6307 Fox Chapel Dr · Columbus, GA 31904

$259,900

3 bd · 2.0 ba · 1,914 sqft · SingleFamily public records · 120 Days on market

Built 1971 0.40 ac lot $136/sqft · 8% above area Est $240k · 8% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.2/30.0
• DSCR +8.9/10.0
• 1% rule +6.6/10.0
• ARV discount +3.8/15.0
• Rent growth +3.3/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +2.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

All brick four bedroom home with two full bathrooms. 1914 sq ft plus a two car rear carport with a large storage room. Harwood floors throughout. .. Large eat in kitchen plus a formal dining room and living room that is open to the den and entry foyer. Nice front and back yard with landscaping and a new privacy fence plus a small storage building. Centrally located just off Whitesville Road near Bradley Park in a quiet neighborhood. This one is move in ready.

Key facts

• Formal dining room
• Eat in kitchen
• Living room

Tags

• BRICK HOME
• TWO CAR REAR CARPORT
• LARGE STORAGE ROOM
• EAT IN KITCHEN
• FORMAL DINING ROOM
• LIVING ROOM

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $260k.

Deal economics

• At list price, monthly cash flow is $663 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $260k).
• Recommended offer: $237k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.4% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, schools F, crime F.
• Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.0%/yr); 327 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).
• At $3,023/mo this rent would consume 55% of the median local household income ($66k/yr) (locally 2030% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $73k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 120 days — a 9% lower offer ($237k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 6y ago; this cycle's ask has dropped $15k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $179k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $236,509 (9.0% below list)

Questions for the listing agent

1. It's been on market 120 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 9.35%
• Cash-on-cash: 10.93%
• DSCR: 1.49
• GRM: 7.2

CMA / ARV

• ARV (median comp): $240,018
• List price: $259,900
• Delta: 8.28%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6200 Fox Chapel Dr	0.13mi	3/2.0	1,780 (-7%)	6mo	$235,000	$132	77
7281 Mobley Walk	0.73mi	3/2.0	1,923 (+0%)	3mo	$310,000	$161	63
1818 Springvalley Dr	0.18mi	3/2.0	1,667 (-13%)	11mo	$240,000	$144	61
6802 Buckeye Way	0.52mi	3/2.0	1,950 (+2%)	16mo	$230,000	$118	60
1434 Autumn Ridge Dr	0.55mi	4/2.0 (+1)	1,848 (-3%)	8mo	$223,500	$121	57
6818 Fawndale Dr	0.60mi	4/2.0 (+1)	2,008 (+5%)	4mo	$275,000	$137	56
1331 Blanchfield Dr	0.72mi	3/2.0	1,888 (-1%)	10mo	$259,000	$137	56
6801 Ellis Dr	0.61mi	3/2.0	1,868 (-2%)	14mo	$250,000	$134	55
1347 Blanchfield Dr	0.70mi	3/2.0	2,049 (+7%)	8mo	$299,900	$146	49
6838 Fawndale Dr	0.65mi	4/3.0 (+1)	1,873 (-2%)	18mo	$212,000	$113	42
6845 Buckeye Way	0.59mi	3/2.0	1,667 (-13%)	16mo	$263,000	$158	37
6625 Highridge Dr	0.74mi	4/2.0 (+1)	1,744 (-9%)	17mo	$280,000	$161	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.04% rent growth · sell at horizon

5-year hold

• IRR: 0.1%
• Equity multiple: 1.00×
• Total profit: $223
• Equity at exit: $38,752

10-year hold

• IRR: 9.8%
• Equity multiple: 1.76×
• Total profit: $55,060
• Equity at exit: $22,471

Cash invested: $72,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31904

• Rents YoY: 3.0%
• Active inventory: 327
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $3,023 high
• Mortgage (P&I): −$1,363
• Tax from tax record: −$254 /mo · $3,053/yr
• Insurance: −$108
• HOA: −$0
• Vacancy / Maint / Mgmt: −$635
• Net cashflow: $663

