CashFlowRE
Sign in Sign up
13000 SW 15th Ct Unit 311u
C- Composite 51.54
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.1/30.0
  • ARV discount +7.5/15.0
  • 1% rule +7.3/10.0
  • DSCR +4.3/10.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Appreciation +4.0/10.0
  • Condition / age +3.8/5.0
  • Rent growth +2.5/5.0

$179,000

13000 SW 15th Ct Unit 311u · Pembroke Pines, FL 33027
2 bd · 2.0 ba · 1,052 sqft · Condo · 27 Days on market
Built 1991 Good condition $470/mo HOA · 21% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

FANTASTIC BUY FOR THIS SPACIOUS 2 BEDROOM 2 BATH CONDO IN DESIRABLE GATED COMMUNITY OF CENTURY VILLAGE OF PEMBROKE PINES * RESORT STYLE LIVING WITH 24 HRS SECURITY * IMMACUTELY KEPT * NEW IMPACT WINDOWS THROUGH OUT * TILE FLOORS * LARGE PRIMARY BEDROOM WITH WALK-IN CLOSET * SPACIOUS LIVING ROOM/DINING ROOM AREA * WASHER & DRYER IN THE UNIT * SCREENED IN PATIO WITH PEACEFUL GARDEN VIEW-GREAT FOR RELAXING * THE HOA PROVIDES EXECEPTIONAL VALUE THAT INCLUDES WATER, EXTERIOR INSURANCE, ROOF, CABLE TV & WIFI & TONS OF AMMENITIES INCLUDING AN RESORT STYLE CLUB HOUSE, FITNESS CENTER HEATED POOLS, TENNIS COURTS, FTINESS CENTER, THEATER, RACQUET BALL, WATER SPORTS & MUCH

Key facts

  • Gated community
  • Peaceful garden view
  • Heated pools

Tags

GATED COMMUNITYNEW IMPACT WINDOWSSCREENED IN PATIOPEACEFUL GARDEN VIEWFITNESS CENTERHEATED POOLS

Property features AI

Finance

  • Other: Senior community
  • Financial info: No land lease; Pets not allowed
  • HOA & community: Monthly association fee (association amenities include elevator(s), pool, clubhouse, parking, recreation facilities and more); Association covers cable TV, internet, grounds and structure maintenance, security, trash, water, common areas, elevator, roof repairs, pool service

Exterior

  • Parking: Assigned open parking (1 space total); Open parking available
  • Security: Gated community with guard; Closed-circuit cameras; Security patrol; Smoke detectors
  • Utilities: Public water; Public sewer; Utilities listed as other
  • Home design: Condominium; One-level living; Faces east; Resale unit; Part of a 4-story building (Ivanhoe East)
  • Construction: Stucco construction; Other roof type
  • Exterior features: Non-waterfront property; Pool; Clubhouse; Picnic area; Courtesy bus; Parking areas; Other exterior amenities

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator
  • Bedrooms: One main-level bedroom
  • Flooring: Tile flooring
  • Bathrooms: Two full bathrooms (one on the main level)
  • Heating & cooling: Central heating (electric); Central air; Ceiling fan(s)
  • Interior features: Walk-in closet(s); Blinds and sliding window coverings
  • Laundry & utility: Laundry inside (laundry closet) located in a bathroom

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $179k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $26 ($308/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $179k).
  • Recommended offer: $176k (1.5% below list) — sets the bar for market timing.
  • Cap rate 6.5% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, crime A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lakeside Elementary School (math 53% / reading 63%, grade C+, #751 of 2,144 statewide, top 36%, 631 students, 57% FRL); Walter C. Young Middle School (math 49% / reading 62%, grade B-, #178 of 571 statewide, top 31%, 873 students, 56% FRL); Charles W Flanagan High School (math 29% / reading 50%, grade F, #304 of 667 statewide, top 47%, 2,475 students, 57% FRL).
  • Market conditions: Rents soft (-0.2%/yr); 543 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($176k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 21% of rent.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $176,315 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.23%
Cap rate
6.46%
Cash-on-cash
0.61%
DSCR
1.03
GRM
6.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.01% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.6%
Equity multiple
0.48×
Total profit
$-25,984
Equity at exit
$34,662
10-year hold
IRR
-11.8%
Equity multiple
0.25×
Total profit
$-37,376
Equity at exit
$29,523

