2212 Hadleigh Hills Ct · Navarre, FL 32566

$275,000

3 bd · 3.0 ba · 1,474 sqft · SingleFamily public records · 257 Days on market

Built 2008 1,001 sqft lot Est $321k · 14% under $123/mo HOA · 6% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.0/15.0
• Cash flow +12.2/30.0
• Schools +5.3/10.0
• DSCR +3.6/10.0
• Livability +3.5/5.0
• Rent growth +3.2/5.0
• 1% rule +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

First Floor Bedroom with Bath! New Roof! Rare Find Just Minutes from the Beach! Highly Upgraded Townhome! Welcome this beautifully renovated 3-bedroom, 3-bath townhome in desirable East Navarre. This move-in-ready home offers a rare and flexible layout featuring two en suite bedrooms--one on the first floor and another on the second--ideal for guests or multi-generational living. Step inside to discover outstanding design and décor, including soaring 9-foot ceilings, crown molding, recessed lighting, and luxury vinyl plank flooring laid on the diagonal throughout the main living areas. A striking wall of quartz tile adds a modern focal point to the space. The open-concept kitchen is a showstopper, featuring quartz countertops, a breakfast bar, soft-close cabinetry with under and over lighting, stainless steel appliances, and custom pendant lighting--perfect for both everyday living and entertaining. The first-floor en suite bedroom includes a walk-in closet and a bathroom with dual access from the living area for added convenience. Upstairs, the spacious primary suite offers two closets and a cultured marble vanity. A third bedroom and full guest bath complete the second level. Additional highlights include: Stylish vinyl plank stair treads with built-in storage underneath, Enlarged outdoor patio with walking path access, New roof (2025), New microwave & dishwasher (2025), HVAC system (2022), Water heater (2022), Upgraded shower heads and added storage shelving throughout. Located in East Navarre, this home is just minutes from beautiful Gulf beaches and conveniently close to military bases, shopping, dining, and schools. Exceptional opportunity to own a fully updated home in a prime coastal location!

Key facts

• Open concept kitchen
• Enlarged patio
• Storage area

Tags

• NEW ROOF
• OPEN CONCEPT KITCHEN
• ENSUITE PRIMARY BEDROOM
• ENLARGED PATIO
• WALKING PATH
• STORAGE AREA

Property features AI

Finance

• HOA & community: HOA with annual fee (management included)

Exterior

• Parking: Total of 2 parking spaces; Attached garage (1 car, covered)
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Electric with circuit breakers and copper wiring
• Home design: Attached property (townhome); Two levels; Resale property; Homestead eligible
• Construction: Frame construction; Slab foundation
• Exterior features: Patio; Interior lot; Shingle roof; Paved, county-maintained road

Interior

• Kitchen: Updated kitchen with pantry; Soft-close cabinets; Under/over cabinet lighting; Quartz countertops; Tiled backsplash; Stainless appliances; Built-in microwave; Self-cleaning oven; Dishwasher; Disposal; Microwave; Refrigerator
• Bedrooms: Master bedroom about 12 x 12 (first level); Second bedroom about 11 x 11 (first level); Another bedroom about 11 x 10 (second level)
• Flooring: Luxury vinyl plank flooring
• Bathrooms: Three full bathrooms; Updated bathroom fixtures with new shower heads
• Heating & cooling: Central heating; Heat pump; Central air conditioning; Ceiling fans
• Interior features: Storage; Baseboards; Ceiling fans; Crown molding; High ceilings; Recessed lighting; Double pane windows
• Laundry & utility: Indoor laundry with washer/dryer hookups; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $275k.

