353 Wharf Way · Winter Haven, FL 33881

$229,900

3 bd · 2.5 ba · 1,604 sqft · Townhouse · 66 Days on market

Built 2026 Excellent condition 2,200 sqft lot $143/sqft · 10% below area Est $255k · 10% under $100/mo HOA · 5% of rent ↓ 8% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.1/30.0
• ARV discount +11.9/15.0
• Condition / age +4.8/5.0
• 1% rule +4.2/10.0
• DSCR +3.9/10.0
• Livability +3.7/5.0
• Rent growth +3.0/5.0
• Schools +3.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Move-in ready 3-bedroom, open-layout townhome for sale in Winter Haven, FL! Downstairs, enjoy an open living area with a spacious gathering room, plus a convenient powder room, flex space, and a private covered lanai. Upstairs, relax in your private owner's suite with a large walk-in wardrobe and a private en-suite bathroom including dual vanities, a decorative tiled shower, closeted toilet, and linen closet. Two large secondary bedrooms share a dual-vanity hall bath and linen closet. This professionally designed home includes beautiful finishes and features providing you with enduring style, move-in convenience, and easy home maintenance: A beautifully designed kitchen with: A counter-height bar. 36-in. white shaker-style soft-close cabinets with decorative knobs/pulls. Premium laminate countertops. Walk-in pantry. Stainless steel undermount sink with a pull-down faucet. Samsung stainless steel appliances: 5-burner smooth-top electric range. Fingerprint-resistant microwave with ventilation system. ENERGY STAR® quiet-operation dishwasher. ENERGY STAR® side by side refrigerator. . . Low-maintenance luxury vinyl plank flooring throughout the lower level, laundry room, and all bathrooms. Mohawk stain-resistant carpet in the bedrooms, stairway, and upstairs hallway. Energy-efficient LED lighting in the kitchen. Built-in pest control. .. . and much more!.

Key facts

• Pantry
• Walk-in wardrobe
• Gourmet kitchen

Tags

• COVERED LANAI
• GOURMET KITCHEN
• SHAKER-STYLE WOOD CABINETS
• PANTRY
• LUXURY VINYL PLANK FLOORING
• WALK-IN WARDROBE

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $230k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-9 ($-113/yr) — negative.
• To cash-flow at today's rent, offer at most $229k (0.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (7.5% below list).
• Recommended offer: $213k (7.5% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 4.7% in Winter Haven — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#291 in FL, #4,898 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment C-, amenities F, commute F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Alta Vista Elementary School (math 35% / reading 36%, grade F, #1,684 of 2,144 statewide, top 79%, 769 students, 60% FRL); Shelley S. Boone Middle School (math 25% / reading 25%, grade F, #517 of 571 statewide, top 91%, 1,403 students, 52% FRL); Haines City Senior High School (math 12% / reading 32%, grade F, #544 of 667 statewide, top 82%, 2,700 students, 58% FRL) — zoned schools at 56% FRL track the district average.
• Zoned-school proficiency averages 28% at this address vs 41% district-wide (-14 pts) — the specific schools serving this property underperform the Polk average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+2.1%/yr); 845 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 37d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
• This rent runs 45% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 66 days — a 6% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $212,575 (7.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.24%
• Cash-on-cash: -0.18%
• DSCR: 0.99
• GRM: 9.0

CMA / ARV

• ARV (median comp): $254,900
• List price: $229,900
• Delta: -9.81%
• Verdict: FAIR
• Comps: 5 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
349 Wharf Way	0.00mi	3/2.5	1,604 (0%)	3mo	$244,900	$153	98
373 Wharf Way	0.02mi	3/2.5	1,604 (0%)	2mo	$255,900	$160	97
137 Nemo Ln	0.08mi	3/2.5	1,544 (-4%)	0mo	$254,900	$165	90
117 Nemo Ln	0.10mi	3/2.5	1,544 (-4%)	1mo	$249,900	$162	88
109 Nemo Ln	0.10mi	3/2.5	1,544 (-4%)	3mo	$259,900	$168	86

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.1% rent growth · sell at horizon

