CashFlowRE
Sign in Sign up
725 Emberwood Dr
C Composite 59.97
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.8/30.0
  • ARV discount +15.0/15.0
  • 1% rule +7.0/10.0
  • DSCR +6.3/10.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,900

725 Emberwood Dr · Dallas, TX 75232
4 bd · 1.0 ba · 1,284 sqft · SingleFamily public records · 181 Days on market
Built 1956 7,667 sqft lot $125/sqft · 25% below area Est $214k · 25% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Layout includes 4 bedrooms, 1 bathroom, an open living area, and a converted garage space. The property also features a large fenced backyard. Located near Camp Wisdom with quick access to Hwy 35E, UNT Dallas, shopping, and restaurants. Ideal opportunity for investors or buyers seeking a renovation project.

Key facts

  • Near camp wisdom
  • Open living area
  • 7,667 sq ft lot

Tags

OPEN LIVING AREACONVERTED GARAGE SPACELARGE FENCED BACKYARDQUICK ACCESS TO HWY 35ENEAR CAMP WISDOMSHOPPING AND RESTAURANTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $191 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $141k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 98 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 181 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 23y ago; this cycle's ask has dropped $30k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price; built in 1956 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $140,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
7.72%
Cash-on-cash
5.11%
DSCR
1.23
GRM
7.0

CMA / ARV

ARV (median comp)
$213,664
List price
$159,900
Delta
-25.16%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
821 Goldwood Dr 0.23mi 3/2.0 (-1) 1,284 (0%) 0mo $239,000 $186 80
740 Goldwood Dr 0.15mi 4/2.0 1,339 (+4%) 3mo $239,900 $179 80
751 Ivywood Dr 0.25mi 4/2.0 1,330 (+4%) 0mo $235,000 $177 78
7207 Greenspan Ave 0.14mi 3/2.0 (-1) 1,188 (-8%) 1mo $175,000 $147 71
625 Midvale Dr 0.33mi 4/1.0 1,178 (-8%) 2mo $159,900 $136 69
6946 Trailcrest Dr 0.33mi 3/2.0 (-1) 1,327 (+3%) 3mo $232,000 $175 68
7917 Woodshire Dr 0.66mi 3/1.0 (-1) 1,294 (+1%) 1mo $149,900 $116 62
7815 Woodshire Dr 0.57mi 3/1.0 (-1) 1,240 (-3%) 2mo $159,900 $129 61
721 Ivywood Dr 0.24mi 3/1.0 (-1) 1,092 (-15%) 1mo $130,000 $119 58
612 Highcrest Dr 0.37mi 3/1.0 (-1) 1,140 (-11%) 2mo $180,000 $158 57
728 Oceanview Dr 0.71mi 3/2.0 (-1) 1,282 (-0%) 1mo $257,000 $200 57
226 Bettyrae Way 0.64mi 3/2.0 (-1) 1,208 (-6%) 2mo $154,900 $128 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.3%
Equity multiple
0.70×
Total profit
$-13,604
Equity at exit
$23,842
10-year hold
IRR
1.4%
Equity multiple
1.10×
Total profit
$4,454
Equity at exit
$13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75232

Home prices YoY
-4.0%
Active inventory
98
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,917 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$419 /mo · $5,022/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$403
Net cashflow
$191

