12306 Mahoney · San Antonio, TX 78252

$300,000

5 bd · 2.5 ba · 2,541 sqft · SingleFamily public records · 95 Days on market

Built 2017 7,405 sqft lot $118/sqft · at area comps Est $314k · at est. $30/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +9.5/15.0
• Cash flow +8.8/30.0
• Appreciation +5.0/10.0
• Schools +4.4/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• 1% rule +2.1/10.0
• Rent growth +2.1/5.0

Listing remarks MLS

Two-story home featuring 5 bedrooms and 2.5 bathrooms with the primary bedroom conveniently located downstairs. The kitchen offers dark cabinetry and energy-efficient appliances with an open layout to the main living area. Upstairs includes four additional bedrooms and a loft that works well as a game room, second living space, or office.

Key facts

• 7,405 sq ft lot
• 2 garage spots
• Community pool

What this means for you Summary

Snapshot

• This is a 5-bed/2.5-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $-247 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $256k (14.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (28.6% below list).
• Recommended offer: $214k (28.6% below list) — sets the bar for 1% rule.
• Cap rate 5.3% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Medina Valley ISD (rural): math 48% / reading 53% proficiency, ranked #148 of 826 in TX (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Lacoste El (math 38% / reading 42%, grade F, #1,514 of 4,322 statewide, top 36%, 744 students, 69% FRL); Medina Valley Middle (math 47% / reading 49%, grade C-, #400 of 1,662 statewide, top 24%, 1,029 students, 62% FRL); Medina Valley H S (math 34% / reading 55%, grade F, #652 of 1,632 statewide, top 43%, 2,147 students, 51% FRL).
• Market conditions: Rents soft (-1.7%/yr); 555 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
• This rent runs 30% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $2k of equity ($2k loan paydown + $-5 appreciation (-0.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 95 days — a 9% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $214,316 (28.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.71% ✗
• Cap rate: 5.30%
• Cash-on-cash: -3.53%
• DSCR: 0.84
• GRM: 11.7

CMA / ARV

• ARV (median comp): $313,773
• List price: $300,000
• Delta: -4.39%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
12346 Kirshner Way	0.09mi	5/2.5	2,581 (+2%)	13mo	$255,000	$99	83
7315 Turnbow	0.47mi	5/2.5	2,541 (0%)	4mo	$279,000	$110	75
11822 Claudette St	0.63mi	5/2.5	2,581 (+2%)	10mo	$234,600	$91	60
6630 Luckey Tree	0.60mi	5/2.5	2,581 (+2%)	14mo	$300,000	$116	58
6714 Luckey Tree	0.64mi	5/2.5	2,581 (+2%)	15mo	$285,000	$110	55
12018 Parish Dv	0.64mi	5/3.5	2,470 (-3%)	11mo	$371,900	$151	52
11855 Davalos	0.37mi	4/2.5 (-1)	2,202 (-13%)	11mo	$284,900	$129	47
11958 Luckey Villa	0.70mi	5/3.5	2,470 (-3%)	15mo	$357,900	$145	46
11991 Luckey Villa	0.61mi	4/2.5 (-1)	2,205 (-13%)	9mo	$360,900	$164	37
11957 Luckey Villa	0.69mi	4/2.5 (-1)	2,205 (-13%)	10mo	$354,900	$161	33
11928 Stroud Dr	0.72mi	4/2.5 (-1)	2,205 (-13%)	10mo	$356,900	$162	31
11962 Luckey Villa	0.69mi	4/2.5 (-1)	2,205 (-13%)	16mo	$346,900	$157	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -8.0%
• Equity multiple: 0.63×
• Total profit: $-30,878
• Equity at exit: $87,084

10-year hold

• IRR: -3.8%
• Equity multiple: 0.62×
• Total profit: $-32,309
• Equity at exit: $104,657

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78252

• Home prices YoY: -0.0%
• Rents YoY: -1.7%
• Active inventory: 555
• Price-to-rent: 11.7×

Monthly cashflow live

• Estimated rent: $2,143 high
• Mortgage (P&I): −$1,573
• Tax from tax record: −$212 /mo · $2,545/yr
• Insurance: −$125
• HOA: −$30
• Vacancy / Maint / Mgmt: −$450
• Net cashflow: $-247

