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18801 Hawthorne Blvd #58
C Composite 58.89
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.5/30.0
  • 1% rule +7.5/10.0
  • DSCR +7.5/10.0
  • ARV discount +7.5/15.0
  • Schools +5.9/10.0
  • Livability +3.8/5.0
  • Condition / age +3.8/5.0
  • Rent growth +3.1/5.0
  • Appreciation +2.5/10.0
  • Manufactured-home adj. -5.1

$89,000

18801 Hawthorne Blvd #58 · Torrance, CA 90504
3 bd · 1.0 ba · 850 sqft · Manufactured · 107 Days on market
Manufactured home 55+ age-restricted Built 1962 Good condition $105/sqft · 52% below area ↓ 17% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

NEW PRICE AT $89K!! Spacious single-wide 3 bedrooms, 1-bath mobile home with a bonus room that can be used as a 3rd bedroom. Located in the desirable 55+ South Bay Estates Park. This well-kept home offers an open layout that feels larger than expected, with comfortable living areas and great natural light throughout. * * * * * * Bonus * * * * * SELLER WILL HELP WITH $1K TOWARDS THE SPACE RENT FOR 6 MONTHS!! * * * * * * * * * * * * * * * * * * * * * * * * The community was recently remodeled and features a well-maintained pool, updated gym, and clean common areas for residents to enjoy.

Key facts

  • Well-maintained pool
  • Bonus room
  • Clean common areas

Tags

BONUS ROOMWELL-MAINTAINED POOLUPDATED GYMCLEAN COMMON AREASCONVENIENT LOCATIONWELL-MANAGED AMENITIES

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $89k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $89k).
  • Recommended offer: $81k (9.0% below list) — sets the bar for market timing.
  • Cap rate 24.1% vs local median 2.0% in Torrance — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#95 in CA, #3,501 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, crime D+, cost of living F.
  • Torrance Unified (urban): math 62% / reading 67% proficiency, ranked #150 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
  • Zoned schools: Edison Elementary (494 students, 40% FRL); Philip Magruder Middle (534 students, 48% FRL); North High (1,791 students, 36% FRL) — zoned schools average 41% FRL vs 20% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.3%/yr); 36 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 48d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.3% rent growth), your $25k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 107 days — a 9% lower offer ($81k) is reasonable based on typical stale-listing flexibility.
Recommended offer $80,990 (9.0% below list)

Questions for the listing agent

  1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.76%
Cap rate
24.15%
Cash-on-cash
63.77%
DSCR
3.84
GRM
3.0

CMA / ARV

ARV (median comp)
$185,000
List price
$89,000
Delta
-51.89%
Verdict
UNDERPRICED
Comps
7 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2618 182nd 0.59mi 3/1.0 835 (-2%) 1mo $1,280,000 $1,533 68
20539 Vista Dr 1.13mi 2/2.0 (-1) 900 (+6%) 2mo $185,000 $206 45
4212 W 178th 0.63mi 3/2.0 1,042 (+23%) 0mo $1,075,000 $1,032 41
4700 W 165th St 1.45mi 3/1.0 980 (+15%) 0mo $730,000 $745 40
4731 W 167th 1.39mi 2/2.0 (-1) 756 (-11%) 1mo $720,000 $952 36
4746 W 173rd Unit J 1.03mi 2/1.5 (-1) 1,025 (+21%) 1mo $641,000 $625 32
18092 Prairie Ave #101 0.72mi 2/2.5 (-1) 1,057 (+24%) 0mo $769,900 $728 30
18092 Prairie Ave #104 0.72mi 2/2.5 (-1) 1,057 (+24%) 1mo $759,900 $719 30
18092 Prairie Ave #110 0.72mi 2/2.5 (-1) 1,057 (+24%) 1mo $769,900 $728 30
18082 Prairie Ave #102 0.72mi 2/2.5 (-1) 1,057 (+24%) 0mo $759,900 $719 30
18082 Prairie Ave #105 0.72mi 2/2.5 (-1) 1,057 (+24%) 1mo $749,900 $709 30
18082 Prairie Ave #108 0.72mi 2/2.5 (-1) 1,057 (+24%) 1mo $749,900 $709 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.26% rent growth · sell at horizon

5-year hold
IRR
62.0%
Equity multiple
3.73×
Total profit
$68,141
Equity at exit
$13,270
10-year hold
IRR
66.3%
Equity multiple
7.45×
Total profit
$160,753
Equity at exit
$7,695

