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549 Freedom St
B+ Composite 78.51
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.1/10.0
  • Livability +3.7/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,975

549 Freedom St · North Fort Myers, FL 33917
2 bd · 2.0 ba · 756 sqft · Manufactured public records · 31 Days on market
Built 1974 7,309 sqft lot Est $115k · 30% under $185/mo HOA · 13% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Excellent VALUE in LAZY DAYS! Fully-furnished single-wide is offered Turnkey & Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. You'll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community with 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

Key facts

  • Sunny florida room
  • Laminate floor
  • Eat-in kitchen

Tags

SUNNY FLORIDA ROOMHEATED COMMUNITY POOLRECREATION CENTEREAT-IN KITCHENBREAKFAST BARLAMINATE FLOOR

Property features AI

Finance

  • Financial info: Pets allowed conditionally (call). Up to 2 pets, maximum 25 lbs; dogs or cats only, no vicious breeds
  • HOA & community: Monthly association fee of $185; Association covers management, legal/accounting, recreation facilities, reserve fund, street lights, and trash; Community amenities include clubhouse, pool, bocce court, pickleball, shuffleboard, barbecue and picnic areas, RV/boat storage, storage, laundry, library, and management; Street lights in community; Senior community

Exterior

  • Parking: Attached carport; Driveway; Paved parking; 2 covered spaces (carport)
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available; High speed internet available
  • Home design: Single-story manufactured home; Vinyl siding; Metal roof; Entry level 1; Faces west; Resale property
  • Construction: Manufactured construction; Vinyl siding exterior; Metal roof
  • Exterior features: Patio; Storage; Community pool; Corner lot; Paved road; East exposure; Public maintained road

Interior

  • Kitchen: Range; Microwave; Refrigerator; Breakfast bar; Pantry; Eat-in kitchen
  • Bedrooms: Includes guest quarters; Florida room present
  • Flooring: Carpet; Laminate
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning (electric); Ceiling fan(s)
  • Interior features: Furnished; Breakfast bar; Built-in features; Eat-in kitchen; Pantry; Window treatments; High speed internet; Split bedrooms; See remarks
  • Laundry & utility: Washer; Dryer; Laundry in common area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $-57 ($-686/yr) — negative.
  • To cash-flow at today's rent, offer at most $70k (12.6% below list).
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $70k (12.6% below list) — sets the bar for cash-flow.
  • Cap rate 11.8% vs local median 3.6% in North Fort Myers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#269 in FL, #4,409 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities F, commute F.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Diplomat Elementary School (math 67% / reading 60%, grade B, #564 of 2,144 statewide, top 27%, 1,069 students, 56% FRL); Mariner Middle School (math 50% / reading 47%, grade C-, #274 of 571 statewide, top 50%, 1,001 students, 53% FRL); Ida S. Baker High School (math 44% / reading 47%, grade D-, #223 of 667 statewide, top 34%, 1,933 students, 39% FRL).
  • Market conditions: Rents rising (+2.6%/yr); 846 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $52k; list at $80k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $69,882 (12.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.72%
Cap rate
11.84%
Cash-on-cash
19.80%
DSCR
1.88
GRM
4.8

CMA / ARV

ARV (on-the-fly)
$114,912
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
807 Homefolks St 0.26mi 2/1.0 672 (-11%) 7mo $107,000 $159 60
818 Homefolks St 0.28mi 2/1.0 672 (-11%) 20mo $102,000 $152 48
853 Winterest Dr 0.30mi 2/1.5 672 (-11%) 22mo $65,000 $97 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.63% rent growth · sell at horizon

5-year hold
IRR
-21.6%
Equity multiple
0.25×
Total profit
$-16,724
Equity at exit
$11,925
10-year hold
IRR
-15.8%
Equity multiple
0.12×
Total profit
$-19,764
Equity at exit
$6,915

Cash invested: $22,393 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33917

Home prices YoY
-30.2%
Rents YoY
2.6%
Active inventory
846
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,379 high interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$82 /mo · $990/yr
Insurance
$33
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$185
Vacancy / Maint / Mgmt
$290
Net cashflow
$-57

Break-even live

Break-even rent $1,452
Max offer price $69,882
Occupancy floor 99%

Sensitivity live

Price -10% $-12 -5% $-34 +0% $-57 +5% $-80 +10% $-102
Rent -10% $-166 -5% $-112 +0% $-57 +5% $-3 +10% $52
Rate -1.0pp $-17 -0.5pp $-37 base $-57 +0.5pp $-78 +1.0pp $-99

