9828 Omega Dr · Moline Acres, MO 63136

$100,000

3 bd · 1.0 ba · 988 sqft · SingleFamily public records · 8 Days on market

Built 1954 7,100 sqft lot $101/sqft · 22% above area Est $82k · 22% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.4/10.0
• Appreciation +6.9/10.0
• Rent growth +3.7/5.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Schools +0.4/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

Ring Ring - CALLING ALL INVESTORS! This is the perfect opportunity to add to your portfolio. This property brought in steady rental income for almost *30 YEARS* NEW ROOF JUNE 2019! Seller was kind enough to start your project for you - all you need to do is add your finishing touches! Fix 'er up and you too could enjoy decades of rental income. Or make it your own and stay awhile! Either way, it won't be long before this property pays for itself. You don't like dirty shoes, do you? Didn't think so. We know you don't want to scuff yours up when you're kicking yourself for missing out on this one - keep those sneakers clean and walk 'em over to 9828 Omega Drive!

Key facts

• 7,100 sq ft lot
• Parking
• Built 1954

Property features AI

Finance

• Other: Living area reported as 988 (assessor)
• Financial info: No additional financial details provided
• HOA & community: No HOA details provided

Exterior

• Parking: Carport (1 space)
• Security: No security details provided
• Utilities: Public water; Public sewer; Electric service by Ameren; Electricity available
• Home design: Single-family residence; One level
• Construction: Brick construction; Built details not provided
• Exterior features: Back yard

Interior

• Kitchen: No kitchen appliance details provided
• Bedrooms: 3 bedrooms, all on the main level
• Flooring: No flooring details provided
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Fireplace (1)
• Laundry & utility: No laundry details provided

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $379 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).

Location & tenants

• Location reads 60/100 on livability (#480 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: health & safety C-, employment D, crime F.
• Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Meadows Elem. (math 2% / reading 2%, grade F, #1,099 of 1,115 statewide, top 100%, 333 students, 99% FRL); Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
• Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
• This rent runs 39% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $4k of equity ($691 loan paydown + $4k appreciation (3.8% local appreciation)).
• At projected returns (3.8% appreciation + 5.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 5y ago; this cycle's ask is 6278% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $100,000

Questions for the listing agent

1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 10.84%
• Cash-on-cash: 16.23%
• DSCR: 1.72
• GRM: 6.2

CMA / ARV

• ARV (median comp): $82,001
• List price: $100,000
• Delta: 21.95%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9828 Omega Dr	0.00mi	3/1.0	988 (0%)	0mo	$100,000	$101	100
9742 Wendell Dr	0.11mi	3/1.0	1,014 (+3%)	2mo	$69,900	$69	89
9984 Duke Dr	0.41mi	3/1.0	960 (-3%)	1mo	$54,000	$56	75
9939 Duke Dr	0.32mi	3/1.0	1,040 (+5%)	3mo	$102,000	$98	74
1232 Forest Home Dr	0.48mi	3/1.0	975 (-1%)	3mo	$114,900	$118	73
2442 Gardner Dr	0.29mi	3/2.0	1,054 (+7%)	2mo	$59,900	$57	69
9850 Monarch Dr	0.47mi	3/2.0	1,014 (+3%)	2mo	$99,900	$99	68
2225 Kerwin Dr	0.31mi	3/1.0	1,135 (+15%)	2mo	$135,900	$120	59
10067 Prince Dr	0.48mi	2/2.0 (-1)	945 (-4%)	3mo	$25,000	$26	59
9481 Adler Ave	0.73mi	3/1.0	1,046 (+6%)	3mo	$89,900	$86	54
1147 Jolene Dr	0.75mi	3/2.0	1,046 (+6%)	1mo	$149,000	$142	50
10117 Royal Dr	0.61mi	3/1.0	864 (-13%)	1mo	$35,000	$41	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold

• IRR: 25.7%
• Equity multiple: 2.54×
• Total profit: $43,116
• Equity at exit: $49,479

10-year hold

• IRR: 26.8%
• Equity multiple: 5.25×
• Total profit: $118,925
• Equity at exit: $79,966

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63136

• Home prices YoY: 0.9%
• Rents YoY: 5.0%
• Active inventory: 372
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $1,336 high
• Mortgage (P&I): −$524
• Tax from tax record: −$111 /mo · $1,331/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$281
• Net cashflow: $379