5-year hold

• IRR: -17.6%
• Equity multiple: 0.38×
• Total profit: $-39,670
• Equity at exit: $34,279

10-year hold

• IRR: -11.5%
• Equity multiple: 0.34×
• Total profit: $-42,627
• Equity at exit: $19,878

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 4 active · 10 under contract
• Months of supply: 4.8 mo (21%/mo absorbed)
• Median asking: $229,900 ($143/sqft)
• Median days on market: 88 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +10.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33881

• Home prices YoY: -24.3%
• Rents YoY: 2.1%
• Active inventory: 845
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $2,126 high
• Mortgage (P&I): −$1,206
• Tax est. 1.5%: −$287 /mo · $3,448/yr
• Insurance: −$96
• HOA: −$100
• Vacancy / Maint / Mgmt: −$446
• Net cashflow: $-9

Break-even live

Break-even rent $2,138

Max offer price $228,533

Occupancy floor 95%

Sensitivity live

Price	-10% $149	-5% $70	+0% $-9	+5% $-89	+10% $-168
Rent	-10% $-177	-5% $-93	+0% $-9	+5% $75	+10% $158
Rate	-1.0pp $106	-0.5pp $49	base $-9	+0.5pp $-69	+1.0pp $-130

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,475
• Closing costs: $6,897
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
725 Bayside Blvd Winter Haven, FL	3.0	2.0	1479	$2,250	$1.52	10d	1	0.08mi
2850 West St Winter Haven, FL	1.0–3.0	1.0–2.0	917	$1,799	$1.96	10d	18	0.59mi
5860 Windridge Dr Winter Haven, FL	4.0	2.0	1836	$2,200	$1.20	0d	1	0.59mi
5525 Forest Ridge Dr Winter Haven, FL	4.0	2.0	1835	$2,050	$1.12	2d	1	0.60mi
178 Andreas St Winter Haven, FL	4.0	2.0	1938	$1,871	$0.97	36d	1	0.70mi
1065 Cambridge Dr Winter Haven, FL	4.0	2.0	1500	$1,695	$1.13	10d	1	0.71mi
241 Meadowbrook Blvd Winter Haven, FL	3.0	2.0	1725	$2,000	$1.16	155d	1	0.72mi
265 Meadowbrook Blvd Winter Haven, FL	3.0	2.0	1426	$2,000	$1.40	10d	1	0.75mi
325 Meadowbrook Blvd Winter Haven, FL	3.0	2.0	1408	$2,000	$1.42	10d	1	0.77mi
5872 Royal Hills Cir Winter Haven, FL	4.0	2.0	1730	$2,200	$1.27	54d	1	0.81mi
5872 Royal Hills Cir Winter Haven, FL	4.0	2.0	1730	$2,200	$1.27	10d	1	0.81mi
213 Lake Lucerne Way Winter Haven, FL	4.0	2.0	1717	$1,900	$1.11	152d	1	0.87mi
877 Cambridge Dr Winter Haven, FL	4.0	2.0	1840	$1,875	$1.02	164d	1	0.89mi
836 Cambridge Dr Winter Haven, FL	4.0	2.0	1767	$1,850	$1.05	2d	1	0.90mi
275 Lake Lucerne Way Winter Haven, FL	3.0	2.0	1558	$1,850	$1.19	10d	1	0.97mi
308 Lake Lucerne Way Winter Haven, FL	4.0	2.0	1717	$2,250	$1.31	116d	1	1.02mi
4955 Old Lucerne Park Rd Winter Haven, FL	3.0	2.0	1609	$2,050	$1.27	164d	1	1.07mi
279 Sunfish Dr Winter Haven, FL	4.0	2.0	1943	$2,200	$1.13	164d	1	1.11mi
1127 Seedorf Dr Winter Haven, FL	4.0	2.0	2004	$2,100	$1.05	52d	1	1.40mi
1127 Seedorf Dr Winter Haven, FL	4.0	2.0	2004	$2,100	$1.05	41d	1	1.40mi