Break-even live

Break-even rent $2,184

Max offer price $259,900

Occupancy floor 73%

Sensitivity live

Price	-10% $810	-5% $736	+0% $663	+5% $589	+10% $516
Rent	-10% $424	-5% $543	+0% $663	+5% $782	+10% $902
Rate	-1.0pp $794	-0.5pp $729	base $663	+0.5pp $595	+1.0pp $527

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $64,975
• Closing costs: $7,797
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6317 Fox Chapel Dr Columbus, GA	4.0	3.0	2089	$4,200	$2.01	45d	1	0.05mi
1414 Fox Croft Loop Columbus, GA	3.0	2.0	2116	$2,300	$1.09	15d	1	0.59mi
5710 August Ave Columbus, GA	3.0	2.0	1545	$1,700	$1.10	22d	1	1.11mi
2700 Double Churches Rd Columbus, GA	1.0–3.0	1.0–2.0	1150	$1,808	$1.57	15d	17	1.22mi
1915 Coventry Dr Columbus, GA	3.0	2.0	1726	$1,695	$0.98	22d	1	1.37mi

Listing history 23 events

1. 2026-06-18
   days on market $259,900 Active 120 DOM
2. 2026-06-17
   days on market $259,900 Active 119 DOM
3. 2026-06-16
   days on market $259,900 Active 118 DOM
4. 2026-06-15
   days on market $259,900 Active 117 DOM
5. 2026-06-14
   days on market $259,900 Active 115 DOM
6. 2026-06-13
   days on market $259,900 Active 114 DOM
7. 2026-06-10
   days on market $259,900 Active 112 DOM
8. 2026-06-09
   days on market $259,900 Active 111 DOM
9. 2026-06-08
   days on market $259,900 Active 110 DOM
10. 2026-06-07
    days on market $259,900 Active 109 DOM
11. 2026-06-05
    days on market $259,900 Active 106 DOM
12. 2026-06-03
    days on market $259,900 Active 105 DOM
13. 2026-06-02
    days on market $259,900 Active 104 DOM
14. 2026-06-01
    days on market $259,900 Active 103 DOM
15. 2026-05-31
    days on market $259,900 Active 102 DOM
16. 2026-05-30
    days on market $259,900 Active 101 DOM
17. 2026-05-05
    status Active 463-char remark

    Show marketing remark (463 chars)

    All brick four bedroom home with two full bathrooms. 1914 sq ft plus a two car rear carport with a large storage room. Harwood floors throughout. .. Large eat in kitchen plus a formal dining room and living room that is open to the den and entry foyer. Nice front and back yard with landscaping and a new privacy fence plus a small storage building. Centrally located just off Whitesville Road near Bradley Park in a quiet neighborhood. This one is move in ready.

18. 2026-05-04
    status Pending 463-char remark

    Show marketing remark (463 chars)

    All brick four bedroom home with two full bathrooms. 1914 sq ft plus a two car rear carport with a large storage room. Harwood floors throughout. .. Large eat in kitchen plus a formal dining room and living room that is open to the den and entry foyer. Nice front and back yard with landscaping and a new privacy fence plus a small storage building. Centrally located just off Whitesville Road near Bradley Park in a quiet neighborhood. This one is move in ready.

19. 2026-04-06
    price $265,000 463-char remark

    Show marketing remark (463 chars)

    All brick four bedroom home with two full bathrooms. 1914 sq ft plus a two car rear carport with a large storage room. Harwood floors throughout. .. Large eat in kitchen plus a formal dining room and living room that is open to the den and entry foyer. Nice front and back yard with landscaping and a new privacy fence plus a small storage building. Centrally located just off Whitesville Road near Bradley Park in a quiet neighborhood. This one is move in ready.

20. 2026-02-17
    listed $275,000 Active 463-char remark

    Show marketing remark (463 chars)

    All brick four bedroom home with two full bathrooms. 1914 sq ft plus a two car rear carport with a large storage room. Harwood floors throughout. .. Large eat in kitchen plus a formal dining room and living room that is open to the den and entry foyer. Nice front and back yard with landscaping and a new privacy fence plus a small storage building. Centrally located just off Whitesville Road near Bradley Park in a quiet neighborhood. This one is move in ready.

