50 County Road 2612 · Dayton, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 113°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.0/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Escape to this charming manufactured double-wide home, nestled on three spacious lots with a serene, beach-inspired backyard that overlooks the peaceful Trinity River. Featuring a recently updated metal roof and a high-end AC system, this 4-bedroom, 2-bathroom retreat offers comfort and tranquility. Whether you're looking for a weekend getaway or a forever home, this property has it all. Enjoy the lush, green surroundings with full-grown trees providing ample shade, perfect for outdoor entertainment. The included shed offers extra storage for your hobbies and activities. Sitting on over half an acre, this home provides a refreshing escape from the hustle and bustle of city life, inviting yo
Key facts
- Over half an acre
- Extra storage shed
- Full grown trees
Tags
Property features AI
Finance
- Other: Has additional parcels
Exterior
- Utilities: Well water; Septic tank; Asphalt road access
- Home design: Residential property; Single-story (all main rooms listed on first level); Block foundation; Metal roof; Subdivision lot
- Construction: Vinyl siding; Built in 2000
- Exterior features: Deck; Porch; Patio; Storage; Shed(s)
Interior
- Kitchen: Dishwasher; Electric cooktop; Electric oven; Garbage disposal; Microwave
- Bedrooms: Primary bedroom (First level, 15 x 15); Bedroom (First level, 11 x 10); Bedroom (First level, 10 x 12); Bedroom (First level, 10 x 10); Living room (First level, 15 x 12)
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Double vanity; Kitchen/dining combo
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $115k.
Deal economics
- At list price, monthly cash flow is $699 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $115k).
- Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.6% vs local median 3.2% in Dayton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#1,066 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: schools D-, amenities F, commute F.
- Dayton ISD (town): math 34% / reading 35% proficiency, ranked #512 of 826 in TX (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 1234 active listings in the ZIP; solid renter incomes; 1,321 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Liberty County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 214 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 214 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.64% ✓
- Cap rate
- 13.58%
- Cash-on-cash
- 26.03%
- DSCR
- 2.16
- GRM
- 5.1
CMA / ARV
- ARV (on-the-fly)
- $348,992
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 483 County Road 6481 | 0.37mi | 3/2.0 (-1) | 1,984 (-7%) | 0mo | $275,000 | $139 | 66 |
| 4309 Road 66128 | 0.08mi | 4/2.0 | 1,846 (-13%) | 14mo | $369,990 | $200 | 62 |
| 55 County Road 6493 | 0.07mi | 4/2.5 | 2,400 (+13%) | 16mo | $465,000 | $194 | 60 |
| 221 Bowie Creek Dr | 0.15mi | 4/2.0 | 1,827 (-14%) | 12mo | $299,000 | $164 | 59 |
| 24 Dale St | 0.09mi | 3/2.0 (-1) | 1,920 (-10%) | 21mo | $269,900 | $141 | 57 |
| 1835 County Road 6763 | 0.34mi | 5/2.0 (+1) | 2,212 (+4%) | 20mo | $275,000 | $124 | 56 |
| 1319 County Road 6474 | 0.72mi | 4/2.0 | 2,310 (+9%) | 3mo | $364,500 | $158 | 50 |
| 692 County Road 6474 | 0.67mi | 3/2.5 (-1) | 2,218 (+4%) | 11mo | $499,999 | $225 | 45 |
| 35 County Road 6324 | 0.68mi | 3/2.5 (-1) | 2,359 (+11%) | 3mo | $549,000 | $233 | 41 |
| 1304 County Road 6479 | 0.53mi | 3/3.0 (-1) | 2,308 (+8%) | 20mo | $355,000 | $154 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.8%
- Equity multiple
- 1.80×
- Total profit
- $25,888
- Equity at exit
- $17,147
- IRR
- 28.0%
- Equity multiple
- 3.48×
- Total profit
- $79,953
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77535
- Home prices YoY
- -24.8%
- Active inventory
- 1234
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,890 medium interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax est. 1.5%
- −$144 /mo · $1,725/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$397
- Net cashflow
- $699
Break-even live
Sensitivity live
| Price | -10% $778 | -5% $738 | +0% $699 | +5% $659 | +10% $619 |
|---|---|---|---|---|---|
| Rent | -10% $549 | -5% $624 | +0% $699 | +5% $773 | +10% $848 |
| Rate | -1.0pp $757 | -0.5pp $728 | base $699 | +0.5pp $669 | +1.0pp $638 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-21days on market $115,000 Active 214 DOM
-
2026-06-18days on market $115,000 Active 211 DOM
-
2026-06-17days on market $115,000 Active 210 DOM
-
2026-06-16days on market $115,000 Active 209 DOM
-
2026-06-15days on market $115,000 Active 208 DOM
-
2026-06-13days on market $115,000 Active 206 DOM
-
2026-06-13days on market $115,000 Active 205 DOM
-
2026-06-09days on market $115,000 Active 202 DOM
-
2026-06-08days on market $115,000 Active 201 DOM
-
2026-06-07days on market $115,000 Active 200 DOM
-
2026-06-04days on market $115,000 Active 197 DOM
-
2026-06-02days on market $115,000 Active 195 DOM
-
2026-06-01days on market $115,000 Active 194 DOM
-
2026-05-31days on market $115,000 Active 193 DOM
-
2025-11-19$115,000 Active
-
2025-10-31historical
-
2025-02-26$115,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥113°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,684
- − Mortgage interest
- −$6,442
- − Property taxes
- −$1,725
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,815
- − Management
- −$1,815
- − Depreciation
- −$3,345
- Taxable income
- $6,967
- Est. tax owed @ 24.0%
- −$1,672
- After-tax cash flow
- $6,711/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dayton ISD
- NCES district ID
- 4816410
- Math proficiency
- 34% ▼ -6.00%
- Reading proficiency
- 35% ▲ 2.00%
- Median HH income
- $53,293
- Composite
- 30.25/100
- National rank
- #6287
- State rank
- #512 of 826 in TX
Livability — Dayton
- Score
- 60/100
- State rank
- #1066
- US rank
- #18940
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Liberty County · 82,189 people
- City population
- 82,189
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 39,504
- Household income
- $84,497
- Rent vs Own
- Severe rent burden
- 321.0
Population outlook (Liberty County) Hauer SSP2
- Today (2025)
- 87,956 people
- By 2030
- 92,161 · +4.8%
- By 2040
- 100,784 · +14.6%
- By 2050
- 109,471 · +24.5%
- By 2075
- 133,470 · +51.7%
- By 2100
- 147,372 · +67.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Hispanic / Latino 26% Two or more races 12% Black 7%
- Hispanic origin (detail)
- Mexican 23%
- Common ancestry
- Lithuanian 3% Slovak 2% Serbian 1%
- Foreign-born
- 7% · Canada
- Languages at home
- 79% English-only · Spanish 19% Russian/Polish/Slavic 1%
Political lean MEDSL · Liberty
- 2024 margin
- Solid R (+61.6) · D 19.0% · R 80.6%
- 2008→2024 swing
- -17.9pp toward R · 2008: -43.7pp · 2024: -61.6pp
- All cycles
- 2024: R+61.6 2020: R+59.7 2016: R+58.0 2012: R+53.3 2008: R+43.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.61%
- Current HPI
- 229.0925
- Rent YoY
- —
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+0.0% since first listed3 events — show timeline
- 2025-11-19 Listed $115,000 HARMLS
- 2025-10-31 Listing Removed — HARMLS
- 2025-02-26 Listed $115,000 HARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…