3327 Elbert St · Baltimore, MD 21229

$120,000

3 bd · 1.5 ba · 1,733 sqft · Townhouse public records · 153 Days on market

Built 1940 $69/sqft · 31% below area Est $175k · 31% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great end unit townhouse that only just looking for a new outlook. This townhouse has 3 nice sized bedrooms that you will love. The living room is inviting, dining room ready for your touches for great entertaining and holiday dinners. Nice eat-in kitchen. The basement offers an addition TV or family room and the laundry room and utility items are all in the same room. Entry to the garage is off the basement. This is a short sale property.

Key facts

• Garage
• Built 1940
• Listed 152 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $120k.

Deal economics

• At list price, monthly cash flow is $604 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).
• Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
• Cap rate 12.3% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.4%/yr); 252 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 38% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 5.4% rent growth), your $34k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 153 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 24y ago; this cycle's ask has dropped $70k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $105,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.57% ✓
• Cap rate: 12.33%
• Cash-on-cash: 21.58%
• DSCR: 1.96
• GRM: 5.3

CMA / ARV

• ARV (median comp): $175,040
• List price: $120,000
• Delta: -31.44%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12 N Rosedale St	0.23mi	3/1.5	1,740 (+0%)	1mo	$160,000	$92	88
120 Allendale St	0.34mi	3/2.0	1,728 (-0%)	2mo	$225,000	$130	80
22 N Ellamont St	0.16mi	2/1.0 (-1)	1,524 (-12%)	4mo	$152,000	$100	62
428 N Hilton St	0.40mi	3/1.0	1,578 (-9%)	3mo	$64,000	$41	62
743 Linnard St	0.66mi	4/2.0 (+1)	1,693 (-2%)	1mo	$199,000	$118	57
605 N Loudon Ave	0.71mi	3/1.0	1,624 (-6%)	6mo	$45,000	$28	50
794 N Grantley St	0.74mi	3/2.0	1,618 (-7%)	6mo	$175,000	$108	48
635 N Rosedale St	0.65mi	3/3.5	1,867 (+8%)	3mo	$230,000	$123	46
327 Lyndhurst St	0.49mi	4/2.5 (+1)	1,953 (+13%)	4mo	$216,000	$111	44
3716 Edmondson Ave	0.59mi	4/1.0 (+1)	1,512 (-13%)	2mo	$130,000	$86	43
3910 Edmondson Ave	0.66mi	4/2.5 (+1)	1,568 (-10%)	5mo	$225,000	$143	40
414 Normandy Ave	0.57mi	4/3.5 (+1)	1,976 (+14%)	1mo	$255,000	$129	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.38% rent growth · sell at horizon

5-year hold

• IRR: 17.0%
• Equity multiple: 1.71×
• Total profit: $23,720
• Equity at exit: $17,892

10-year hold

• IRR: 27.2%
• Equity multiple: 3.69×
• Total profit: $90,383
• Equity at exit: $10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21229

• Rents YoY: 5.4%
• Active inventory: 252
• Price-to-rent: 5.3×

Monthly cashflow live

• Estimated rent: $1,886 high
• Mortgage (P&I): −$629
• Tax from tax record: −$207 /mo · $2,482/yr
• Insurance: −$50
• HOA: −$0
• Vacancy / Maint / Mgmt: −$396
• Net cashflow: $604

Break-even live

Break-even rent $1,122

Max offer price $120,000

Occupancy floor 63%

Sensitivity live

Price	-10% $672	-5% $638	+0% $604	+5% $570	+10% $536
Rent	-10% $455	-5% $530	+0% $604	+5% $679	+10% $753
Rate	-1.0pp $665	-0.5pp $635	base $604	+0.5pp $573	+1.0pp $541

