405 Robinson St · Baltimore, MD 21224

$159,900

3 bd · 1.0 ba · 1,140 sqft · Townhouse public records · 44 Days on market

Built 1920 $140/sqft · 27% above area Est $126k · 27% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.3/30.0
• DSCR +10.0/10.0
• 1% rule +8.1/10.0
• Livability +3.8/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

Key facts

• Updated bath
• Updated kitchen
• White cabinetry

Tags

• UPDATED KITCHEN
• WHITE CABINETRY
• STYLISH COUNTERS
• NEUTRAL ENGINEERED FLOORING
• FINISHED LOWER LEVEL
• UPDATED BATH

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer; Natural gas for heating, cooling and hot water
• Home design: Interior townhouse/rowhouse; Fee simple ownership; Very good condition
• Construction: Brick construction; Block foundation; Total below-grade area includes finished and unfinished spaces
• Exterior features: No tidal water; Above-grade and below-grade structures

Interior

• Kitchen: Built-in microwave; Dishwasher; Refrigerator; Stainless steel appliances
• Bedrooms: Three bedrooms on the upper level
• Flooring: Hardwood; Vinyl and luxury vinyl plank
• Bathrooms: Two full bathrooms (one on upper level, one on lower level)
• Heating & cooling: Forced air heating (natural gas); Central air conditioning (natural gas)
• Interior features: Improved, full basement finished; Living room; Dining room; Recreation room
• Laundry & utility: Stacked washer and dryer; Natural gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $160k.

Deal economics

• At list price, monthly cash flow is $510 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $155k (3.0% below list) — sets the bar for market timing.
• Cap rate 10.1% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.3%/yr); 391 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $75k; list at $160k implies a 113% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $155,103 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.31% ✓
• Cap rate: 10.12%
• Cash-on-cash: 13.68%
• DSCR: 1.61
• GRM: 6.4

CMA / ARV

• ARV (median comp): $125,812
• List price: $159,900
• Delta: 27.09%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
122 Ellwood Ave	0.16mi	3/1.5	1,200 (+5%)	0mo	$235,000	$196	82
149 N Highland Ave	0.21mi	2/1.0 (-1)	1,170 (+3%)	1mo	$75,000	$64	80
3135 Mcelderry St	0.12mi	3/2.0	1,224 (+7%)	1mo	$234,000	$191	77
134 N Curley St	0.22mi	2/2.0 (-1)	1,170 (+3%)	1mo	$270,000	$231	76
629 N Kenwood Ave	0.32mi	2/1.5 (-1)	1,100 (-4%)	1mo	$76,500	$70	72
14 S Curley St	0.35mi	2/1.0 (-1)	1,092 (-4%)	1mo	$269,000	$246	71
2712 Ashland Ave	0.49mi	3/1.5	1,164 (+2%)	1mo	$175,000	$150	71
410 N Patterson Park Ave	0.67mi	3/1.0	1,180 (+4%)	0mo	$180,000	$153	63
2736 Mura St	0.72mi	3/2.0	1,120 (-2%)	0mo	$81,000	$72	59
2435 Jefferson St	0.53mi	3/1.0	1,260 (+10%)	1mo	$140,000	$111	57
280 S Robinson St	0.52mi	2/1.0 (-1)	1,282 (+12%)	1mo	$294,000	$229	49
309 S Fagley St	0.69mi	2/2.0 (-1)	1,030 (-10%)	1mo	$225,000	$218	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold

• IRR: 1.9%
• Equity multiple: 1.07×
• Total profit: $3,147
• Equity at exit: $23,842

10-year hold

• IRR: 9.7%
• Equity multiple: 1.69×
• Total profit: $30,949
• Equity at exit: $13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21224

• Rents YoY: 1.3%
• Active inventory: 391
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $2,088 high
• Mortgage (P&I): −$839
• Tax from tax record: −$234 /mo · $2,814/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$439
• Net cashflow: $510

