132 Jane Ln · Everett, GA 31525

$143,900

3 bd · 2.0 ba · 1,792 sqft · Land public records · 65 Days on market

Built 2000 0.50 ac lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.4/30.0
• DSCR +9.6/10.0
• ARV discount +7.5/15.0
• 1% rule +6.8/10.0
• Schools +3.4/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

3 bedroom 2 bath mobile home. Sits on 1/2 acre. Property is serviced by a well with a new pump and a septic system. It has front and back decks. Comes with a metal roof. 1792 Square feet. Nice wood laminate flooring throughout with linoleum in the kitchen and bathrooms. Open floor plan for the living dining and kitchen areas. Kitchen has an island. Master bedroom is large with an en-suite bath. Master bath has a walk in shower and garden tub. Central heat and air. Only 25 miles to Jesup. 20 miles to St Simons Island and 15 miles to downtown Brunswick. Will qualify for FHA loan.

Key facts

• 1/2 acre
• Metal roof
• Well with new pump

Tags

• 1/2 ACRE
• WELL WITH NEW PUMP
• SEPTIC SYSTEM
• FRONT AND BACK DECKS
• METAL ROOF
• WOOD LAMINATE FLOORING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath land listed at $144k.

Deal economics

• At list price, monthly cash flow is $419 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $144k).
• Recommended offer: $135k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Glynn County (other): math 37% / reading 42% proficiency, ranked #47 of 174 in GA (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.2%/yr); 353 active listings in the ZIP; 734 units permitted in Glynn County in 2024 (136 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $995 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Glynn County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 65 days — a 6% lower offer ($135k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $57k; list at $144k implies a 152% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $135,266 (6.0% below list)

Questions for the listing agent

1. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 9.79%
• Cash-on-cash: 12.49%
• DSCR: 1.56
• GRM: 7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -1.1%
• Equity multiple: 0.96×
• Total profit: $-1,587
• Equity at exit: $21,456

10-year hold

• IRR: 5.3%
• Equity multiple: 1.34×
• Total profit: $13,759
• Equity at exit: $12,442

Cash invested: $40,292 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31525

• Rents YoY: -0.2%
• Active inventory: 353
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,692 medium
• Mortgage (P&I): −$755
• Tax from tax record: −$103 /mo · $1,235/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$355
• Net cashflow: $419

Break-even live

Break-even rent $1,161

Max offer price $143,900

Occupancy floor 70%

Sensitivity live

Price	-10% $501	-5% $460	+0% $419	+5% $379	+10% $338
Rent	-10% $286	-5% $353	+0% $419	+5% $486	+10% $553
Rate	-1.0pp $492	-0.5pp $456	base $419	+0.5pp $382	+1.0pp $344

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,975
• Closing costs: $4,317
• Reserves months: —
• Total cash needed: —

Listing history 16 events

1. 2026-06-05
   statusdays on market $143,900 Pending 65 DOM
2. 2026-06-03
   days on market $143,900 Active 64 DOM
3. 2026-06-02
   days on market $143,900 Active 63 DOM
4. 2026-06-01
   days on market $143,900 Active 62 DOM
5. 2026-05-31
   days on market $143,900 Active 61 DOM
6. 2026-05-30
   days on market $143,900 Active 60 DOM
7. 2026-05-09
   price $143,900 584-char remark

   Show marketing remark (584 chars)

   3 bedroom 2 bath mobile home. Sits on 1/2 acre. Property is serviced by a well with a new pump and a septic system. It has front and back decks. Comes with a metal roof. 1792 Square feet. Nice wood laminate flooring throughout with linoleum in the kitchen and bathrooms. Open floor plan for the living dining and kitchen areas. Kitchen has an island. Master bedroom is large with an en-suite bath. Master bath has a walk in shower and garden tub. Central heat and air. Only 25 miles to Jesup. 20 miles to St Simons Island and 15 miles to downtown Brunswick. Will qualify for FHA loan.

8. 2026-04-13
   status Active 584-char remark

   Show marketing remark (584 chars)

   3 bedroom 2 bath mobile home. Sits on 1/2 acre. Property is serviced by a well with a new pump and a septic system. It has front and back decks. Comes with a metal roof. 1792 Square feet. Nice wood laminate flooring throughout with linoleum in the kitchen and bathrooms. Open floor plan for the living dining and kitchen areas. Kitchen has an island. Master bedroom is large with an en-suite bath. Master bath has a walk in shower and garden tub. Central heat and air. Only 25 miles to Jesup. 20 miles to St Simons Island and 15 miles to downtown Brunswick. Will qualify for FHA loan.

