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7868 Dixon Rd
B Composite 70.89
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +5.0/5.0
  • Livability +3.3/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

7868 Dixon Rd · Parma, MI 49201
4 bd · 2.0 ba · 1,198 sqft · SingleFamily · 4 Days on market
Built 1981 2.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nestled on approximately 2 acres at the end of a long private driveway, this property offers a peaceful country setting with plenty of room to enjoy nature, privacy, and open space. The existing home is currently occupied and provides immediate usability while you make plans for the future. Whether you're looking for an affordable rural property, a place to put down roots, or a site for a future build, this property has a variety of possibilities. The spacious lot provides ample room for gardens, recreation, hobbies, or expansion, all while enjoying the tranquility of a secluded setting. The combination of usable acreage, a beautiful setting, and an existing home and garage creates an opportunity for a wide range of future plans. Whether updating what's here or envisioning something new, this property offers the space and setting to make it your own.

Key facts

  • Private driveway
  • Spacious lot
  • Usable acreage

Tags

PRIVATE DRIVEWAYPEACEFUL COUNTRY SETTINGUSABLE ACREAGESPACIOUS LOTSECLUDED SETTING

Property features AI

Exterior

  • Parking: Detached 2-car garage
  • Home design: Ranch-style single-family residence; Built in 1981
  • Construction: Aluminum siding
  • Exterior features: Well water; 2.0-acre lot; Private drive access

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating
  • Interior features: Fireplace; 6 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $730 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).

Location & tenants

  • Location reads 66/100 on livability (#413 in MI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools D+, crime D.
  • Northwest Community Schools (suburban): math 19% / reading 41% proficiency, ranked #360 of 540 in MI (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+10.3%/yr); 362 active listings in the ZIP; 317 units permitted in Jackson County in 2024 (103 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Jackson County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $33k; list at $75k implies a 125% gain — meaningful room to come down on a strong offer.
Recommended offer $75,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.04%
Cap rate
17.97%
Cash-on-cash
41.71%
DSCR
2.86
GRM
4.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
43.7%
Equity multiple
3.02×
Total profit
$42,441
Equity at exit
$11,183
10-year hold
IRR
51.9%
Equity multiple
7.37×
Total profit
$133,711
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 49201

Rents YoY
10.3%
Active inventory
362
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,534 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$57 /mo · $685/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$322
Net cashflow
$730

Break-even live

Break-even rent $610
Max offer price $75,000
Occupancy floor 47%

Sensitivity live

Price -10% $772 -5% $751 +0% $730 +5% $709 +10% $687
Rent -10% $609 -5% $669 +0% $730 +5% $791 +10% $851
Rate -1.0pp $768 -0.5pp $749 base $730 +0.5pp $710 +1.0pp $691

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-06-07
    statusdays on market $75,000 Pending 4 DOM
  2. 2026-06-05
    days on market $75,000 Active 3 DOM
  3. 2026-06-03
    days on market $75,000 Active 2 DOM
  4. 2026-06-01
    remarks 699-char remark
    Show marketing remark (862 chars)

    Nestled on approximately 2 acres at the end of a long private driveway, this property offers a peaceful country setting with plenty of room to enjoy nature, privacy, and open space. The existing home is currently occupied and provides immediate usability while you make plans for the future. Whether you're looking for an affordable rural property, a place to put down roots, or a site for a future build, this property has a variety of possibilities. The spacious lot provides ample room for gardens, recreation, hobbies, or expansion, all while enjoying the tranquility of a secluded setting. The combination of usable acreage, a beautiful setting, and an existing home and garage creates an opportunity for a wide range of future plans. Whether updating what's here or envisioning something new, this property offers the space and setting to make it your own.

  5. 2026-06-01
    listed $75,000 Active 1 DOM
    Show marketing remark (862 chars)

    Nestled on approximately 2 acres at the end of a long private driveway, this property offers a peaceful country setting with plenty of room to enjoy nature, privacy, and open space. The existing home is currently occupied and provides immediate usability while you make plans for the future. Whether you're looking for an affordable rural property, a place to put down roots, or a site for a future build, this property has a variety of possibilities. The spacious lot provides ample room for gardens, recreation, hobbies, or expansion, all while enjoying the tranquility of a secluded setting. The combination of usable acreage, a beautiful setting, and an existing home and garage creates an opportunity for a wide range of future plans. Whether updating what's here or envisioning something new, this property offers the space and setting to make it your own.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$685 · $57/mo
Projected year-2 tax
$920 · $77/mo
Expected delta
+$235/yr (+$20/mo · 34.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,404
− Mortgage interest
−$4,201
− Property taxes
−$685
− Insurance
−$375
− Repairs & maintenance
−$1,472
− Management
−$1,472
− Depreciation
−$2,182
Taxable income
$8,016
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,924
After-tax cash flow
$6,835/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Northwest Community Schools
NCES district ID
2626010
Math proficiency
19% ▼ -8.00%
Reading proficiency
41% ▼ -1.00%
Median HH income
$47,509
Composite
25.88/100
National rank
#7342
State rank
#360 of 540 in MI

Livability — Parma

Score
66/100
State rank
#413
US rank
#11343

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment C- Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Jackson County · 85,581 people
Metro
Jackson, MI
Population (ZIP)
49,107
Household income
$74,484
Rent vs Own
25.8% rent · 74.2% own
Severe rent burden
840.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
156,365 people
By 2030
153,123 · -2.1%
By 2040
144,981 · -7.3%
By 2050
135,671 · -13.2%
By 2075
113,833 · -27.2%
By 2100
86,592 · -44.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 9% Two or more races 6% Hispanic / Latino 5%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 7% Lithuanian 3% Slovak 2%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Jackson

2024 margin
Strong R (+21.3) · D 38.6% · R 59.9% · Other 1.5%
2008→2024 swing
-23.7pp toward R · 2008: 2.4pp · 2024: -21.3pp
All cycles
2024: R+21.3 2020: R+19.0 2016: R+20.1 2012: R+5.8 2008: D+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -198.89%
Current HPI
185.3773
Rent YoY
▲ 10.32%
Metro
Jackson, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+100.5% since first listed
10 events — show timeline
  • 2026-06-01 Listed $75,000 REALCOMP
  • 2026-06-01 Listed $75,000 MiRealSource-MiMLS
  • 2026-06-01 Listed $75,000 SW Michigan MLS
  • 2007-01-26 Sold (MLS) $33,400 MiRealSource-MiMLS
  • 2007-01-26 Sold (MLS) $33,400 REALCOMP
  • 2007-01-26 Sold (MLS) $33,400 SW Michigan MLS
  • 2007-01-18 Listing Removed MiRealSource-MiMLS
  • 2006-05-24 Listed $37,400 MiRealSource-MiMLS
  • 2006-05-24 Listed $37,400 REALCOMP
  • 2006-05-24 Listed $37,400 SW Michigan MLS

Property tax history

-1.7%/yr

Latest (2025): $685 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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