Break-even live

Break-even rent $1,443

Max offer price $159,900

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
404 N Robinson St Baltimore, MD	3.0	3.0	1320	$2,200	$1.67	24d	1	0.01mi
404 N Robinson St Baltimore, MD	3.0	3.0	1320	$2,100	$1.59	16d	1	0.01mi
203 N Ellwood Ave Unit Main Baltimore, MD	2.0	2.0	880	$2,200	$2.50	24d	1	0.08mi
520 N Decker Ave Baltimore, MD	2.0	1.0	1000	$1,650	$1.65	43d	1	0.13mi
3205 Esther Pl Baltimore, MD	2.0	2.0	960	$1,850	$1.93	24d	1	0.15mi
3304 McElderry St Baltimore, MD	3.0	2.0	1413	$1,900	$1.34	43d	1	0.19mi
150 N Curley St Baltimore, MD	2.0	2.5	1266	$1,850	$1.46	17d	1	0.19mi
29 N Ellwood Ave Baltimore, MD	3.0	1.5	1100	$2,395	$2.18	24d	1	0.19mi
113 N Clinton St Baltimore, MD	2.0	1.0	1300	$1,995	$1.53	43d	1	0.20mi
17 N East Ave Baltimore, MD	2.0	2.0	1326	$2,550	$1.92	24d	1	0.20mi
2815 Orleans St Baltimore, MD	2.0	1.0	1204	$1,600	$1.33	2d	1	0.21mi
2800 Orleans St Baltimore, MD	3.0	1.0	1404	$1,600	$1.14	14d	1	0.24mi
2800 Orleans St Baltimore, MD	3.0	1.0	1404	$1,600	$1.14	17d	1	0.24mi
1 N Clinton St Baltimore, MD	4.0	1.5	1200	$1,700	$1.42	20d	1	0.25mi
2934 E Monument St Baltimore, MD	2.0	1.0	1200	$1,499	$1.25	43d	1	0.26mi
34 N Linwood Ave Baltimore, MD	2.0	1.5	1288	$2,400	$1.86	24d	1	0.27mi
415 N Belnord Ave Baltimore, MD	2.0	1.0	1008	$1,300	$1.29	24d	1	0.29mi
718 N Curley St Baltimore, MD	3.0	3.0	1500	$2,000	$1.33	4d	1	0.31mi
724 N Curley St Baltimore, MD	3.0	3.0	1500	$2,200	$1.47	4d	1	0.31mi
10 N Streeper St Baltimore, MD	3.0	2.5	1440	$2,500	$1.74	24d	1	0.32mi
531 N Belnord Ave Baltimore, MD	2.0	1.5	1100	$1,700	$1.55	24d	1	0.32mi
3430 E Baltimore St Baltimore, MD	3.0	2.5	1316	$2,250	$1.71	24d	1	0.33mi
139 N Lakewood Ave Baltimore, MD	4.0	2.5	1370	$2,500	$1.82	43d	1	0.35mi
139 N Lakewood Ave Unit 1 Baltimore, MD	4.0	2.0	1370	$2,500	$1.82	43d	1	0.35mi
106 S Bouldin St Baltimore, MD	2.0	3.0	1134	$2,100	$1.85	20d	1	0.35mi
2815 E Madison St Baltimore, MD	4.0	2.0	1300	$2,500	$1.92	43d	1	0.37mi
415 N Glover St Baltimore, MD	2.0	2.5	1092	$1,600	$1.47	24d	1	0.37mi
127 S Robinson St Baltimore, MD	2.0	1.5	1400	$2,000	$1.43	43d	1	0.37mi
102 S Curley St Baltimore, MD	2.0	1.5	1200	$1,800	$1.50	4d	1	0.37mi
627 N Lakewood Ave Baltimore, MD	3.0	2.5	1175	$1,900	$1.62	21d	1	0.37mi
3413 Leverton Ave Baltimore, MD	2.0	1.0	832	$1,000	$1.20	24d	1	0.38mi
3436 Leverton Ave Baltimore, MD	3.0	3.5	1500	$2,350	$1.57	24d	1	0.38mi
2608 E Fayette St Unit 1 Baltimore, MD	2.0	1.0	900	$1,700	$1.89	14d	1	0.39mi
218 N Glover St Baltimore, MD	2.0	2.0	1360	$1,750	$1.29	43d	1	0.39mi
127 N Glover St Baltimore, MD	2.0	1.5	1110	$2,100	$1.89	2d	1	0.39mi
502 N Glover St Baltimore, MD	2.0	1.5	827	$1,250	$1.51	20d	1	0.40mi
225 N Luzerne Ave Baltimore, MD	3.0	1.0	1198	$1,350	$1.13	19d	1	0.40mi
2608 McElderry St Baltimore, MD	3.0	1.0	1144	$1,550	$1.35	24d	1	0.42mi
227 N Rose St Baltimore, MD	2.0	4.0	1420	$1,600	$1.13	24d	1	0.44mi
233 N Rose St Baltimore, MD	2.0	2.5	934	$1,750	$1.87	17d	1	0.45mi