Deal economics

• At list price, monthly cash flow is $-55 ($-666/yr) — negative.
• To cash-flow at today's rent, offer at most $265k (3.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (21.9% below list).
• Recommended offer: $215k (21.9% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 4.1% in Navarre — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#435 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A, crime A-; Watch: health & safety C-, amenities F, commute F.
• Santa Rosa (suburban): math 63% / reading 60% proficiency, ranked #8 of 73 in FL (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Holley-Navarre Primary (771 students, 41% FRL); Holley-Navarre Middle School (math 71% / reading 63%, grade A-, #80 of 571 statewide, top 14%, 830 students, 42% FRL); Navarre High School (math 49% / reading 58%, grade C-, #146 of 667 statewide, top 22%, 2,406 students, 30% FRL) — zoned schools at 38% FRL track the district average.
• Market conditions: Rents rising (+2.7%/yr); 769 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,983 units permitted in Santa Rosa County in 2024 (128 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Santa Rosa County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 257 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $134k; list at $275k implies a 105% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $214,692 (21.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 257 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 6.05%
• Cash-on-cash: -0.86%
• DSCR: 0.96
• GRM: 10.7

CMA / ARV

• ARV (on-the-fly): $321,332
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2224 Kerra Ln	0.12mi	3/2.0	1,423 (-4%)	6mo	$320,000	$225	80
2269 Tom St	0.24mi	3/2.0	1,538 (+4%)	3mo	$354,000	$230	75
2225 N Wind Trace Rd	0.38mi	3/2.0	1,481 (+0%)	6mo	$315,000	$213	72
2285 Tom St	0.30mi	3/2.0	1,604 (+9%)	3mo	$345,000	$215	64
2263 Tom St	0.21mi	3/2.0	1,650 (+12%)	8mo	$360,000	$218	60
2155 Paloma St	0.42mi	3/2.0	1,617 (+10%)	5mo	$399,000	$247	56
2256 Whispering Pines Blvd	0.50mi	3/2.0	1,332 (-10%)	2mo	$318,000	$239	55
9860 Mary Anne Dr	0.42mi	3/2.0	1,656 (+12%)	1mo	$295,000	$178	55
9863 Orion Lake Cir	0.33mi	4/2.0 (+1)	1,601 (+9%)	8mo	$370,000	$231	55
9503 Parker Place Dr	0.72mi	3/2.0	1,532 (+4%)	7mo	$300,000	$196	50
2208 Whispering Pines Blvd	0.46mi	3/2.0	1,330 (-10%)	10mo	$259,900	$195	50
9693 Leeward Way	0.44mi	4/2.0 (+1)	1,665 (+13%)	0mo	$345,000	$207	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.74% rent growth · sell at horizon

5-year hold

• IRR: -18.0%
• Equity multiple: 0.37×
• Total profit: $-48,714
• Equity at exit: $41,003

10-year hold

• IRR: -10.8%
• Equity multiple: 0.36×
• Total profit: $-49,495
• Equity at exit: $23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32566

• Home prices YoY: -26.2%
• Rents YoY: 2.7%
• Active inventory: 769
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $2,147 high
• Mortgage (P&I): −$1,442
• Tax from tax record: −$72 /mo · $862/yr
• Insurance: −$115
• HOA: −$123
• Vacancy / Maint / Mgmt: −$451
• Net cashflow: $-55

Break-even live

Break-even rent $2,217

Max offer price $265,201

Occupancy floor 98%

Sensitivity live

Price	-10% $100	-5% $22	+0% $-55	+5% $-133	+10% $-211
Rent	-10% $-225	-5% $-140	+0% $-55	+5% $29	+10% $114
Rate	-1.0pp $83	-0.5pp $14	base $-55	+0.5pp $-127	+1.0pp $-199