Break-even live

Break-even rent $2,456

Max offer price $256,324

Occupancy floor —

Sensitivity live

Price	-10% $-77	-5% $-162	+0% $-247	+5% $-332	+10% $-417
Rent	-10% $-417	-5% $-332	+0% $-247	+5% $-163	+10% $-78
Rate	-1.0pp $-96	-0.5pp $-171	base $-247	+0.5pp $-325	+1.0pp $-404

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,000
• Closing costs: $9,000
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6528 Dodger Vly San Antonio, TX	4.0	2.0	1822	$1,800	$0.99	45d	1	0.23mi
12251 Siragusa San Antonio, TX	4.0	2.0	1822	$2,050	$1.13	4d	1	0.35mi
11824 Luckey Fls San Antonio, TX	4.0	2.5	2239	$1,796	$0.80	14d	1	0.40mi
7204 Jebson Pass San Antonio, TX	4.0	2.0	2202	$1,900	$0.86	16d	1	0.43mi
7216 Jebson Pass San Antonio, TX	4.0	3.5	2205	$5,200	$2.36	0d	1	0.45mi
11769 Alcoser Ct San Antonio, TX	5.0	2.5	2548	$1,869	$0.73	6d	1	0.47mi
11753 Alcoser Ct San Antonio, TX	4.0	2.0	1792	$1,589	$0.89	23d	1	0.50mi
6406 Underwood Way San Antonio, TX	5.0	2.5	2538	$2,195	$0.86	45d	1	0.62mi
11811 Wolf Cyn San Antonio, TX	4.0	2.0	1893	$1,725	$0.91	45d	1	0.73mi
11543 Luckey Ledge San Antonio, TX	4.0	2.0	1793	$1,615	$0.90	45d	1	0.76mi
10843 Emerick St San Antonio, TX	4.0	2.5	2400	$2,300	$0.96	6d	1	0.77mi
10858 Quinn Ct San Antonio, TX	2.0–5.0	2.0–3.5	1733	$2,520	$1.45	0d	1	0.81mi
6441 Staccato Staff San Antonio, TX	4.0	2.0	1906	$1,950	$1.02	6d	1	1.08mi
6621 Kingsley Edge San Antonio, TX	4.0	2.0	1906	$1,850	$0.97	45d	1	1.16mi
6727 Hoffman Pln San Antonio, TX	4.0	2.5	2327	$2,100	$0.90	45d	1	1.29mi
13310 Whisper Bnd San Antonio, TX	4.0	2.0	1900	$1,795	$0.94	23d	1	1.29mi
6710 Encore Oaks San Antonio, TX	4.0	3.0	3073	$2,650	$0.86	0d	1	1.31mi
5565 Mansions Blfs San Antonio, TX	1.0–4.0	1.0–3.0	1326	$2,440	$1.84	0d	39	1.40mi
11655 Bakersfield Pass San Antonio, TX	4.0	2.5	2268	$2,170	$0.96	0d	1	1.41mi
6830 Whisper Grv San Antonio, TX	4.0	2.0	1884	$1,900	$1.01	18d	1	1.42mi
6830 Whisper Grv San Antonio, TX	4.0	2.0	1901	$1,900	$1.00	5d	1	1.42mi
11643 Troubadour Trl San Antonio, TX	4.0	3.5	2412	$2,147	$0.89	25d	1	1.48mi
11627 Troubadour Trl San Antonio, TX	4.0	3.0	2497	$2,350	$0.94	25d	1	1.50mi

HOA detail

• Monthly dues: $30 · $360/yr

Listing history 23 events

1. 2026-06-21
   days on market $300,000 Active 95 DOM
2. 2026-06-18
   days on market $300,000 Active 92 DOM
3. 2026-06-17
   days on market $300,000 Active 91 DOM
4. 2026-06-16
   days on market $300,000 Active 90 DOM
5. 2026-06-15
   days on market $300,000 Active 89 DOM
6. 2026-06-13
   days on market $300,000 Active 87 DOM
7. 2026-06-09
   days on market $300,000 Active 83 DOM
8. 2026-06-08
   days on market $300,000 Active 82 DOM
9. 2026-06-07
   days on market $300,000 Active 81 DOM
10. 2026-06-04
    days on market $300,000 Active 78 DOM
11. 2026-06-03
    days on market $300,000 Active 77 DOM
12. 2026-06-02
    days on market $300,000 Active 76 DOM
13. 2026-06-02
    days on market $300,000 Active 75 DOM
14. 2026-05-31
    days on market $300,000 Active 74 DOM
15. 2026-03-18
    listed $300,000 New 340-char remark