Break-even live

Break-even rent $1,676
Max offer price $159,900
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,975
Closing costs
$4,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
815 Havenwood Dr Dallas, TX 3.0 1.5 1666 $2,300 $1.38 7d 1 0.24mi
7704 Woodspan Dr Dallas, TX 3.0 1.0 1355 $1,700 $1.25 7d 1 0.31mi
7207 Arborcrest Dr Dallas, TX 3.0 1.0 1149 $1,695 $1.48 14d 1 0.31mi
925 Bluewood Dr Dallas, TX 4.0 2.0 1670 $2,000 $1.20 43d 1 0.31mi
922 Havenwood Dr Dallas, TX 3.0 1.5 1714 $2,200 $1.28 43d 1 0.36mi
405 Highcrest Dr Dallas, TX 3.0 1.0 1171 $1,675 $1.43 43d 1 0.38mi
308 Longridge Dr Dallas, TX 3.0 2.0 1687 $2,040 $1.21 7d 1 0.38mi
7027 Coleshire Dr Dallas, TX 3.0 1.0 1178 $2,100 $1.78 3d 1 0.40mi
511 Highcrest Dr Dallas, TX 3.0 2.0 1513 $1,700 $1.12 43d 1 0.41mi
7826 Overridge Dr Dallas, TX 4.0 1.0 1307 $1,650 $1.26 7d 1 0.49mi
7842 Overridge Dr Dallas, TX 4.0 2.0 1300 $1,650 $1.27 24d 1 0.52mi
7924 Silverdale Dr Dallas, TX 3.0 2.0 1180 $1,795 $1.52 24d 1 0.54mi
7924 Silverdale Dr Dallas, TX 3.0 2.0 1540 $1,795 $1.17 7d 1 0.54mi
624 Oceanview Dr Dallas, TX 3.0 2.0 1730 $1,950 $1.13 7d 1 0.69mi
247 Cliff Heights Cir Dallas, TX 3.0 2.0 1166 $1,775 $1.52 7d 1 0.73mi
1256 Golden Trophy Dr Dallas, TX 3.0 2.0 1566 $2,750 $1.76 1d 1 0.74mi
1336 Mill Stream Dr Dallas, TX 3.0 2.0 1290 $1,775 $1.38 7d 1 0.84mi
8206 Willoughby Blvd Dallas, TX 1.0–3.0 1.0–2.0 901 $1,450 $1.61 43d 7 0.86mi
1320 Cleardale Dr Dallas, TX 3.0 2.0 1170 $1,999 $1.71 7d 1 0.91mi
8022 Genesis Dr Dallas, TX 3.0 2.0 1399 $2,000 $1.43 2d 1 0.94mi
104 Idlewheat Ln Dallas, TX 3.0 2.0 1820 $2,000 $1.10 20d 1 0.95mi
1777 Westerham Dr Dallas, TX 3.0 3.0 1300 $1,795 $1.38 43d 1 0.97mi
144 Triumph Rd Dallas, TX 3.0 2.0 1820 $2,130 $1.17 43d 1 0.98mi
7709 Reese St Dallas, TX 4.0 2.0 1707 $2,300 $1.35 14d 1 1.07mi
7225 Harold Walker Dr Dallas, TX 4.0 2.0 1458 $1,975 $1.35 2d 1 1.15mi
7326 Harold Walker Dr Dallas, TX 3.0 1.5 1008 $1,650 $1.64 7d 1 1.17mi
704 Panola Dr Dallas, TX 3.0 2.0 1359 $2,030 $1.49 7d 1 1.19mi
7324 Buford Dr Dallas, TX 3.0 2.0 1405 $2,011 $1.43 15d 1 1.22mi
735 Panola Dr Dallas, TX 3.0 2.0 1276 $1,865 $1.46 7d 1 1.25mi
7422 Amber Dr Dallas, TX 4.0 2.0 1621 $2,079 $1.28 7d 1 1.27mi
7463 Concordia Ln Dallas, TX 3.0 2.0 1728 $2,100 $1.22 44d 1 1.30mi
7808 S Hampton Rd Dallas, TX 2.0–3.0 2.0 1064 $2,100 $1.97 43d 3 1.41mi

Listing history 28 events

  1. 2026-06-18
    days on market $159,900 Active 181 DOM
  2. 2026-06-17
    days on market $159,900 Active 180 DOM
  3. 2026-06-16
    days on market $159,900 Active 179 DOM
  4. 2026-06-15
    days on market $159,900 Active 178 DOM
  5. 2026-06-13
    days on market $159,900 Active 176 DOM
  6. 2026-06-09
    days on market $159,900 Active 172 DOM
  7. 2026-06-08
    days on market $159,900 Active 171 DOM
  8. 2026-06-07
    days on market $159,900 Active 170 DOM
  9. 2026-06-04
    pricedays on market $159,900 Active 167 DOM
  10. 2026-06-03
    days on market $164,900 Active 166 DOM
  11. 2026-06-02
    days on market $164,900 Active 165 DOM
  12. 2026-06-02
    days on market $164,900 Active 164 DOM
  13. 2026-05-31
    days on market $164,900 Active 163 DOM
  14. 2026-05-05
    price $164,900 308-char remark
    Show marketing remark (308 chars)

    Layout includes 4 bedrooms, 1 bathroom, an open living area, and a converted garage space. The property also features a large fenced backyard. Located near Camp Wisdom with quick access to Hwy 35E, UNT Dallas, shopping, and restaurants. Ideal opportunity for investors or buyers seeking a renovation project.

