14191 Heritage Landing Blvd #1234 · Punta Gorda, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +11.3/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.5/10.0
- Condition / age +4.8/5.0
- Livability +3.8/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$219,000
14191 Heritage Landing Blvd #1234 · Punta Gorda, FL 33955
3 bd · 2.0 ba · 1,123 sqft · Condo
public records
· 191 Days on market
Built 2024
$195/sqft
· at area comps
Est $239k · 9% under
$654/mo HOA · 13% of rent
↓ 19% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
What a deal! Welcome to this like-new, third-floor Terrace Arbor condo located in the highly sought-after, amenity-rich Heritage Landing in Punta Gorda, Florida. Barely lived in and available immediately, this home offers the rare opportunity to enjoy a brand-new feel without waiting for construction—all community amenities are completed and ready for you to enjoy. This light and bright residence features a desirable split-bedroom floor plan with two bedrooms, two full baths, and an open-concept living area perfect for entertaining or relaxing. The kitchen is equipped with quartz countertops, ample cabinetry, and stainless steel appliances, while the inside laundry includes a full-size washer and dryer for added convenience. Step onto the screened lanai and take in tranquil views of a protected nature preserve, where abundant birdlife and stunning sunset views create a peaceful, resort-style backdrop—arguably the best feature of this home. Whether you’re searching for a winter retreat, full-time residence, or investment property, this condo checks all the boxes. As a resident of Heritage Landing, you’ll enjoy world-class amenities, including: 24/7 Fitness Center with saunas. Full-service spa offering massages, facials, and nail services. Tennis Center with 6 Har-Tru tournament courts. 6 Tournament-level pickleball courts. 2 Bocce ball courts with active league play. Resort-style heated pool with beach entry, lap lanes, and poolside Tiki Bar service. Four additional community pools, one located near this condo building. Elegant Clubhouse with full-service restaurant. On-site Activities Director coordinating weekly live entertainment and special events. Seasonal golf availability during summer months. Even better, the affordable condo fees include water, trash, and pest control, adding exceptional value to this already impressive offering. There is an Elevator, a covered parking space and storage closet are also included. Punta Gorda is a hidden gem in the SWFL area. It prides itself as a small harbor town with the best fishing and boating in the area. Punta Gorda is also known for its fierce Pickleball competitions. Enjoy quaint restaurants and shops downtown and numerous festivals throughout the year and a weekly farmer’s market. Florida’s best beaches are 45 minutes away. Two airports make it easy to get here. This is an outstanding opportunity to own a like-new condo in one of Punta Gorda’s premier resort communities—don’t miss out!
Key facts
- Tennis center
- 24/7 fitness center
- Screened lanai
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath condo listed at $219k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $2k ($21k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $219k).
- Recommended offer: $193k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.9% vs local median 3.4% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
- Market conditions: 1669 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- At $5,175/mo this rent would consume 81% of the median local household income ($77k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $61k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 191 days — a 12% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer
$192,720
(12.0% below list)
Questions for the listing agent
- It's been on market 191 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.36% ✓
- Cap rate
- 15.91%
- Cash-on-cash
- 34.34%
- DSCR
- 2.53
- GRM
- 3.5
CMA / ARV
- ARV (median comp)
- $239,397
- List price
- $219,000
- Delta
- -8.52%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14191 Heritage Landing Blvd #1213 | 0.00mi | 2/2.0 (-1) | 1,180 (+5%) | 2mo | $205,000 | $174 | 85 |
