1006 Mac Dr · Sweeny, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 10/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.5/30.0
- Appreciation +10.0/10.0
- 1% rule +4.5/10.0
- DSCR +4.1/10.0
- Livability +3.6/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$160,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This is a great house with easy maintenance! 3/1 with an additional huge carpeted family room for fun with the family. Remodeled with new paint, trim, new handicap shower, ceiling fans, all wood floors refinished and ready to go. Central HVAC, recent double carport, covered back porch, BBQ slab off to the side, handicap ramp in front, extra parking for that boat on side of house as well. Refrigerator & range stays, window treatments stay as well. Inside laundry room with room for extra freezer. Large back yard all fenced with access from side. Plenty of room for that storage shed Come take a look!
Key facts
- Extra parking
- Bbq slab
- Large back yard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $160k.
Deal economics
- At list price, monthly cash flow is $6 ($77/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $153k (4.7% below list).
- Recommended offer: $141k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.3% vs local median 3.7% in Sweeny — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#306 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F.
- Sweeny ISD (town): math 32% / reading 40% proficiency, ranked #480 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 113 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).
Forward outlook
- In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
- Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 147 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 16y ago; this cycle's ask has dropped $34k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 147 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 6.34%
- Cash-on-cash
- 0.17%
- DSCR
- 1.01
- GRM
- 8.7
CMA / ARV
- ARV (median comp)
- $194,200
- List price
- $160,000
- Delta
- -17.61%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1004 Elm | 0.07mi | 3/1.0 | 1,188 (-8%) | 4mo | $124,000 | $104 | 79 |
| 502 N Holly St | 0.37mi | 3/2.0 | 1,294 (-0%) | 6mo | $85,000 | $66 | 74 |
| 211 Peach St | 0.55mi | 3/2.0 | 1,307 (+1%) | 3mo | $169,900 | $130 | 67 |
| 1010 Brockman St | 0.75mi | 3/2.0 | 1,304 (+0%) | 3mo | $187,450 | $144 | 58 |
| 609 Pine St | 0.40mi | 3/2.0 | 1,416 (+9%) | 6mo | $195,000 | $138 | 57 |
| 503 Sycamore St | 0.43mi | 3/1.0 | 1,200 (-8%) | 13mo | $140,000 | $117 | 57 |
| 504 Cedar St | 0.49mi | 3/2.0 | 1,144 (-12%) | 1mo | $126,000 | $110 | 52 |
| 907 Brockman St | 0.66mi | 3/1.0 | 1,278 (-2%) | 18mo | $160,000 | $125 | 51 |
| 212 N Elm St | 0.51mi | 3/2.0 | 1,428 (+10%) | 12mo | $137,400 | $96 | 46 |
| 1110 Estelle St | 0.69mi | 2/2.0 (-1) | 1,260 (-3%) | 16mo | $199,900 | $159 | 41 |
| 212 N Oak St | 0.53mi | 2/1.0 (-1) | 1,120 (-14%) | 20mo | $147,500 | $132 | 31 |
| 602 E 1st St | 0.69mi | 2/2.0 (-1) | 1,423 (+10%) | 15mo | $160,000 | $112 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.4%
- Equity multiple
- 2.96×
- Total profit
- $87,630
- Equity at exit
- $144,141
- IRR
- 21.6%
- Equity multiple
- 6.76×
- Total profit
- $257,893
- Equity at exit
- $310,845
Cash invested: $44,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77480
- Home prices YoY
- 12.0%
- Active inventory
- 113
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $1,525 medium interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$293 /mo · $3,512/yr
- Insurance
- −$67
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$320
- Net cashflow
- $6
Break-even live
Sensitivity live
| Price | -10% $97 | -5% $52 | +0% $6 | +5% $-39 | +10% $-84 |
|---|---|---|---|---|---|
| Rent | -10% $-114 | -5% $-54 | +0% $6 | +5% $67 | +10% $127 |
| Rate | -1.0pp $87 | -0.5pp $47 | base $6 | +0.5pp $-35 | +1.0pp $-77 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $40,000
- Closing costs
- $4,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1000 W Ashley Wilson Rd Sweeny, TX | 1.0–2.0 | 1.0–2.0 | 704 | $995 | $1.41 | 25d | 1 | 0.78mi |
| 1102 Avenue C Unit C Sweeny, TX | 3.0 | 2.0 | 1691 | $1,700 | $1.01 | 2d | 1 | 1.04mi |
| 303 Yaupon St Sweeny, TX | 3.0 | 2.0 | 1642 | $1,850 | $1.13 | 44d | 1 | 1.07mi |
Listing history 26 events
-
2026-06-19days on market $160,000 Active 147 DOM
-
2026-06-18days on market $160,000 Active 146 DOM
-
2026-06-17days on market $160,000 Active 145 DOM
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2026-06-16days on market $160,000 Active 144 DOM
-
2026-06-15days on market $160,000 Active 143 DOM
-
2026-06-14days on market $160,000 Active 141 DOM
-
2026-06-12remarks 687-char remark
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2026-06-12pricedays on market $160,000 Active 140 DOM
-
2026-06-09days on market $189,000 Active 137 DOM
-
2026-06-08days on market $189,000 Active 136 DOM
-
2026-06-07days on market $189,000 Active 135 DOM
-
2026-06-07days on market $189,000 Active 134 DOM
-
2026-06-03days on market $189,000 Active 131 DOM
-
2026-06-02days on market $189,000 Active 130 DOM
-
2026-06-01days on market $189,000 Active 129 DOM
-
2026-05-31days on market $189,000 Active 128 DOM
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2026-05-30days on market $189,000 Active 127 DOM
-
2026-05-02price $189,000 619-char remark
Show marketing remark (619 chars)
This is a great house with easy maintenance! 3/1 with an additional huge carpeted family room for fun with the family. Remodeled with new paint, trim, new handicap shower, ceiling fans, all wood floors refinished and ready to go. Central HVAC, recent double carport, covered back porch, BBQ slab off to the side, handicap ramp in front, extra parking for that boat on side of house as well. Refrigerator & range stays, window treatments stay as well. Inside laundry room with room for extra freezer. Large back yard all fenced with access from side. Plenty of room for that storage shed Come take a look!