Property features AI

Finance

• Other: Total living area reported as 1,604 (builder source); total building area reported as 1,760Permit number 24-110792Builder license CBC060256
• Financial info: Unfurnished
• HOA & community: HOA managed by HcmanagementHOA requiredMonthly HOA $100 (annual $1,200)Association fee includes grounds maintenancePets allowed

Exterior

• Parking: No specific parking details provided
• Security: No specific security features provided
• Utilities: Public waterPublic sewerCable available
• Home design: TownhouseTwo levelsWest-facing
• Construction: Block constructionShingle roofNew constructionSlab foundationBuilt by Highland Homes (Catalina model)
• Exterior features: Paved road accessDeed restrictionsSmall yard (approx. 0.05 acres)

Interior

• Kitchen: DishwasherMicrowaveRangeGarbage disposalElectric water heater
• Bedrooms: 3 bedrooms
• Flooring: CarpetVinyl
• Bathrooms: 2 full baths, 1 half bath
• Heating & cooling: Central heatingCentral air conditioning
• Interior features: In-wall pest control systemIrrigation equipment
• Laundry & utility: Laundry inside

HOA detail $100/mo · $1,200/yr

• Likely covers: electric

Listing history 50 events

1. 2026-11-08
   days on market $229,900 Active 66 DOM
2. 2026-11-07
   days on market $229,900 Active 65 DOM
3. 2026-11-06
   days on market $229,900 Active 64 DOM
4. 2026-11-05
   days on market $229,900 Active 63 DOM
5. 2026-11-04
   pricedays on market $229,900 Active 62 DOM
6. 2026-11-02
   days on market $249,900 Active 60 DOM
7. 2026-11-01
   days on market $249,900 Active 59 DOM
8. 2026-10-31
   days on market $249,900 Active 58 DOM
9. 2026-10-30
   days on market $249,900 Active 57 DOM
10. 2026-10-29
    days on market $249,900 Active 56 DOM
11. 2026-10-28
    days on market $249,900 Active 55 DOM
12. 2026-10-27
    pricedays on market $249,900 Active 54 DOM
13. 2026-10-26
    days on market $239,900 Active 53 DOM
14. 2026-10-25
    days on market $239,900 Active 52 DOM
15. 2026-10-24
    days on market $239,900 Active 51 DOM
16. 2026-10-23
    days on market $239,900 Active 50 DOM
17. 2026-10-22
    days on market $239,900 Active 49 DOM
18. 2026-10-21
    days on market $239,900 Active 48 DOM
19. 2026-10-20
    days on market $239,900 Active 47 DOM
20. 2026-10-19
    days on market $239,900 Active 46 DOM
21. 2026-10-18
    days on market $239,900 Active 45 DOM
22. 2026-10-17
    days on market $239,900 Active 44 DOM
23. 2026-10-16
    days on market $239,900 Active 43 DOM
24. 2026-10-15
    days on market $239,900 Active 42 DOM
25. 2026-10-14
    days on market $239,900 Active 41 DOM
26. 2026-10-13
    days on market $239,900 Active 40 DOM
27. 2026-10-12
    days on market $239,900 Active 39 DOM
28. 2026-10-11
    days on market $239,900 Active 38 DOM
29. 2026-10-10
    days on market $239,900 Active 37 DOM
30. 2026-10-09
    days on market $239,900 Active 36 DOM
31. 2026-10-08
    days on market $239,900 Active 35 DOM
32. 2026-10-07
    days on market $239,900 Active 34 DOM
33. 2026-10-06
    days on market $239,900 Active 33 DOM
34. 2026-10-05
    days on market $239,900 Active 32 DOM
35. 2026-10-04
    days on market $239,900 Active 31 DOM
36. 2026-10-03
    days on market $239,900 Active 30 DOM
37. 2026-10-02
    days on market $239,900 Active 29 DOM

    Show marketing remark (1423 chars)