21. 2020-09-28
    soldstatus $179,350 498-char remark

    Show marketing remark (498 chars)

    The hall bathroom has lots of storage with a tiled tub and shower. The laundry room is over sized with canbinet storage and access to the carport. Hardwood floors. New paint. Double carport located at the back of the home allows for privacy. Exterior stroage in the carport and covered porch area. Maincured front and backyard is great for playing or relaxing outside. Fenced yard with swing and storage building. Roof is 2 years old. Conveniently located near shopping, schools and highway access.

22. 2020-09-28
    soldstatus $179,400

    Show marketing remark (498 chars)

    The hall bathroom has lots of storage with a tiled tub and shower. The laundry room is over sized with canbinet storage and access to the carport. Hardwood floors. New paint. Double carport located at the back of the home allows for privacy. Exterior stroage in the carport and covered porch area. Maincured front and backyard is great for playing or relaxing outside. Fenced yard with swing and storage building. Roof is 2 years old. Conveniently located near shopping, schools and highway access.

23. 2020-08-14
    listed $189,000 498-char remark

    Show marketing remark (498 chars)

    The hall bathroom has lots of storage with a tiled tub and shower. The laundry room is over sized with canbinet storage and access to the carport. Hardwood floors. New paint. Double carport located at the back of the home allows for privacy. Exterior stroage in the carport and covered porch area. Maincured front and backyard is great for playing or relaxing outside. Fenced yard with swing and storage building. Roof is 2 years old. Conveniently located near shopping, schools and highway access.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $3,053 · $254/mo
• Projected year-2 tax: $3,053 · $254/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 67% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,281
• − Mortgage interest: −$14,558
• − Property taxes: −$3,053
• − Insurance: −$1,300
• − Repairs & maintenance: −$2,902
• − Management: −$2,902
• − Depreciation: −$7,561
• Taxable income: $4,004
• Est. tax owed @ 24.0%: −$961
• After-tax cash flow: $6,993/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Muscogee County
• NCES district ID: 1303870
• Math proficiency: 21% ▼ -11.00%
• Reading proficiency: 30% ▼ -7.00%
• Median HH income: $41,176
• Composite: 21.6/100
• National rank: #8297
• State rank: #120 of 174 in GA

Livability — Columbus

• Score: 64/100
• State rank: #254
• US rank: #14102

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Columbus, GA
• County: Muscogee County · 180,764 people
• City population: 180,764
• Metro: Columbus, GA-AL
• Population (ZIP): 35,405
• Household income: $66,291
• Rent vs Own: 48.2% rent · 51.8% own
• Severe rent burden: 2030.0

Population outlook (Muscogee County) Hauer SSP2

• Today (2025): 216,729 people
• By 2030: 224,504 · +3.6%
• By 2040: 238,318 · +10.0%
• By 2050: 249,027 · +14.9%
• By 2075: 264,862 · +22.2%
• By 2100: 254,786 · +17.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 56% Black 28% Two or more races 8% Hispanic / Latino 7% Asian 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Slovak 1% Italian 1% Romanian 1%
• Foreign-born: 5% · Canada, South Korea
• Languages at home: 93% English-only · Spanish 4% Korean 1% German/W. Germanic 1%

Political lean MEDSL · Muscogee

• 2024 margin: Strong D (+23.4) · D 61.4% · R 38.0%
• 2008→2024 swing: +3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -152.06%
• Current HPI: 155.1405
• Rent YoY: ▲ 3.04%
• Metro: Columbus, GA-AL
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+40.2% since first listed

7 events — show timeline

• 2026-05-05 Relisted — CBOR
• 2026-05-04 Pending — CBOR
• 2026-04-06 Price Changed $265,000 CBOR
• 2026-02-17 Listed $275,000 CBOR
• 2020-09-28 Sold (Public Records) $179,400 Public Records
• 2020-09-28 Sold (MLS) $179,350 CBOR
• 2020-08-14 Listed $189,000 CBOR

Property tax history

+7.2%/yr

Latest (2025): $3,053 · +0.0% YoY. Source: county tax records.