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,750
• Closing costs: $8,250
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2244 Hadleigh Hills Ct Navarre, FL	3.0	2.5	1664	$1,995	$1.20	25d	1	0.02mi
2170 Tom St Navarre, FL	3.0	2.0	1400	$1,750	$1.25	25d	1	0.11mi
2189 Jeannie St Navarre, FL	2.0	2.0	1000	$1,650	$1.65	25d	1	0.18mi
2107 Nina St Navarre, FL	3.0	2.0	1738	$2,400	$1.38	15d	1	0.19mi
2127 Tom St Unit 2127 Navarre, FL	3.0	2.5	1400	$1,750	$1.25	25d	1	0.20mi
2123 Tom St Navarre, FL	3.0	2.0	1400	$1,900	$1.36	25d	1	0.21mi
2281 Tom St Navarre, FL	3.0	2.0	1604	$2,295	$1.43	25d	1	0.26mi
2040 Falconhurst Pl Unit 2040 Navarre, FL	3.0	2.0	990	$2,800	$2.83	25d	1	0.41mi
2164 Wind Trace Rd N Navarre, FL	3.0	2.0	1463	$2,040	$1.39	15d	1	0.41mi
2164 Wind Trace Rd N Navarre, FL	3.0	2.0	1463	$2,040	$1.39	25d	1	0.41mi
2154 Whispering Pines Blvd Unit 3 Navarre, FL	2.0	2.0	1100	$1,600	$1.45	25d	1	0.44mi
2154 Whispering Pines Blvd Unit 3 Navarre, FL	2.0	2.0	1100	$1,600	$1.45	15d	1	0.44mi
2109 Bellemeade Cir Navarre, FL	3.0	2.0	1658	$1,900	$1.15	15d	1	0.44mi
2109 Bellemeade Cir Navarre, FL	3.0	2.0	1658	$1,900	$1.15	25d	1	0.44mi
9946 Mariposa St Navarre, FL	3.0	2.0	1706	$2,770	$1.62	15d	1	0.48mi
9946 Mariposa St Navarre, FL	3.0	2.0	1706	$2,770	$1.62	25d	1	0.48mi
2212 Peachwood Ct Navarre, FL	3.0	2.0	1750	$2,200	$1.26	25d	1	0.64mi
9523 Parker Place Dr Navarre, FL	3.0	2.0	1700	$1,850	$1.09	25d	1	0.65mi
2225 Prytania Cir Navarre, FL	3.0	2.0	1529	$2,150	$1.41	25d	1	1.03mi
2225 Prytania Cir Navarre, FL	3.0	2.0	1529	$2,150	$1.41	15d	1	1.03mi
114 Ridgewood Ave Mary Esther, FL	3.0	2.0	1120	$1,870	$1.67	45d	1	1.30mi
311 Evergreen Dr Mary Esther, FL	3.0	2.0	1284	$1,895	$1.48	23d	1	1.40mi
306 Evergreen Dr Mary Esther, FL	4.0	2.0	1741	$2,250	$1.29	45d	1	1.43mi

HOA detail

• Monthly dues: $123 · $1,476/yr
• Likely covers: water

Listing history 28 events

1. 2026-06-22
   days on market $275,000 Active 257 DOM
2. 2026-06-19
   price $275,000 Active 254 DOM
3. 2026-06-18
   days on market $276,500 Active 254 DOM
4. 2026-06-17
   days on market $276,500 Active 253 DOM
5. 2026-06-16
   days on market $276,500 Active 252 DOM
6. 2026-06-15
   days on market $276,500 Active 251 DOM
7. 2026-06-14
   days on market $276,500 Active 249 DOM
8. 2026-06-10
   days on market $276,500 Active 246 DOM
9. 2026-06-09
   days on market $276,500 Active 245 DOM
10. 2026-06-08
    days on market $276,500 Active 244 DOM
11. 2026-06-07
    days on market $276,500 Active 243 DOM
12. 2026-06-05
    days on market $276,500 Active 240 DOM
13. 2026-06-03
    days on market $276,500 Active 239 DOM
14. 2026-06-02
    days on market $276,500 Active 238 DOM
15. 2026-06-01
    days on market $276,500 Active 237 DOM
16. 2026-05-31
    days on market $276,500 Active 236 DOM
17. 2026-05-31
    days on market $276,500 Active 235 DOM
18. 2026-04-24
    price $276,500

    Show marketing remark (1747 chars)

