549 Freedom St · North Fort Myers, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.1/10.0
- Livability +3.7/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$79,975
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Excellent VALUE in LAZY DAYS! Fully-furnished single-wide is offered Turnkey & Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. You'll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community with 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
Key facts
- Sunny florida room
- Laminate floor
- Eat-in kitchen
Tags
Property features AI
Finance
- Financial info: Pets allowed conditionally (call). Up to 2 pets, maximum 25 lbs; dogs or cats only, no vicious breeds
- HOA & community: Monthly association fee of $185; Association covers management, legal/accounting, recreation facilities, reserve fund, street lights, and trash; Community amenities include clubhouse, pool, bocce court, pickleball, shuffleboard, barbecue and picnic areas, RV/boat storage, storage, laundry, library, and management; Street lights in community; Senior community
Exterior
- Parking: Attached carport; Driveway; Paved parking; 2 covered spaces (carport)
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer; Cable available; High speed internet available
- Home design: Single-story manufactured home; Vinyl siding; Metal roof; Entry level 1; Faces west; Resale property
- Construction: Manufactured construction; Vinyl siding exterior; Metal roof
- Exterior features: Patio; Storage; Community pool; Corner lot; Paved road; East exposure; Public maintained road
Interior
- Kitchen: Range; Microwave; Refrigerator; Breakfast bar; Pantry; Eat-in kitchen
- Bedrooms: Includes guest quarters; Florida room present
- Flooring: Carpet; Laminate
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Central heating (electric); Central air conditioning (electric); Ceiling fan(s)
- Interior features: Furnished; Breakfast bar; Built-in features; Eat-in kitchen; Pantry; Window treatments; High speed internet; Split bedrooms; See remarks
- Laundry & utility: Washer; Dryer; Laundry in common area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $80k.
Deal economics
- At list price, monthly cash flow is $-57 ($-686/yr) — negative.
- To cash-flow at today's rent, offer at most $70k (12.6% below list).
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $70k (12.6% below list) — sets the bar for cash-flow.
- Cap rate 11.8% vs local median 3.6% in North Fort Myers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#269 in FL, #4,409 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities F, commute F.
- Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Diplomat Elementary School (math 67% / reading 60%, grade B, #564 of 2,144 statewide, top 27%, 1,069 students, 56% FRL); Mariner Middle School (math 50% / reading 47%, grade C-, #274 of 571 statewide, top 50%, 1,001 students, 53% FRL); Ida S. Baker High School (math 44% / reading 47%, grade D-, #223 of 667 statewide, top 34%, 1,933 students, 39% FRL).
- Market conditions: Rents rising (+2.6%/yr); 846 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
- This rent runs 30% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 31 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $52k; list at $80k implies a 54% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 31 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.72% ✓
- Cap rate
- 11.84%
- Cash-on-cash
- 19.80%
- DSCR
- 1.88
- GRM
- 4.8
CMA / ARV
- ARV (on-the-fly)
- $114,912
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 807 Homefolks St | 0.26mi | 2/1.0 | 672 (-11%) | 7mo | $107,000 | $159 | 60 |
| 818 Homefolks St | 0.28mi | 2/1.0 | 672 (-11%) | 20mo | $102,000 | $152 | 48 |
| 853 Winterest Dr | 0.30mi | 2/1.5 | 672 (-11%) | 22mo | $65,000 | $97 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.63% rent growth · sell at horizon
- IRR
- -21.6%
- Equity multiple
- 0.25×
- Total profit
- $-16,724
- Equity at exit
- $11,925
- IRR
- -15.8%
- Equity multiple
- 0.12×
- Total profit
- $-19,764
- Equity at exit
- $6,915
Cash invested: $22,393 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33917
- Home prices YoY
- -30.2%
- Rents YoY
- 2.6%
- Active inventory
- 846
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $1,379 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$82 /mo · $990/yr