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,994
Closing costs
$2,399
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16363 Teresa Ln North Fort Myers, FL 2.0 1.0 1000 $1,000 $1.00 25d 1 0.19mi
4120 Pine Drop Ln North Fort Myers, FL 3.0 2.0 957 $1,895 $1.98 25d 1 0.56mi
947 Strongbox Ln North Fort Myers, FL 2.0 2.0 1000 $1,300 $1.30 25d 1 0.59mi
2027 Eloise Cir North Fort Myers, FL 2.0 1.0 822 $1,300 $1.58 5d 1 0.61mi
2095 Eloise Cir North Fort Myers, FL 2.0 1.0 840 $1,295 $1.54 25d 1 0.66mi
2774 Wedgewood Dr North Fort Myers, FL 2.0 2.0 880 $1,300 $1.48 25d 1 0.71mi
7535 McDaniel Dr North Fort Myers, FL 2.0 1.0 644 $850 $1.32 15d 1 0.91mi
7535 McDaniel Dr North Fort Myers, FL 2.0 1.0 644 $850 $1.32 25d 1 0.91mi
1846 Powell Dr Unit 28 North Fort Myers, FL 1.0 1.0 850 $1,500 $1.76 5d 1 0.98mi
248 Stockton St North Fort Myers, FL 3.0 2.0 924 $1,300 $1.41 25d 1 1.02mi
247 Stockton St North Fort Myers, FL 3.0 2.0 924 $1,325 $1.43 25d 1 1.05mi
260 Stockton St North Fort Myers, FL 2.0 2.0 924 $1,200 $1.30 5d 1 1.05mi
8086 Heck Dr Unit 6 North Fort Myers, FL 2.0 1.0 600 $800 $1.33 25d 1 1.06mi
7869 Suncoast Dr North Fort Myers, FL 2.0 1.0 564 $850 $1.51 3d 1 1.15mi
2211 Cantor Ln North Fort Myers, FL 2.0 2.0 672 $850 $1.26 3d 1 1.16mi
28 Nyborg Ave North Fort Myers, FL 3.0 2.0 1042 $1,299 $1.25 16d 1 1.18mi
538 State St North Fort Myers, FL 3.0 1.5 1000 $1,199 $1.20 25d 1 1.31mi
8791 Littleton Rd North Fort Myers, FL 2.0 2.0 1074 $1,549 $1.44 25d 1 1.36mi
446 San Bernardino St North Fort Myers, FL 2.0 1.0 1104 $1,590 $1.44 12d 1 1.37mi
3404 Rainbow Ln North Fort Myers, FL 2.0 2.0 1056 $1,800 $1.70 5d 1 1.38mi
280 Flame Ln North Fort Myers, FL 2.0 2.0 980 $1,350 $1.38 5d 1 1.40mi
3260 Stockton St North Fort Myers, FL 3.0 1.0–2.0 976 $2,371 $2.43 3d 27 1.42mi
8146 Tolles Dr North Fort Myers, FL 2.0 1.0 784 $850 $1.08 25d 1 1.42mi
249 Fireball Ln North Fort Myers, FL 2.0 1.5 624 $1,350 $2.16 5d 1 1.45mi
8028 Breeze Dr North Fort Myers, FL 2.0 1.0 750 $850 $1.13 25d 1 1.47mi
121 Coachlight Ln North Fort Myers, FL 1.0 1.0 552 $795 $1.44 25d 1 1.49mi

HOA detail

Monthly dues
$185 · $2,220/yr
Likely covers
landscapingpool

Listing history 27 events

  1. 2026-06-22
    days on market $79,975 Active 31 DOM
  2. 2026-06-17
    days on market $79,975 Active 27 DOM
  3. 2026-06-16
    days on market $79,975 Active 26 DOM
  4. 2026-06-15
    days on market $79,975 Active 25 DOM
  5. 2026-06-13
    days on market $79,975 Active 23 DOM
  6. 2026-06-10
    days on market $79,975 Active 20 DOM
  7. 2026-06-09
    days on market $79,975 Active 19 DOM
  8. 2026-06-08
    days on market $79,975 Active 18 DOM
  9. 2026-06-07
    days on market $79,975 Active 17 DOM
  10. 2026-06-03
    days on market $79,975 Active 13 DOM
  11. 2026-06-02
    days on market $79,975 Active 12 DOM
  12. 2026-06-01
    days on market $79,975 Active 11 DOM
  13. 2026-05-31
    days on market $79,975 Active 10 DOM
  14. 2026-05-19
    listed $79,975 Active
  15. 2018-12-10
    soldstatus $52,000
  16. 2018-11-30
    soldstatus $52,000 Sold 932-char remark
    Show marketing remark (932 chars)