Listing history 50 events

1. 2026-06-18
   days on market $159,900 Active 44 DOM
2. 2026-06-17
   days on market $159,900 Active 43 DOM
3. 2026-06-16
   days on market $159,900 Active 42 DOM
4. 2026-06-15
   days on market $159,900 Active 41 DOM
5. 2026-06-13
   days on market $159,900 Active 39 DOM
6. 2026-06-09
   days on market $159,900 Active 35 DOM
7. 2026-06-08
   days on market $159,900 Active 34 DOM
8. 2026-06-07
   days on market $159,900 Active 33 DOM
9. 2026-06-04
   days on market $159,900 Active 30 DOM
10. 2026-06-03
    days on market $159,900 Active 29 DOM
11. 2026-06-02
    days on market $159,900 Active 28 DOM
12. 2026-06-01
    days on market $159,900 Active 27 DOM
13. 2026-05-31
    days on market $159,900 Active 26 DOM
14. 2026-05-05
    listed $165,000 Active 665-char remark
15. 2024-03-27
    soldstatus $75,000
16. 2024-01-19
    soldstatus $75,000 Closed 605-char remark

    Show marketing remark (605 chars)

    Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

17. 2023-12-20
    status Pending 605-char remark

    Show marketing remark (605 chars)

    Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

18. 2023-11-27
    price $95,000 605-char remark

    Show marketing remark (605 chars)

    Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

19. 2023-11-13
    price $98,000 605-char remark

    Show marketing remark (605 chars)

    Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

20. 2023-11-02
    price $99,000 605-char remark

    Show marketing remark (605 chars)

    Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

21. 2023-10-28
    status Active 605-char remark

    Show marketing remark (605 chars)

    Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

22. 2023-10-23
    status Pending 605-char remark

    Show marketing remark (605 chars)

    Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

23. 2023-09-20
    price $99,900 605-char remark

    Show marketing remark (605 chars)

    Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

24. 2023-09-11
    listed $110,000 Active 605-char remark

    Show marketing remark (605 chars)

    Attention! Bring your tools and team. Great investment property with a large front patio and a fenced backyard. 3-level townhouse with full-size basement (could be finished for bigger living space) The upper level could be turned into 3 bedrooms. The comps are more than $250K and the timing is even better. Let's close in December, renovate it, and sell/rent it in spring to generate the best result. The best part? It is the price! Super affordable and even for rookies. Great first project to test and start your flipping/rental business. The seller is motivated and ready to work with you. Call now!

25. 2013-06-03
    historical

    Show marketing remark (306 chars)

    This is a great house at a great price. Recently renovated. Shows well. Perfect for an Investor who is looking for an excellent return on investment. Easy rental. Close to shopping and transportation. 524 N. Robinson for sale as well. Ask about package deal for both. Add both to your portfolio right now!!

26. 2013-05-31
    soldstatus $18,500 Sold

    Show marketing remark (306 chars)

    This is a great house at a great price. Recently renovated. Shows well. Perfect for an Investor who is looking for an excellent return on investment. Easy rental. Close to shopping and transportation. 524 N. Robinson for sale as well. Ask about package deal for both. Add both to your portfolio right now!!

27. 2013-05-31
    soldstatus $18,500

    Show marketing remark (306 chars)

    This is a great house at a great price. Recently renovated. Shows well. Perfect for an Investor who is looking for an excellent return on investment. Easy rental. Close to shopping and transportation. 524 N. Robinson for sale as well. Ask about package deal for both. Add both to your portfolio right now!!

28. 2013-05-08
    status Contract

    Show marketing remark (306 chars)

    This is a great house at a great price. Recently renovated. Shows well. Perfect for an Investor who is looking for an excellent return on investment. Easy rental. Close to shopping and transportation. 524 N. Robinson for sale as well. Ask about package deal for both. Add both to your portfolio right now!!

29. 2013-05-06
    historical
30. 2013-04-25
    price $22,500

    Show marketing remark (306 chars)

    This is a great house at a great price. Recently renovated. Shows well. Perfect for an Investor who is looking for an excellent return on investment. Easy rental. Close to shopping and transportation. 524 N. Robinson for sale as well. Ask about package deal for both. Add both to your portfolio right now!!

31. 2013-02-11
    listed $29,900 Active

    Show marketing remark (306 chars)

    This is a great house at a great price. Recently renovated. Shows well. Perfect for an Investor who is looking for an excellent return on investment. Easy rental. Close to shopping and transportation. 524 N. Robinson for sale as well. Ask about package deal for both. Add both to your portfolio right now!!

32. 2013-02-11
    listed $22,500

    Show marketing remark (306 chars)

    This is a great house at a great price. Recently renovated. Shows well. Perfect for an Investor who is looking for an excellent return on investment. Easy rental. Close to shopping and transportation. 524 N. Robinson for sale as well. Ask about package deal for both. Add both to your portfolio right now!!

