1841 Robin Ct · Sebring, FL 33870

$124,995

3 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 133 Days on market

Built 1976 7,405 sqft lot Est $148k · 15% under $2/mo HOA

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.2/30.0
• ARV discount +14.5/15.0
• DSCR +10.0/10.0
• 1% rule +7.3/10.0
• Schools +3.6/10.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Reduced Price! This home is in a desirable 55+ community designed for convenience and comfort. Perfectly situated in the heart of shopping centers, restaurants, and medical facilities, it offers easy access to everything you need, some even by golf cart. The kitchen features elegant gray cabinets and new wood-grained vinyl flooring that seamlessly continues into the dining room area. Carpeting has been professionally cleaned throughout the living room and bedrooms. A covered carport has space for a private sitting area or parking and a convenient laundry/storage room. The side porch is fully screened, offering an additional outdoor entertainment area. A handy tool shed is in the backyard. Lake Jackson is just a short cart ride to all its activities. This is a well-maintained home. The home is fully furnished, and the sellers are only taking personal items.

Key facts

• Covered carport
• Handy tool shed
• Laundry storage room

Tags

• COVERED CARPORT
• LAUNDRY STORAGE ROOM
• FULLY SCREENED SIDE PORCH
• OUTDOOR ENTERTAINMENT AREA
• HANDY TOOL SHED
• CURRENT HOME INSPECTION REPORT

Property features AI

Finance

• HOA & community: Homeowners association with $25 annual fee; Senior community

Exterior

• Parking: Carport; 2 carport spaces; Golf cart garage
• Utilities: Public water; Public sewer; Sewer available
• Home design: Residential mobile home; One story; Skyline manufactured home
• Construction: Frame construction; Metal roof
• Exterior features: Screened porch; Side porch; No pool

Interior

• Kitchen: Dishwasher; Microwave; Oven; Range; Refrigerator; Electric water heater
• Flooring: Carpet; Linoleum
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Dryer; Dishwasher; Electric water heater; Microwave; Oven; Range; Refrigerator; Washer; 13 total rooms
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $125k.

Deal economics

• At list price, monthly cash flow is $399 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $125k).
• Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.1% vs local median 4.3% in Sebring — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#618 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: amenities F, commute F, employment F.
• Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Woodlawn Elementary School (math 51% / reading 49%, grade D+, #1,070 of 2,144 statewide, top 51%, 794 students, 73% FRL); Hill-Gustat Middle School (math 53% / reading 50%, grade C, #232 of 571 statewide, top 41%, 705 students, 63% FRL); Sebring High School (math 32% / reading 48%, grade F, #296 of 667 statewide, top 45%, 1,809 students, 56% FRL) — zoned schools at 64% FRL track the district average.
• Market conditions: Rents soft (-0.3%/yr); 481 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).
• This rent runs 37% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 133 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $109,995 (12.0% below list)

Questions for the listing agent

1. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.23% ✓
• Cap rate: 10.12%
• Cash-on-cash: 13.67%
• DSCR: 1.61
• GRM: 6.8

CMA / ARV

• ARV (on-the-fly): $147,840
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2036 Robin Ct	0.12mi	2/2.0 (-1)	1,404 (+4%)	13mo	$154,000	$110	71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 0.5%
• Equity multiple: 1.02×
• Total profit: $607
• Equity at exit: $18,637

10-year hold

• IRR: 6.9%
• Equity multiple: 1.45×
• Total profit: $15,732
• Equity at exit: $10,807

Cash invested: $34,999 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33870

• Home prices YoY: -20.0%
• Rents YoY: -0.3%
• Active inventory: 481
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,542 medium
• Mortgage (P&I): −$655
• Tax from tax record: −$110 /mo · $1,325/yr
• Insurance: −$52
• HOA: −$2
• Vacancy / Maint / Mgmt: −$324
• Net cashflow: $399

Break-even live

Break-even rent $1,038

Max offer price $124,995

Occupancy floor 69%

Sensitivity live

Price	-10% $469	-5% $434	+0% $399	+5% $363	+10% $328
Rent	-10% $277	-5% $338	+0% $399	+5% $459	+10% $520
Rate	-1.0pp $462	-0.5pp $430	base $399	+0.5pp $366	+1.0pp $333

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,249
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2545 Brunns Rd Sebring, FL	3.0	2.0	1248	$1,600	$1.28	22d	1	1.44mi

HOA detail

• Monthly dues: $2 · $24/yr

Listing history 23 events

1. 2026-06-21
   days on market $124,995 Active 133 DOM
2. 2026-06-19
   days on market $124,995 Active 131 DOM
3. 2026-06-18
   days on market $124,995 Active 130 DOM
4. 2026-06-17
   days on market $124,995 Active 129 DOM
5. 2026-06-16
   days on market $124,995 Active 128 DOM
6. 2026-06-15
   days on market $124,995 Active 127 DOM
7. 2026-06-14
   days on market $124,995 Active 125 DOM
8. 2026-06-10
   days on market $124,995 Active 122 DOM
9. 2026-06-09
   days on market $124,995 Active 121 DOM
10. 2026-06-08
    days on market $124,995 Active 120 DOM
11. 2026-06-07
    days on market $124,995 Active 119 DOM
12. 2026-06-02
    days on market $124,995 Active 114 DOM
13. 2026-06-01
    days on market $124,995 Active 113 DOM
14. 2026-05-31
    days on market $124,995 Active 112 DOM
15. 2026-05-30
    days on market $124,995 Active 111 DOM
16. 2026-03-16
    price $124,995
17. 2026-02-09
    listed $129,500 Active
18. 2026-01-07
    soldstatus $110,500
19. 2026-01-06
    soldstatus $110,500 Closed 868-char remark

    Show marketing remark (868 chars)

    Reduced Price! This home is in a desirable 55+ community designed for convenience and comfort. Perfectly situated in the heart of shopping centers, restaurants, and medical facilities, it offers easy access to everything you need, some even by golf cart. The kitchen features elegant gray cabinets and new wood-grained vinyl flooring that seamlessly continues into the dining room area. Carpeting has been professionally cleaned throughout the living room and bedrooms. A covered carport has space for a private sitting area or parking and a convenient laundry/storage room. The side porch is fully screened, offering an additional outdoor entertainment area. A handy tool shed is in the backyard. Lake Jackson is just a short cart ride to all its activities. This is a well-maintained home. The home is fully furnished, and the sellers are only taking personal items.