    First Floor Bedroom with Bath! New Roof! Rare Find Just Minutes from the Beach! Highly Upgraded Townhome! Welcome this beautifully renovated 3-bedroom, 3-bath townhome in desirable East Navarre. This move-in-ready home offers a rare and flexible layout featuring two en suite bedrooms--one on the first floor and another on the second--ideal for guests or multi-generational living. Step inside to discover outstanding design and décor, including soaring 9-foot ceilings, crown molding, recessed lighting, and luxury vinyl plank flooring laid on the diagonal throughout the main living areas. A striking wall of quartz tile adds a modern focal point to the space. The open-concept kitchen is a showstopper, featuring quartz countertops, a breakfast bar, soft-close cabinetry with under and over lighting, stainless steel appliances, and custom pendant lighting--perfect for both everyday living and entertaining. The first-floor en suite bedroom includes a walk-in closet and a bathroom with dual access from the living area for added convenience. Upstairs, the spacious primary suite offers two closets and a cultured marble vanity. A third bedroom and full guest bath complete the second level. Additional highlights include: Stylish vinyl plank stair treads with built-in storage underneath, Enlarged outdoor patio with walking path access, New roof (2025), New microwave & dishwasher (2025), HVAC system (2022), Water heater (2022), Upgraded shower heads and added storage shelving throughout. Located in East Navarre, this home is just minutes from beautiful Gulf beaches and conveniently close to military bases, shopping, dining, and schools. Exceptional opportunity to own a fully updated home in a prime coastal location!

19. 2026-04-24
    price $276,500 1747-char remark

    Show marketing remark (1747 chars)

    First Floor Bedroom with Bath! New Roof! Rare Find Just Minutes from the Beach! Highly Upgraded Townhome! Welcome this beautifully renovated 3-bedroom, 3-bath townhome in desirable East Navarre. This move-in-ready home offers a rare and flexible layout featuring two en suite bedrooms--one on the first floor and another on the second--ideal for guests or multi-generational living. Step inside to discover outstanding design and décor, including soaring 9-foot ceilings, crown molding, recessed lighting, and luxury vinyl plank flooring laid on the diagonal throughout the main living areas. A striking wall of quartz tile adds a modern focal point to the space. The open-concept kitchen is a showstopper, featuring quartz countertops, a breakfast bar, soft-close cabinetry with under and over lighting, stainless steel appliances, and custom pendant lighting--perfect for both everyday living and entertaining. The first-floor en suite bedroom includes a walk-in closet and a bathroom with dual access from the living area for added convenience. Upstairs, the spacious primary suite offers two closets and a cultured marble vanity. A third bedroom and full guest bath complete the second level. Additional highlights include: Stylish vinyl plank stair treads with built-in storage underneath, Enlarged outdoor patio with walking path access, New roof (2025), New microwave & dishwasher (2025), HVAC system (2022), Water heater (2022), Upgraded shower heads and added storage shelving throughout. Located in East Navarre, this home is just minutes from beautiful Gulf beaches and conveniently close to military bases, shopping, dining, and schools. Exceptional opportunity to own a fully updated home in a prime coastal location!

20. 2026-03-09
    price $279,900

    Show marketing remark (1747 chars)

    First Floor Bedroom with Bath! New Roof! Rare Find Just Minutes from the Beach! Highly Upgraded Townhome! Welcome this beautifully renovated 3-bedroom, 3-bath townhome in desirable East Navarre. This move-in-ready home offers a rare and flexible layout featuring two en suite bedrooms--one on the first floor and another on the second--ideal for guests or multi-generational living. Step inside to discover outstanding design and décor, including soaring 9-foot ceilings, crown molding, recessed lighting, and luxury vinyl plank flooring laid on the diagonal throughout the main living areas. A striking wall of quartz tile adds a modern focal point to the space. The open-concept kitchen is a showstopper, featuring quartz countertops, a breakfast bar, soft-close cabinetry with under and over lighting, stainless steel appliances, and custom pendant lighting--perfect for both everyday living and entertaining. The first-floor en suite bedroom includes a walk-in closet and a bathroom with dual access from the living area for added convenience. Upstairs, the spacious primary suite offers two closets and a cultured marble vanity. A third bedroom and full guest bath complete the second level. Additional highlights include: Stylish vinyl plank stair treads with built-in storage underneath, Enlarged outdoor patio with walking path access, New roof (2025), New microwave & dishwasher (2025), HVAC system (2022), Water heater (2022), Upgraded shower heads and added storage shelving throughout. Located in East Navarre, this home is just minutes from beautiful Gulf beaches and conveniently close to military bases, shopping, dining, and schools. Exceptional opportunity to own a fully updated home in a prime coastal location!