- Insurance
- −$33
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$185
- Vacancy / Maint / Mgmt
- −$290
- Net cashflow
- $-57
Break-even live
Sensitivity live
| Price | -10% $-12 | -5% $-34 | +0% $-57 | +5% $-80 | +10% $-102 |
|---|---|---|---|---|---|
| Rent | -10% $-166 | -5% $-112 | +0% $-57 | +5% $-3 | +10% $52 |
| Rate | -1.0pp $-17 | -0.5pp $-37 | base $-57 | +0.5pp $-78 | +1.0pp $-99 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,994
- Closing costs
- $2,399
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 26 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 16363 Teresa Ln North Fort Myers, FL | 2.0 | 1.0 | 1000 | $1,000 | $1.00 | 25d | 1 | 0.19mi |
| 4120 Pine Drop Ln North Fort Myers, FL | 3.0 | 2.0 | 957 | $1,895 | $1.98 | 25d | 1 | 0.56mi |
| 947 Strongbox Ln North Fort Myers, FL | 2.0 | 2.0 | 1000 | $1,300 | $1.30 | 25d | 1 | 0.59mi |
| 2027 Eloise Cir North Fort Myers, FL | 2.0 | 1.0 | 822 | $1,300 | $1.58 | 5d | 1 | 0.61mi |
| 2095 Eloise Cir North Fort Myers, FL | 2.0 | 1.0 | 840 | $1,295 | $1.54 | 25d | 1 | 0.66mi |
| 2774 Wedgewood Dr North Fort Myers, FL | 2.0 | 2.0 | 880 | $1,300 | $1.48 | 25d | 1 | 0.71mi |
| 7535 McDaniel Dr North Fort Myers, FL | 2.0 | 1.0 | 644 | $850 | $1.32 | 15d | 1 | 0.91mi |
| 7535 McDaniel Dr North Fort Myers, FL | 2.0 | 1.0 | 644 | $850 | $1.32 | 25d | 1 | 0.91mi |
| 1846 Powell Dr Unit 28 North Fort Myers, FL | 1.0 | 1.0 | 850 | $1,500 | $1.76 | 5d | 1 | 0.98mi |
| 248 Stockton St North Fort Myers, FL | 3.0 | 2.0 | 924 | $1,300 | $1.41 | 25d | 1 | 1.02mi |
| 247 Stockton St North Fort Myers, FL | 3.0 | 2.0 | 924 | $1,325 | $1.43 | 25d | 1 | 1.05mi |
| 260 Stockton St North Fort Myers, FL | 2.0 | 2.0 | 924 | $1,200 | $1.30 | 5d | 1 | 1.05mi |
| 8086 Heck Dr Unit 6 North Fort Myers, FL | 2.0 | 1.0 | 600 | $800 | $1.33 | 25d | 1 | 1.06mi |
| 7869 Suncoast Dr North Fort Myers, FL | 2.0 | 1.0 | 564 | $850 | $1.51 | 3d | 1 | 1.15mi |
| 2211 Cantor Ln North Fort Myers, FL | 2.0 | 2.0 | 672 | $850 | $1.26 | 3d | 1 | 1.16mi |
| 28 Nyborg Ave North Fort Myers, FL | 3.0 | 2.0 | 1042 | $1,299 | $1.25 | 16d | 1 | 1.18mi |
| 538 State St North Fort Myers, FL | 3.0 | 1.5 | 1000 | $1,199 | $1.20 | 25d | 1 | 1.31mi |
| 8791 Littleton Rd North Fort Myers, FL | 2.0 | 2.0 | 1074 | $1,549 | $1.44 | 25d | 1 | 1.36mi |
| 446 San Bernardino St North Fort Myers, FL | 2.0 | 1.0 | 1104 | $1,590 | $1.44 | 12d | 1 | 1.37mi |
| 3404 Rainbow Ln North Fort Myers, FL | 2.0 | 2.0 | 1056 | $1,800 | $1.70 | 5d | 1 | 1.38mi |
| 280 Flame Ln North Fort Myers, FL | 2.0 | 2.0 | 980 | $1,350 | $1.38 | 5d | 1 | 1.40mi |
| 3260 Stockton St North Fort Myers, FL | 3.0 | 1.0–2.0 | 976 | $2,371 | $2.43 | 3d | 27 | 1.42mi |
| 8146 Tolles Dr North Fort Myers, FL | 2.0 | 1.0 | 784 | $850 | $1.08 | 25d | 1 | 1.42mi |
| 249 Fireball Ln North Fort Myers, FL | 2.0 | 1.5 | 624 | $1,350 | $2.16 | 5d | 1 | 1.45mi |
| 8028 Breeze Dr North Fort Myers, FL | 2.0 | 1.0 | 750 | $850 | $1.13 | 25d | 1 | 1.47mi |
| 121 Coachlight Ln North Fort Myers, FL | 1.0 | 1.0 | 552 | $795 | $1.44 | 25d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $185 · $2,220/yr
- Likely covers
- landscapingpool
Listing history 27 events
-
2026-06-22days on market $79,975 Active 31 DOM
-
2026-06-17days on market $79,975 Active 27 DOM
-
2026-06-16days on market $79,975 Active 26 DOM
-
2026-06-15days on market $79,975 Active 25 DOM
-
2026-06-13days on market $79,975 Active 23 DOM
-
2026-06-10days on market $79,975 Active 20 DOM
-
2026-06-09days on market $79,975 Active 19 DOM
-
2026-06-08days on market $79,975 Active 18 DOM
-
2026-06-07days on market $79,975 Active 17 DOM
-
2026-06-03days on market $79,975 Active 13 DOM
-
2026-06-02days on market $79,975 Active 12 DOM
-
2026-06-01days on market $79,975 Active 11 DOM
-
2026-05-31days on market $79,975 Active 10 DOM
-
2026-05-19$79,975 Active
-
2018-12-10soldstatus $52,000
-
2018-11-30soldstatus $52,000 Sold 932-char remark
Show marketing remark (932 chars)
Excellent VALUE in LAZY DAYS! Fully-furnished single-wide is offered Turnkey & Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. You'll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community with 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
-
2018-10-27status Pending With Contingencies 932-char remark
Show marketing remark (932 chars)
