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3617 Ross Ave
B- Composite 69.46
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

3617 Ross Ave · Weston, WI 54476
3 bd · 1.0 ba · 900 sqft · SingleFamily · 5 Days on market
Built 1962 0.41 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Bring your ideas to life with this cozy home full of potential! Functional layout and great opportunity to make your own. This property is perfect for investors or buyers to add their personal touch! Property sold AS IS. Tenant occupied, on a verbal month-month lease.

Key facts

  • 0.41 acre lot
  • Garage
  • Built 1962

Property features AI

Finance

  • Other: Tenant/seller personal property excluded from sale

Exterior

  • Parking: Detached 1-car garage
  • Utilities: Municipal water; Municipal sewer; Natural gas
  • Home design: Single-family, one-story home; Construction completed
  • Construction: Estimated above-grade finished area about 900; No finished below-grade living area reported
  • Exterior features: Cedar exterior; Lot under 1/2 acre (approximately 0.41 acre); Residential zoning

Interior

  • Kitchen: Kitchen on the main level (about 10 x 6)
  • Bedrooms: Three bedrooms on the main level (each approximately 11 x 10); Master bedroom on the main level (about 11 x 10)
  • Bathrooms: One full bathroom
  • Heating & cooling: Forced air heating; Window/wall air conditioning; Natural gas heating fuel
  • Interior features: Crawl space with block foundation

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $554 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Cap rate 15.2% vs local median 1.7% in Weston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#263 in WI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment A-; Watch: schools D+, health & safety D, amenities F.
  • D C Everest Area School District (suburban): math 37% / reading 40% proficiency, ranked #160 of 342 in WI (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 68 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 298 units permitted in Marathon County in 2024 (81 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Marathon County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $75,000

Questions for the listing agent

  1. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.88%
Cap rate
15.16%
Cash-on-cash
31.68%
DSCR
2.41
GRM
4.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.6%
Equity multiple
2.10×
Total profit
$23,197
Equity at exit
$11,183
10-year hold
IRR
34.2%
Equity multiple
4.14×
Total profit
$65,844
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Wisconsin
73 Landlord-Friendly · R+2
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; Madison / Milwaukee have some local enforcement.

ZIP-level market 54476

Home prices YoY
-33.7%
Active inventory
68
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,407 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$132 /mo · $1,587/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$295
Net cashflow
$554

Break-even live

Break-even rent $705
Max offer price $75,000
Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6001 Alderson St Schofield, WI 3.0 1.0 582 $2,275 $3.91 43d 5 0.85mi

Listing history 4 events

  1. 2026-06-07
    statusdays on market $75,000 Pending 5 DOM
  2. 2026-06-05
    days on market $75,000 Active 2 DOM
  3. 2026-06-03
    remarks 268-char remark
  4. 2026-06-03
    listed $75,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WI · Partial reset (capped growth)

Current annual tax
$1,587 · $132/mo
Projected year-2 tax
$1,587 · $132/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 1/10 Low 7 d/yr ≥94°F today · 12 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,878
− Mortgage interest
−$4,201
− Property taxes
−$1,587
− Insurance
−$375
− Repairs & maintenance
−$1,350
− Management
−$1,350
− Depreciation
−$2,182
Taxable income
$5,833
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,400
After-tax cash flow
$5,252/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
D C Everest Area School District
NCES district ID
5513170
Math proficiency
37% ▼ -5.00%
Reading proficiency
40% ▼ -2.00%
Median HH income
$59,328
Composite
34.14/100
National rank
#5284
State rank
#160 of 342 in WI

Livability — Weston

Score
71/100
State rank
#263
US rank
#6727

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment A- Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Weston, WI
County
Marathon County · 76,019 people
City population
19,377
Metro
Wausau-Weston, WI
Population (ZIP)
19,377
Household income
$78,079
Rent vs Own
34.9% rent · 65.1% own
Severe rent burden
493.0

Population outlook (Marathon County) Hauer SSP2

Today (2025)
138,030 people
By 2030
138,087 · +0.0%
By 2040
135,688 · -1.7%
By 2050
129,390 · -6.3%
By 2075
110,912 · -19.6%
By 2100
85,136 · -38.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Asian 9% Two or more races 5% Hispanic / Latino 2% Black 2%
Common ancestry
Romanian 18% Portuguese 5% Iranian 2%
Foreign-born
6% · Canada, China
Languages at home
93% English-only · Other Asian/Pacific 3% Other Indo-European 2% Spanish 1%

Political lean MEDSL · Marathon

2024 margin
R (+18.7) · D 40.1% · R 58.7% · Other 1.2%
2008→2024 swing
-27.5pp toward R · 2008: 8.9pp · 2024: -18.7pp
All cycles
2024: R+18.7 2020: R+18.0 2016: R+18.2 2012: R+6.1 2008: D+8.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.33%
Current HPI
206.859
Rent YoY
Metro
Wausau-Weston, WI
State GDP YoY
▲ 2.10%
F500 in state
20

Industry mix (Fortune 500 HQ in WI)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-02 Listed $75,000 RANW

Property tax history

-1.0%/yr

Latest (2025): $1,587 · +6.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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