3301 S Goldfield Rd #5093 · Apache Junction, AZ 85119

$173,900

2 bd · 2.0 ba · 1,179 sqft · Manufactured · 142 Days on market

Built 2026 Est $133k · 31% over

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.9/30.0
• DSCR +8.1/10.0
• 1% rule +6.5/10.0
• Livability +3.3/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks

55+ age qualified community. Welcome to Dolce Vita a 55+ age active and vibrant community, where you can find yourself in your dream home. We have a stunning, brand new, beautiful, updated, 2026 Tucson home with 2 bed, 2 bath home, for sale featuring 1179.00 sq ft of beautifully designed living space. Located in Apache Junction, this property offers the perfect blend of modern amenities and timeless charm. Step inside to find floor plan, hardwood floors, high ceilings, natural light. The kitchen boasts features like quartz countertops, stainless steel appliances, custom cabinetry, and a pantry. everything is perfect for both everyday living and entertaining. The spacious primary suite offer

Key facts

• Quartz countertops
• Natural light
• Updated tucson home

Tags

• UPDATED TUCSON HOME
• HARDWOOD FLOORS
• HIGH CEILINGS
• NATURAL LIGHT
• QUARTZ COUNTERTOPS
• STAINLESS STEEL APPLIANCES

Property features AI

Finance

• Financial info: List price $176,900

Exterior

• Home design: Spec new-construction plan named Tucson; Single-level unit (condominium-style)
• Construction: Living area approximately 1,179
• Exterior features: Located at 3301 S Goldfield Rd #5093, Apache Junction, AZ 85119

Interior

• Bedrooms: 2 bedrooms
• Bathrooms: 2 full bathrooms
• Interior features: Virtual tour available

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $174k.

Deal economics

• At list price, monthly cash flow is $375 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $174k).
• Recommended offer: $153k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.9% vs local median 3.5% in Apache Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#70 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
• Apache Junction Unified District (4443) (suburban): math 15% / reading 20% proficiency, ranked #195 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+1.6%/yr); 354 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
• This rent runs 33% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 142 days — a 12% lower offer ($153k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $153,032 (12.0% below list)

Questions for the listing agent

1. It's been on market 142 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 8.88%
• Cash-on-cash: 9.25%
• DSCR: 1.41
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $133,227
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3301 S Goldfield Rd #4066	0.06mi	2/2.0	1,140 (-3%)	2mo	$140,000	$123	90
3301 S Goldfield Rd #4053	0.16mi	2/2.0	1,253 (+6%)	7mo	$225,000	$180	76
3301 S Goldfield Rd #2105	0.11mi	2/2.0	1,280 (+9%)	14mo	$165,000	$129	68
3301 S Goldfield Rd #2034	0.11mi	2/2.0	1,352 (+15%)	4mo	$155,000	$115	66
3301 S Goldfield Rd #6050	0.11mi	2/2.0	1,341 (+14%)	7mo	$189,900	$142	66
2400 E Baseline Ave #81	0.62mi	2/2.0	1,152 (-2%)	12mo	$129,000	$112	57
2400 E Baseline Ave #94	0.59mi	2/2.0	1,104 (-6%)	7mo	$125,000	$113	56
3355 S Cortez Rd #55	0.67mi	2/2.0	1,128 (-4%)	10mo	$81,500	$72	53
3355 S Cortez Rd #66	0.63mi	2/1.5	1,260 (+7%)	7mo	$109,000	$87	51
2400 E Baseline Ave #309	0.59mi	3/2.0 (+1)	1,296 (+10%)	1mo	$131,000	$101	50
2400 E Baseline Ave #112	0.62mi	2/2.0	1,056 (-10%)	15mo	$112,300	$106	42
2400 E Baseline Ave #182	0.62mi	2/2.0	1,344 (+14%)	10mo	$58,500	$44	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.57% rent growth · sell at horizon

5-year hold

• IRR: -3.9%
• Equity multiple: 0.85×
• Total profit: $-7,079
• Equity at exit: $25,929

10-year hold

• IRR: 4.0%
• Equity multiple: 1.28×
• Total profit: $13,444
• Equity at exit: $15,036

Cash invested: $48,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85119

• Home prices YoY: -33.5%
• Rents YoY: 1.6%
• Active inventory: 354
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,996 medium
• Mortgage (P&I): −$912
• Tax est. 1.5%: −$217 /mo · $2,608/yr
• Insurance: −$72
• HOA: −$0
• Vacancy / Maint / Mgmt: −$419
• Net cashflow: $375

Break-even live

Break-even rent $1,521

Max offer price $173,900

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,475
• Closing costs: $5,217
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3333 S Conestoga Rd Apache Junction, AZ	3.0	2.0	1387	$2,900	$2.09	24d	1	0.73mi
3448 S Chaparral Rd Apache Junction, AZ	3.0	2.0	1186	$1,848	$1.56	11d	1	0.91mi
1540 E 25th Ave Apache Junction, AZ	2.0	1.0	850	$995	$1.17	12d	1	1.41mi

Listing history 13 events

1. 2026-06-18
   days on market $173,900 Active 142 DOM
2. 2026-06-17
   days on market $173,900 Active 141 DOM
3. 2026-06-16
   days on market $173,900 Active 140 DOM
4. 2026-06-15
   days on market $173,900 Active 139 DOM
5. 2026-06-13
   days on market $173,900 Active 137 DOM
6. 2026-06-09
   days on market $173,900 Active 133 DOM
7. 2026-06-08
   days on market $173,900 Active 132 DOM
8. 2026-06-07
   days on market $173,900 Active 131 DOM
9. 2026-06-04
   days on market $173,900 Active 128 DOM
10. 2026-06-03
    days on market $173,900 Active 127 DOM
11. 2026-06-02
    days on market $173,900 Active 126 DOM
12. 2026-06-01
    days on market $173,900 Active 125 DOM
13. 2026-05-31
    days on market $173,900 Active 124 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,955
• − Mortgage interest: −$9,741
• − Property taxes: −$2,608
• − Insurance: −$870
• − Repairs & maintenance: −$1,916
• − Management: −$1,916
• − Depreciation: −$5,059
• Taxable income: $1,845
• Est. tax owed @ 24.0%: −$443
• After-tax cash flow: $4,061/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Apache Junction Unified District (4443)
• NCES district ID: 0400790
• Math proficiency: 15% ▼ -17.00%
• Reading proficiency: 20% ▼ -13.00%
• Median HH income: $44,930
• Composite: 15.34/100
• National rank: #9325
• State rank: #195 of 249 in AZ

Livability — Apache Junction

• Score: 66/100
• State rank: #70
• US rank: #11242

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Apache Junction, AZ
• County: Pinal County · 399,947 people
• City population: 56,611
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 25,420
• Household income: $71,585
• Rent vs Own: 20.1% rent · 79.9% own
• Severe rent burden: 305.0

Population outlook (Pinal County) Hauer SSP2

• Today (2025): 437,574 people
• By 2030: 446,903 · +2.1%
• By 2040: 452,589 · +3.4%
• By 2050: 444,126 · +1.5%
• By 2075: 430,300 · -1.7%
• By 2100: 393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 19% Two or more races 12% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 17%
• Common ancestry: Slovak 5% Portuguese 3% Lithuanian 3%
• Foreign-born: 8% · Canada
• Languages at home: 87% English-only · Spanish 11%

Political lean MEDSL · Pinal

• 2024 margin: Strong R (+22.1) · D 38.5% · R 60.6%
• 2008→2024 swing: -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
• All cycles: 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -138.19%
• Current HPI: 274.3808
• Rent YoY: ▲ 1.57%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B