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33027

Home prices YoY
-0.6%
Rents YoY
-0.2%
Active inventory
543
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$2,193 high interval (Pro) →
Mortgage (P&I)
$939
Tax est. 1.5%
$224 /mo · $2,685/yr
Insurance
$75
HOA
$470
Vacancy / Maint / Mgmt
$461
Net cashflow
$26

Break-even live

Break-even rent $2,161
Max offer price $179,000
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,750
Closing costs
$5,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13055 SW 15th Ct Pembroke Pines, FL 1.0–2.0 1.5–2.0 1011 $2,000 $1.98 24d 2 0.06mi
13055 SW 15th Ct Pembroke Pines, FL 1.0–2.0 1.5–2.0 1011 $2,000 $1.98 5d 2 0.06mi
1300 SW 130th Ave Pembroke Pines, FL 1.0–2.0 1.0–2.0 885 $1,975 $2.23 24d 2 0.20mi
1401 SW 128th Ter Unit H309 Pembroke Pines, FL 2.0 2.0 1100 $2,200 $2.00 12d 1 0.23mi
1151 SW 128th Ter Unit 210D Pembroke Pines, FL 2.0 2.0 1192 $2,200 $1.85 24d 1 0.28mi
1501 SW 134th Way Unit D304 Pembroke Pines, FL 2.0 2.0 1192 $2,395 $2.01 24d 1 0.30mi
12701 SW 13th St Unit 202F Pembroke Pines, FL 2.0 2.0 1100 $2,000 $1.82 24d 1 0.31mi
12701 SW 13th St Unit 202F Pembroke Pines, FL 2.0 2.0 1100 $1,900 $1.73 7d 1 0.31mi
1401 SW 134th Way Unit C314 Pembroke Pines, FL 2.0 2.0 1044 $2,700 $2.59 24d 1 0.32mi
1651 SW 127th Ave Apt 305A Pembroke Pines, FL 2.0 2.0 1207 $2,650 $2.20 24d 1 0.34mi
13455 SW 16th Ct Unit 306-F Pembroke Pines, FL 2.0 1.5 936 $2,000 $2.14 18d 1 0.37mi
12601 SW 13th St Unit 303G Pembroke Pines, FL 2.0 2.0 1192 $2,150 $1.80 24d 1 0.37mi
13255 SW 9th Ct Unit 202G Pembroke Pines, FL 2.0 2.0 1044 $1,790 $1.71 17d 1 0.39mi
12650 SW 15th St Unit F304 Pembroke Pines, FL 2.0 1.5 1032 $1,900 $1.84 24d 1 0.39mi
1551 SW 135th Ter Pembroke Pines, FL 1.0–2.0 1.5 752 $1,900 $2.53 14d 2 0.39mi
13255 SW 9th Ct Unit 402G Pembroke Pines, FL 2.0 2.0 1044 $1,800 $1.72 24d 1 0.40mi
12651 SW 16th Ct Unit B304 Pembroke Pines, FL 2.0 1.5 1032 $2,200 $2.13 24d 1 0.40mi
12651 SW 16th Ct Unit B304 Pembroke Pines, FL 2.0 1.5 1032 $2,200 $2.13 10d 1 0.40mi
13355 SW 9th Ct Unit 317H Pembroke Pines, FL 2.0 2.0 1044 $1,975 $1.89 5d 1 0.41mi
800 SW 131st Ave Unit 311F Pembroke Pines, FL 1.0 1.5 811 $1,800 $2.22 24d 1 0.41mi
1300 SW 125th Ave Pembroke Pines, FL 1.0–2.0 1.5–2.0 1198 $2,500 $2.09 4d 2 0.42mi
1300 SW 125th Ave Unit 311K Pembroke Pines, FL 2.0 2.0 1351 $2,500 $1.85 24d 1 0.43mi
13455 SW 9th Ct Pembroke Pines, FL 1.0 1.5 811 $1,685 $2.08 22d 2 0.44mi
12501 SW 14th St Pembroke Pines, FL 2.0 2.0 1145 $2,275 $1.99 24d 2 0.44mi
12501 SW 14th St Pembroke Pines, FL 2.0 2.0 1145 $2,100 $1.83 14d 2 0.44mi
801 SW 133rd Ter Unit 401K Pembroke Pines, FL 1.0 1.0 960 $1,850 $1.93 24d 1 0.45mi
12501 SW 14th St Unit 315R Pembroke Pines, FL 2.0 2.0 1190 $2,200 $1.85 14d 1 0.47mi
13155 SW 7th Ct Unit 402E Pembroke Pines, FL 2.0 2.0 1044 $2,000 $1.92 24d 1 0.47mi
1351 SW 125th Ave Unit 108S Pembroke Pines, FL 2.0 2.0 1100 $2,300 $2.09 22d 1 0.48mi
1200 SW 125th Ave Unit 208L Pembroke Pines, FL 1.0 1.5 1065 $1,500 $1.41 24d 1 0.48mi
850 SW 133rd Ter Unit B406 Pembroke Pines, FL 2.0 1.5 953 $1,900 $1.99 24d 1 0.48mi
850 SW 133rd Ter Unit 106B Pembroke Pines, FL 2.0 1.5 953 $1,975 $2.07 22d 1 0.48mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 1d 2 0.48mi
850 SW 133rd Ter Pembroke Pines, FL 2.0 1.5 953 $1,938 $2.03 20d 2 0.48mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 15d 1 0.49mi
13250 SW 7th Ct Unit 402L Pembroke Pines, FL 2.0 2.0 1044 $1,750 $1.68 2d 1 0.49mi
13255 SW 7th Ct Unit 305D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 24d 1 0.50mi
13255 SW 7th Ct Unit 406D Pembroke Pines, FL 2.0 1.5 953 $1,850 $1.94 7d 1 0.50mi
1400 SW 124th Ter Unit 302Q Pembroke Pines, FL 2.0 2.0 1100 $2,000 $1.82 22d 1 0.52mi
1650 SW 124th Ter Unit D403 Pembroke Pines, FL 2.0 1.5 1032 $1,950 $1.89 20d 1 0.53mi