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,000
• Closing costs: $3,600
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3336 W Caton Ave Baltimore, MD	3.0	2.0	1236	$1,625	$1.31	24d	1	0.07mi
41 N Kossuth St Baltimore, MD	3.0	2.0	1216	$1,800	$1.48	24d	1	0.08mi
202 N Edgewood St Baltimore, MD	3.0	2.0	1710	$2,250	$1.32	24d	1	0.27mi
3607 W Lexington St Baltimore, MD	3.0	2.0	1050	$1,895	$1.80	5d	1	0.28mi
405 N Edgewood St Baltimore, MD	4.0	2.0	1408	$2,950	$2.10	5d	1	0.36mi
3706 W Saratoga St Unit 1 Baltimore, MD	2.0	1.0	1540	$1,350	$0.88	44d	1	0.38mi
3423 Edmondson Ave Baltimore, MD	2.0	1.5	1400	$1,710	$1.22	44d	1	0.47mi
3507 Edmondson Ave Baltimore, MD	4.0	2.0	1428	$2,300	$1.61	44d	1	0.48mi
3619 Edmondson Ave Baltimore, MD	4.0	3.5	1962	$2,800	$1.43	44d	1	0.50mi
212 S Loudon Ave Baltimore, MD	3.0	1.5	1310	$1,550	$1.18	44d	1	0.52mi
117 Collins Ave Baltimore, MD	3.0	3.0	1617	$2,350	$1.45	44d	1	0.52mi
409 Normandy Ave Baltimore, MD	4.0	1.0	1640	$1,500	$0.91	24d	1	0.52mi
4018 Massachusetts Ave Baltimore, MD	3.0	1.0	1050	$1,400	$1.33	24d	1	0.54mi
3130 Stafford St Baltimore, MD	3.0	1.0	1200	$1,500	$1.25	21d	1	0.58mi
623 N Grantley St Baltimore, MD	4.0	2.0	1250	$2,000	$1.60	24d	1	0.58mi
730 Linnard St Unit 1 Baltimore, MD	4.0	1.0	1360	$1,750	$1.29	24d	1	0.63mi
3712 Gelston Dr Baltimore, MD	3.0	2.0	1250	$2,500	$2.00	24d	1	0.67mi
2922 Edmondson Ave Baltimore, MD	3.0	2.0	1620	$1,900	$1.17	44d	1	0.69mi
780 Linnard St Baltimore, MD	3.0	2.0	1224	$1,590	$1.30	44d	1	0.70mi
787 N Grantley St Baltimore, MD	3.0	1.0	1116	$1,575	$1.41	24d	1	0.71mi
798 N Grantley St Baltimore, MD	3.0	2.0	1360	$2,295	$1.69	24d	1	0.73mi
3015 Rayner Ave Baltimore, MD	3.0	1.0	1152	$1,350	$1.17	44d	1	0.73mi
4227 Euclid Ave Unit B Baltimore, MD	2.0	1.0	2200	$1,050	$0.48	44d	1	0.74mi
3700 Woodridge Rd Baltimore, MD	3.0	1.5	1955	$1,950	$1.00	44d	1	0.77mi
4020 Gelston Dr Baltimore, MD	3.0	2.0	1270	$1,875	$1.48	44d	1	0.78mi
111 Upmanor Rd Baltimore, MD	3.0	1.5	1224	$2,163	$1.77	44d	1	0.86mi
2636 Lauretta Ave Baltimore, MD	3.0	2.5	1232	$1,900	$1.54	44d	1	0.88mi
2537 Hollins St Baltimore, MD	3.0	2.0	1200	$1,450	$1.21	24d	1	0.88mi
2609 Lauretta Ave Baltimore, MD	3.0	1.0	1286	$1,675	$1.30	24d	1	0.90mi
2516 Hollins St Baltimore, MD	3.0	2.0	1100	$1,700	$1.55	44d	1	0.91mi
2540 Frederick Ave Baltimore, MD	3.0	1.0	1075	$1,400	$1.30	24d	1	0.96mi
2657 Lehman St Unit 1 Baltimore, MD	2.0	1.0	1056	$1,000	$0.95	44d	1	0.96mi
110 S Catherine St Unit 1 Baltimore, MD	2.0	1.0	1330	$1,500	$1.13	44d	1	0.96mi
2738 Wilkens Ave Baltimore, MD	3.0	1.0	1183	$1,500	$1.27	44d	1	0.99mi
3238 Westmont Ave Baltimore, MD	3.0	1.0	1280	$1,600	$1.25	44d	1	0.99mi
2737 Wilkens Ave Baltimore, MD	3.0	1.5	1232	$1,650	$1.34	5d	1	1.01mi
2671 Saint Benedict St Baltimore, MD	2.0	1.0	1144	$1,325	$1.16	44d	1	1.03mi
2744 W Mosher St Baltimore, MD	4.0	2.0	1412	$2,100	$1.49	24d	1	1.05mi
917 Kevin Rd Baltimore, MD	3.0	2.0	1151	$1,795	$1.56	2d	1	1.06mi
2806 Riggs Ave Baltimore, MD	3.0	2.5	1412	$1,900	$1.35	4d	1	1.08mi