    Move-in ready 3-bedroom, open-layout townhome for sale in Winter Haven, FL! Downstairs, enjoy an open living area with a spacious gathering room, plus a convenient powder room, flex space, and a private covered lanai. Upstairs, relax in your private owner's suite with a large walk-in wardrobe and a private en-suite bathroom including dual vanities, a decorative tiled shower, closeted toilet, and linen closet. Two large secondary bedrooms share a dual-vanity hall bath and linen closet. This professionally designed home includes beautiful finishes and features providing you with enduring style, move-in convenience, and easy home maintenance: A beautifully designed kitchen with: A counter-height bar. 36-in. white shaker-style soft-close cabinets with decorative knobs/pulls. Premium laminate countertops. Walk-in pantry. Stainless steel undermount sink with a pull-down faucet. Samsung stainless steel appliances: 5-burner smooth-top electric range. Fingerprint-resistant microwave with ventilation system. ENERGY STAR® quiet-operation dishwasher. ENERGY STAR® side by side refrigerator. . . Low-maintenance luxury vinyl plank flooring throughout the lower level, laundry room, and all bathrooms. Mohawk stain-resistant carpet in the bedrooms, stairway, and upstairs hallway. Energy-efficient LED lighting in the kitchen. Built-in pest control. .. . and much more!. Save on utilities with ene

38. 2026-10-01
    days on market $239,900 Active 28 DOM

    Show marketing remark (1423 chars)

    Move-in ready 3-bedroom, open-layout townhome for sale in Winter Haven, FL! Downstairs, enjoy an open living area with a spacious gathering room, plus a convenient powder room, flex space, and a private covered lanai. Upstairs, relax in your private owner's suite with a large walk-in wardrobe and a private en-suite bathroom including dual vanities, a decorative tiled shower, closeted toilet, and linen closet. Two large secondary bedrooms share a dual-vanity hall bath and linen closet. This professionally designed home includes beautiful finishes and features providing you with enduring style, move-in convenience, and easy home maintenance: A beautifully designed kitchen with: A counter-height bar. 36-in. white shaker-style soft-close cabinets with decorative knobs/pulls. Premium laminate countertops. Walk-in pantry. Stainless steel undermount sink with a pull-down faucet. Samsung stainless steel appliances: 5-burner smooth-top electric range. Fingerprint-resistant microwave with ventilation system. ENERGY STAR® quiet-operation dishwasher. ENERGY STAR® side by side refrigerator. . . Low-maintenance luxury vinyl plank flooring throughout the lower level, laundry room, and all bathrooms. Mohawk stain-resistant carpet in the bedrooms, stairway, and upstairs hallway. Energy-efficient LED lighting in the kitchen. Built-in pest control. .. . and much more!. Save on utilities with ene

39. 2026-09-30
    days on market $239,900 Active 27 DOM
40. 2026-09-29
    days on market $239,900 Active 26 DOM
41. 2026-09-28
    days on market $239,900 Active 25 DOM
42. 2026-09-27
    days on market $239,900 Active 24 DOM
43. 2026-09-26
    price $239,900 Active 22 DOM

    Show marketing remark (1423 chars)

    Move-in ready 3-bedroom, open-layout townhome for sale in Winter Haven, FL! Downstairs, enjoy an open living area with a spacious gathering room, plus a convenient powder room, flex space, and a private covered lanai. Upstairs, relax in your private owner's suite with a large walk-in wardrobe and a private en-suite bathroom including dual vanities, a decorative tiled shower, closeted toilet, and linen closet. Two large secondary bedrooms share a dual-vanity hall bath and linen closet. This professionally designed home includes beautiful finishes and features providing you with enduring style, move-in convenience, and easy home maintenance: A beautifully designed kitchen with: A counter-height bar. 36-in. white shaker-style soft-close cabinets with decorative knobs/pulls. Premium laminate countertops. Walk-in pantry. Stainless steel undermount sink with a pull-down faucet. Samsung stainless steel appliances: 5-burner smooth-top electric range. Fingerprint-resistant microwave with ventilation system. ENERGY STAR® quiet-operation dishwasher. ENERGY STAR® side by side refrigerator. . . Low-maintenance luxury vinyl plank flooring throughout the lower level, laundry room, and all bathrooms. Mohawk stain-resistant carpet in the bedrooms, stairway, and upstairs hallway. Energy-efficient LED lighting in the kitchen. Built-in pest control. .. . and much more!. Save on utilities with ene

