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9414 Pecan Tree Dr
D Composite 40.48
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.5/30.0
  • Livability +3.2/5.0
  • DSCR +2.7/10.0
  • Rent growth +2.7/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$164,900

9414 Pecan Tree Dr · Gardere, LA 70810
2 bd · 2.0 ba · 1,128 sqft · SingleFamily public records · 246 Days on market
Built 1985 7,187 sqft lot $146/sqft · 19% below area Est $203k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming Corner Lot Home in a Quiet Neighborhood! Don't miss this adorable, well-maintained home situated on a desirable corner lot in a peaceful neighborhood! Featuring updated flooring in both bedrooms and hallway, plus a new A/C system installed in 2021. The living room boasts a beautiful cathedral ceiling, creating an open and airy feel. The primary bedroom includes a private ensuite, and the fully fenced backyard offers great space for pets, play, or entertaining. You'll also enjoy a 2-car covered carport and extra storage. Prime location just minutes from LSU, shopping, and dining! Located in Flood Zone X -- no flood insurance required!

Key facts

  • New a/c system
  • Updated flooring
  • Cathedral ceiling

Tags

CORNER LOTUPDATED FLOORINGNEW A/C SYSTEMCATHEDRAL CEILINGPRIVATE ENSUITEFULLY FENCED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $-114 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $145k (12.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $123k (25.2% below list).
  • Recommended offer: $123k (25.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.1% in Gardere — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#167 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A, housing A; Watch: crime D, employment D, amenities F.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 625 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($92k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 246 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 15 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $123,313 (25.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 246 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.47%
Cash-on-cash
-2.95%
DSCR
0.87
GRM
11.1

CMA / ARV

ARV (median comp)
$202,523
List price
$164,900
Delta
-18.58%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1835 Fountain Ave 0.48mi 2/2.0 1,150 (+2%) 1mo $155,000 $135 74
9919 Glerma Dr 0.14mi 3/2.0 (+1) 1,222 (+8%) 2mo $225,000 $184 73
1025 Elvin Dr 0.12mi 3/2.0 (+1) 1,243 (+10%) 14mo $195,000 $157 60
9555 Old Hermitage Pkwy 0.50mi 3/2.0 (+1) 1,200 (+6%) 1mo $235,000 $196 60
2131 Fountain Ave 0.43mi 2/2.0 1,155 (+2%) 19mo $124,700 $108 60
520 Westhaven Blvd 0.21mi 2/2.0 1,236 (+10%) 17mo $195,000 $158 60
1835 General Cleburne Ave 0.67mi 2/1.0 1,105 (-2%) 8mo $92,000 $83 54
1733 General Cleburne Ave 0.60mi 3/2.0 (+1) 1,294 (+15%) 22mo $1,600 $1 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.68% rent growth · sell at horizon

5-year hold
IRR
-23.7%
Equity multiple
0.20×
Total profit
$-36,786
Equity at exit
$24,587
10-year hold
IRR
-26.2%
Equity multiple
-0.14×
Total profit
$-52,427
Equity at exit
$14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70810

Rents YoY
0.7%
Active inventory
625
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$1,233 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$154 /mo · $1,852/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$259
Net cashflow
$-114