Listing history 41 events

1. 2026-06-18
   days on market $120,000 Active 153 DOM
2. 2026-06-18
   price $120,000 Active 152 DOM
3. 2026-06-17
   days on market $130,000 Active 152 DOM
4. 2026-06-16
   days on market $130,000 Active 151 DOM
5. 2026-06-15
   days on market $130,000 Active 150 DOM
6. 2026-06-13
   days on market $130,000 Active 148 DOM
7. 2026-06-09
   days on market $130,000 Active 144 DOM
8. 2026-06-08
   days on market $130,000 Active 143 DOM
9. 2026-06-07
   days on market $130,000 Active 142 DOM
10. 2026-06-04
    days on market $130,000 Active 139 DOM
11. 2026-06-03
    days on market $130,000 Active 138 DOM
12. 2026-06-02
    days on market $130,000 Active 137 DOM
13. 2026-06-01
    days on market $130,000 Active 136 DOM
14. 2026-05-31
    days on market $130,000 Active 135 DOM
15. 2026-05-18
    price $130,000 443-char remark

    Show marketing remark (443 chars)

    Great end unit townhouse that only just looking for a new outlook. This townhouse has 3 nice sized bedrooms that you will love. The living room is inviting, dining room ready for your touches for great entertaining and holiday dinners. Nice eat-in kitchen. The basement offers an addition TV or family room and the laundry room and utility items are all in the same room. Entry to the garage is off the basement. This is a short sale property.

16. 2026-04-30
    price $140,000 443-char remark

    Show marketing remark (443 chars)

    Great end unit townhouse that only just looking for a new outlook. This townhouse has 3 nice sized bedrooms that you will love. The living room is inviting, dining room ready for your touches for great entertaining and holiday dinners. Nice eat-in kitchen. The basement offers an addition TV or family room and the laundry room and utility items are all in the same room. Entry to the garage is off the basement. This is a short sale property.

17. 2026-04-14
    price $150,000 443-char remark

    Show marketing remark (443 chars)

    Great end unit townhouse that only just looking for a new outlook. This townhouse has 3 nice sized bedrooms that you will love. The living room is inviting, dining room ready for your touches for great entertaining and holiday dinners. Nice eat-in kitchen. The basement offers an addition TV or family room and the laundry room and utility items are all in the same room. Entry to the garage is off the basement. This is a short sale property.

18. 2026-03-20
    price $160,000 443-char remark

    Show marketing remark (443 chars)

    Great end unit townhouse that only just looking for a new outlook. This townhouse has 3 nice sized bedrooms that you will love. The living room is inviting, dining room ready for your touches for great entertaining and holiday dinners. Nice eat-in kitchen. The basement offers an addition TV or family room and the laundry room and utility items are all in the same room. Entry to the garage is off the basement. This is a short sale property.

19. 2026-02-28
    price $170,000 443-char remark

    Show marketing remark (443 chars)

    Great end unit townhouse that only just looking for a new outlook. This townhouse has 3 nice sized bedrooms that you will love. The living room is inviting, dining room ready for your touches for great entertaining and holiday dinners. Nice eat-in kitchen. The basement offers an addition TV or family room and the laundry room and utility items are all in the same room. Entry to the garage is off the basement. This is a short sale property.

20. 2026-02-10
    price $180,000 443-char remark

    Show marketing remark (443 chars)

    Great end unit townhouse that only just looking for a new outlook. This townhouse has 3 nice sized bedrooms that you will love. The living room is inviting, dining room ready for your touches for great entertaining and holiday dinners. Nice eat-in kitchen. The basement offers an addition TV or family room and the laundry room and utility items are all in the same room. Entry to the garage is off the basement. This is a short sale property.

21. 2026-01-17
    listed $190,000 Active 443-char remark

    Show marketing remark (443 chars)

    Great end unit townhouse that only just looking for a new outlook. This townhouse has 3 nice sized bedrooms that you will love. The living room is inviting, dining room ready for your touches for great entertaining and holiday dinners. Nice eat-in kitchen. The basement offers an addition TV or family room and the laundry room and utility items are all in the same room. Entry to the garage is off the basement. This is a short sale property.

