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50 County Road 2612
B- Composite 68.53
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.0/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$115,000

50 County Road 2612 · Dayton, TX 77535
4 bd · 2.0 ba · 2,128 sqft · SingleFamily · 214 Days on market
Built 2000 0.28 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Escape to this charming manufactured double-wide home, nestled on three spacious lots with a serene, beach-inspired backyard that overlooks the peaceful Trinity River. Featuring a recently updated metal roof and a high-end AC system, this 4-bedroom, 2-bathroom retreat offers comfort and tranquility. Whether you're looking for a weekend getaway or a forever home, this property has it all. Enjoy the lush, green surroundings with full-grown trees providing ample shade, perfect for outdoor entertainment. The included shed offers extra storage for your hobbies and activities. Sitting on over half an acre, this home provides a refreshing escape from the hustle and bustle of city life, inviting yo

Key facts

  • Over half an acre
  • Extra storage shed
  • Full grown trees

Tags

RECENTLY UPDATED METAL ROOFHIGH END AC SYSTEMLUSH GREEN SURROUNDINGSFULL GROWN TREESEXTRA STORAGE SHEDOVER HALF AN ACRE

Property features AI

Finance

  • Other: Has additional parcels

Exterior

  • Utilities: Well water; Septic tank; Asphalt road access
  • Home design: Residential property; Single-story (all main rooms listed on first level); Block foundation; Metal roof; Subdivision lot
  • Construction: Vinyl siding; Built in 2000
  • Exterior features: Deck; Porch; Patio; Storage; Shed(s)

Interior

  • Kitchen: Dishwasher; Electric cooktop; Electric oven; Garbage disposal; Microwave
  • Bedrooms: Primary bedroom (First level, 15 x 15); Bedroom (First level, 11 x 10); Bedroom (First level, 10 x 12); Bedroom (First level, 10 x 10); Living room (First level, 15 x 12)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Double vanity; Kitchen/dining combo
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $699 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $115k).
  • Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.6% vs local median 3.2% in Dayton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#1,066 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: schools D-, amenities F, commute F.
  • Dayton ISD (town): math 34% / reading 35% proficiency, ranked #512 of 826 in TX (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 1234 active listings in the ZIP; solid renter incomes; 1,321 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Liberty County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 214 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $101,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 214 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.64%
Cap rate
13.58%
Cash-on-cash
26.03%
DSCR
2.16
GRM
5.1

CMA / ARV

ARV (on-the-fly)
$348,992
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
483 County Road 6481 0.37mi 3/2.0 (-1) 1,984 (-7%) 0mo $275,000 $139 66
4309 Road 66128 0.08mi 4/2.0 1,846 (-13%) 14mo $369,990 $200 62
55 County Road 6493 0.07mi 4/2.5 2,400 (+13%) 16mo $465,000 $194 60
221 Bowie Creek Dr 0.15mi 4/2.0 1,827 (-14%) 12mo $299,000 $164 59
24 Dale St 0.09mi 3/2.0 (-1) 1,920 (-10%) 21mo $269,900 $141 57
1835 County Road 6763 0.34mi 5/2.0 (+1) 2,212 (+4%) 20mo $275,000 $124 56
1319 County Road 6474 0.72mi 4/2.0 2,310 (+9%) 3mo $364,500 $158 50
692 County Road 6474 0.67mi 3/2.5 (-1) 2,218 (+4%) 11mo $499,999 $225 45
35 County Road 6324 0.68mi 3/2.5 (-1) 2,359 (+11%) 3mo $549,000 $233 41
1304 County Road 6479 0.53mi 3/3.0 (-1) 2,308 (+8%) 20mo $355,000 $154 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.8%
Equity multiple
1.80×
Total profit
$25,888
Equity at exit
$17,147
10-year hold
IRR
28.0%
Equity multiple
3.48×
Total profit
$79,953
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77535

Home prices YoY
-24.8%
Active inventory
1234
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,890 medium interval (Pro) →
Mortgage (P&I)
$603
Tax est. 1.5%
$144 /mo · $1,725/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$397
Net cashflow
$699

Break-even live

Break-even rent $1,006
Max offer price $115,000
Occupancy floor 58%

Sensitivity live

Price -10% $778 -5% $738 +0% $699 +5% $659 +10% $619
Rent -10% $549 -5% $624 +0% $699 +5% $773 +10% $848
Rate -1.0pp $757 -0.5pp $728 base $699 +0.5pp $669 +1.0pp $638

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-21
    days on market $115,000 Active 214 DOM
  2. 2026-06-18
    days on market $115,000 Active 211 DOM
  3. 2026-06-17
    days on market $115,000 Active 210 DOM
  4. 2026-06-16
    days on market $115,000 Active 209 DOM
  5. 2026-06-15
    days on market $115,000 Active 208 DOM
  6. 2026-06-13
    days on market $115,000 Active 206 DOM
  7. 2026-06-13
    days on market $115,000 Active 205 DOM
  8. 2026-06-09
    days on market $115,000 Active 202 DOM
  9. 2026-06-08
    days on market $115,000 Active 201 DOM
  10. 2026-06-07
    days on market $115,000 Active 200 DOM
  11. 2026-06-04
    days on market $115,000 Active 197 DOM
  12. 2026-06-02
    days on market $115,000 Active 195 DOM
  13. 2026-06-01
    days on market $115,000 Active 194 DOM
  14. 2026-05-31
    days on market $115,000 Active 193 DOM
  15. 2025-11-19
    listed $115,000 Active
  16. 2025-10-31
    historical
  17. 2025-02-26
    listed $115,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,684
− Mortgage interest
−$6,442
− Property taxes
−$1,725
− Insurance
−$575
− Repairs & maintenance
−$1,815
− Management
−$1,815
− Depreciation
−$3,345
Taxable income
$6,967
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,672
After-tax cash flow
$6,711/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dayton ISD
NCES district ID
4816410
Math proficiency
34% ▼ -6.00%
Reading proficiency
35% ▲ 2.00%
Median HH income
$53,293
Composite
30.25/100
National rank
#6287
State rank
#512 of 826 in TX

Livability — Dayton

Score
60/100
State rank
#1066
US rank
#18940

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Liberty County · 82,189 people
City population
82,189
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
39,504
Household income
$84,497
Rent vs Own
16.2% rent · 83.8% own
Severe rent burden
321.0

Population outlook (Liberty County) Hauer SSP2

Today (2025)
87,956 people
By 2030
92,161 · +4.8%
By 2040
100,784 · +14.6%
By 2050
109,471 · +24.5%
By 2075
133,470 · +51.7%
By 2100
147,372 · +67.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Hispanic / Latino 26% Two or more races 12% Black 7%
Hispanic origin (detail)
Mexican 23%
Common ancestry
Lithuanian 3% Slovak 2% Serbian 1%
Foreign-born
7% · Canada
Languages at home
79% English-only · Spanish 19% Russian/Polish/Slavic 1%

Political lean MEDSL · Liberty

2024 margin
Solid R (+61.6) · D 19.0% · R 80.6%
2008→2024 swing
-17.9pp toward R · 2008: -43.7pp · 2024: -61.6pp
All cycles
2024: R+61.6 2020: R+59.7 2016: R+58.0 2012: R+53.3 2008: R+43.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -75.61%
Current HPI
229.0925
Rent YoY
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
3 events — show timeline
  • 2025-11-19 Listed $115,000 HARMLS
  • 2025-10-31 Listing Removed HARMLS
  • 2025-02-26 Listed $115,000 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…