| 14201 Heritage Landing Blvd #1316 | 0.06mi | 2/2.0 (-1) | 1,198 (+7%) | 1mo | $200,000 | $167 | 80 |
| 14091 Heritage Landing Blvd #115 | 0.38mi | 2/2.0 (-1) | 1,120 (-0%) | 0mo | $210,000 | $188 | 76 |
| 14051 Heritage Landing Blvd #515 | 0.54mi | 2/2.0 (-1) | 1,120 (-0%) | 3mo | $205,000 | $183 | 67 |
| 14184 Heritage Landing Blvd #516 | 0.07mi | 2/2.0 (-1) | 1,366 (+22%) | 2mo | $305,000 | $223 | 65 |
| 14081 Heritage Landing Blvd #222 | 0.42mi | 2/2.0 (-1) | 1,198 (+7%) | 1mo | $225,000 | $188 | 64 |
| 14221 Heritage Landing Blvd #2025 | 0.18mi | 2/2.0 (-1) | 1,366 (+22%) | 2mo | $260,000 | $190 | 60 |
| 14257 Heritage Landing Blvd #1115 | 0.40mi | 2/2.0 (-1) | 1,380 (+23%) | 1mo | $205,000 | $149 | 50 |
| 14060 Heritage Landing Blvd #314 | 0.43mi | 2/2.0 (-1) | 1,366 (+22%) | 1mo | $300,000 | $220 | 49 |
| 15550 Burnt Store Rd #229 | 1.17mi | 2/2.0 (-1) | 1,035 (-8%) | 1mo | $75,000 | $72 | 46 |
| 14040 Heritage Landing Blvd #124 | 0.54mi | 2/2.0 (-1) | 1,366 (+22%) | 2mo | $297,500 | $218 | 43 |
| 14040 Heritage Landing Blvd #115 | 0.54mi | 2/2.0 (-1) | 1,355 (+21%) | 2mo | $292,499 | $216 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
5-year hold
- IRR
- 29.9%
- Equity multiple
- 2.25×
- Total profit
- $76,853
- Equity at exit
- $32,654
10-year hold
- IRR
- 37.3%
- Equity multiple
- 4.48×
- Total profit
- $213,194
- Equity at exit
- $18,935
Cash invested: $61,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Active competition Active MLS
- For sale now
- 2 active · 4 under contract
- Median asking
- $240,700 ($207/sqft)
- Median days on market
- 95 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +2.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33955
- Home prices YoY
- -24.5%
- Active inventory
- 1669
- Price-to-rent
- 3.5×
Monthly cashflow live
↻
- Estimated rent
- $5,175 high interval (Pro) →
- Mortgage (P&I)
- −$1,148
- Tax from tax record
- −$440 /mo · $5,278/yr
- Insurance
- −$91
- HOA
- −$654
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$1,087
- Net cashflow
- $1,755
Break-even live
Break-even rent
$2,954
Max offer price
$219,000
Occupancy floor
61%
Sensitivity live
| Price | -10% $1,879 | -5% $1,817 | +0% $1,755 | +5% $1,693 | +10% $1,631 |
|---|---|---|---|---|---|
| Rent | -10% $1,346 | -5% $1,550 | +0% $1,755 | +5% $1,959 | +10% $2,164 |
| Rate | -1.0pp $1,865 | -0.5pp $1,810 | base $1,755 | +0.5pp $1,698 | +1.0pp $1,640 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,750
- Closing costs
- $6,570
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14191 Heritage Landing Blvd #1214 Punta Gorda, FL | 2.0 | 2.0 | 1120 | $1,585 | $1.42 | 70d | 1 | 0.04mi |
| 14161 Heritage Landing Blvd #1118 Punta Gorda, FL | 2.0 | 2.0 | 1407 | $1,800 | $1.28 | 70d | 1 | 0.06mi |
| 14201 Heritage Landing Blvd Unit 1338 Punta Gorda, FL | 3.0 | 2.0 | 1301 | $6,000 | $4.61 | 70d | 1 | 0.09mi |
| 14201 Heritage Landing Blvd #1312 Punta Gorda, FL | 2.0 | 2.0 | 1154 | $1,750 | $1.52 | 70d | 1 | 0.09mi |
| 14194 Heritage Landing Blvd #614 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $1,995 | $1.46 | 70d | 1 | 0.17mi |
| 14141 Heritage Landing Blvd #922 Punta Gorda, FL | 2.0 | 2.0 | 1154 | $2,200 | $1.91 | 70d | 1 | 0.17mi |
| 14141 Heritage Landing Blvd #935 Punta Gorda, FL | 2.0 | 2.0 | 1120 | $5,500 | $4.91 | 70d | 1 | 0.17mi |
| 14221 Heritage Landing Blvd Unit 2014 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $6,000 | $4.39 | 70d | 1 | 0.20mi |
| 14184 Heritage Landing Blvd Punta Gorda, FL | 2.0 | 2.0 | 1366 | $1,947 | $1.43 | 70d | 2 | 0.24mi |
| 14121 Heritage Landing Blvd #743 Punta Gorda, FL | 2.0 | 2.0 | 1120 | $6,000 | $5.36 | 70d | 1 | 0.27mi |
| 14224 Heritage Landing Blvd Unit 1 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $4,500 | $3.29 | 70d | 1 | 0.31mi |
| 14091 Heritage Landing Blvd Unit Reservation spot 1 Punta Gorda, FL | 2.0 | 2.0 | 1194 | $5,000 | $4.19 | 70d | 1 | 0.36mi |
| 14091 Heritage Landing Blvd Punta Gorda, FL | 2.0 | 2.0 | 1157 | $5,000 | $4.32 | 70d | 2 | 0.36mi |
| 14251 Heritage Landing Blvd Unit 1713 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $4,800 | $3.51 | 62d | 1 | 0.37mi |
| 14251 Heritage Landing Blvd Unit 1723 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $6,000 | $4.39 | 70d | 1 | 0.37mi |