22. 2026-01-17
    historical $190,000 443-char remark

    Show marketing remark (443 chars)

    Great end unit townhouse that only just looking for a new outlook. This townhouse has 3 nice sized bedrooms that you will love. The living room is inviting, dining room ready for your touches for great entertaining and holiday dinners. Nice eat-in kitchen. The basement offers an addition TV or family room and the laundry room and utility items are all in the same room. Entry to the garage is off the basement. This is a short sale property.

23. 2022-10-31
    soldstatus $107,900
24. 2022-10-14
    soldstatus $195,000 Closed 1027-char remark

    Show marketing remark (1027 chars)

    REDUCED FOR QUICK SALE!!! SELLER WILL PAY $5,000 TOWARDS CLOSING COST OR TO BUY DOWN INTEREST RATE WITH FULL PRICE CONTRACT BY SEPTEMBER 27TH. Nearly 2,000 Square Feet! Fully Renovated End of Group Townhome! Owner spared no expense, New Roof, New HVAC, New Electrical-all 2022! Large home with lots of upgrades, Spacious eat-in kitchen w/ Stainless Steel Appliances, ceramic floors, granite countertops, glass tiled backsplash, recessed lighting accent large island with extra cabinet space. Private deck just in time for Summer BBQ w/ plenty of yard. Beautiful wood floors featured in LR & DR with crown molding and crystal chandelier. Large Bedrooms with ample closet space. Ceramic tiled bathrooms with Vessel sink for a full Zen experience. Fully finished basement with space for recreation room or 4th bedroom. Never have to worry about parking with rear garage and driveway, custom built garage door. Owner is a real estate licensee. Get $10,000 grant with use of Pamela Vroman Team with Direct Mortgage Loans.

25. 2022-09-28
    status Pending 1027-char remark

    Show marketing remark (1027 chars)

    REDUCED FOR QUICK SALE!!! SELLER WILL PAY $5,000 TOWARDS CLOSING COST OR TO BUY DOWN INTEREST RATE WITH FULL PRICE CONTRACT BY SEPTEMBER 27TH. Nearly 2,000 Square Feet! Fully Renovated End of Group Townhome! Owner spared no expense, New Roof, New HVAC, New Electrical-all 2022! Large home with lots of upgrades, Spacious eat-in kitchen w/ Stainless Steel Appliances, ceramic floors, granite countertops, glass tiled backsplash, recessed lighting accent large island with extra cabinet space. Private deck just in time for Summer BBQ w/ plenty of yard. Beautiful wood floors featured in LR & DR with crown molding and crystal chandelier. Large Bedrooms with ample closet space. Ceramic tiled bathrooms with Vessel sink for a full Zen experience. Fully finished basement with space for recreation room or 4th bedroom. Never have to worry about parking with rear garage and driveway, custom built garage door. Owner is a real estate licensee. Get $10,000 grant with use of Pamela Vroman Team with Direct Mortgage Loans.

26. 2022-09-16
    historical Active Under Contract 1027-char remark

    Show marketing remark (1027 chars)

    REDUCED FOR QUICK SALE!!! SELLER WILL PAY $5,000 TOWARDS CLOSING COST OR TO BUY DOWN INTEREST RATE WITH FULL PRICE CONTRACT BY SEPTEMBER 27TH. Nearly 2,000 Square Feet! Fully Renovated End of Group Townhome! Owner spared no expense, New Roof, New HVAC, New Electrical-all 2022! Large home with lots of upgrades, Spacious eat-in kitchen w/ Stainless Steel Appliances, ceramic floors, granite countertops, glass tiled backsplash, recessed lighting accent large island with extra cabinet space. Private deck just in time for Summer BBQ w/ plenty of yard. Beautiful wood floors featured in LR & DR with crown molding and crystal chandelier. Large Bedrooms with ample closet space. Ceramic tiled bathrooms with Vessel sink for a full Zen experience. Fully finished basement with space for recreation room or 4th bedroom. Never have to worry about parking with rear garage and driveway, custom built garage door. Owner is a real estate licensee. Get $10,000 grant with use of Pamela Vroman Team with Direct Mortgage Loans.

27. 2022-09-07
    price $195,000 1027-char remark

    Show marketing remark (1027 chars)

    REDUCED FOR QUICK SALE!!! SELLER WILL PAY $5,000 TOWARDS CLOSING COST OR TO BUY DOWN INTEREST RATE WITH FULL PRICE CONTRACT BY SEPTEMBER 27TH. Nearly 2,000 Square Feet! Fully Renovated End of Group Townhome! Owner spared no expense, New Roof, New HVAC, New Electrical-all 2022! Large home with lots of upgrades, Spacious eat-in kitchen w/ Stainless Steel Appliances, ceramic floors, granite countertops, glass tiled backsplash, recessed lighting accent large island with extra cabinet space. Private deck just in time for Summer BBQ w/ plenty of yard. Beautiful wood floors featured in LR & DR with crown molding and crystal chandelier. Large Bedrooms with ample closet space. Ceramic tiled bathrooms with Vessel sink for a full Zen experience. Fully finished basement with space for recreation room or 4th bedroom. Never have to worry about parking with rear garage and driveway, custom built garage door. Owner is a real estate licensee. Get $10,000 grant with use of Pamela Vroman Team with Direct Mortgage Loans.

28. 2022-08-29
    price $212,400 1027-char remark

    Show marketing remark (1027 chars)

    REDUCED FOR QUICK SALE!!! SELLER WILL PAY $5,000 TOWARDS CLOSING COST OR TO BUY DOWN INTEREST RATE WITH FULL PRICE CONTRACT BY SEPTEMBER 27TH. Nearly 2,000 Square Feet! Fully Renovated End of Group Townhome! Owner spared no expense, New Roof, New HVAC, New Electrical-all 2022! Large home with lots of upgrades, Spacious eat-in kitchen w/ Stainless Steel Appliances, ceramic floors, granite countertops, glass tiled backsplash, recessed lighting accent large island with extra cabinet space. Private deck just in time for Summer BBQ w/ plenty of yard. Beautiful wood floors featured in LR & DR with crown molding and crystal chandelier. Large Bedrooms with ample closet space. Ceramic tiled bathrooms with Vessel sink for a full Zen experience. Fully finished basement with space for recreation room or 4th bedroom. Never have to worry about parking with rear garage and driveway, custom built garage door. Owner is a real estate licensee. Get $10,000 grant with use of Pamela Vroman Team with Direct Mortgage Loans.

29. 2022-08-19
    price $229,000 1027-char remark

    Show marketing remark (1027 chars)

    REDUCED FOR QUICK SALE!!! SELLER WILL PAY $5,000 TOWARDS CLOSING COST OR TO BUY DOWN INTEREST RATE WITH FULL PRICE CONTRACT BY SEPTEMBER 27TH. Nearly 2,000 Square Feet! Fully Renovated End of Group Townhome! Owner spared no expense, New Roof, New HVAC, New Electrical-all 2022! Large home with lots of upgrades, Spacious eat-in kitchen w/ Stainless Steel Appliances, ceramic floors, granite countertops, glass tiled backsplash, recessed lighting accent large island with extra cabinet space. Private deck just in time for Summer BBQ w/ plenty of yard. Beautiful wood floors featured in LR & DR with crown molding and crystal chandelier. Large Bedrooms with ample closet space. Ceramic tiled bathrooms with Vessel sink for a full Zen experience. Fully finished basement with space for recreation room or 4th bedroom. Never have to worry about parking with rear garage and driveway, custom built garage door. Owner is a real estate licensee. Get $10,000 grant with use of Pamela Vroman Team with Direct Mortgage Loans.

30. 2022-08-19
    price $227,300 1027-char remark

    Show marketing remark (1027 chars)

    REDUCED FOR QUICK SALE!!! SELLER WILL PAY $5,000 TOWARDS CLOSING COST OR TO BUY DOWN INTEREST RATE WITH FULL PRICE CONTRACT BY SEPTEMBER 27TH. Nearly 2,000 Square Feet! Fully Renovated End of Group Townhome! Owner spared no expense, New Roof, New HVAC, New Electrical-all 2022! Large home with lots of upgrades, Spacious eat-in kitchen w/ Stainless Steel Appliances, ceramic floors, granite countertops, glass tiled backsplash, recessed lighting accent large island with extra cabinet space. Private deck just in time for Summer BBQ w/ plenty of yard. Beautiful wood floors featured in LR & DR with crown molding and crystal chandelier. Large Bedrooms with ample closet space. Ceramic tiled bathrooms with Vessel sink for a full Zen experience. Fully finished basement with space for recreation room or 4th bedroom. Never have to worry about parking with rear garage and driveway, custom built garage door. Owner is a real estate licensee. Get $10,000 grant with use of Pamela Vroman Team with Direct Mortgage Loans.

