1257 17th St · Newport News, VA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.53%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.8/30.0
- ARV discount +15.0/15.0
- DSCR +5.9/10.0
- 1% rule +4.8/10.0
- Appreciation +4.6/10.0
- Schools +3.8/10.0
- Livability +3.8/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
$200,250
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
Key facts
- Large living area
- Spacious colonial
- 4,791 sq ft lot
Tags
Property features AI
Finance
- HOA & community: No HOA fees
Exterior
- Parking: Driveway parking spaces
- Utilities: City/county water; City/county sewer; Gas water heater
- Home design: Detached traditional-style home; Two stories; Crawl foundation; Simple ownership
- