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7108 Rue St Claire
D Composite 41.62
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.8/30.0
  • ARV discount +11.0/15.0
  • DSCR +3.8/10.0
  • Livability +3.2/5.0
  • 1% rule +2.9/10.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$250,000

7108 Rue St Claire · Addis, LA 70710
4 bd · 2.0 ba · 1,613 sqft · SingleFamily · 24 Days on market
Built 2013 0.42 ac lot Est $271k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this beautifully maintained 4-bedroom, 2-bath residence tucked away on a quiet dead-end street - offering privacy, comfort, and space both inside and out. Built just 13 years ago, this home features a desirable split floor plan that provides separation between the primary suite and additional bedrooms. Inside, you'll find wood flooring throughout the main living areas, complemented by ceramic tile flooring and countertops, adding a touch in the kitchen for both style and durability. A tankless water heater ensures energy efficiency and endless hot water. Step outside to enjoy a large, fully fenced backyard-perfect for entertaining, pets, or play. The spacious 24x24 shop offers endless possibilities for storage, hobbies, or a workspace. Unwind or host gatherings on the oversized covered patio, making outdoor living easy year-round. This home blends functionality, quality finishes, and a peaceful setting-ready for its next owner to move right in and enjoy.

Key facts

  • Wood flooring
  • Split floor plan
  • 24x24 shop

Tags

SPLIT FLOOR PLANWOOD FLOORINGCERAMIC TILE FLOORINGTANKLESS WATER HEATERFULLY FENCED BACKYARD24X24 SHOP

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-25 ($-299/yr) — negative.
  • To cash-flow at today's rent, offer at most $246k (1.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $199k (20.5% below list).
  • Recommended offer: $199k (20.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#161 in LA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools F, amenities F, commute F.
  • West Baton Rouge Parish (suburban): math 27% / reading 40% proficiency, ranked #35 of 98 in LA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 53 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 144 units permitted in West Baton Rouge Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • West Baton Rouge County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $198,742 (20.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.17%
Cash-on-cash
-0.43%
DSCR
0.98
GRM
10.5

CMA / ARV

ARV (on-the-fly)
$270,984
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7108 Rue St Claire 0.00mi 4/2.0 1,613 (0%) 1mo $250,000 $155 99
7037 Easy St 0.09mi 3/2.0 (-1) 1,634 (+1%) 0mo $275,000 $168 88
4715 E Sunset Loop 0.20mi 3/2.0 (-1) 1,610 (-0%) 2mo $275,000 $171 83
7049 E Sunset Loop 0.22mi 3/2.0 (-1) 1,634 (+1%) 7mo $255,000 $156 77
4707 Aubrey Ann Dr 0.21mi 4/2.0 1,680 (+4%) 17mo $215,000 $128 69
4626 Aubrey Ann Dr 0.30mi 4/2.0 1,680 (+4%) 16mo $259,900 $155 66
4693 Avery Grace Blvd 0.24mi 3/2.0 (-1) 1,448 (-10%) 1mo $275,000 $190 66
4622 Jaselyn Ann Ave 0.36mi 3/2.0 (-1) 1,490 (-8%) 12mo $258,000 $173 56
4777 Avery Grace Blvd 0.14mi 3/2.0 (-1) 1,405 (-13%) 15mo $239,900 $171 55
4725 Belle Vue Dr 0.71mi 3/2.0 (-1) 1,642 (+2%) 9mo $262,500 $160 52
7135 Rue Grand Pre 0.60mi 3/2.0 (-1) 1,509 (-6%) 9mo $238,000 $158 49
4675 Aubrey Ann Dr 0.25mi 3/2.0 (-1) 1,427 (-12%) 19mo $242,000 $170 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.0%
Equity multiple
0.40×
Total profit
$-42,151
Equity at exit
$37,276
10-year hold
IRR
-9.0%
Equity multiple
0.44×
Total profit
$-38,959
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70710

Active inventory
53
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,987 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$180 /mo · $2,158/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$417
Net cashflow
$-25

Break-even live

Break-even rent $2,019
Max offer price $245,594
Occupancy floor 96%

Sensitivity live

Price -10% $117 -5% $46 +0% $-25 +5% $-96 +10% $-166
Rent -10% $-182 -5% $-103 +0% $-25 +5% $54 +10% $132
Rate -1.0pp $101 -0.5pp $39 base $-25 +0.5pp $-90 +1.0pp $-156

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4414 Olivia Dr Addis, LA 3.0 2.0 1642 $2,300 $1.40 24d 1 0.92mi

Listing history 8 events

  1. 2026-04-10
    status Pending 984-char remark
    Show marketing remark (984 chars)

    Welcome home to this beautifully maintained 4-bedroom, 2-bath residence tucked away on a quiet dead-end street - offering privacy, comfort, and space both inside and out. Built just 13 years ago, this home features a desirable split floor plan that provides separation between the primary suite and additional bedrooms. Inside, you'll find wood flooring throughout the main living areas, complemented by ceramic tile flooring and countertops, adding a touch in the kitchen for both style and durability. A tankless water heater ensures energy efficiency and endless hot water. Step outside to enjoy a large, fully fenced backyard-perfect for entertaining, pets, or play. The spacious 24x24 shop offers endless possibilities for storage, hobbies, or a workspace. Unwind or host gatherings on the oversized covered patio, making outdoor living easy year-round. This home blends functionality, quality finishes, and a peaceful setting-ready for its next owner to move right in and enjoy.

