4121 Norton Pryor Rd · Mount Pocono, PA 18346

$199,000

2 bd · 1.0 ba · 1,124 sqft · SingleFamily public records · 25 Days on market

Built 1920 0.45 ac lot $177/sqft · at area comps Est $255k · 22% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.4/30.0
• ARV discount +15.0/15.0
• DSCR +6.1/10.0
• Appreciation +5.8/10.0
• 1% rule +5.5/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

First time offered on the market! Check out this adorable 2 BR/ 1 Bath cottage style home that will just charm your heart! Perfect vacation home, investment or full time living all year round. Enjoy your Enclosed front porch on those chilly or rainy days. Some added extras include mud room with little workshop area , unfinished basement area and a Detached 1 car garage giving you plenty of extra space. There is an extra lot included in sale giving you . 69 acres of land to work with. Very conveniently located near major highways, all Pocono attractions and just 2 minutes from Kalahari Resort, yet so very privately tucked away. LOCATION IS EVERYTHING! SELLING AS-IS .

Key facts

• Spacious yard
• Standout sunroom
• Near pocono raceway

Tags

• STANDOUT SUNROOM
• SPACIOUS YARD
• ADDITIONAL PARCEL INCLUDED
• NEAR MOUNT AIRY CASINO
• NEAR CAMELBACK MOUNTAIN
• NEAR POCONO RACEWAY

Property features AI

Exterior

• Parking: Open parking with 8 spaces
• Utilities: Well water; Septic tank; 200+ amp electric service
• Home design: Single-family residence; Residential property
• Construction: House structure; Brick/mortar foundation; Built area above grade: 1,376
• Exterior features: Shingle roof

Interior

• Kitchen: Electric cooktop; Oven; Refrigerator
• Bedrooms: Total rooms: 8
• Flooring: Carpet; Laminate; Tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Baseboard heating; Oil heating; Cooling with ceiling fan(s)
• Interior features: Unfurnished; Ceiling fan(s)
• Laundry & utility: Laundry on main level

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $199k.

Deal economics

• At list price, monthly cash flow is $221 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $199k).
• Recommended offer: $196k (1.5% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 5.1% in Mount Pocono — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 57 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($1k loan paydown + $3k appreciation (1.5% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.5% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~7 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago; this cycle's ask has dropped $16k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $129k; list at $199k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $196,015 (1.5% below list)

Questions for the listing agent

1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 7.63%
• Cash-on-cash: 4.76%
• DSCR: 1.21
• GRM: 7.9

CMA / ARV

• ARV (median comp): $255,285
• List price: $199,000
• Delta: -22.05%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3239 Red Run Rd	0.38mi	3/1.0 (+1)	1,144 (+2%)	19mo	$245,000	$214	58
5171 Hummingbird Dr	0.39mi	3/2.0 (+1)	1,152 (+2%)	13mo	$282,500	$245	58
5223 Fifth Ave	0.45mi	2/1.5	1,144 (+2%)	20mo	$208,000	$182	58
3280 Red Run Rd	0.47mi	3/1.0 (+1)	1,007 (-10%)	5mo	$220,000	$218	52
160 Summit Ave	0.33mi	2/1.0	1,000 (-11%)	19mo	$262,500	$263	50
1249 Lexington Ave	0.58mi	3/2.0 (+1)	1,216 (+8%)	1mo	$289,000	$238	50
250 Stillwater Dr	0.70mi	3/2.0 (+1)	1,200 (+7%)	2mo	$250,500	$209	46
5228 Hummingbird Dr	0.53mi	3/2.0 (+1)	1,025 (-9%)	17mo	$249,000	$243	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.54% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.9%
• Equity multiple: 1.42×
• Total profit: $23,152
• Equity at exit: $73,549

10-year hold

• IRR: 11.5%
• Equity multiple: 2.48×
• Total profit: $82,580
• Equity at exit: $102,238

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18346

• Home prices YoY: 0.8%
• Active inventory: 57
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $2,089 medium
• Mortgage (P&I): −$1,044
• Tax from tax record: −$303 /mo · $3,635/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$439
• Net cashflow: $221

Break-even live

Break-even rent $1,809

Max offer price $199,000

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,750
• Closing costs: $5,970
• Reserves months: —
• Total cash needed: —

Listing history 9 events

1. 2026-06-01
   statusdays on market $199,000 Pending 25 DOM
2. 2026-05-31
   days on market $199,000 Active 24 DOM
3. 2026-05-30
   days on market $199,000 Active 23 DOM
4. 2026-05-11
   status Pending 1115-char remark
5. 2026-05-06
   price $210,000 1115-char remark
6. 2026-04-24
   listed $215,000 Active 1115-char remark
7. 2021-11-29
   soldstatus $129,000
8. 2021-11-24
   soldstatus $129,000 678-char remark

   Show marketing remark (678 chars)

   First time offered on the market! Check out this adorable 2 BR/ 1 Bath cottage style home that will just charm your heart! Perfect vacation home, investment or full time living all year round. Enjoy your Enclosed front porch on those chilly or rainy days. Some added extras include mud room with little workshop area , unfinished basement area and a Detached 1 car garage giving you plenty of extra space. There is an extra lot included in sale giving you . 69 acres of land to work with. Very conveniently located near major highways, all Pocono attractions and just 2 minutes from Kalahari Resort, yet so very privately tucked away. LOCATION IS EVERYTHING! SELLING AS-IS .

9. 2021-07-31
   listed $139,999 678-char remark

   Show marketing remark (678 chars)

   First time offered on the market! Check out this adorable 2 BR/ 1 Bath cottage style home that will just charm your heart! Perfect vacation home, investment or full time living all year round. Enjoy your Enclosed front porch on those chilly or rainy days. Some added extras include mud room with little workshop area , unfinished basement area and a Detached 1 car garage giving you plenty of extra space. There is an extra lot included in sale giving you . 69 acres of land to work with. Very conveniently located near major highways, all Pocono attractions and just 2 minutes from Kalahari Resort, yet so very privately tucked away. LOCATION IS EVERYTHING! SELLING AS-IS .

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,635 · $303/mo
• Projected year-2 tax: $3,635 · $303/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,072
• − Mortgage interest: −$11,147
• − Property taxes: −$3,635
• − Insurance: −$995
• − Repairs & maintenance: −$2,006
• − Management: −$2,006
• − Depreciation: −$5,789
• Taxable loss: −$505
• Est. tax savings @ 24.0%: +$121
• After-tax cash flow: $2,776/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 2,316

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 48% Black 28% Hispanic / Latino 19% Two or more races 12%
• Hispanic origin (detail): Cuban 2% Dominican 3%
• Common ancestry: Russian 8% Romanian 6% Slovak 5%
• Foreign-born: 20% · Canada
• Languages at home: 77% English-only · Spanish 19% Russian/Polish/Slavic 4%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.54%
• Current HPI: 189.8011
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+42.1% since first listed

9 events — show timeline

• 2026-06-01 Pending — PMAR
• 2026-05-26 Price Changed $199,000 PMAR
• 2026-05-23 Relisted — PMAR
• 2026-05-11 Pending — PMAR
• 2026-05-06 Price Changed $210,000 PMAR
• 2026-04-24 Listed $215,000 PMAR
• 2021-11-29 Sold (Public Records) $129,000 Public Records
• 2021-11-24 Sold (MLS) $129,000 PMAR
• 2021-07-31 Listed $139,999 PMAR

Property tax history

+6.9%/yr

Latest (2026): $3,635 · +3.3% YoY. Source: county tax records.