Cash invested: $24,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90504

Rents YoY
2.3%
Active inventory
36
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$2,455 high interval (Pro) →
Mortgage (P&I)
$467
Tax est. 1.5%
$111 /mo · $1,335/yr
Insurance
$37
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$516
Net cashflow
$1,324

Break-even live

Break-even rent $779
Max offer price $89,000
Occupancy floor 41%

Sensitivity live

Price -10% $1,386 -5% $1,355 +0% $1,324 +5% $1,293 +10% $1,263
Rent -10% $1,130 -5% $1,227 +0% $1,324 +5% $1,421 +10% $1,518
Rate -1.0pp $1,369 -0.5pp $1,347 base $1,324 +0.5pp $1,301 +1.0pp $1,278

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,250
Closing costs
$2,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
18225 Kingsdale Ave Redondo Beach, CA 2.0 2.0 1090 $3,150 $2.89 93d 1 0.39mi
18228 Regina Ave Torrance, CA 3.0 2.0 1111 $3,900 $3.51 4d 1 0.41mi
4115 W 182nd St Torrance, CA 2.0 2.0 800 $2,400 $3.00 64d 1 0.56mi
2513 190th St Unit A Redondo Beach, CA 2.0 1.0 760 $3,250 $4.28 48d 1 0.62mi
18150 Prairie Ave Torrance, CA 1.0–2.0 1.0–2.0 900 $2,895 $3.22 25d 2 0.72mi
3839 W 182nd St Torrance, CA 2.0 2.0 1000 $3,250 $3.25 74d 1 0.79mi
3546 Del Amo Blvd Unit 9 Torrance, CA 2.0 2.0 900 $2,595 $2.88 93d 1 0.85mi
2750 Artesia Blvd #206 Redondo Beach, CA 2.0 2.0 860 $3,295 $3.83 12d 1 0.89mi
2617 Rockefeller Ln Unit C Redondo Beach, CA 2.0 1.0 900 $2,795 $3.11 68d 1 0.90mi
2607 Rockefeller Ln Redondo Beach, CA 2.0 1.0 760 $3,050 $4.01 93d 1 0.94mi
2704 Vanderbilt Ln Redondo Beach, CA 2.0 2.0 1000 $3,150 $3.15 33d 1 0.95mi
2602 Carnegie Ln Unit 1 Redondo Beach, CA 2.0 2.0 1125 $3,545 $3.15 16d 1 0.97mi
2602 Carnegie Ln Unit 1 Redondo Beach, CA 2.0 2.0 1125 $3,545 $3.15 10d 1 0.97mi
4422 W 172nd St Lawndale, CA 2.0 1.5 920 $2,895 $3.15 0d 1 1.00mi
2320 Clark Ln Unit 2 Redondo Beach, CA 2.0 1.0 1043 $3,695 $3.54 16d 1 1.00mi
2317 Marshallfield Ln Unit B Redondo Beach, CA 2.0 1.5 1000 $2,950 $2.95 67d 1 1.00mi
2408 Huntington Ln Redondo Beach, CA 2.0 1.5 900 $2,900 $3.22 7d 1 1.00mi
4746 W 173rd St Unit N Lawndale, CA 2.0 1.5 1025 $3,495 $3.41 32d 1 1.04mi
4746 W 173rd St Lawndale, CA 2.0 1.5 1025 $3,495 $3.41 31d 1 1.05mi
2516 Vanderbilt Ln Unit 2 Redondo Beach, CA 2.0 1.0 800 $2,450 $3.06 43d 1 1.06mi
4428 W 171st St Lawndale, CA 2.0 1.0 700 $2,700 $3.86 47d 1 1.06mi
4733 W 173rd St Lawndale, CA 3.0 1.5 1100 $3,275 $2.98 0d 1 1.06mi
2421 Rockefeller Ln Redondo Beach, CA 3.0 1.0 1000 $3,850 $3.85 93d 1 1.07mi
3724 Spencer St Torrance, CA 2.0 2.0 1050 $2,852 $2.72 70d 1 1.07mi
4350 W 171st St Apt B Lawndale, CA 2.0 1.0 900 $2,700 $3.00 73d 1 1.07mi
2406 Rockefeller Ln Apt B Redondo Beach, CA 2.0 1.5 925 $3,100 $3.35 10d 1 1.09mi
2616 Mathews Ave Redondo Beach, CA 2.0 1.0 950 $2,595 $2.73 93d 1 1.09mi
4427 W 171st St Unit 4427 Lawndale, CA 3.0 1.0 1016 $3,200 $3.15 8d 1 1.11mi
4507 Spencer St Torrance, CA 2.0 2.0 1000 $2,700 $2.70 66d 1 1.13mi
4506 W 170th St Lawndale, CA 2.0 1.0 777 $3,600 $4.63 10d 1 1.14mi
3707 Garnet St Torrance, CA 1.0–2.0 1.0–2.0 875 $2,849 $3.26 60d 1 1.14mi
17628 Kornblum Ave Torrance, CA 2.0 1.0 865 $2,700 $3.12 48d 1 1.15mi
2700 Ruhland Ave Unit C Redondo Beach, CA 2.0 1.0 850 $2,495 $2.94 93d 1 1.18mi
1808 Mackay Ln Unit 03 Redondo Beach, CA 2.0 1.0 1000 $2,700 $2.70 36d 1 1.19mi
1808 Mackay Ln Unit 02 Redondo Beach, CA 2.0 1.0 900 $2,750 $3.06 93d 1 1.19mi
1808 Mackay Ln Unit 06 Redondo Beach, CA 2.0 1.0 800 $2,649 $3.31 93d 1 1.19mi
4108 Redondo Beach Blvd Unit A Torrance, CA 2.0 1.0 700 $2,625 $3.75 38d 1 1.20mi
20501 Anza Ave Torrance, CA 2.0 2.0 775 $2,725 $3.52 2d 1 1.20mi
3723 Artesia Blvd Torrance, CA 3.0 2.0 1050 $3,250 $3.10 93d 1 1.24mi
3723 Artesia Blvd Apt E Torrance, CA 3.0 1.5 1050 $3,250 $3.10 93d 1 1.24mi