44. 2026-09-25
    days on market $244,900 Active 22 DOM
45. 2026-09-24
    days on market $244,900 Active 21 DOM
46. 2026-09-23
    days on market $244,900 Active 20 DOM
47. 2026-09-22
    days on market $244,900 Active 19 DOM
48. 2026-09-21
    days on market $244,900 Active 18 DOM
49. 2026-09-20
    days on market $244,900 Active 17 DOM
50. 2026-09-19
    days on market $244,900 Active 16 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $25,509
• − Mortgage interest: −$12,878
• − Property taxes: −$3,448
• − Insurance: −$1,150
• − Repairs & maintenance: −$2,041
• − Management: −$2,041
• − HOA: −$1,200
• − Depreciation: −$6,688
• Taxable loss: −$3,936
• Est. tax savings @ 24.0%: +$945
• After-tax cash flow: $831/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Excellent 95/100 None rehab

This townhome is in excellent condition with modern finishes and a well-maintained exterior. It is move-in ready and would benefit from some exterior painting and landscaping improvements to further enhance its value.

Value-add opportunities

• Resale Painting the exterior walls and repainting the interior walls — Fresh paint can make a home look more appealing and increase its resale value. ↑
• Both Landscaping improvements — A well-maintained landscape can enhance curb appeal and increase both resale and rental value. ↑

F Composite school gradezoned avg 30/100

Zoned Schools

Elementary Lake Alfred Elementary School F FL #1,403/2,144 Nat'l #17,861/41,679 Middle Shelley S. Boone Middle School F FL #517/571 Nat'l #10,338/14,009 High Haines City Senior High School F FL #544/667 Nat'l #13,673/17,239

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

B Composite livability gradescore 74/100

Livability — Winter Haven

• Score: 74/100
• State rank: #291
• US rank: #4898

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C- Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Winter Haven, FL
• County: Polk County · 752,975 people
• City population: 121,740
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 40,808
• Household income: $57,024
• Rent vs Own: 28.2% rent · 71.8% own
• Severe rent burden: 10% of renters

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Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: White 44% Black 27% Hispanic / Latino 25% Two or more races 15%
• Hispanic origin (detail): Mexican 4% Puerto Rican 12% Cuban 1%
• Languages at home: 73% English-only · Spanish 20% French/Haitian/Cajun 6%

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Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -88.95%
• Current HPI: 277.0597
• Rent YoY: ▲ 2.10%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Other: Total living area reported as 1,604 (builder source); total building area reported as 1,760Permit number 24-110792Builder license CBC060256
• Financial info: Unfurnished
• HOA & community: HOA managed by HcmanagementHOA requiredMonthly HOA $100 (annual $1,200)Association fee includes grounds maintenancePets allowed

Exterior

• Parking: No specific parking details provided
• Security: No specific security features provided
• Utilities: Public waterPublic sewerCable available
• Home design: TownhouseTwo levelsWest-facing
• Construction: Block constructionShingle roofNew constructionSlab foundationBuilt by Highland Homes (Catalina model)
• Exterior features: Paved road accessDeed restrictionsSmall yard (approx. 0.05 acres)

Interior

• Kitchen: DishwasherMicrowaveRangeGarbage disposalElectric water heater
• Bedrooms: 3 bedrooms
• Flooring: CarpetVinyl
• Bathrooms: 2 full baths, 1 half bath
• Heating & cooling: Central heatingCentral air conditioning
• Interior features: In-wall pest control systemIrrigation equipment
• Laundry & utility: Laundry inside

Price history

-7.7% since first listed

9 events — show timeline

• 2026-10-02 Price Changed $239,900 Zillow
• 2026-10-01 Price Changed $244,900 Zillow
• 2026-09-26 Price Changed $239,900 Zillow
• 2026-09-25 Price Changed $239,900 Stellar MLS as Distributed by MLS Grid
• 2026-09-03 Listed $244,900 Stellar MLS as Distributed by MLS Grid
• 2026-09-02 Price Changed $244,900 Zillow
• 2026-03-22 Price Changed $249,900 Zillow
• 2026-01-15 Sold (Public Records) $480,000 Public Records
• 2025-12-30 Listed $259,900 Zillow