HOA detail condo

Monthly dues
$470 · $5,640/yr
Likely covers
waterinternetcablepoolgymsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 15 events

  1. 2026-06-18
    price $179,000 Active 27 DOM
  2. 2026-06-18
    days on market $189,000 Active 27 DOM
  3. 2026-06-17
    days on market $189,000 Active 26 DOM
  4. 2026-06-16
    days on market $189,000 Active 25 DOM
  5. 2026-06-15
    days on market $189,000 Active 24 DOM
  6. 2026-06-13
    days on market $189,000 Active 22 DOM
  7. 2026-06-09
    days on market $189,000 Active 18 DOM
  8. 2026-06-08
    days on market $189,000 Active 17 DOM
  9. 2026-06-07
    days on market $189,000 Active 16 DOM
  10. 2026-06-04
    days on market $189,000 Active 13 DOM
  11. 2026-06-03
    days on market $189,000 Active 12 DOM
  12. 2026-06-02
    days on market $189,000 Active 11 DOM
  13. 2026-06-01
    days on market $189,000 Active 10 DOM
  14. 2026-05-31
    days on market $189,000 Active 9 DOM
  15. 2026-05-22
    listed $189,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,319
− Mortgage interest
−$10,027
− Property taxes
−$2,685
− Insurance
−$895
− Repairs & maintenance
−$2,106
− Management
−$2,106
− HOA
−$5,640
− Depreciation
−$5,207
Taxable loss
−$2,346
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$563
After-tax cash flow
$871/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained 2-bedroom 2-bath condo in a gated community offers a good investment opportunity with minimal repairs needed.

Value-add opportunities

  • Both Paint the interior walls — Fresh paint can improve the overall appearance and value of the home.
  • Both Replace the kitchen faucet — A new faucet can enhance the kitchen's functionality and aesthetics.
  • Rental Clean the air filters — Clean air filters improve air quality and reduce HVAC maintenance costs.

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint the interior walls — Fresh paint can improve the overall appearance and value of the home.
  • Both Replace the kitchen faucet — A new faucet can enhance the kitchen's functionality and aesthetics.
  • Rental Clean the air filters — Clean air filters improve air quality and reduce HVAC maintenance costs.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
65,116
Household income
$76,561
Rent vs Own
22.2% rent · 77.8% own
Severe rent burden
1728.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% Two or more races 23% Black 22% White 16% Asian 6%
Hispanic origin (detail)
Puerto Rican 6% Cuban 19% Dominican 3%
Common ancestry
Hispanic 6% Romanian 1% Scotch-Irish 1%
Foreign-born
47% · Canada, Jamaica, Vietnam
Languages at home
40% English-only · Spanish 47% French/Haitian/Cajun 5% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.01%
Current HPI
359.5973
Rent YoY
▼ -0.20%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-22 Listed $189,000 Beaches MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…