    Show marketing remark (340 chars)

    Two-story home featuring 5 bedrooms and 2.5 bathrooms with the primary bedroom conveniently located downstairs. The kitchen offers dark cabinetry and energy-efficient appliances with an open layout to the main living area. Upstairs includes four additional bedrooms and a loft that works well as a game room, second living space, or office.

16. 2018-02-15
    soldstatus Sold 302-char remark

    Show marketing remark (302 chars)

    New from LGI Homes: This beautiful new 2 story home features 5 bedrooms and 2.5 bathrooms. The kitchen features beautiful wood cabinets and energy efficient appliances. New refrigerator included! Additional features include raised six panel doors, brushed nickel hardware and energy efficient windows.

17. 2017-12-31
    listed $221,900 302-char remark

    Show marketing remark (302 chars)

    New from LGI Homes: This beautiful new 2 story home features 5 bedrooms and 2.5 bathrooms. The kitchen features beautiful wood cabinets and energy efficient appliances. New refrigerator included! Additional features include raised six panel doors, brushed nickel hardware and energy efficient windows.

18. 2017-12-31
    historical 302-char remark

    Show marketing remark (302 chars)

    New from LGI Homes: This beautiful new 2 story home features 5 bedrooms and 2.5 bathrooms. The kitchen features beautiful wood cabinets and energy efficient appliances. New refrigerator included! Additional features include raised six panel doors, brushed nickel hardware and energy efficient windows.

19. 2017-12-31
    historical

    Show marketing remark (302 chars)

    New from LGI Homes: This beautiful new 2 story home features 5 bedrooms and 2.5 bathrooms. The kitchen features beautiful wood cabinets and energy efficient appliances. New refrigerator included! Additional features include raised six panel doors, brushed nickel hardware and energy efficient windows.

20. 2017-12-28
    status Back on Market
21. 2017-11-16
    status Pending
22. 2017-10-31
    historical
23. 2017-09-28
    listed $223,900 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,545 · $212/mo
• Projected year-2 tax: $5,490 · $458/mo
• Expected delta: +$2,945/yr (+$245/mo · 115.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,718
• − Mortgage interest: −$16,805
• − Property taxes: −$2,545
• − Insurance: −$1,500
• − Repairs & maintenance: −$2,057
• − Management: −$2,057
• − HOA: −$360
• − Depreciation: −$8,727
• Taxable loss: −$8,334
• Est. tax savings @ 24.0%: +$2,000
• After-tax cash flow: $-967/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Medina Valley ISD
• NCES district ID: 4830060
• Math proficiency: 48% ▼ -9.00%
• Reading proficiency: 53% ▼ -2.00%
• Median HH income: $60,596
• Composite: 44.2/100
• National rank: #2851
• State rank: #148 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 21,790
• Household income: $85,518
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 152.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (68%)
• Race & ethnicity: Hispanic / Latino 68% Two or more races 29% White 17% Black 8% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 61% Puerto Rican 1%
• Common ancestry: Hispanic 2% Lithuanian 1% German 1%
• Foreign-born: 12% · Canada, South Korea
• Languages at home: 58% English-only · Spanish 38% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▬ -0.00%
• Current HPI: 183.6413
• Rent YoY: ▼ -1.67%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+34.0% since first listed

9 events — show timeline

• 2026-03-18 Listed $300,000 LERA
• 2018-02-15 Sold (MLS) — LERA
• 2017-12-31 Listing Removed — LERA
• 2017-12-31 Listing Removed — LERA
• 2017-12-31 Listed $221,900 LERA
• 2017-12-28 Relisted — LERA
• 2017-11-16 Pending — LERA
• 2017-10-31 Listing Removed — LERA
• 2017-09-28 Listed $223,900 LERA

Property tax history

-7.6%/yr

Latest (2025): $2,545 · -56.8% YoY. Source: county tax records.