21. 2026-03-09
    price $279,900 1747-char remark

    Show marketing remark (1747 chars)

    First Floor Bedroom with Bath! New Roof! Rare Find Just Minutes from the Beach! Highly Upgraded Townhome! Welcome this beautifully renovated 3-bedroom, 3-bath townhome in desirable East Navarre. This move-in-ready home offers a rare and flexible layout featuring two en suite bedrooms--one on the first floor and another on the second--ideal for guests or multi-generational living. Step inside to discover outstanding design and décor, including soaring 9-foot ceilings, crown molding, recessed lighting, and luxury vinyl plank flooring laid on the diagonal throughout the main living areas. A striking wall of quartz tile adds a modern focal point to the space. The open-concept kitchen is a showstopper, featuring quartz countertops, a breakfast bar, soft-close cabinetry with under and over lighting, stainless steel appliances, and custom pendant lighting--perfect for both everyday living and entertaining. The first-floor en suite bedroom includes a walk-in closet and a bathroom with dual access from the living area for added convenience. Upstairs, the spacious primary suite offers two closets and a cultured marble vanity. A third bedroom and full guest bath complete the second level. Additional highlights include: Stylish vinyl plank stair treads with built-in storage underneath, Enlarged outdoor patio with walking path access, New roof (2025), New microwave & dishwasher (2025), HVAC system (2022), Water heater (2022), Upgraded shower heads and added storage shelving throughout. Located in East Navarre, this home is just minutes from beautiful Gulf beaches and conveniently close to military bases, shopping, dining, and schools. Exceptional opportunity to own a fully updated home in a prime coastal location!

22. 2025-10-27
    price $281,000

    Show marketing remark (1747 chars)

    First Floor Bedroom with Bath! New Roof! Rare Find Just Minutes from the Beach! Highly Upgraded Townhome! Welcome this beautifully renovated 3-bedroom, 3-bath townhome in desirable East Navarre. This move-in-ready home offers a rare and flexible layout featuring two en suite bedrooms--one on the first floor and another on the second--ideal for guests or multi-generational living. Step inside to discover outstanding design and décor, including soaring 9-foot ceilings, crown molding, recessed lighting, and luxury vinyl plank flooring laid on the diagonal throughout the main living areas. A striking wall of quartz tile adds a modern focal point to the space. The open-concept kitchen is a showstopper, featuring quartz countertops, a breakfast bar, soft-close cabinetry with under and over lighting, stainless steel appliances, and custom pendant lighting--perfect for both everyday living and entertaining. The first-floor en suite bedroom includes a walk-in closet and a bathroom with dual access from the living area for added convenience. Upstairs, the spacious primary suite offers two closets and a cultured marble vanity. A third bedroom and full guest bath complete the second level. Additional highlights include: Stylish vinyl plank stair treads with built-in storage underneath, Enlarged outdoor patio with walking path access, New roof (2025), New microwave & dishwasher (2025), HVAC system (2022), Water heater (2022), Upgraded shower heads and added storage shelving throughout. Located in East Navarre, this home is just minutes from beautiful Gulf beaches and conveniently close to military bases, shopping, dining, and schools. Exceptional opportunity to own a fully updated home in a prime coastal location!

23. 2025-10-27
    price $281,000 1747-char remark

    Show marketing remark (1747 chars)

    First Floor Bedroom with Bath! New Roof! Rare Find Just Minutes from the Beach! Highly Upgraded Townhome! Welcome this beautifully renovated 3-bedroom, 3-bath townhome in desirable East Navarre. This move-in-ready home offers a rare and flexible layout featuring two en suite bedrooms--one on the first floor and another on the second--ideal for guests or multi-generational living. Step inside to discover outstanding design and décor, including soaring 9-foot ceilings, crown molding, recessed lighting, and luxury vinyl plank flooring laid on the diagonal throughout the main living areas. A striking wall of quartz tile adds a modern focal point to the space. The open-concept kitchen is a showstopper, featuring quartz countertops, a breakfast bar, soft-close cabinetry with under and over lighting, stainless steel appliances, and custom pendant lighting--perfect for both everyday living and entertaining. The first-floor en suite bedroom includes a walk-in closet and a bathroom with dual access from the living area for added convenience. Upstairs, the spacious primary suite offers two closets and a cultured marble vanity. A third bedroom and full guest bath complete the second level. Additional highlights include: Stylish vinyl plank stair treads with built-in storage underneath, Enlarged outdoor patio with walking path access, New roof (2025), New microwave & dishwasher (2025), HVAC system (2022), Water heater (2022), Upgraded shower heads and added storage shelving throughout. Located in East Navarre, this home is just minutes from beautiful Gulf beaches and conveniently close to military bases, shopping, dining, and schools. Exceptional opportunity to own a fully updated home in a prime coastal location!

