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34215 Conroe Huffsmith Rd
D Composite 40.24
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.0/15.0
  • Appreciation +10.0/10.0
  • Livability +4.5/5.0
  • Cash flow +4.3/30.0
  • Schools +3.9/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.4/10.0
  • DSCR +0.0/10.0

$440,000

34215 Conroe Huffsmith Rd · The Woodlands, TX 77354
4 bd · 2.5 ba · 2,473 sqft · SingleFamily public records · 63 Days on market
Built 2005 0.46 ac lot $178/sqft · 10% below area Est $488k · 10% under $21/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautiful 4-bedroom, 2.5-bath two-story home, tucked in the back of the desirable Westwood community. The soaring ceilings and charming archways exude elegance. Spacious rooms, mature landscaping, and a large, covered veranda enhance its appeal. The two-story living room, complete with a cozy fireplace, opens to a formal dining area. The well equipped kitchen features granite countertops, a gas range, island, NEW stainless steel appliances, a pantry, and a breakfast nook. The main-level primary suite offers a private, spa-inspired bath and a custom walk-in closet. A generous laundry room with a utility sink provides added convenience. Step outside to a fully fenced backyard with mature trees, a covered patio and a newly added 24x12 shed. Located near shopping, dining, and entertainment. Enjoy the low 1.5% tax rate and a range of community amenities: pool, park, pavilion, tennis courts, and basketball courts. Experience the perfect balance of country charm and city convenience!

Key facts

  • Covered veranda
  • Cozy fireplace
  • Granite countertops

Tags

COVERED VERANDATWO-STORY LIVING ROOMCOZY FIREPLACEWELL EQUIPPED KITCHENGRANITE COUNTERTOPSGAS RANGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $440k.

Deal economics

  • At list price, monthly cash flow is $-1k ($-14k/yr) — negative.
  • To cash-flow at today's rent, offer at most $234k (46.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (46.4% below list).
  • Recommended offer: $234k (46.8% below list) — sets the bar for cash-flow.
  • Cap rate 3.1% vs local median 2.3% in The Woodlands — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 91/100 on livability (#1 in TX, #47 nationally) — a professional / high-income tenant draw. Strengths: schools A+, amenities A+, commute A+; Watch: cost of living D-.
  • Magnolia ISD (rural): math 42% / reading 45% proficiency, ranked #247 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 1604 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).

Forward outlook

  • In year one you build about $47k of equity ($3k loan paydown + $44k appreciation (10.0% local appreciation)).
  • Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$76k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 63 days — a 6% lower offer ($414k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $234,178 (46.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.54%
Cap rate
3.12%
Cash-on-cash
-11.35%
DSCR
0.50
GRM
15.6

CMA / ARV

ARV (median comp)
$488,441
List price
$440,000
Delta
-9.92%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
803 Weeping Willow Way 0.19mi 3/2.5 (-1) 2,433 (-2%) 1mo $599,000 $246 82
6107 Cypress Way Dr 0.28mi 4/3.0 2,398 (-3%) 3mo $629,000 $262 77
6418 Sugar Bush Dr 0.25mi 4/2.5 2,344 (-5%) 4mo $445,000 $190 77
803 Box Elder Dr 0.24mi 3/2.5 (-1) 2,530 (+2%) 4mo $515,000 $204 77
919 Mcdaniel Dr 0.09mi 4/2.0 2,790 (+13%) 1mo $515,000 $185 72
906 Wiley Dr 0.34mi 4/2.0 2,608 (+6%) 3mo $390,000 $150 71
419 Box Elder Dr 0.50mi 3/2.5 (-1) 2,526 (+2%) 0mo $575,000 $228 68
5818 Pacco Ln 0.66mi 4/3.0 2,457 (-1%) 2mo $474,900 $193 64
603 Douglas Fir Dr 0.75mi 4/2.0 2,603 (+5%) 2mo $475,000 $182 52
6627 Woodland Oaks 0.63mi 3/2.5 (-1) 2,276 (-8%) 0mo $305,000 $134 52
1002 Westwood North Dr 0.57mi 4/2.0 2,160 (-13%) 0mo $325,000 $150 50
6702 Brown Bark 0.73mi 4/3.0 2,787 (+13%) 1mo $730,000 $262 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.32% rent growth · sell at horizon

5-year hold
IRR
15.8%
Equity multiple
2.29×
Total profit
$159,267
Equity at exit
$396,387
10-year hold
IRR
14.9%
Equity multiple
5.19×
Total profit
$516,191
Equity at exit
$854,823

Cash invested: $123,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77354

Home prices YoY
2.4%
Rents YoY
0.3%
Active inventory
1604
Price-to-rent
15.6×

Monthly cashflow live

Estimated rent
$2,357 high interval (Pro) →
Mortgage (P&I)
$2,307
Tax from tax record
$515 /mo · $6,181/yr
Insurance
$183
HOA
$21
Vacancy / Maint / Mgmt
$495
Net cashflow
$-1,165

