3710 Harlem Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 23.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.2/5.0
- Schools +0.9/10.0
- Appreciation +0.0/10.0
$89,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Look no further! This porch front home is priced to sell and will make a great home for a homeowner on a budget or a rental property to add to your portfolio. The home features hardwood floors, a modern kitchen, laundry, 3 bedrooms, 1.5 bathrooms, and a finished basement. Show and sell!
Key facts
- Built 1932
- Listed 244 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath townhouse listed at $90k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $828 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $90k).
- Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
- Cap rate 17.3% vs local median 5.9% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Wildwood Elementary/Middle (math 0% / reading 7%, grade F, #818 of 860 statewide, top 95%, 793 students, 84% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
- Zoned-school proficiency averages 30% at this address vs 12% district-wide (+19 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+5.4%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 120d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 5.4% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 245 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 12y ago; this cycle's ask has dropped $30k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.8% of price; built in 1932 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wind risk, 23% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 245 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1932 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.18% ✓
- Cap rate
- 17.34%
- Cash-on-cash
- 39.47%
- DSCR
- 2.76
- GRM
- 3.8
CMA / ARV
- ARV (median comp)
- $184,285
- List price
- $89,900
- Delta
- -45.79%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 406 Lyndhurst St | 0.24mi | 3/2.0 | 1,392 (-1%) | 2mo | $240,000 | $172 | 82 |
| 409 N Edgewood St | 0.31mi | 4/1.5 (+1) | 1,408 (-0%) | 1mo | $150,000 | $107 | 80 |
| 304 Lyndhurst St | 0.31mi | 4/1.0 (+1) | 1,434 (+2%) | 0mo | $121,000 | $84 | 75 |
| 4019 Edmondson Ave | 0.25mi | 3/2.5 | 1,512 (+7%) | 0mo | $15,000 | $10 | 72 |
| 618 Wicklow Rd | 0.38mi | 3/2.5 | 1,462 (+4%) | 1mo | $171,000 | $117 | 71 |
| 4266 Rokeby Rd | 0.60mi | 3/2.0 | 1,402 (-1%) | 1mo | $258,000 | $184 | 68 |
| 3902 Woodridge Rd | 0.20mi | 3/1.0 | 1,200 (-15%) | 2mo | $105,000 | $88 | 62 |
| 118 N Hilton St | 0.64mi | 4/1.0 (+1) | 1,422 (+1%) | 1mo | $100,000 | $70 | 61 |
| 3917 Stokes Dr | 0.40mi | 3/2.0 | 1,254 (-11%) | 1mo | $215,000 | $171 | 60 |
| 134 N Culver St | 0.52mi | 3/1.5 | 1,552 (+10%) | 2mo | $165,000 | $106 | 57 |
| 66 S Monastery Ave | 0.66mi | 3/2.0 | 1,232 (-13%) | 1mo | $133,000 | $108 | 45 |
| 4209 Old Frederick Rd | 0.70mi | 4/2.0 (+1) | 1,536 (+9%) | 1mo | $215,000 | $140 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.38% rent growth · sell at horizon
- IRR
- 38.7%
- Equity multiple
- 2.71×
- Total profit
- $43,054
- Equity at exit
- $13,404
- IRR
- 46.4%
- Equity multiple
- 6.02×
- Total profit
- $126,434
- Equity at exit
- $7,773
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
Active competition Active MLS
- For sale now
- 159 active · 108 under contract
- Months of supply
- 9.9 mo (10%/mo absorbed)
- Median asking
- $140,000 ($101/sqft)
- Median days on market
- 68 d
- This list price
- 27% of active listings are priced below it
- ARV vs active asking
- +29.7% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 21229
- Rents YoY
- 5.4%
- Active inventory
- 372