Excellent VALUE in LAZY DAYS! Fully-furnished single-wide is offered Turnkey & Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. You'll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community with 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
-
2018-01-31$55,000 Active 932-char remark
Show marketing remark (932 chars)
Excellent VALUE in LAZY DAYS! Fully-furnished single-wide is offered Turnkey & Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. You'll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community with 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
-
2016-03-24price $50,000 892-char remark
Show marketing remark (892 chars)
Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
-
2016-03-24soldstatus $50,000 Sold 892-char remark
Show marketing remark (892 chars)
Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
-
2016-03-24soldstatus $50,000
Show marketing remark (892 chars)
Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
-
2016-03-20price $55,000 892-char remark
Show marketing remark (892 chars)
Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
-
2016-03-10status Pending 892-char remark
Show marketing remark (892 chars)
Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
-
2016-02-04$55,000 Active 892-char remark
Show marketing remark (892 chars)
Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!
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2010-11-16soldstatus $38,000
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2010-11-16price $39,900
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1989-04-01soldstatus $30,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $990 · $82/mo
- Projected year-2 tax
- $990 · $82/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,551
- − Mortgage interest
- −$4,480
- − Property taxes
- −$990
- − Insurance
- −$5,518
- − Repairs & maintenance
- −$1,324
- − Management
- −$1,324
- − HOA
- −$2,220
- − Depreciation
- −$2,327
- Taxable loss
- −$1,632
- Est. tax savings @ 24.0%
- +$392
- After-tax cash flow
- $-294/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee
- NCES district ID
- 1201080
- Math proficiency
- 47% ▼ -11.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $49,518
- Composite
- 41.49/100
- National rank
- #3458
- State rank
- #42 of 73 in FL
Livability — North Fort Myers
- Score
- 74/100
- State rank
- #269
- US rank
- #4409
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- North Fort Myers, FL
- County
- Lee County · 788,662 people
- City population
- 57,035
- Metro
- Cape Coral-Fort Myers, FL
- Population (ZIP)
- 33,380
- Household income
- $55,000
- Rent vs Own
- Severe rent burden
- 775.0
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 871,946 people
- By 2030
- 955,468 · +9.6%
- By 2040
- 1,113,587 · +27.7%
- By 2050
- 1,256,891 · +44.1%
- By 2075
- 1,560,270 · +78.9%
- By 2100
- 1,726,848 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Hispanic / Latino 10% Two or more races 7% Asian 1% Black 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 1% Cuban 3%
- Common ancestry
- Lithuanian 3% Romanian 3% Slovak 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 88% English-only · Spanish 9% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Lee
- 2024 margin
- Strong R (+28.4) · D 35.5% · R 63.9%
- 2008→2024 swing
- -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
- All cycles
- 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -122.28%
- Current HPI
- 282.2895
- Rent YoY
- ▲ 2.63%
- Metro
- Cape Coral-Fort Myers, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+158.8% since first listed14 events — show timeline
- 2026-05-19 Listed $79,975 FORTMLS
- 2018-12-10 Sold (Public Records) $52,000 Public Records
- 2018-11-30 Sold (MLS) $52,000 FORTMLS
- 2018-10-27 Pending — FORTMLS
- 2018-01-31 Listed $55,000 FORTMLS
- 2016-03-24 Price Changed $50,000 FORTMLS
- 2016-03-24 Sold (Public Records) $50,000 Public Records
- 2016-03-24 Sold (MLS) $50,000 FORTMLS
- 2016-03-20 Price Changed $55,000 FORTMLS
- 2016-03-10 Pending — FORTMLS
- 2016-02-04 Listed $55,000 FORTMLS
- 2010-11-16 Price Changed $39,900 FORTMLS
- 2010-11-16 Sold (MLS) $38,000 FORTMLS
- 1989-04-01 Sold (Public Records) $30,900 Public Records
Property tax history
+23.2%/yrLatest (2025): $990 · -13.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…