Break-even live

Break-even rent $3,831
Max offer price $234,178
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$110,000
Closing costs
$13,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7210 Alava Dr Magnolia, TX 4.0 3.0 2031 $2,235 $1.10 43d 1 0.98mi
33154 Oak Heights Pl Magnolia, TX 4.0 2.5 1896 $2,345 $1.24 17d 1 1.02mi
33154 Oak Heights Pl Magnolia, TX 4.0 2.5 1896 $2,345 $1.24 22d 1 1.02mi
33154 Oak Heights Pl Magnolia, TX 3.0–4.0 2.5 1812 $2,270 $1.25 5d 7 1.02mi
33150 Willow Heights Ln Magnolia, TX 4.0 2.5 1896 $2,270 $1.20 5d 1 1.02mi
33146 Willow Heights Ln Magnolia, TX 4.0 2.5 1896 $2,270 $1.20 5d 1 1.03mi
33139 Oak Heights Pl Magnolia, TX 4.0 2.5 1896 $2,270 $1.20 5d 1 1.04mi
33130 Oak Heights Pl Magnolia, TX 4.0 2.5 1896 $2,270 $1.20 5d 1 1.05mi
33123 Oak Heights Pl Magnolia, TX 4.0 2.5 1896 $2,270 $1.20 5d 1 1.06mi
33200 Forest West St Magnolia, TX 1.0–3.0 1.5–2.5 1307 $4,065 $3.11 1d 22 1.20mi
340 Watermere Dr Conroe, TX 1.0–3.0 1.0–2.5 1307 $2,500 $1.91 5d 22 1.32mi

HOA detail

Monthly dues
$21 · $252/yr
Likely covers
gaslandscapingpool

Listing history 29 events

  1. 2026-06-04
    days on market $440,000 Pending 63 DOM
  2. 2026-06-03
    days on market $440,000 Pending 62 DOM
  3. 2026-06-02
    days on market $440,000 Pending 61 DOM
  4. 2026-06-01
    days on market $440,000 Pending 60 DOM
  5. 2026-05-31
    days on market $440,000 Pending 59 DOM
  6. 2026-04-25
    price $440,000 996-char remark
    Show marketing remark (996 chars)

    This beautiful 4-bedroom, 2.5-bath two-story home, tucked in the back of the desirable Westwood community. The soaring ceilings and charming archways exude elegance. Spacious rooms, mature landscaping, and a large, covered veranda enhance its appeal. The two-story living room, complete with a cozy fireplace, opens to a formal dining area. The well equipped kitchen features granite countertops, a gas range, island, NEW stainless steel appliances, a pantry, and a breakfast nook. The main-level primary suite offers a private, spa-inspired bath and a custom walk-in closet. A generous laundry room with a utility sink provides added convenience. Step outside to a fully fenced backyard with mature trees, a covered patio and a newly added 24x12 shed. Located near shopping, dining, and entertainment. Enjoy the low 1.5% tax rate and a range of community amenities: pool, park, pavilion, tennis courts, and basketball courts. Experience the perfect balance of country charm and city convenience!

  7. 2026-04-15
    price $445,000 996-char remark
    Show marketing remark (996 chars)

    This beautiful 4-bedroom, 2.5-bath two-story home, tucked in the back of the desirable Westwood community. The soaring ceilings and charming archways exude elegance. Spacious rooms, mature landscaping, and a large, covered veranda enhance its appeal. The two-story living room, complete with a cozy fireplace, opens to a formal dining area. The well equipped kitchen features granite countertops, a gas range, island, NEW stainless steel appliances, a pantry, and a breakfast nook. The main-level primary suite offers a private, spa-inspired bath and a custom walk-in closet. A generous laundry room with a utility sink provides added convenience. Step outside to a fully fenced backyard with mature trees, a covered patio and a newly added 24x12 shed. Located near shopping, dining, and entertainment. Enjoy the low 1.5% tax rate and a range of community amenities: pool, park, pavilion, tennis courts, and basketball courts. Experience the perfect balance of country charm and city convenience!

  8. 2026-04-02
    listed $455,000 Active 996-char remark
    Show marketing remark (996 chars)

    This beautiful 4-bedroom, 2.5-bath two-story home, tucked in the back of the desirable Westwood community. The soaring ceilings and charming archways exude elegance. Spacious rooms, mature landscaping, and a large, covered veranda enhance its appeal. The two-story living room, complete with a cozy fireplace, opens to a formal dining area. The well equipped kitchen features granite countertops, a gas range, island, NEW stainless steel appliances, a pantry, and a breakfast nook. The main-level primary suite offers a private, spa-inspired bath and a custom walk-in closet. A generous laundry room with a utility sink provides added convenience. Step outside to a fully fenced backyard with mature trees, a covered patio and a newly added 24x12 shed. Located near shopping, dining, and entertainment. Enjoy the low 1.5% tax rate and a range of community amenities: pool, park, pavilion, tennis courts, and basketball courts. Experience the perfect balance of country charm and city convenience!