Break-even live

Break-even rent $1,377
Max offer price $144,823
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,225
Closing costs
$4,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9250 Pecan Tree Dr Baton Rouge, LA 3.0 2.0 1291 $1,650 $1.28 23d 1 0.09mi
9149 Ridge Pecan Dr Unit 9149B Gardere, LA 1.0 1.0 1000 $875 $0.88 23d 1 0.12mi
9048 GSRI Ave Unit A Baton Rouge, LA 2.0 2.0 875 $900 $1.03 43d 1 0.27mi
9058 GSRI Ave Unit D Baton Rouge, LA 3.0 2.0 875 $1,100 $1.26 43d 1 0.27mi
8736 Elvin Dr Unit C Baton Rouge, LA 2.0 1.5 1140 $1,100 $0.96 23d 1 0.34mi
8736 Elvin Dr Unit A Baton Rouge, LA 2.0 1.5 1140 $1,100 $0.96 43d 1 0.34mi
1717 Jade Ave Unit 1 Baton Rouge, LA 2.0 1.5 1000 $900 $0.90 23d 1 0.35mi
1717 Jade Ave Unit 2 Gardere, LA 2.0 1.5 1000 $900 $0.90 43d 1 0.35mi
8726 Elvin Dr Unit B Baton Rouge, LA 2.0 1.5 1300 $1,800 $1.38 43d 1 0.35mi
8726 Elvin Dr Unit B Baton Rouge, LA 2.0 1.5 1300 $1,800 $1.38 23d 1 0.35mi
8911 GSRI Ave Baton Rouge, LA 2.0 2.0 1100 $1,150 $1.05 43d 1 0.37mi
2029 Jasper Ave Unit 2029-D Baton Rouge, LA 3.0 2.0 1350 $1,200 $0.89 44d 1 0.37mi
2029 Jasper Ave Unit 2029-B Baton Rouge, LA 3.0 2.0 1350 $1,250 $0.93 23d 1 0.37mi
809 Summer Breeze Dr #1108 Baton Rouge, LA 3.0 2.0 1200 $1,450 $1.21 23d 1 0.39mi
1646 Jade Ave Unit GM 1646-C Baton Rouge, LA 2.0 1.5 1100 $850 $0.77 43d 1 0.40mi
1646 Jade Ave Unit GM 1646-D Baton Rouge, LA 2.0 1.5 1100 $900 $0.82 14d 1 0.41mi
2038 Jasper Ave Unit GM 2038-C Baton Rouge, LA 2.0 1.5 1100 $900 $0.82 43d 1 0.41mi
1616 Jade Ave Baton Rouge, LA 2.0 1.5 1000 $900 $0.90 23d 1 0.43mi
10231 Bluebonnet Blvd Baton Rouge, LA 1.0–3.0 1.0–2.0 988 $1,801 $1.82 14d 21 0.43mi
8727 Granite Dr Unit 8727-C Baton Rouge, LA 2.0 1.5 1100 $940 $0.85 19d 1 0.43mi
8724 GSRI Ave Unit 8724-B Baton Rouge, LA 2.0 1.0 853 $950 $1.11 14d 1 0.46mi
8723 GSRI Ave Unit 8723-B Baton Rouge, LA 2.0 1.0 853 $950 $1.11 21d 1 0.46mi
1434 Jasper Ave Baton Rouge, LA 2.0 1.5 1000 $800 $0.80 43d 1 0.50mi
10600 Lakes Blvd Baton Rouge, LA 3.0 3.0 1464 $1,850 $1.26 43d 2 0.55mi
10600 Lakes Blvd Baton Rouge, LA 2.0–3.0 2.5–3.0 1420 $1,600 $1.13 14d 4 0.55mi
10600 Lakes Blvd Baton Rouge, LA 1.0–3.0 1.0–3.0 1425 $1,425 $1.00 23d 4 0.55mi
8457 Governor Dr Unit 8457-A Baton Rouge, LA 2.0 1.5 1100 $1,000 $0.91 43d 1 0.68mi
8220 Governor Dr Baton Rouge, LA 3.0 2.0 1350 $1,350 $1.00 19d 1 0.69mi
8216 Governor Dr Baton Rouge, LA 3.0 2.0 1212 $1,350 $1.11 23d 1 0.70mi
8336 Bayou Fountain Ave Unit 8336-D Baton Rouge, LA 2.0 1.5 1110 $1,045 $0.94 14d 1 0.71mi
8445 Governor Dr Unit 8445-D Baton Rouge, LA 2.0 2.0 974 $945 $0.97 43d 1 0.71mi
8262 Governor Dr Unit 8262-A Baton Rouge, LA 3.0 3.0 1400 $1,400 $1.00 14d 1 0.71mi
8231 Bayou Fountain Ave Unit 8231-1 Baton Rouge, LA 2.0 2.0 1250 $1,200 $0.96 14d 1 0.78mi
1934 Elvin Dr Baton Rouge, LA 3.0 2.0 1112 $1,600 $1.44 43d 1 0.78mi
8150 Bayou Fountain Ave Unit 8150-C Baton Rouge, LA 2.0 1.5 992 $1,050 $1.06 14d 1 0.79mi
8185 Bayou Fountain Ave Unit 8185-2 Baton Rouge, LA 2.0 1.5 1200 $1,045 $0.87 23d 1 0.80mi
8425 Ned Ave Unit D Baton Rouge, LA 2.0 2.0 970 $875 $0.90 43d 1 0.88mi
8091 Bayou Fountain Ave Baton Rouge, LA 2.0 2.5 1100 $1,195 $1.09 43d 1 0.92mi
2182 Gardere Ln Unit B Baton Rouge, LA 2.0 2.0 1000 $800 $0.80 23d 1 0.94mi
1773 Starboard Dr Unit 1773-1 Baton Rouge, LA 2.0 1.5 1100 $995 $0.90 19d 1 0.97mi