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,958 high interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax from tax record
- −$210 /mo · $2,517/yr
- Insurance
- −$37
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$411
- Net cashflow
- $828
Break-even live
Sensitivity live
| Price | -10% $879 | -5% $853 | +0% $828 | +5% $803 | +10% $777 |
|---|---|---|---|---|---|
| Rent | -10% $673 | -5% $751 | +0% $828 | +5% $905 | +10% $983 |
| Rate | -1.0pp $873 | -0.5pp $851 | base $828 | +0.5pp $805 | +1.0pp $781 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3712 Gelston Dr Baltimore, MD | 3.0 | 2.0 | 1250 | $2,500 | $2.00 | 119d | 1 | 0.06mi |
| 3633 Edmondson Ave Baltimore, MD | 3.0 | 1.5 | 1268 | $2,000 | $1.58 | 10d | 1 | 0.10mi |
| 623 N Grantley St Baltimore, MD | 4.0 | 2.0 | 1250 | $2,000 | $1.60 | 119d | 1 | 0.10mi |
| 633 Linnard St Baltimore, MD | 3.0 | 2.5 | 1500 | $2,000 | $1.33 | 85d | 1 | 0.15mi |
| 522 Lyndhurst St Baltimore, MD | 3.0 | 1.0 | 1434 | $2,300 | $1.60 | 29d | 1 | 0.15mi |
| 730 Linnard St Unit 1 Baltimore, MD | 4.0 | 1.0 | 1360 | $1,750 | $1.29 | 119d | 1 | 0.18mi |
| 730 Linnard St Baltimore, MD | 4.0 | 1.0 | 1360 | $1,600 | $1.18 | 10d | 1 | 0.18mi |
| 3507 Edmondson Ave Baltimore, MD | 4.0 | 2.0 | 1428 | $2,300 | $1.61 | 139d | 1 | 0.19mi |
| 3803 Colborne Rd Baltimore, MD | 3.0 | 2.0 | 1770 | $2,000 | $1.13 | 7d | 1 | 0.21mi |
| 510 N Edgewood St Baltimore, MD | 4.0 | 1.5 | 1226 | $1,900 | $1.55 | 29d | 1 | 0.22mi |
| 4020 Gelston Dr Baltimore, MD | 3.0 | 2.0 | 1270 | $1,775 | $1.40 | 29d | 1 | 0.23mi |
| 4020 Gelston Dr Baltimore, MD | 3.0 | 2.0 | 1270 | $1,875 | $1.48 | 139d | 1 | 0.23mi |
| 3423 Edmondson Ave Baltimore, MD | 2.0 | 1.5 | 1400 | $1,710 | $1.22 | 139d | 1 | 0.24mi |
| 409 Normandy Ave Baltimore, MD | 4.0 | 1.0 | 1640 | $1,500 | $0.91 | 119d | 1 | 0.24mi |
| 602 Denison St Baltimore, MD | 3.0 | 2.5 | 1677 | $850 | $0.51 | 10d | 1 | 0.24mi |
| 787 N Grantley St Baltimore, MD | 3.0 | 1.0 | 1116 | $1,575 | $1.41 | 119d | 1 | 0.25mi |
| 780 Linnard St Baltimore, MD | 3.0 | 2.0 | 1224 | $1,590 | $1.30 | 139d | 1 | 0.27mi |
| 798 N Grantley St Baltimore, MD | 3.0 | 2.0 | 1360 | $2,295 | $1.69 | 119d | 1 | 0.27mi |
| 3706 W Saratoga St Unit 1 Baltimore, MD | 2.0 | 1.0 | 1540 | $1,350 | $0.88 | 139d | 1 | 0.28mi |
| 405 N Edgewood St Baltimore, MD | 4.0 | 2.0 | 1408 | $2,000 | $1.42 | 29d | 1 | 0.28mi |
| 612 Wildwood Pkwy Baltimore, MD | 4.0 | 4.5 | 1700 | $2,800 | $1.65 | 29d | 1 | 0.29mi |
| 3324 Edmondson Ave Baltimore, MD | 3.0 | 2.5 | 1400 | $1,995 | $1.43 | 86d | 1 | 0.29mi |
| 787 Linnard St Baltimore, MD | 3.0 | 1.0 | 1224 | $1,300 | $1.06 | 84d | 1 | 0.30mi |
| 1015 Lyndhurst St Baltimore, MD | 3.0 | 2.0 | 1710 | $2,300 | $1.35 | 67d | 1 | 0.31mi |
| 3607 W Lexington St Baltimore, MD | 3.0 | 2.0 | 1050 | $1,895 | $1.80 | 100d | 1 | 0.34mi |
| 202 N Edgewood St Baltimore, MD | 3.0 | 2.0 | 1710 | $2,250 | $1.32 | 119d | 1 | 0.35mi |
| 245 N Monastery Ave Baltimore, MD | 3.0 | 1.5 | 1350 | $2,650 | $1.96 | 29d | 1 | 0.45mi |
| 3935 Stokes Dr #1 Baltimore, MD | 2.0 | 1.0 | 1150 | $1,400 | $1.22 | 139d | 1 | 0.47mi |
| 4103 Mountwood Rd Baltimore, MD | 3.0 | 2.0 | 1030 | $1,700 | $1.65 | 139d | 1 | 0.48mi |
| 125 N Monastery Ave Baltimore, MD | 3.0 | 2.0 | 1080 | $2,250 | $2.08 | 29d | 1 | 0.49mi |
| 4113 Mountwood Rd Baltimore, MD | 3.0 | 1.0 | 1520 | $1,795 | $1.18 | 139d | 1 | 0.50mi |
| 205 N Culver St Baltimore, MD | 4.0 | 2.0 | 1216 | $1,650 | $1.36 | 7d | 1 | 0.50mi |
| 1216 N Augusta Ave Baltimore, MD | 3.0 | 1.0 | 1024 | $1,550 | $1.51 | 119d | 1 | 0.50mi |
| 222 N Hilton St Baltimore, MD | 3.0 | 1.0 | 1120 | $2,100 | $1.88 | 2d | 1 | 0.52mi |
| 917 Kevin Rd Baltimore, MD | 3.0 | 2.0 | 1151 | $1,695 | $1.47 | 76d | 1 | 0.53mi |
