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454 Kingsley View Rd
D Composite 41.34
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.3/10.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • 1% rule +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$299,000

454 Kingsley View Rd · Blythewood, SC 29016
4 bd · 3.0 ba · 2,384 sqft · SingleFamily public records · 52 Days on market
Built 2020 8,712 sqft lot $49/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 454 Kingsley View Rd in the desirable Blythewood area! This beautifully maintained home offers the perfect blend of comfort, space, and convenience. Step outside to a generous yard, perfect for relaxing or outdoor gatherings. Conveniently located near schools, shopping, dining, and with easy access to major highways, this home combines suburban charm with everyday accessibility. Disclaimer: Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Key facts

  • Near schools
  • Near dining
  • Generous yard

Tags

GENEROUS YARDEASY ACCESS TO MAJOR HIGHWAYSNEAR SCHOOLSNEAR SHOPPINGNEAR DINING

Property features AI

Finance

  • HOA & community: Homeowners association present

Exterior

  • Parking: Attached 2-car garage (main level); Two parking spaces
  • Utilities: Public sewer; Public water
  • Home design: Two-story home; Main-level entry with primary suite on main level
  • Construction: Slab foundation
  • Exterior features: Vinyl exterior; Paved road access; Public water

Interior

  • Kitchen: Pantry; Granite countertops; Glazed cabinets; Recessed lights; Dishwasher; Free-standing range
  • Bedrooms: Primary suite with private bath, walk-in closet and tray ceilings (main level); Bedroom 2 with shared bath and ceiling fan (second level); Bedroom 3 with shared bath and ceiling fan (second level); Bedroom 4 with shared bath, tub/shower and ceiling fan (second level)
  • Flooring: Luxury vinyl plank in living areas and kitchen; Carpet in bedrooms
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans in living room and bedrooms; Recessed lighting throughout; Disposal; Dishwasher; Free-standing range
  • Laundry & utility: Heated laundry space (washer/dryer located on second level)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $299k.

Deal economics

  • At list price, monthly cash flow is $41 ($488/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $252k (15.8% below list).
  • Recommended offer: $252k (15.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Round Top Elementary (math 59% / reading 65%, grade B, #73 of 597 statewide, top 12%, 673 students, 42% FRL); Blythewood Middle (math 40% / reading 57%, grade C-, #40 of 229 statewide, top 18%, 796 students, 46% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL) — zoned schools at 42% FRL track the district average.
  • Zoned-school proficiency averages 64% at this address vs 41% district-wide (+23 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 657 active listings in the ZIP; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 65% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $251,662 (15.8% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.46%
Cash-on-cash
0.58%
DSCR
1.03
GRM
9.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.4%
Equity multiple
0.45×
Total profit
$-45,897
Equity at exit
$44,582
10-year hold
IRR
-6.9%
Equity multiple
0.56×
Total profit
$-36,776
Equity at exit
$25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
657
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,517 medium interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$206 /mo · $2,471/yr
Insurance
$125
HOA
$49
Vacancy / Maint / Mgmt
$528
Net cashflow
$41

Break-even live

Break-even rent $2,465
Max offer price $299,000
Occupancy floor 93%

Sensitivity live

Price -10% $210 -5% $125 +0% $41 +5% $-44 +10% $-129
Rent -10% $-158 -5% $-59 +0% $41 +5% $140 +10% $239
Rate -1.0pp $191 -0.5pp $117 base $41 +0.5pp $-37 +1.0pp $-116

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$49 · $588/yr

Listing history 21 events

  1. 2026-06-22
    days on market $299,000 Active 52 DOM
  2. 2026-06-18
    days on market $299,000 Active 49 DOM
  3. 2026-06-17
    days on market $299,000 Active 48 DOM
  4. 2026-06-16
    days on market $299,000 Active 47 DOM
  5. 2026-06-15
    days on market $299,000 Active 46 DOM
  6. 2026-06-14
    days on market $299,000 Active 44 DOM
  7. 2026-06-13
    days on market $299,000 Active 43 DOM
  8. 2026-06-10
    days on market $299,000 Active 41 DOM
  9. 2026-06-09
    days on market $299,000 Active 40 DOM
  10. 2026-06-08
    days on market $299,000 Active 39 DOM
  11. 2026-06-07
    days on market $299,000 Active 38 DOM
  12. 2026-06-05
    days on market $299,000 Active 35 DOM
  13. 2026-06-03
    days on market $299,000 Active 34 DOM
  14. 2026-06-03
    days on market $299,000 Active 33 DOM
  15. 2026-06-01
    days on market $299,000 Active 32 DOM
  16. 2026-05-31
    days on market $299,000 Active 31 DOM
  17. 2026-05-15
    price $299,000
  18. 2026-05-01
    listed $308,000 Active
  19. 2020-07-10
    historical
  20. 2020-07-07
    listed $218,900 Active
  21. 2020-04-30
    soldstatus $299,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$2,471 · $206/mo
Projected year-2 tax
$2,471 · $206/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 65% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,199
− Mortgage interest
−$16,749
− Property taxes
−$2,471
− Insurance
−$1,495
− Repairs & maintenance
−$2,416
− Management
−$2,416
− HOA
−$588
− Depreciation
−$8,698
Taxable loss
−$4,633
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,112
After-tax cash flow
$1,600/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-0.1% since first listed
5 events — show timeline
  • 2026-05-15 Price Changed $299,000 Consolidated MLS
  • 2026-05-01 Listed $308,000 Consolidated MLS
  • 2020-07-10 Delisted Consolidated MLS
  • 2020-07-07 Listed $218,900 Consolidated MLS
  • 2020-04-30 Sold (Public Records) $299,400 Public Records

Property tax history

+49.2%/yr

Latest (2025): $2,471 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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