-
2026-01-23$194,500 Active 619-char remark
Show marketing remark (619 chars)
This is a great house with easy maintenance! 3/1 with an additional huge carpeted family room for fun with the family. Remodeled with new paint, trim, new handicap shower, ceiling fans, all wood floors refinished and ready to go. Central HVAC, recent double carport, covered back porch, BBQ slab off to the side, handicap ramp in front, extra parking for that boat on side of house as well. Refrigerator & range stays, window treatments stay as well. Inside laundry room with room for extra freezer. Large back yard all fenced with access from side. Plenty of room for that storage shed Come take a look!
-
2011-04-19soldstatus
-
2010-12-02soldstatus
-
2010-12-02soldstatus
-
2010-11-22soldstatus 522-char remark
Show marketing remark (522 chars)
GREAT HOME W/ WONDERFUL UPDATES & LARGE BACK YARD! Recent Updates Include: Amana Heating & Cooling System (2007); 2 Inch Faux Wood Bilinds; Fresh Paint Throughout Entire House; Carpet in Family Room (Den); Vinyl in Kitchen & Bath; Tile Backsplash in Kitchen; Vanity in Bath; Faucets/Fixtures in Kitchen & Bath; Smoke Detectors & Carbon Monoxide Detector; 30 Year Roof with Windstorm Certificate. Additional Concrete Slab on Side of House, Large Carport, Nice Covered Back Patio, & Huge Fenced Yard.
-
2010-10-18historical 522-char remark
Show marketing remark (522 chars)
GREAT HOME W/ WONDERFUL UPDATES & LARGE BACK YARD! Recent Updates Include: Amana Heating & Cooling System (2007); 2 Inch Faux Wood Bilinds; Fresh Paint Throughout Entire House; Carpet in Family Room (Den); Vinyl in Kitchen & Bath; Tile Backsplash in Kitchen; Vanity in Bath; Faucets/Fixtures in Kitchen & Bath; Smoke Detectors & Carbon Monoxide Detector; 30 Year Roof with Windstorm Certificate. Additional Concrete Slab on Side of House, Large Carport, Nice Covered Back Patio, & Huge Fenced Yard.
-
2010-09-25$76,900 522-char remark
Show marketing remark (522 chars)
GREAT HOME W/ WONDERFUL UPDATES & LARGE BACK YARD! Recent Updates Include: Amana Heating & Cooling System (2007); 2 Inch Faux Wood Bilinds; Fresh Paint Throughout Entire House; Carpet in Family Room (Den); Vinyl in Kitchen & Bath; Tile Backsplash in Kitchen; Vanity in Bath; Faucets/Fixtures in Kitchen & Bath; Smoke Detectors & Carbon Monoxide Detector; 30 Year Roof with Windstorm Certificate. Additional Concrete Slab on Side of House, Large Carport, Nice Covered Back Patio, & Huge Fenced Yard.
-
2000-01-04soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,512 · $293/mo
- Projected year-2 tax
- $3,512 · $293/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,302
- − Mortgage interest
- −$8,962
- − Property taxes
- −$3,512
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,464
- − Management
- −$1,464
- − Depreciation
- −$4,655
- Taxable loss
- −$2,556
- Est. tax savings @ 24.0%
- +$613
- After-tax cash flow
- $691/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sweeny ISD
- NCES district ID
- 4841970
- Math proficiency
- 32% ▼ -12.00%
- Reading proficiency
- 40% ▼ -1.00%
- Median HH income
- $53,607
- Composite
- 31.49/100
- National rank
- #5975
- State rank
- #480 of 826 in TX
Livability — Sweeny
- Score
- 71/100
- State rank
- #306
- US rank
- #6914
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sweeny, TX
- Population (ZIP)
- 8,252
Population outlook (Brazoria County) Hauer SSP2
- Today (2025)
- 420,414 people
- By 2030
- 457,585 · +8.8%
- By 2040
- 532,232 · +26.6%
- By 2050
- 605,399 · +44.0%
- By 2075
- 779,358 · +85.4%
- By 2100
- 883,759 · +110.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Hispanic / Latino 17% Black 8% Two or more races 7% Asian 1%
- Hispanic origin (detail)
- Mexican 16%
- Common ancestry
- Italian 3% Slovak 3% Iranian 1%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 90% English-only · Spanish 9% Tagalog/Filipino 1%
Political lean MEDSL · Brazoria
- 2024 margin
- R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
- 2008→2024 swing
- +9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
- All cycles
- 2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 35.27%
- Current HPI
- 328.8657
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+145.8% since first listed9 events — show timeline
- 2026-05-02 Price Changed $189,000 HARMLS
- 2026-01-23 Listed $194,500 HARMLS
- 2011-04-19 Sold (Public Records) — Public Records
- 2010-12-02 Sold (Public Records) — Public Records
- 2010-12-02 Sold (Public Records) — Public Records
- 2010-11-22 Sold (MLS) — HARMLS
- 2010-10-18 Listing Removed — HARMLS
- 2010-09-25 Listed $76,900 HARMLS
- 2000-01-04 Sold (Public Records) — Public Records
Property tax history
+4.8%/yrLatest (2025): $3,512 · +9.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…