Listing history 39 events

  1. 2026-06-18
    days on market $164,900 Active 246 DOM
  2. 2026-06-17
    days on market $164,900 Active 245 DOM
  3. 2026-06-16
    days on market $164,900 Active 244 DOM
  4. 2026-06-15
    days on market $164,900 Active 243 DOM
  5. 2026-06-14
    days on market $164,900 Active 241 DOM
  6. 2026-06-10
    days on market $164,900 Active 238 DOM
  7. 2026-06-09
    days on market $164,900 Active 237 DOM
  8. 2026-06-08
    days on market $164,900 Active 236 DOM
  9. 2026-06-07
    days on market $164,900 Active 235 DOM
  10. 2026-06-05
    days on market $164,900 Active 232 DOM
  11. 2026-06-03
    days on market $164,900 Active 231 DOM
  12. 2026-06-02
    days on market $164,900 Active 230 DOM
  13. 2026-06-01
    days on market $164,900 Active 229 DOM
  14. 2026-05-31
    days on market $164,900 Active 228 DOM
  15. 2026-05-31
    days on market $164,900 Active 227 DOM
  16. 2025-10-15
    listed $164,900 Active 650-char remark
    Show marketing remark (663 chars)

    Charming Corner Lot Home in a Quiet Neighborhood! Don’t miss this adorable, well-maintained home situated on a desirable corner lot in a peaceful neighborhood! Featuring updated flooring in both bedrooms and hallway, plus a new A/C system installed in 2021. The living room boasts a beautiful cathedral ceiling, creating an open and airy feel. The primary bedroom includes a private ensuite, and the fully fenced backyard offers great space for pets, play, or entertaining. You'll also enjoy a 2-car covered carport and extra storage. Prime location just minutes from LSU, shopping, and dining! Located in Flood Zone X — no flood insurance required!

  17. 2025-10-15
    listed $164,900 Active 663-char remark
    Show marketing remark (663 chars)

    Charming Corner Lot Home in a Quiet Neighborhood! Don’t miss this adorable, well-maintained home situated on a desirable corner lot in a peaceful neighborhood! Featuring updated flooring in both bedrooms and hallway, plus a new A/C system installed in 2021. The living room boasts a beautiful cathedral ceiling, creating an open and airy feel. The primary bedroom includes a private ensuite, and the fully fenced backyard offers great space for pets, play, or entertaining. You'll also enjoy a 2-car covered carport and extra storage. Prime location just minutes from LSU, shopping, and dining! Located in Flood Zone X — no flood insurance required!