Property features AI

Finance

Other
Directions: Major cross-streets are W. 190th St and Hawthorne
Financial info
Land lease of $2,150 per month (park-managed)
HOA & community
Monthly association/land-lease feeLocated in a senior communityCommunity is urban in characterPark name: South Bay Estates ParkManager approval required for occupancyPets allowed with breed restrictions

Exterior

Parking
Attached carport with space for 2 vehicles
Utilities
Public sewerDistrict/public waterNatural gas availableElectricity available
Home design
Single (mobile) homeModel: AngelusMobile home remains on siteSingle-story
Construction
Mobile home width 10 ft and length 55 ftYear built per public records
Exterior features
Front porchCommunity poolPark nearbyOne shed on the property

Interior

Kitchen
Electric ovenElectric stoveWater heater unit
Bedrooms
Primary bedroom on the main levelAll bedrooms located on the lower/main level
Flooring
Laminated flooring
Bathrooms
One full bathroom with bathtub and shower-in-tub
Interior features
One-level home with front entryEntry located at the front
Laundry & utility
No laundry hookups on site

Listing history 50 events

  1. 2026-08-08
    days on market $89,000 Active 107 DOM
  2. 2026-08-06
    days on market $89,000 Active 105 DOM
  3. 2026-08-05
    days on market $89,000 Active 104 DOM
  4. 2026-08-04
    days on market $89,000 Active 103 DOM
  5. 2026-08-03
    days on market $89,000 Active 102 DOM
  6. 2026-07-31
    days on market $89,000 Active 99 DOM
  7. 2026-07-30
    days on market $89,000 Active 98 DOM
  8. 2026-07-30
    days on market $89,000 Active 97 DOM
  9. 2026-07-28
    days on market $89,000 Active 96 DOM
  10. 2026-07-26
    days on market $89,000 Active 94 DOM
  11. 2026-07-24
    days on market $89,000 Active 92 DOM
  12. 2026-07-23
    days on market $89,000 Active 91 DOM
  13. 2026-07-22
    days on market $89,000 Active 90 DOM
  14. 2026-07-21
    days on market $89,000 Active 89 DOM
  15. 2026-07-20
    days on market $89,000 Active 88 DOM
  16. 2026-07-18
    days on market $89,000 Active 86 DOM
  17. 2026-07-18
    days on market $89,000 Active 85 DOM
  18. 2026-07-16
    days on market $89,000 Active 84 DOM
  19. 2026-07-15
    days on market $89,000 Active 83 DOM
  20. 2026-07-14
    days on market $89,000 Active 82 DOM
  21. 2026-07-14
    remarks 699-char remark
  22. 2026-07-14
    price $89,000 Active 81 DOM
  23. 2026-07-13
    days on market $99,000 Active 81 DOM
  24. 2026-07-13
    days on market $99,000 Active 80 DOM
  25. 2026-07-11
    days on market $99,000 Active 79 DOM
  26. 2026-07-10
    days on market $99,000 Active 78 DOM
  27. 2026-07-09
    days on market $99,000 Active 77 DOM
  28. 2026-07-07
    days on market $99,000 Active 75 DOM
  29. 2026-07-06
    days on market $99,000 Active 74 DOM
  30. 2026-07-06
    days on market $99,000 Active 73 DOM
  31. 2026-07-05
    days on market $99,000 Active 72 DOM
  32. 2026-07-03
    days on market $99,000 Active 71 DOM
  33. 2026-07-02
    days on market $99,000 Active 70 DOM
  34. 2026-07-01
    days on market $99,000 Active 69 DOM
  35. 2026-06-30
    days on market $99,000 Active 68 DOM
  36. 2026-06-29
    days on market $99,000 Active 67 DOM
  37. 2026-06-28