    Excellent VALUE in LAZY DAYS! Fully-furnished single-wide is offered Turnkey & Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. You'll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community with 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

  17. 2018-10-27
    status Pending With Contingencies 932-char remark
    Show marketing remark (932 chars)

    Excellent VALUE in LAZY DAYS! Fully-furnished single-wide is offered Turnkey & Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. You'll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community with 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

  18. 2018-01-31
    listed $55,000 Active 932-char remark
    Show marketing remark (932 chars)

    Excellent VALUE in LAZY DAYS! Fully-furnished single-wide is offered Turnkey & Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. You'll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community with 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

  19. 2016-03-24
    price $50,000 892-char remark
    Show marketing remark (892 chars)

    Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

  20. 2016-03-24
    soldstatus $50,000 Sold 892-char remark
    Show marketing remark (892 chars)

    Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

  21. 2016-03-24
    soldstatus $50,000
    Show marketing remark (892 chars)

    Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

  22. 2016-03-20
    price $55,000 892-char remark
    Show marketing remark (892 chars)

    Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

  23. 2016-03-10
    status Pending 892-char remark
    Show marketing remark (892 chars)

    Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

  24. 2016-02-04
    listed $55,000 Active 892-char remark
    Show marketing remark (892 chars)

    Immaculate, meticulously-maintained single-wide Priced to Sell! Ideally located on a quiet street near the heated community pool & recreation center. Enjoy the good life in sunny Florida with LOW monthly fee of only $135! Own this unit AND your LAND while you RELAX with MAINTENANCE-FREE AFFORDABLE LIVING! This charming unit comes furnished & ready to move in. Youll love the Bright & Cheery eat-in kitchen with breakfast bar & laminate floor, sunny Florida room, ample storage, and awnings for weather protection. Washer/dryer conveniently located in the shed. Walk to the pool & enjoy a friendly 55+ Community w/ 2 clubhouses, heated pool, shuffleboard, ponds, parks, mature landscaping, street lights. Low-cost RV & boat storage available on-site! Life is good at Lazy Days! A great place to live year-round or as a 2nd home for warm weather enjoyment!

  25. 2010-11-16
    soldstatus $38,000
  26. 2010-11-16
    price $39,900
  27. 1989-04-01
    soldstatus $30,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$990 · $82/mo
Projected year-2 tax
$990 · $82/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,551
− Mortgage interest
−$4,480
− Property taxes
−$990
− Insurance
−$5,518
− Repairs & maintenance
−$1,324
− Management
−$1,324
− HOA
−$2,220
− Depreciation
−$2,327
Taxable loss
−$1,632
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$392
After-tax cash flow
$-294/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL

Livability — North Fort Myers

Score
74/100
State rank
#269
US rank
#4409

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Fort Myers, FL
County
Lee County · 788,662 people
City population
57,035
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
33,380
Household income
$55,000
Rent vs Own
16.3% rent · 83.7% own
Severe rent burden
775.0

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 10% Two or more races 7% Asian 1% Black 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1% Cuban 3%
Common ancestry
Lithuanian 3% Romanian 3% Slovak 2%
Foreign-born
10% · Canada
Languages at home
88% English-only · Spanish 9% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -122.28%
Current HPI
282.2895
Rent YoY
▲ 2.63%
Metro
Cape Coral-Fort Myers, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+158.8% since first listed
14 events — show timeline
  • 2026-05-19 Listed $79,975 FORTMLS
  • 2018-12-10 Sold (Public Records) $52,000 Public Records
  • 2018-11-30 Sold (MLS) $52,000 FORTMLS
  • 2018-10-27 Pending FORTMLS
  • 2018-01-31 Listed $55,000 FORTMLS
  • 2016-03-24 Price Changed $50,000 FORTMLS
  • 2016-03-24 Sold (Public Records) $50,000 Public Records
  • 2016-03-24 Sold (MLS) $50,000 FORTMLS
  • 2016-03-20 Price Changed $55,000 FORTMLS
  • 2016-03-10 Pending FORTMLS
  • 2016-02-04 Listed $55,000 FORTMLS
  • 2010-11-16 Price Changed $39,900 FORTMLS
  • 2010-11-16 Sold (MLS) $38,000 FORTMLS
  • 1989-04-01 Sold (Public Records) $30,900 Public Records

Property tax history

+23.2%/yr

Latest (2025): $990 · -13.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…