  15. 2026-04-03
    price $169,900 308-char remark
    Show marketing remark (308 chars)

    Layout includes 4 bedrooms, 1 bathroom, an open living area, and a converted garage space. The property also features a large fenced backyard. Located near Camp Wisdom with quick access to Hwy 35E, UNT Dallas, shopping, and restaurants. Ideal opportunity for investors or buyers seeking a renovation project.

  16. 2026-03-06
    price $174,900 308-char remark
    Show marketing remark (308 chars)

    Layout includes 4 bedrooms, 1 bathroom, an open living area, and a converted garage space. The property also features a large fenced backyard. Located near Camp Wisdom with quick access to Hwy 35E, UNT Dallas, shopping, and restaurants. Ideal opportunity for investors or buyers seeking a renovation project.

  17. 2026-02-16
    price $179,900 308-char remark
    Show marketing remark (308 chars)

    Layout includes 4 bedrooms, 1 bathroom, an open living area, and a converted garage space. The property also features a large fenced backyard. Located near Camp Wisdom with quick access to Hwy 35E, UNT Dallas, shopping, and restaurants. Ideal opportunity for investors or buyers seeking a renovation project.

  18. 2026-01-18
    price $184,900 308-char remark
    Show marketing remark (308 chars)

    Layout includes 4 bedrooms, 1 bathroom, an open living area, and a converted garage space. The property also features a large fenced backyard. Located near Camp Wisdom with quick access to Hwy 35E, UNT Dallas, shopping, and restaurants. Ideal opportunity for investors or buyers seeking a renovation project.

  19. 2025-12-19
    listed $189,900 Active 308-char remark
    Show marketing remark (308 chars)

    Layout includes 4 bedrooms, 1 bathroom, an open living area, and a converted garage space. The property also features a large fenced backyard. Located near Camp Wisdom with quick access to Hwy 35E, UNT Dallas, shopping, and restaurants. Ideal opportunity for investors or buyers seeking a renovation project.

  20. 2024-08-13
    status Active
  21. 2024-03-23
    listed $223,000 Active
  22. 2023-12-07
    price $244,000
  23. 2023-10-28
    listed $249,000 Active
  24. 2023-07-17
    soldstatus
  25. 2003-11-12
    soldstatus
  26. 2003-09-12
    historical
  27. 2003-06-12
    listed $66,900
  28. 1988-01-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,022 · $419/mo
Projected year-2 tax
$5,022 · $419/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,003
− Mortgage interest
−$8,957
− Property taxes
−$5,022
− Insurance
−$800
− Repairs & maintenance
−$1,840
− Management
−$1,840
− Depreciation
−$4,652
Taxable loss
−$108
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$26
After-tax cash flow
$2,314/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
City population
1,168,437
Population (ZIP)
32,967

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 49% Hispanic / Latino 45% Two or more races 20% White 5% Native American 1%
Hispanic origin (detail)
Mexican 39%
Common ancestry
Serbian 1%
Foreign-born
17% · Canada
Languages at home
64% English-only · Spanish 35%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -16.24%
Current HPI
389.7618
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+146.5% since first listed
15 events — show timeline
  • 2026-05-05 Price Changed $164,900 NTREIS
  • 2026-04-03 Price Changed $169,900 NTREIS
  • 2026-03-06 Price Changed $174,900 NTREIS
  • 2026-02-16 Price Changed $179,900 NTREIS
  • 2026-01-18 Price Changed $184,900 NTREIS
  • 2025-12-19 Listed $189,900 NTREIS
  • 2024-08-13 Relisted NTREIS
  • 2024-03-23 Listed $223,000 NTREIS
  • 2023-12-07 Price Changed $244,000 NTREIS
  • 2023-10-28 Listed $249,000 NTREIS
  • 2023-07-17 Sold (Public Records) Public Records
  • 2003-11-12 Sold (Public Records) Public Records
  • 2003-09-12 Listing Removed NTREIS
  • 2003-06-12 Listed $66,900 NTREIS
  • 1988-01-22 Sold (Public Records) Public Records

Property tax history

+8.6%/yr

Latest (2025): $5,022 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…