    days on market $99,000 Active 66 DOM
  38. 2026-06-27
    days on market $99,000 Active 65 DOM
  39. 2026-06-26
    days on market $99,000 Active 64 DOM
  40. 2026-06-24
    days on market $99,000 Active 62 DOM
  41. 2026-06-22
    days on market $99,000 Active 60 DOM
  42. 2026-06-21
    days on market $99,000 Active 59 DOM
  43. 2026-06-18
    days on market $99,000 Active 56 DOM
  44. 2026-06-17
    days on market $99,000 Active 55 DOM
  45. 2026-06-16
    days on market $99,000 Active 54 DOM
  46. 2026-06-15
    days on market $99,000 Active 53 DOM
  47. 2026-06-13
    days on market $99,000 Active 51 DOM
  48. 2026-06-13
    days on market $99,000 Active 50 DOM
  49. 2026-06-09
    days on market $99,000 Active 47 DOM
  50. 2026-06-08
    days on market $99,000 Active 46 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 5 d/yr ≥85°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,457
− Mortgage interest
−$4,985
− Property taxes
−$1,335
− Insurance
−$445
− Repairs & maintenance
−$2,357
− Management
−$2,357
− Depreciation
−$2,589
Taxable income
$15,390
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,694
After-tax cash flow
$12,197/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab Est. rehab $4,250–$12,750 screening

This well-maintained single-wide mobile home in a desirable community offers a good condition with minimal repairs needed. Upgrades in paint, kitchen, and landscaping would significantly enhance its value.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Upgrading kitchen appliances — Improves functionality and appeal
  • Both Upgrading bathroom fixtures — Enhances functionality and appeal
  • Both Landscaping improvements — Enhances curb appeal and property value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Zoned Schools

Elementary Edison Elementary Middle Philip Magruder Middle High North High

Schools (NCES district)

District
Torrance Unified
NCES district ID
0639420
Math proficiency
62% ▲ 2.00%
Reading proficiency
67% ▬ 0.00%
Median HH income
$78,640
Composite
58.96/100
National rank
#1969
State rank
#150 of 1400 in CA
B Composite livability gradescore 76/100

Livability — Torrance

Score
76/100
State rank
#95
US rank
#3501

Category grades

Amenities A+ Commute A+ Cost of living F Crime D+ Employment A+ Housing C+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Torrance, CA
County
Los Angeles County · 10,940,515 people
City population
153,473
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
33,084
Household income
$107,552
Rent vs Own
39.8% rent · 60.2% own
Severe rent burden
16% of renters

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
Asian 39% Hispanic / Latino 26% White 24% Two or more races 16% Black 4%
Hispanic origin (detail)
Mexican 18%
Common ancestry
Lithuanian 1% Slovak 1% Portuguese 1%
Foreign-born
29% · Canada, South Korea, Vietnam
Languages at home
57% English-only · Spanish 14% Other Asian/Pacific 6% Korean 5%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Price history

-16.8% since first listed
2 events — show timeline
  • 2026-05-29 Price Changed $99,000 CRMLS
  • 2026-04-23 Listed $119,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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