31. 2022-08-08
    listed $239,000 Active 1027-char remark

    Show marketing remark (1027 chars)

    REDUCED FOR QUICK SALE!!! SELLER WILL PAY $5,000 TOWARDS CLOSING COST OR TO BUY DOWN INTEREST RATE WITH FULL PRICE CONTRACT BY SEPTEMBER 27TH. Nearly 2,000 Square Feet! Fully Renovated End of Group Townhome! Owner spared no expense, New Roof, New HVAC, New Electrical-all 2022! Large home with lots of upgrades, Spacious eat-in kitchen w/ Stainless Steel Appliances, ceramic floors, granite countertops, glass tiled backsplash, recessed lighting accent large island with extra cabinet space. Private deck just in time for Summer BBQ w/ plenty of yard. Beautiful wood floors featured in LR & DR with crown molding and crystal chandelier. Large Bedrooms with ample closet space. Ceramic tiled bathrooms with Vessel sink for a full Zen experience. Fully finished basement with space for recreation room or 4th bedroom. Never have to worry about parking with rear garage and driveway, custom built garage door. Owner is a real estate licensee. Get $10,000 grant with use of Pamela Vroman Team with Direct Mortgage Loans.

32. 2018-03-14
    historical
33. 2018-03-03
    status Pending
34. 2018-03-03
    status Contract
35. 2018-03-01
    historical Withdrawn
36. 2018-02-28
    listed $35,000 Active
37. 2018-02-28
    listed Active
38. 2004-02-27
    historical
39. 2003-10-15
    listed
40. 2003-09-01
    historical
41. 2002-08-27
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,482 · $207/mo
• Projected year-2 tax: $2,482 · $207/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,637
• − Mortgage interest: −$6,722
• − Property taxes: −$2,482
• − Insurance: −$600
• − Repairs & maintenance: −$1,811
• − Management: −$1,811
• − Depreciation: −$3,491
• Taxable income: $5,720
• Est. tax owed @ 24.0%: −$1,373
• After-tax cash flow: $5,877/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 46,679
• Household income: $60,047
• Rent vs Own: 43.1% rent · 56.9% own
• Severe rent burden: 2776.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (73%)
• Race & ethnicity: Black 73% White 15% Hispanic / Latino 6% Two or more races 4% Asian 3%
• Common ancestry: Lithuanian 1% Romanian 1% Serbian 1%
• Foreign-born: 5% · Canada, Philippines
• Languages at home: 91% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -259.07%
• Current HPI: 226.896
• Rent YoY: ▲ 5.38%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+271.4% since first listed

27 events — show timeline

• 2026-05-18 Price Changed $130,000 BRIGHT MLS
• 2026-04-30 Price Changed $140,000 BRIGHT MLS
• 2026-04-14 Price Changed $150,000 BRIGHT MLS
• 2026-03-20 Price Changed $160,000 BRIGHT MLS
• 2026-02-28 Price Changed $170,000 BRIGHT MLS
• 2026-02-10 Price Changed $180,000 BRIGHT MLS
• 2026-01-17 Listed $190,000 BRIGHT MLS
• 2026-01-17 Coming Soon $190,000 BRIGHT MLS
• 2022-10-31 Sold (Public Records) $107,900 Public Records
• 2022-10-14 Sold (MLS) $195,000 BRIGHT MLS
• 2022-09-28 Pending — BRIGHT MLS
• 2022-09-16 Contingent — BRIGHT MLS
• 2022-09-07 Price Changed $195,000 BRIGHT MLS
• 2022-08-29 Price Changed $212,400 BRIGHT MLS
• 2022-08-19 Price Changed $229,000 BRIGHT MLS
• 2022-08-19 Price Changed $227,300 BRIGHT MLS
• 2022-08-08 Listed $239,000 BRIGHT MLS
• 2018-03-14 Listing Removed — BRIGHT MLS
• 2018-03-03 Pending — BRIGHT MLS
• 2018-03-03 Pending — MRIS
• 2018-03-01 Delisted — MRIS
• 2018-02-28 Listed — MRIS
• 2018-02-28 Listed $35,000 BRIGHT MLS
• 2004-02-27 Delisted — MRIS
• 2003-10-15 Listed — MRIS
• 2003-09-01 Delisted — MRIS
• 2002-08-27 Listed — MRIS

Property tax history

+2.0%/yr

Latest (2025): $2,482 · -10.7% YoY. Source: county tax records.