9. 2026-03-18
   status Pending 584-char remark

   Show marketing remark (584 chars)

   3 bedroom 2 bath mobile home. Sits on 1/2 acre. Property is serviced by a well with a new pump and a septic system. It has front and back decks. Comes with a metal roof. 1792 Square feet. Nice wood laminate flooring throughout with linoleum in the kitchen and bathrooms. Open floor plan for the living dining and kitchen areas. Kitchen has an island. Master bedroom is large with an en-suite bath. Master bath has a walk in shower and garden tub. Central heat and air. Only 25 miles to Jesup. 20 miles to St Simons Island and 15 miles to downtown Brunswick. Will qualify for FHA loan.

10. 2026-03-05
    listed $149,000 Active 584-char remark

    Show marketing remark (584 chars)

    3 bedroom 2 bath mobile home. Sits on 1/2 acre. Property is serviced by a well with a new pump and a septic system. It has front and back decks. Comes with a metal roof. 1792 Square feet. Nice wood laminate flooring throughout with linoleum in the kitchen and bathrooms. Open floor plan for the living dining and kitchen areas. Kitchen has an island. Master bedroom is large with an en-suite bath. Master bath has a walk in shower and garden tub. Central heat and air. Only 25 miles to Jesup. 20 miles to St Simons Island and 15 miles to downtown Brunswick. Will qualify for FHA loan.

11. 2021-02-01
    soldstatus $57,000
12. 2021-01-25
    soldstatus $57,000 68-char remark

    Show marketing remark (68 chars)

    Property is empty, cleaning folks will be there 13 November weekend

13. 2020-11-03
    listed $69,500 68-char remark

    Show marketing remark (68 chars)

    Property is empty, cleaning folks will be there 13 November weekend

14. 2018-12-20
    historical
15. 2018-11-26
    listed $65,000
16. 2000-08-01
    soldstatus $18,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $1,235 · $103/mo
• Projected year-2 tax: $1,324 · $110/mo
• Expected delta: +$89/yr (+$7/mo · 7.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 9% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,308
• − Mortgage interest: −$8,061
• − Property taxes: −$1,235
• − Insurance: −$720
• − Repairs & maintenance: −$1,625
• − Management: −$1,625
• − Depreciation: −$4,186
• Taxable income: $2,857
• Est. tax owed @ 24.0%: −$686
• After-tax cash flow: $4,347/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Glynn County
• NCES district ID: 1302400
• Math proficiency: 37% ▼ -9.00%
• Reading proficiency: 42% ▼ -7.00%
• Median HH income: $47,554
• Composite: 33.83/100
• National rank: #5359
• State rank: #47 of 174 in GA

Livability — Everett

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Glynn County · 69,019 people
• Metro: Brunswick, GA
• Population (ZIP): 28,926
• Household income: $69,493
• Rent vs Own: 40.8% rent · 59.2% own
• Severe rent burden: 924.0

Population outlook (Glynn County) Hauer SSP2

• Today (2025): 91,404 people
• By 2030: 94,806 · +3.7%
• By 2040: 100,060 · +9.5%
• By 2050: 103,258 · +13.0%
• By 2075: 107,970 · +18.1%
• By 2100: 103,363 · +13.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 61% Black 23% Hispanic / Latino 9% Two or more races 7%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Italian 3% Slovak 1% Lithuanian 1%
• Foreign-born: 6% · Canada
• Languages at home: 92% English-only · Spanish 7%

Political lean MEDSL · Glynn

• 2024 margin: Strong R (+26.0) · D 36.8% · R 62.8%
• 2008→2024 swing: -2.6pp toward R · 2008: -23.4pp · 2024: -26.0pp
• All cycles: 2024: R+26.0 2020: R+23.2 2016: R+28.6 2012: R+27.0 2008: R+23.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -133.03%
• Current HPI: 162.2528
• Rent YoY: ▼ -0.16%
• Metro: Brunswick, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+673.7% since first listed

10 events — show timeline

• 2026-05-09 Price Changed $143,900 GIAR
• 2026-04-13 Relisted — GIAR
• 2026-03-18 Pending — GIAR
• 2026-03-05 Listed $149,000 GIAR
• 2021-02-01 Sold (Public Records) $57,000 Public Records
• 2021-01-25 Sold (MLS) $57,000 GIAR
• 2020-11-03 Listed $69,500 GIAR
• 2018-12-20 Listing Removed — GIAR
• 2018-11-26 Listed $65,000 GIAR
• 2000-08-01 Sold (Public Records) $18,600 Public Records

Property tax history

+11.0%/yr

Latest (2025): $1,235 · +31.9% YoY. Source: county tax records.