| 14081 Heritage Landing Blvd Punta Gorda, FL | 2.0 | 2.0 | 1176 | $5,750 | $4.89 | 70d | 2 | 0.40mi |
| 14261 Heritage Landing Blvd #1615 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $6,000 | $4.39 | 70d | 1 | 0.41mi |
| 14271 Heritage Landing Blvd #1527 Punta Gorda, FL | 2.0 | 2.0 | 1422 | $2,800 | $1.97 | 70d | 1 | 0.46mi |
| 14061 Heritage Landing Blvd Punta Gorda, FL | 2.0–3.0 | 2.0 | 1302 | $6,500 | $4.99 | 70d | 3 | 0.47mi |
| 14051 Heritage Landing Blvd Punta Gorda, FL | 2.0–3.0 | 2.0 | 1280 | $6,000 | $4.69 | 70d | 2 | 0.50mi |
| 14051 Heritage Landing Blvd Unit Reservation spot 1 Punta Gorda, FL | 2.0 | 2.0 | 1198 | $2,600 | $2.17 | 70d | 1 | 0.51mi |
| 14041 Heritage Landing Blvd #642 Punta Gorda, FL | 2.0 | 2.0 | 1154 | $6,000 | $5.20 | 70d | 1 | 0.56mi |
| 14040 Heritage Landing Blvd #113 Punta Gorda, FL | 2.0 | 2.0 | 1438 | $6,500 | $4.52 | 70d | 1 | 0.57mi |
| 14271 Heritage Landing Blvd Punta Gorda, FL | 2.0 | 2.0 | 1355 | $6,500 | $4.80 | 70d | 1 | 0.72mi |
Property features AI
Finance
- Other
- Lease restrictions applyDirections: Burnt Store Road to Heritage Landing, guard at gate; take first right at circle, cross second bridge, then first right into complex to building 12
- Financial info
- Other annual assessment amount noted
- HOA & community
- Condo fees: $1,212 quarterly (equates to $404 monthly)Total monthly fees listed as $654; total annual fees $7,848Association amenities include clubhouse, fitness center, pool, spa/hot tub, sauna, tennis courts, pickleball courts, golf, recreation facilities, guard/security, and maintenance of groundsAssociation names: Tropical Isle (Jeannie Nespoli) and ICONFull-time managementPets allowed with breed restrictions and number limitsDeed-restricted community with sidewalks and street lights
Exterior
- Parking
- Carport with 1 space
- Security
- Gated community24-hour guard (community amenity)
- Utilities
- Public waterPublic sewerCable availableElectricity connectedSewer connectedUnderground utilitiesIrrigation (reclaimed water)
- Home design
- Attached condominiumOne level interiorLocated on 3rd floorFaces westBuilder model: Arbor
- Construction
- Block and stucco constructionTile roofSlab foundationBuilding name: TERRACE IVStories in building: 4
- Exterior features
- Covered, enclosed, screened patioPatioBalconyExterior lightingPrivate mailboxSidewalksMature landscaping with oak trees and other treesConservation areaLandscaped groundsPaved roads (asphalt)
Interior
- Kitchen
- DishwasherDisposalMicrowaveRangeRefrigerator
- Bedrooms
- 2 bedrooms
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (electric)Central air conditioningFire sprinkler systemSmoke detector(s)
- Interior features
- Open floorplan with living room/dining room comboThermostatWalk-in closet(s)Blinds
- Laundry & utility
- Washer hookupDryer hookup (electric)Inside laundry with laundry closetInside utility room
HOA detail $654/mo · $7,848/yr condo
- Likely covers
- watertrashpoolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-08days on market $219,000 Active 191 DOM
-
2026-08-07days on market $219,000 Active 190 DOM
-
2026-08-06days on market $219,000 Active 189 DOM
-
2026-08-05days on market $219,000 Active 188 DOM
-
2026-08-04days on market $219,000 Active 187 DOM
-
2026-08-03days on market $219,000 Active 186 DOM
-
2026-08-01days on market $219,000 Active 183 DOM
-
2026-07-29days on market $219,000 Active 181 DOM
-
2026-07-27days on market $219,000 Active 179 DOM
-
2026-07-25days on market $219,000 Active 177 DOM
-
2026-07-24days on market $219,000 Active 176 DOM
-
2026-07-23days on market $219,000 Active 175 DOM
-
2026-07-22days on market $219,000 Active 174 DOM
-
2026-07-21days on market $219,000 Active 173 DOM
-
2026-07-18days on market $219,000 Active 170 DOM
-
2026-07-16days on market $219,000 Active 168 DOM
-
2026-07-16days on market $219,000 Active 167 DOM
-
2026-07-14days on market $219,000 Active 166 DOM
-
2026-07-13days on market $219,000 Active 165 DOM
-
2026-07-12days on market $219,000 Active 164 DOM
-
2026-07-09days on market $219,000 Active 161 DOM
-
2026-07-08days on market $219,000 Active 160 DOM
-
2026-07-07days on market $219,000 Active 159 DOM
-
2026-07-06days on market $219,000 Active 158 DOM
-
2026-07-06days on market $219,000 Active 157 DOM
-
2026-07-04days on market $219,000 Active 156 DOM
