restored homes and redeveloping historic lofts. Easy walking distance to downtown activities. With some creativity and care, this home can be an attractive showplace for future generations.

  6. 2026-05-21
    listed $59,900 Active 284-char remark
    Show marketing remark (284 chars)

    Invest in the heart of the Joplin Historic District! This home is near many historic churches, restored homes and redeveloping historic lofts. Easy walking distance to downtown activities. With some creativity and care, this home can be an attractive showplace for future generations.

  7. 2010-03-22
    soldstatus
  8. 1999-05-28
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$328 · $27/mo
Projected year-2 tax
$581 · $48/mo
Expected delta
+$253/yr (+$21/mo · 77.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,520
− Mortgage interest
−$3,355
− Property taxes
−$328
− Insurance
−$300
− Repairs & maintenance
−$1,162
− Management
−$1,162
− Depreciation
−$1,743
Taxable income
$6,471
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,553
After-tax cash flow
$5,521/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Joplin Schools
NCES district ID
2916350
Math proficiency
30% ▼ -3.00%
Reading proficiency
39% ▼ -3.00%
Median HH income
$38,648
Composite
28.82/100
National rank
#6657
State rank
#231 of 324 in MO

Livability — Joplin

Score
64/100
State rank
#318
US rank
#14578

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Joplin, MO
County
Jasper County · 79,035 people
City population
73,303
Metro
Joplin, MO
Population (ZIP)
36,287
Household income
$52,620
Rent vs Own
46.7% rent · 53.3% own
Severe rent burden
1710.0

Population outlook (Jasper County) Hauer SSP2

Today (2025)
120,033 people
By 2030
120,091 · +0.0%
By 2040
119,297 · -0.6%
By 2050
117,705 · -1.9%
By 2075
110,402 · -8.0%
By 2100
99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Two or more races 8% Hispanic / Latino 6% Black 3% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 2% Lithuanian 2% Italian 2%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Jasper

2024 margin
Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
2008→2024 swing
-13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
All cycles
2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -174.15%
Current HPI
248.5056
Rent YoY
▲ 2.95%
Metro
Joplin, MO
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-05-21 Listed $59,900 SOMO
  • 2026-05-21 Listed $59,900 OGAR
  • 2010-03-22 Sold (Public Records) Public Records
  • 1999-05-28 Sold (Public Records) Public Records

Property tax history

+1.5%/yr

Latest (2025): $328 · +6.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…