Break-even live

Break-even rent $857

Max offer price $100,000

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9723 Portage Dr Saint Louis, MO	3.0	1.0	1014	$1,450	$1.43	7d	1	0.08mi
9744 Lanier Dr Saint Louis, MO	3.0	1.0	1014	$1,345	$1.33	43d	1	0.20mi
2321 Noll Dr Saint Louis, MO	3.0	1.0	975	$1,320	$1.35	23d	1	0.39mi
2326 Chambers Rd Saint Louis, MO	2.0	1.0	1056	$1,050	$0.99	23d	1	0.50mi
2152 Nemnich Rd Saint Louis, MO	2.0	1.5	1030	$1,100	$1.07	43d	1	0.61mi
10113 Duke Dr Saint Louis, MO	3.0	1.0	770	$1,325	$1.72	43d	1	0.62mi
10139 Royal Dr Saint Louis, MO	2.0	1.0	1016	$900	$0.89	43d	1	0.66mi
10112 Count Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	7d	1	0.68mi
10113 Count Dr Saint Louis, MO	2.0	1.0	882	$775	$0.88	43d	1	0.69mi
1130 Forest Home Dr Saint Louis, MO	3.0	1.0	1025	$1,275	$1.24	43d	1	0.73mi
1255 Bosworth Dr Saint Louis, MO	3.0	1.0	1071	$1,575	$1.47	10d	1	0.74mi
1520 Attica Dr Saint Louis, MO	2.0	1.0	1062	$1,200	$1.13	23d	1	0.81mi
1225 Newark Dr Saint Louis, MO	3.0	2.0	944	$1,400	$1.48	3d	1	0.93mi
2008 Kappel Dr Saint Louis, MO	3.0	1.0	858	$1,175	$1.37	23d	1	0.93mi
9418 Pattonwood Dr Saint Louis, MO	2.0	2.0	982	$1,500	$1.53	23d	1	1.00mi
10322 Monarch Dr Saint Louis, MO	3.0	2.0	1073	$1,728	$1.61	23d	1	1.01mi
10365 Lord Dr Saint Louis, MO	3.0	1.0	864	$1,075	$1.24	1d	1	1.02mi
10404 Earl Dr Saint Louis, MO	2.0	1.0	770	$1,100	$1.43	3d	1	1.03mi
10421 Prince Dr Saint Louis, MO	3.0	2.0	1023	$1,275	$1.25	23d	1	1.05mi
10200 Tappan Dr Saint Louis, MO	3.0	1.0	912	$1,450	$1.59	16d	1	1.06mi
10409 Count Dr Saint Louis, MO	3.0	1.0	912	$1,100	$1.21	21d	1	1.07mi
10129 Cavalier Ct Saint Louis, MO	3.0	1.5	912	$1,250	$1.37	23d	1	1.09mi
1253 Avant Dr Saint Louis, MO	2.0	1.0	795	$1,295	$1.63	17d	1	1.13mi
1253 Avant Dr Saint Louis, MO	2.0	1.0	795	$1,295	$1.63	14d	1	1.13mi
9823 Winkler Dr Saint Louis, MO	2.0	1.0	788	$900	$1.14	43d	1	1.16mi
9827 Winkler Dr Saint Louis, MO	3.0	1.0	864	$1,450	$1.68	7d	1	1.16mi
8893 Maya Ln Jennings, MO	1.0–2.0	1.0	600	$930	$1.55	23d	6	1.17mi
1926 Chambers Rd Saint Louis, MO	4.0	1.0	1095	$995	$0.91	14d	1	1.17mi
9709 Balboa Dr Saint Louis, MO	3.0	1.0	1000	$1,600	$1.60	43d	1	1.19mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	23d	1	1.20mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	43d	1	1.20mi
10078 Green Valley Dr Saint Louis, MO	3.0	1.0	900	$1,325	$1.47	7d	1	1.20mi
10504 Baron Dr Saint Louis, MO	3.0	1.0	1000	$1,300	$1.30	7d	1	1.21mi
10512 Count Dr Saint Louis, MO	3.0	1.0	888	$1,195	$1.35	14d	1	1.21mi
10557 Castle Dr Saint Louis, MO	3.0	2.0	1023	$1,300	$1.27	14d	1	1.27mi
1115 Bakewell Dr Saint Louis, MO	3.0	1.0	916	$1,300	$1.42	43d	1	1.28mi
1230 Roxton Dr Saint Louis, MO	3.0	1.0	912	$1,400	$1.54	21d	1	1.28mi
10124 Winkler Dr Saint Louis, MO	2.0	1.0	792	$1,400	$1.77	2d	1	1.29mi
10367 Coburg Lands Dr Saint Louis, MO	3.0	1.0	912	$1,270	$1.39	43d	1	1.30mi
13061 Lord Dr St. Louis, MO	2.0	1.0	900	$1,040	$1.16	21d	1	1.30mi

Listing history 10 events

1. 2026-05-06
   status Pending 555-char remark
2. 2026-04-28
   listed $100,000 Active 555-char remark
3. 2026-04-24
   historical $100,000 555-char remark
4. 2022-07-19
   soldstatus $100,000
5. 2021-11-12
   soldstatus $45,000
6. 2021-10-28
   soldstatus Closed 668-char remark

   Show marketing remark (668 chars)

   Ring Ring - CALLING ALL INVESTORS! This is the perfect opportunity to add to your portfolio. This property brought in steady rental income for almost *30 YEARS* NEW ROOF JUNE 2019! Seller was kind enough to start your project for you - all you need to do is add your finishing touches! Fix 'er up and you too could enjoy decades of rental income. Or make it your own and stay awhile! Either way, it won't be long before this property pays for itself. You don't like dirty shoes, do you? Didn't think so. We know you don't want to scuff yours up when you're kicking yourself for missing out on this one - keep those sneakers clean and walk 'em over to 9828 Omega Drive!