| 41 N Kossuth St Baltimore, MD | 3.0 | 2.0 | 1216 | $1,800 | $1.48 | 119d | 1 | 0.55mi |
| 3238 Westmont Ave Baltimore, MD | 3.0 | 1.0 | 1280 | $1,600 | $1.25 | 139d | 1 | 0.60mi |
| 3241 Normount Ave Baltimore, MD | 3.0 | 1.5 | 1140 | $1,550 | $1.36 | 58d | 1 | 0.60mi |
| 3310 Elbert St Baltimore, MD | 2.0 | 1.0 | 920 | $1,550 | $1.68 | 119d | 1 | 0.63mi |
| 3015 Rayner Ave Baltimore, MD | 3.0 | 1.0 | 1152 | $1,350 | $1.17 | 139d | 1 | 0.63mi |
Listing history 50 events
-
2026-09-23days on market $89,900 Active 245 DOM
-
2026-09-22days on market $89,900 Active 244 DOM
-
2026-09-21days on market $89,900 Active 243 DOM
-
2026-09-20days on market $89,900 Active 242 DOM
-
2026-09-19days on market $89,900 Active 241 DOM
-
2026-09-18days on market $89,900 Active 240 DOM
-
2026-09-17days on market $89,900 Active 239 DOM
-
2026-09-16days on market $89,900 Active 238 DOM
-
2026-09-15days on market $89,900 Active 237 DOM
-
2026-09-14days on market $89,900 Active 236 DOM
-
2026-09-13days on market $89,900 Active 235 DOM
-
2026-09-12pricedays on market $89,900 Active 234 DOM
-
2026-09-11days on market $99,900 Active 233 DOM
-
2026-09-05days on market $99,900 Active 227 DOM
-
2026-09-04days on market $99,900 Active 226 DOM
-
2026-09-03days on market $99,900 Active 225 DOM
-
2026-08-31days on market $99,900 Active 222 DOM
-
2026-08-30days on market $99,900 Active 221 DOM
-
2026-08-29days on market $99,900 Active 220 DOM
-
2026-08-28days on market $99,900 Active 219 DOM
-
2026-08-27days on market $99,900 Active 218 DOM
-
2026-08-25days on market $99,900 Active 216 DOM
-
2026-08-24days on market $99,900 Active 215 DOM
-
2026-08-23days on market $99,900 Active 214 DOM
-
2026-08-22days on market $99,900 Active 213 DOM
-
2026-08-21days on market $99,900 Active 212 DOM
-
2026-08-20days on market $99,900 Active 211 DOM
-
2026-08-19days on market $99,900 Active 210 DOM
-
2026-08-18days on market $99,900 Active 209 DOM
-
2026-08-17days on market $99,900 Active 208 DOM
-
2026-08-16days on market $99,900 Active 207 DOM
-
2026-08-15days on market $99,900 Active 206 DOM
-
2026-08-14days on market $99,900 Active 205 DOM
-
2026-08-13days on market $99,900 Active 204 DOM
-
2026-08-12days on market $99,900 Active 203 DOM
-
2026-08-11days on market $99,900 Active 202 DOM
-
2026-08-10days on market $99,900 Active 201 DOM
-
2026-08-09days on market $99,900 Active 200 DOM
-
2026-08-08days on market $99,900 Active 199 DOM
-
2026-08-06days on market $99,900 Active 197 DOM
-
2026-08-05days on market $99,900 Active 196 DOM
-
2026-08-04days on market $99,900 Active 195 DOM
-
2026-08-03days on market $99,900 Active 194 DOM
-
2026-07-31days on market $99,900 Active 191 DOM
-
2026-07-30days on market $99,900 Active 189 DOM
-
2026-07-28pricedays on market $99,900 Active 188 DOM
-
2026-07-26days on market $109,900 Active 186 DOM
-
2026-07-24days on market $109,900 Active 184 DOM
-
2026-07-23days on market $109,900 Active 183 DOM
-
2026-07-22days on market $109,900 Active 182 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,517 · $210/mo
- Projected year-2 tax
- $2,517 · $210/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 5/10 Major 23% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,493
- − Mortgage interest
- −$5,036
- − Property taxes
- −$2,517
- − Insurance
- −$450
- − Repairs & maintenance
- −$1,879
- − Management
- −$1,879
- − Depreciation
- −$2,615
- Taxable income
- $9,116
- Est. tax owed @ 24.0%
- −$2,188
- After-tax cash flow
- $7,748/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This townhouse requires moderate renovations, including painting, flooring, and interior wall repairs, to improve its condition and increase its resale and rental value.