  2. 2026-04-10
    status Pending
    Show marketing remark (984 chars)

    Welcome home to this beautifully maintained 4-bedroom, 2-bath residence tucked away on a quiet dead-end street - offering privacy, comfort, and space both inside and out. Built just 13 years ago, this home features a desirable split floor plan that provides separation between the primary suite and additional bedrooms. Inside, you'll find wood flooring throughout the main living areas, complemented by ceramic tile flooring and countertops, adding a touch in the kitchen for both style and durability. A tankless water heater ensures energy efficiency and endless hot water. Step outside to enjoy a large, fully fenced backyard-perfect for entertaining, pets, or play. The spacious 24x24 shop offers endless possibilities for storage, hobbies, or a workspace. Unwind or host gatherings on the oversized covered patio, making outdoor living easy year-round. This home blends functionality, quality finishes, and a peaceful setting-ready for its next owner to move right in and enjoy.

  3. 2026-03-18
    listed $250,000 Active
  4. 2026-03-17
    listed $250,000 Active 984-char remark
    Show marketing remark (984 chars)

    Welcome home to this beautifully maintained 4-bedroom, 2-bath residence tucked away on a quiet dead-end street - offering privacy, comfort, and space both inside and out. Built just 13 years ago, this home features a desirable split floor plan that provides separation between the primary suite and additional bedrooms. Inside, you'll find wood flooring throughout the main living areas, complemented by ceramic tile flooring and countertops, adding a touch in the kitchen for both style and durability. A tankless water heater ensures energy efficiency and endless hot water. Step outside to enjoy a large, fully fenced backyard-perfect for entertaining, pets, or play. The spacious 24x24 shop offers endless possibilities for storage, hobbies, or a workspace. Unwind or host gatherings on the oversized covered patio, making outdoor living easy year-round. This home blends functionality, quality finishes, and a peaceful setting-ready for its next owner to move right in and enjoy.

  5. 2013-12-16
    soldstatus
  6. 2013-07-18
    listed $178,900
  7. 2013-07-18
    listed $178,900
  8. 2013-03-18
    soldstatus $750,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,158 · $180/mo
Projected year-2 tax
$2,158 · $180/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,849
− Mortgage interest
−$14,004
− Property taxes
−$2,158
− Insurance
−$1,250
− Repairs & maintenance
−$1,908
− Management
−$1,908
− Depreciation
−$7,273
Taxable loss
−$4,651
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,116
After-tax cash flow
$817/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Baton Rouge Parish
NCES district ID
2201920
Math proficiency
27% ▼ -39.00%
Reading proficiency
40% ▼ -36.00%
Median HH income
$52,141
Composite
29.26/100
National rank
#6562
State rank
#35 of 98 in LA

Livability — Addis

Score
64/100
State rank
#161
US rank
#13783

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Addis, LA
County
West Baton Rouge Parish · 7,252 people
City population
7,252
Metro
Baton Rouge, LA
Population (ZIP)
7,252
Household income
$108,041
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
160.0

Population outlook (West Baton Rouge County) Hauer SSP2

Today (2025)
28,932 people
By 2030
30,562 · +5.6%
By 2040
33,604 · +16.1%
By 2050
36,324 · +25.5%
By 2075
42,619 · +47.3%
By 2100
45,321 · +56.6%

Race, ethnicity, and origin ACS 2023

Race & ethnicity
Black 48% White 47% Hispanic / Latino 3% Pacific Islander 3%
Common ancestry
Lithuanian 11% Italian 2% Serbian 1%
Foreign-born
0%
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · West Baton Rouge

2024 margin
R (+11.7) · D 43.4% · R 55.1% · Other 1.4%
2008→2024 swing
+1.9pp toward D · 2008: -13.6pp · 2024: -11.7pp
All cycles
2024: R+11.7 2020: R+10.5 2016: R+12.2 2012: R+9.6 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.18%
Current HPI
143.6314
Rent YoY
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-66.7% since first listed
8 events — show timeline
  • 2026-04-10 Pending AcadianaMLS
  • 2026-04-10 Pending GBRMLS
  • 2026-03-18 Listed $250,000 GBRMLS
  • 2026-03-17 Listed $250,000 AcadianaMLS
  • 2013-12-16 Sold (MLS) GBRMLS
  • 2013-07-18 Listed $178,900 GBRMLS
  • 2013-07-18 Listed $178,900 AcadianaMLS
  • 2013-03-18 Sold (Public Records) $750,000 Public Records

Property tax history

+20.2%/yr

Latest (2025): $2,158 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…