  9. 2026-03-10
    historical
  10. 2026-02-23
    listed $450,000 Active
  11. 2026-02-22
    historical
  12. 2026-02-15
    price $455,000
  13. 2026-02-12
    price $463,000
  14. 2026-02-06
    price $465,000
  15. 2026-01-22
    price $467,000
  16. 2026-01-15
    price $469,000
  17. 2026-01-11
    price $473,000
  18. 2025-12-05
    listed $475,000 Active
  19. 2025-07-07
    soldstatus Closed
  20. 2025-07-07
    soldstatus
  21. 2025-06-24
    status Pending
  22. 2025-06-17
    status Pending
  23. 2025-06-09
    status Option Pending
  24. 2025-06-05
    listed $420,000 Active
  25. 2025-03-24
    historical
  26. 2025-01-13
    price $425,000
  27. 2024-12-06
    listed $429,000 Active
  28. 2024-12-04
    historical
  29. 1991-11-12
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,181 · $515/mo
Projected year-2 tax
$8,052 · $671/mo
Expected delta
+$1,871/yr (+$156/mo · 30.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥112°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,279
− Mortgage interest
−$24,647
− Property taxes
−$6,181
− Insurance
−$2,200
− Repairs & maintenance
−$2,262
− Management
−$2,262
− HOA
−$252
− Depreciation
−$12,800
Taxable loss
−$22,325
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,358
After-tax cash flow
$-8,623/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Magnolia ISD
NCES district ID
4828740
Math proficiency
42% ▼ -7.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$71,692
Composite
39.46/100
National rank
#3958
State rank
#247 of 826 in TX

Livability — The Woodlands

Score
91/100
State rank
#1
US rank
#47

Category grades

Amenities A+ Commute A+ Cost of living D- Crime A- Employment A+ Housing A+ Health & safety A- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Montgomery County · 663,713 people
City population
106,505
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
44,900
Household income
$112,504
Rent vs Own
20.1% rent · 79.9% own
Severe rent burden
586.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
713,896 people
By 2030
805,263 · +12.8%
By 2040
992,708 · +39.1%
By 2050
1,179,590 · +65.2%
By 2075
1,628,084 · +128.1%
By 2100
1,937,880 · +171.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Hispanic / Latino 25% Two or more races 18% Black 3% Asian 1%
Hispanic origin (detail)
Mexican 14% Puerto Rican 1%
Common ancestry
Lithuanian 4% Slovak 2% Italian 2%
Foreign-born
11% · Canada, Vietnam
Languages at home
83% English-only · Spanish 15% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Montgomery

2024 margin
Solid R (+45.5) · D 26.8% · R 72.3%
2008→2024 swing
+7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
All cycles
2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 12.09%
Current HPI
512.87
Rent YoY
▲ 0.32%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+2.6% since first listed
24 events — show timeline
  • 2026-04-25 Price Changed $440,000 HARMLS
  • 2026-04-15 Price Changed $445,000 HARMLS
  • 2026-04-02 Listed $455,000 HARMLS
  • 2026-03-10 Listing Removed HARMLS
  • 2026-02-23 Listed $450,000 HARMLS
  • 2026-02-22 Listing Removed HARMLS
  • 2026-02-15 Price Changed $455,000 HARMLS
  • 2026-02-12 Price Changed $463,000 HARMLS
  • 2026-02-06 Price Changed $465,000 HARMLS
  • 2026-01-22 Price Changed $467,000 HARMLS
  • 2026-01-15 Price Changed $469,000 HARMLS
  • 2026-01-11 Price Changed $473,000 HARMLS
  • 2025-12-05 Listed $475,000 HARMLS
  • 2025-07-07 Sold (Public Records) Public Records
  • 2025-07-07 Sold (MLS) HARMLS
  • 2025-06-24 Pending HARMLS
  • 2025-06-17 Pending HARMLS
  • 2025-06-09 Pending HARMLS
  • 2025-06-05 Listed $420,000 HARMLS
  • 2025-03-24 Listing Removed HARMLS
  • 2025-01-13 Price Changed $425,000 HARMLS
  • 2024-12-06 Listed $429,000 HARMLS
  • 2024-12-04 Coming Soon HARMLS
  • 1991-11-12 Sold (Public Records) Public Records

Property tax history

+3.7%/yr

Latest (2025): $6,181 · -3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…