33. 2010-04-20
    historical Withdrawn
34. 2010-04-20
    historical
35. 2009-11-20
    price
36. 2009-08-03
    listed Active
37. 2009-08-03
    listed $59,900
38. 2009-04-29
    soldstatus $42,000 Sold
39. 2009-04-29
    soldstatus $42,000
40. 2009-02-27
    historical
41. 2009-02-25
    historical
42. 2009-01-06
    price $49,400
43. 2008-12-31
    soldstatus $85,788
44. 2008-12-01
    listed $54,900
45. 2008-12-01
    listed $49,400
46. 2005-11-22
    soldstatus $85,000
47. 2003-12-15
    soldstatus $21,000
48. 2003-10-06
    historical
49. 2003-08-29
    listed $21,000
50. 2001-02-13
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,814 · $234/mo
• Projected year-2 tax: $2,814 · $234/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,062
• − Mortgage interest: −$8,957
• − Property taxes: −$2,814
• − Insurance: −$800
• − Repairs & maintenance: −$2,005
• − Management: −$2,005
• − Depreciation: −$4,652
• Taxable income: $3,830
• Est. tax owed @ 24.0%: −$919
• After-tax cash flow: $5,204/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 47,465
• Household income: $89,017
• Rent vs Own: 41.5% rent · 58.5% own
• Severe rent burden: 1786.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Dominican 1%
• Common ancestry: Romanian 5% Lithuanian 2% Italian 1%
• Foreign-born: 17% · Canada, China, Vietnam
• Languages at home: 76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -332.23%
• Current HPI: 241.284
• Rent YoY: ▲ 1.31%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+680.0% since first listed

45 events — show timeline

• 2026-05-26 Price Changed $159,900 BRIGHT MLS
• 2026-05-05 Listed $165,000 BRIGHT MLS
• 2024-03-27 Sold (Public Records) $75,000 Public Records
• 2024-01-19 Sold (MLS) $75,000 BRIGHT MLS
• 2023-12-20 Pending — BRIGHT MLS
• 2023-11-27 Price Changed $95,000 BRIGHT MLS
• 2023-11-13 Price Changed $98,000 BRIGHT MLS
• 2023-11-02 Price Changed $99,000 BRIGHT MLS
• 2023-10-28 Relisted — BRIGHT MLS
• 2023-10-23 Pending — BRIGHT MLS
• 2023-09-20 Price Changed $99,900 BRIGHT MLS
• 2023-09-11 Listed $110,000 BRIGHT MLS
• 2013-06-03 Delisted — MRIS
• 2013-05-31 Sold (MLS) $18,500 BRIGHT MLS
• 2013-05-31 Sold (MLS) $18,500 MRIS
• 2013-05-08 Pending — MRIS
• 2013-05-06 Listing Removed — BRIGHT MLS
• 2013-04-25 Price Changed $22,500 MRIS
• 2013-02-11 Listed $29,900 MRIS
• 2013-02-11 Listed $22,500 BRIGHT MLS
• 2010-04-20 Delisted — MRIS
• 2010-04-20 Listing Removed — BRIGHT MLS
• 2009-11-20 Price Changed — MRIS
• 2009-08-03 Listed — MRIS
• 2009-08-03 Listed $59,900 BRIGHT MLS
• 2009-04-29 Sold (MLS) $42,000 MRIS
• 2009-04-29 Sold (MLS) $42,000 BRIGHT MLS
• 2009-02-27 Listing Removed — BRIGHT MLS
• 2009-02-25 Delisted — MRIS
• 2009-01-06 Price Changed $49,400 MRIS
• 2008-12-31 Sold (Public Records) $85,788 Public Records
• 2008-12-01 Listed $54,900 MRIS
• 2008-12-01 Listed $49,400 BRIGHT MLS
• 2005-11-22 Sold (Public Records) $85,000 Public Records
• 2003-12-15 Sold (MLS) $21,000 MRIS
• 2003-10-06 Delisted — MRIS
• 2003-08-29 Listed $21,000 MRIS
• 2001-02-13 Sold (Public Records) $55,000 Public Records
• 2000-10-24 Listed $10,000 MRIS
• 2000-10-24 Sold (MLS) $10,000 MRIS
• 2000-10-24 Delisted — MRIS
• 2000-02-28 Delisted — MRIS
• 1999-06-14 Listed — MRIS
• 1995-01-31 Sold (Public Records) $46,000 Public Records
• 1995-01-31 Sold (Public Records) $20,500 Public Records

Property tax history

+2.5%/yr

Latest (2025): $2,814 · +6.1% YoY. Source: county tax records.