  18. 2025-03-20
    historical $1,000
  19. 2025-03-17
    listed $1,000
  20. 2023-01-03
    soldstatus $154,000
  21. 2022-12-30
    soldstatus Sold
  22. 2022-12-05
    status Pending
  23. 2022-11-14
    listed $155,000 Active
  24. 2022-11-14
    listed $155,000
  25. 2018-05-23
    soldstatus $127,000
  26. 2018-05-21
    soldstatus Sold
  27. 2018-05-11
    status Pending
  28. 2018-03-24
    listed $139,900 Active
  29. 2018-03-24
    listed $139,900
  30. 2012-06-13
    listed $99,900
  31. 2012-06-13
    listed $99,900
  32. 2003-04-29
    soldstatus
  33. 2003-03-07
    listed $74,900
  34. 2003-03-07
    listed $74,900
  35. 2002-11-12
    listed $74,900
  36. 2002-11-12
    listed $74,900
  37. 2002-08-02
    listed $78,700
  38. 2002-08-02
    listed $78,700
  39. 2000-06-05
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,852 · $154/mo
Projected year-2 tax
$1,852 · $154/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X · 72% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,798
− Mortgage interest
−$9,237
− Property taxes
−$1,852
− Insurance
−$824
− Repairs & maintenance
−$1,184
− Management
−$1,184
− Depreciation
−$4,797
Taxable loss
−$4,281
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,027
After-tax cash flow
$-336/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Gardere

Score
64/100
State rank
#167
US rank
#14008

Category grades

Amenities F Commute F Cost of living A Crime D Employment D Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Gardere, LA
County
East Baton Rouge Parish · 399,686 people
Metro
Baton Rouge, LA
Population (ZIP)
42,659
Household income
$92,098
Rent vs Own
32.6% rent · 67.4% own
Severe rent burden
1106.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 55% Black 29% Hispanic / Latino 7% Two or more races 6% Asian 6%
Hispanic origin (detail)
Mexican 1%
Common ancestry
Lithuanian 11% Slovak 2% Scottish 1%
Foreign-born
9% · Canada, China, South Korea
Languages at home
89% English-only · Spanish 4% Other Indo-European 2% Chinese 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -117.55%
Current HPI
172.7593
Rent YoY
▲ 0.68%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+109.5% since first listed
24 events — show timeline
  • 2025-10-15 Listed $164,900 GBRMLS
  • 2025-10-15 Listed $164,900 AcadianaMLS
  • 2025-03-20 Rental Removed $1,000 APPFOLIO
  • 2025-03-17 Listed for Rent $1,000 APPFOLIO
  • 2023-01-03 Sold (Public Records) $154,000 Public Records
  • 2022-12-30 Sold (MLS) GBRMLS
  • 2022-12-05 Pending GBRMLS
  • 2022-11-14 Listed $155,000 AcadianaMLS
  • 2022-11-14 Listed $155,000 GBRMLS
  • 2018-05-23 Sold (Public Records) $127,000 Public Records
  • 2018-05-21 Sold (MLS) GBRMLS
  • 2018-05-11 Pending GBRMLS
  • 2018-03-24 Listed $139,900 AcadianaMLS
  • 2018-03-24 Listed $139,900 GBRMLS
  • 2012-06-13 Listed $99,900 AcadianaMLS
  • 2012-06-13 Listed $99,900 GBRMLS
  • 2003-04-29 Sold (MLS) GBRMLS
  • 2003-03-07 Listed $74,900 GBRMLS
  • 2003-03-07 Listed $74,900 AcadianaMLS
  • 2002-11-12 Listed $74,900 AcadianaMLS
  • 2002-11-12 Listed $74,900 GBRMLS
  • 2002-08-02 Listed $78,700 AcadianaMLS
  • 2002-08-02 Listed $78,700 GBRMLS
  • 2000-06-05 Sold (Public Records) Public Records

Property tax history

+14.5%/yr

Latest (2025): $1,852 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…