Deferred maintenance Est. $10,000–$30,000 screening
- Major Ceiling (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — Visible water damage and peeling paint on the ceiling suggest significant structural issues.
Repairs flagged
- Major Paint — Chipped and worn
- Major Flooring — Worn hardwood floors
- Major Interior walls — Paint chipped and worn
Value-add opportunities
- Both Paint — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Flooring — New flooring improves living space and resale value ↑
- Both Interior walls — Fresh paint and repairs improve interior aesthetics and resale value ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 624,249 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 46,679
- Household income
- $60,047
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 15% Hispanic / Latino 6% Two or more races 4% Asian 3%
- Hispanic origin (detail)
- Common ancestry
- Lithuanian 1% Romanian 1% Serbian 1%
- Foreign-born
- 5% · Canada, Philippines
- Languages at home
- 91% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -259.07%
- Current HPI
- 226.896
- Rent YoY
- ▲ 5.38%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
|
||
| Real Estate | 1 | $6B |
|
||
| Chemicals | 1 | $2B |
|
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Price history
+57.0% since first listed34 events — show timeline
- 2026-05-15 Price Changed $109,900 BRIGHT MLS
- 2026-04-21 Relisted — BRIGHT MLS
- 2026-04-16 Listing Removed — BRIGHT MLS
- 2026-03-18 Price Changed $114,900 BRIGHT MLS
- 2026-01-17 Listed $119,900 BRIGHT MLS
- 2022-09-21 Sold (Public Records) $123,000 Public Records
- 2022-03-28 Sold (MLS) $123,000 BRIGHT MLS
- 2022-03-07 Pending — BRIGHT MLS
- 2022-01-23 Listed $135,000 BRIGHT MLS
- 2022-01-21 Listing Removed — BRIGHT MLS
- 2021-11-23 Price Changed $129,900 BRIGHT MLS
- 2021-10-31 Listed $139,900 BRIGHT MLS
- 2016-09-22 Sold (MLS) $40,000 MRIS
- 2016-09-22 Sold (MLS) $40,000 BRIGHT MLS
- 2016-08-25 Pending — MRIS
- 2016-08-22 Price Changed $42,000 MRIS
- 2016-07-26 Price Changed $49,000 MRIS
- 2016-07-25 Relisted — MRIS
- 2016-06-01 Pending — MRIS
- 2016-05-03 Listed $55,000 MRIS
- 2015-10-31 Listing Removed — BRIGHT MLS
- 2015-10-31 Delisted — MRIS
- 2015-08-21 Price Changed — MRIS
- 2015-08-06 Price Changed — MRIS
- 2015-07-15 Price Changed — MRIS
- 2015-07-10 Price Changed — MRIS
- 2015-07-01 Price Changed — MRIS
- 2014-11-23 Price Changed — MRIS
- 2014-11-23 Price Changed — MRIS
- 2014-10-11 Price Changed — MRIS
- 2014-09-15 Price Changed — MRIS
- 2014-06-25 Price Changed — MRIS
- 2014-03-28 Listed — MRIS
- 2014-03-27 Listed $70,000 BRIGHT MLS
Property tax history
+3.0%/yrLatest (2025): $2,517 · +11.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…