20. 2025-12-14
    status Pending 868-char remark

    Show marketing remark (868 chars)

    Reduced Price! This home is in a desirable 55+ community designed for convenience and comfort. Perfectly situated in the heart of shopping centers, restaurants, and medical facilities, it offers easy access to everything you need, some even by golf cart. The kitchen features elegant gray cabinets and new wood-grained vinyl flooring that seamlessly continues into the dining room area. Carpeting has been professionally cleaned throughout the living room and bedrooms. A covered carport has space for a private sitting area or parking and a convenient laundry/storage room. The side porch is fully screened, offering an additional outdoor entertainment area. A handy tool shed is in the backyard. Lake Jackson is just a short cart ride to all its activities. This is a well-maintained home. The home is fully furnished, and the sellers are only taking personal items.

21. 2025-07-30
    price $139,000 868-char remark

    Show marketing remark (868 chars)

    Reduced Price! This home is in a desirable 55+ community designed for convenience and comfort. Perfectly situated in the heart of shopping centers, restaurants, and medical facilities, it offers easy access to everything you need, some even by golf cart. The kitchen features elegant gray cabinets and new wood-grained vinyl flooring that seamlessly continues into the dining room area. Carpeting has been professionally cleaned throughout the living room and bedrooms. A covered carport has space for a private sitting area or parking and a convenient laundry/storage room. The side porch is fully screened, offering an additional outdoor entertainment area. A handy tool shed is in the backyard. Lake Jackson is just a short cart ride to all its activities. This is a well-maintained home. The home is fully furnished, and the sellers are only taking personal items.

22. 2025-01-24
    listed $149,500 Active 868-char remark

    Show marketing remark (868 chars)

    Reduced Price! This home is in a desirable 55+ community designed for convenience and comfort. Perfectly situated in the heart of shopping centers, restaurants, and medical facilities, it offers easy access to everything you need, some even by golf cart. The kitchen features elegant gray cabinets and new wood-grained vinyl flooring that seamlessly continues into the dining room area. Carpeting has been professionally cleaned throughout the living room and bedrooms. A covered carport has space for a private sitting area or parking and a convenient laundry/storage room. The side porch is fully screened, offering an additional outdoor entertainment area. A handy tool shed is in the backyard. Lake Jackson is just a short cart ride to all its activities. This is a well-maintained home. The home is fully furnished, and the sellers are only taking personal items.

23. 2019-04-29
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,325 · $110/mo
• Projected year-2 tax: $1,325 · $110/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,509
• − Mortgage interest: −$7,002
• − Property taxes: −$1,325
• − Insurance: −$625
• − Repairs & maintenance: −$1,481
• − Management: −$1,481
• − HOA: −$24
• − Depreciation: −$3,636
• Taxable income: $2,936
• Est. tax owed @ 24.0%: −$705
• After-tax cash flow: $4,078/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Highlands
• NCES district ID: 1200840
• Math proficiency: 45% ▼ -7.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,276
• Composite: 36.42/100
• National rank: #4672
• State rank: #54 of 73 in FL

Livability — Sebring

• Score: 66/100
• State rank: #618
• US rank: #11992

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Highlands County · 98,898 people
• City population: 50,797
• Metro: Sebring-Avon Park, FL
• Population (ZIP): 25,195
• Household income: $49,942
• Rent vs Own: 31.3% rent · 68.7% own
• Severe rent burden: 994.0

Population outlook (Highlands County) Hauer SSP2

• Today (2025): 99,674 people
• By 2030: 99,615 · -0.1%
• By 2040: 99,342 · -0.3%
• By 2050: 98,242 · -1.4%
• By 2075: 93,291 · -6.4%
• By 2100: 79,894 · -19.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 60% Hispanic / Latino 22% Black 13% Two or more races 10% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 7% Cuban 5%
• Common ancestry: Slovak 2% Romanian 1% Lithuanian 1%
• Foreign-born: 10% · Canada, Jamaica, China
• Languages at home: 80% English-only · Spanish 16% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Highlands

• 2024 margin: Solid R (+40.8) · D 29.3% · R 70.1%
• 2008→2024 swing: -22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
• All cycles: 2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -68.68%
• Current HPI: 273.9861
• Rent YoY: ▼ -0.29%
• Metro: Sebring-Avon Park, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+150.0% since first listed

8 events — show timeline

• 2026-03-16 Price Changed $124,995 HAOR as distributed by MLS GRID
• 2026-02-09 Listed $129,500 HAOR as distributed by MLS GRID
• 2026-01-07 Sold (Public Records) $110,500 Public Records
• 2026-01-06 Sold (MLS) $110,500 HAOR as distributed by MLS GRID
• 2025-12-14 Pending — HAOR as distributed by MLS GRID
• 2025-07-30 Price Changed $139,000 HAOR as distributed by MLS GRID
• 2025-01-24 Listed $149,500 HAOR as distributed by MLS GRID
• 2019-04-29 Sold (Public Records) $50,000 Public Records

Property tax history

+19.8%/yr

Latest (2025): $1,325 · +9.7% YoY. Source: county tax records.