24. 2025-10-07
    listed $284,111 Active

    Show marketing remark (1747 chars)

    First Floor Bedroom with Bath! New Roof! Rare Find Just Minutes from the Beach! Highly Upgraded Townhome! Welcome this beautifully renovated 3-bedroom, 3-bath townhome in desirable East Navarre. This move-in-ready home offers a rare and flexible layout featuring two en suite bedrooms--one on the first floor and another on the second--ideal for guests or multi-generational living. Step inside to discover outstanding design and décor, including soaring 9-foot ceilings, crown molding, recessed lighting, and luxury vinyl plank flooring laid on the diagonal throughout the main living areas. A striking wall of quartz tile adds a modern focal point to the space. The open-concept kitchen is a showstopper, featuring quartz countertops, a breakfast bar, soft-close cabinetry with under and over lighting, stainless steel appliances, and custom pendant lighting--perfect for both everyday living and entertaining. The first-floor en suite bedroom includes a walk-in closet and a bathroom with dual access from the living area for added convenience. Upstairs, the spacious primary suite offers two closets and a cultured marble vanity. A third bedroom and full guest bath complete the second level. Additional highlights include: Stylish vinyl plank stair treads with built-in storage underneath, Enlarged outdoor patio with walking path access, New roof (2025), New microwave & dishwasher (2025), HVAC system (2022), Water heater (2022), Upgraded shower heads and added storage shelving throughout. Located in East Navarre, this home is just minutes from beautiful Gulf beaches and conveniently close to military bases, shopping, dining, and schools. Exceptional opportunity to own a fully updated home in a prime coastal location!

25. 2025-10-07
    listed $284,111 Active 1747-char remark

    Show marketing remark (1747 chars)

    First Floor Bedroom with Bath! New Roof! Rare Find Just Minutes from the Beach! Highly Upgraded Townhome! Welcome this beautifully renovated 3-bedroom, 3-bath townhome in desirable East Navarre. This move-in-ready home offers a rare and flexible layout featuring two en suite bedrooms--one on the first floor and another on the second--ideal for guests or multi-generational living. Step inside to discover outstanding design and décor, including soaring 9-foot ceilings, crown molding, recessed lighting, and luxury vinyl plank flooring laid on the diagonal throughout the main living areas. A striking wall of quartz tile adds a modern focal point to the space. The open-concept kitchen is a showstopper, featuring quartz countertops, a breakfast bar, soft-close cabinetry with under and over lighting, stainless steel appliances, and custom pendant lighting--perfect for both everyday living and entertaining. The first-floor en suite bedroom includes a walk-in closet and a bathroom with dual access from the living area for added convenience. Upstairs, the spacious primary suite offers two closets and a cultured marble vanity. A third bedroom and full guest bath complete the second level. Additional highlights include: Stylish vinyl plank stair treads with built-in storage underneath, Enlarged outdoor patio with walking path access, New roof (2025), New microwave & dishwasher (2025), HVAC system (2022), Water heater (2022), Upgraded shower heads and added storage shelving throughout. Located in East Navarre, this home is just minutes from beautiful Gulf beaches and conveniently close to military bases, shopping, dining, and schools. Exceptional opportunity to own a fully updated home in a prime coastal location!

26. 2017-03-29
    soldstatus $134,000 647-char remark

    Show marketing remark (647 chars)

    Looking for a spacious place to live near Hurlburt AFB or a vacation getaway that close to the beach? These units are located in a quaint townhouse community that is off the beaten path yet close to everything, You walk in to the first floor to find tall ceilings, an open floor plan, maple cabinets, and crown molding. These are 3 bedroom, 3 bathroom units so there is plenty of space for your family in these! One bedroom and one bath is located on the main floor; the other two bedrooms / two baths are located upstairs. The photos were taken inside one of the available units; the cabinet colors and unit condition can vary from unit to unit.