-
2026-07-03days on market $219,000 Active 155 DOM
-
2026-07-02days on market $219,000 Active 154 DOM
-
2026-07-01days on market $219,000 Active 153 DOM
-
2026-06-30days on market $219,000 Active 152 DOM
-
2026-06-29days on market $219,000 Active 151 DOM
-
2026-06-28days on market $219,000 Active 150 DOM
-
2026-06-28days on market $219,000 Active 149 DOM
-
2026-06-27days on market $219,000 Active 148 DOM
-
2026-06-25days on market $219,000 Active 146 DOM
-
2026-06-23days on market $219,000 Active 144 DOM
-
2026-06-22days on market $219,000 Active 143 DOM
-
2026-06-18days on market $219,000 Active 140 DOM
-
2026-06-17days on market $219,000 Active 139 DOM
-
2026-06-16days on market $219,000 Active 138 DOM
-
2026-06-15days on market $219,000 Active 137 DOM
-
2026-06-14days on market $219,000 Active 135 DOM
-
2026-06-13days on market $219,000 Active 134 DOM
-
2026-06-10days on market $219,000 Active 132 DOM
-
2026-06-09days on market $219,000 Active 131 DOM
-
2026-06-08days on market $219,000 Active 130 DOM
-
2026-06-05days on market $219,000 Active 126 DOM
-
2026-06-03days on market $219,000 Active 125 DOM
-
2026-06-02days on market $219,000 Active 124 DOM
-
2026-06-01days on market $219,000 Active 123 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,278 · $440/mo
- Projected year-2 tax
- $5,278 · $440/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $62,101
- − Mortgage interest
- −$12,267
- − Property taxes
- −$5,278
- − Insurance
- −$1,095
- − Repairs & maintenance
- −$4,968
- − Management
- −$4,968
- − HOA
- −$7,848
- − Depreciation
- −$6,371
- Taxable income
- $19,305
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$4,633
- After-tax cash flow
- $16,423/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
95/100
None rehab
This like-new, third-floor Terrace Arbor condo in Heritage Landing is move-in ready with modern amenities and a prime location. The property's excellent condition and well-maintained exterior make it an attractive investment opportunity.
Components & finishes AI
Roof tile · good
Flooring tile
Value-add opportunities
- Both Painting the exterior walls — Fresh paint can enhance curb appeal and property value. ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more potential buyers/renters. ↑
- Both Adding smart home features — Smart home features can increase the property's appeal and value, especially for tech-savvy buyers/renters. ↑
D
Composite school gradezoned avg 55/100
Zoned Schools
Elementary
East Elementary School
B+
FL #435/2,144
Nat'l #4,272/41,679
Middle
Punta Gorda Middle School
C+
FL #209/571
Nat'l #2,873/14,009
High
Charlotte High School
D-
FL #228/667
Nat'l #6,809/17,239
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
B
Composite livability gradescore 76/100
Livability — Punta Gorda
- Score
- 76/100
- State rank
- #225
- US rank
- #3567
Category grades
Amenities D-
Commute F
Cost of living D+
Crime A+
Employment B-
Housing B
Health & safety A+
User ratings A
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 198,646 people
- City population
- 68,831
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 12,399
- Household income
- $76,943
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Cuban 4%
- Common ancestry
- Romanian 5% Italian 3% Serbian 3%
- Foreign-born
- 8% · Canada
- Languages at home
- 91% English-only · Spanish 5% Other Indo-European 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.71%
- Current HPI
- 242.9043
- Rent YoY
- —
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-18.9% since first listed11 events — show timeline
- 2026-01-29 Listed $219,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-29 Listed $219,000 FORTMLS
- 2025-12-06 Rental Removed $2,000 STELLARMLS
- 2025-12-05 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-11-21 Price Changed $219,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-21 Listed for Rent $2,000 STELLARMLS
- 2025-05-01 Price Changed $239,900 Stellar MLS as Distributed by MLS Grid
- 2025-04-13 Price Changed $250,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-10 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-02-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-02-25 Listed $269,900 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…