7. 2021-10-05
   status Pending 668-char remark

   Show marketing remark (668 chars)

   Ring Ring - CALLING ALL INVESTORS! This is the perfect opportunity to add to your portfolio. This property brought in steady rental income for almost *30 YEARS* NEW ROOF JUNE 2019! Seller was kind enough to start your project for you - all you need to do is add your finishing touches! Fix 'er up and you too could enjoy decades of rental income. Or make it your own and stay awhile! Either way, it won't be long before this property pays for itself. You don't like dirty shoes, do you? Didn't think so. We know you don't want to scuff yours up when you're kicking yourself for missing out on this one - keep those sneakers clean and walk 'em over to 9828 Omega Drive!

8. 2021-10-01
   status Active 668-char remark

   Show marketing remark (668 chars)

   Ring Ring - CALLING ALL INVESTORS! This is the perfect opportunity to add to your portfolio. This property brought in steady rental income for almost *30 YEARS* NEW ROOF JUNE 2019! Seller was kind enough to start your project for you - all you need to do is add your finishing touches! Fix 'er up and you too could enjoy decades of rental income. Or make it your own and stay awhile! Either way, it won't be long before this property pays for itself. You don't like dirty shoes, do you? Didn't think so. We know you don't want to scuff yours up when you're kicking yourself for missing out on this one - keep those sneakers clean and walk 'em over to 9828 Omega Drive!

9. 2021-09-17
   status Pending 668-char remark

   Show marketing remark (668 chars)

   Ring Ring - CALLING ALL INVESTORS! This is the perfect opportunity to add to your portfolio. This property brought in steady rental income for almost *30 YEARS* NEW ROOF JUNE 2019! Seller was kind enough to start your project for you - all you need to do is add your finishing touches! Fix 'er up and you too could enjoy decades of rental income. Or make it your own and stay awhile! Either way, it won't be long before this property pays for itself. You don't like dirty shoes, do you? Didn't think so. We know you don't want to scuff yours up when you're kicking yourself for missing out on this one - keep those sneakers clean and walk 'em over to 9828 Omega Drive!

10. 2021-09-14
    listed $45,000 Active 668-char remark

    Show marketing remark (668 chars)

    Ring Ring - CALLING ALL INVESTORS! This is the perfect opportunity to add to your portfolio. This property brought in steady rental income for almost *30 YEARS* NEW ROOF JUNE 2019! Seller was kind enough to start your project for you - all you need to do is add your finishing touches! Fix 'er up and you too could enjoy decades of rental income. Or make it your own and stay awhile! Either way, it won't be long before this property pays for itself. You don't like dirty shoes, do you? Didn't think so. We know you don't want to scuff yours up when you're kicking yourself for missing out on this one - keep those sneakers clean and walk 'em over to 9828 Omega Drive!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,331 · $111/mo
• Projected year-2 tax: $1,331 · $111/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,034
• − Mortgage interest: −$5,602
• − Property taxes: −$1,331
• − Insurance: −$500
• − Repairs & maintenance: −$1,283
• − Management: −$1,283
• − Depreciation: −$2,909
• Taxable income: $3,127
• Est. tax owed @ 24.0%: −$751
• After-tax cash flow: $3,793/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Riverview Gardens
• NCES district ID: 2926670
• Math proficiency: 2% ▼ -6.00%
• Reading proficiency: 9% ▼ -6.00%
• Median HH income: $32,759
• Composite: 4.22/100
• National rank: #10058
• State rank: #324 of 324 in MO

Livability — Moline Acres

• Score: 60/100
• State rank: #480
• US rank: #18899

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A- Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Moline Acres, MO
• County: Saint Louis County · 888,823 people
• Metro: St. Louis, MO-IL
• Population (ZIP): 40,929
• Household income: $41,154
• Rent vs Own: 53.1% rent · 46.9% own
• Severe rent burden: 3085.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 5% Two or more races 3%
• Foreign-born: 1% · Canada

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.79%
• Current HPI: 420.28
• Rent YoY: ▲ 4.97%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-96.5% since first listed

12 events — show timeline

• 2026-06-15 Listed for Rent $1,568 Avail
• 2026-06-05 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2026-05-06 Pending — MARIS as Distributed by MLS Grid
• 2026-04-28 Listed $100,000 MARIS as Distributed by MLS Grid
• 2026-04-24 Coming Soon $100,000 MARIS as Distributed by MLS Grid
• 2022-07-19 Sold (Public Records) $100,000 Public Records
• 2021-11-12 Sold (Public Records) $45,000 Public Records
• 2021-10-28 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2021-10-05 Pending — MARIS as Distributed by MLS Grid
• 2021-10-01 Relisted — MARIS as Distributed by MLS Grid
• 2021-09-17 Pending — MARIS as Distributed by MLS Grid
• 2021-09-14 Listed $45,000 MARIS as Distributed by MLS Grid

Property tax history

+1.4%/yr

Latest (2022): $1,331 · +0.3% YoY. Source: county tax records.