27. 2016-10-13
    soldstatus $787,800
28. 2016-10-04
    listed $139,000 647-char remark

    Show marketing remark (647 chars)

    Looking for a spacious place to live near Hurlburt AFB or a vacation getaway that close to the beach? These units are located in a quaint townhouse community that is off the beaten path yet close to everything, You walk in to the first floor to find tall ceilings, an open floor plan, maple cabinets, and crown molding. These are 3 bedroom, 3 bathroom units so there is plenty of space for your family in these! One bedroom and one bath is located on the main floor; the other two bedrooms / two baths are located upstairs. The photos were taken inside one of the available units; the cabinet colors and unit condition can vary from unit to unit.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $862 · $72/mo
• Projected year-2 tax: $2,282 · $190/mo
• Expected delta: +$1,421/yr (+$118/mo · 164.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,763
• − Mortgage interest: −$15,404
• − Property taxes: −$862
• − Insurance: −$1,375
• − Repairs & maintenance: −$2,061
• − Management: −$2,061
• − HOA: −$1,476
• − Depreciation: −$8,000
• Taxable loss: −$5,476
• Est. tax savings @ 24.0%: +$1,314
• After-tax cash flow: $649/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Santa Rosa
• NCES district ID: 1201650
• Math proficiency: 63% ▼ -6.00%
• Reading proficiency: 60% ▼ -5.00%
• Median HH income: $58,161
• Composite: 53.12/100
• National rank: #1511
• State rank: #8 of 73 in FL

Livability — Navarre

• Score: 70/100
• State rank: #435
• US rank: #7790

Category grades

Amenities F Commute F Cost of living B Crime A- Employment A Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Navarre, FL
• County: Santa Rosa County · 194,764 people
• City population: 43,883
• Metro: Pensacola-Ferry Pass-Brent, FL
• Population (ZIP): 43,883
• Household income: $105,551
• Rent vs Own: 17.5% rent · 82.5% own
• Severe rent burden: 608.0

Population outlook (Santa Rosa County) Hauer SSP2

• Today (2025): 195,978 people
• By 2030: 209,782 · +7.0%
• By 2040: 235,293 · +20.1%
• By 2050: 256,408 · +30.8%
• By 2075: 298,074 · +52.1%
• By 2100: 303,216 · +54.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 9% Hispanic / Latino 9% Black 6% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Scotch-Irish 3% Lithuanian 3% Romanian 2%
• Foreign-born: 6% · Canada, Jamaica, Vietnam
• Languages at home: 92% English-only · Spanish 4% German/W. Germanic 1% Tagalog/Filipino 1%

Political lean MEDSL · Santa Rosa

• 2024 margin: Solid R (+51.0) · D 24.1% · R 75.0%
• 2008→2024 swing: -3.0pp toward R · 2008: -47.9pp · 2024: -51.0pp
• All cycles: 2024: R+51.0 2020: R+46.5 2016: R+53.5 2012: R+52.6 2008: R+47.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -105.87%
• Current HPI: 298.6821
• Rent YoY: ▲ 2.74%
• Metro: Pensacola-Ferry Pass-Brent, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+98.9% since first listed

11 events — show timeline

• 2026-04-24 Price Changed $276,500 PARMLS
• 2026-04-24 Price Changed $276,500 NAMLS
• 2026-03-09 Price Changed $279,900 PARMLS
• 2026-03-09 Price Changed $279,900 NAMLS
• 2025-10-27 Price Changed $281,000 PARMLS
• 2025-10-27 Price Changed $281,000 NAMLS
• 2025-10-07 Listed $284,111 NAMLS
• 2025-10-07 Listed $284,111 PARMLS
• 2017-03-29 Sold (MLS) $134,000 NAMLS
• 2016-10-13 Sold (Public Records) $787,800 Public Records
• 2016-10-04 Listed $139,000 NAMLS

Property tax history

-6.4%/yr

Latest (2025): $862 · +5.2% YoY. Source: county tax records.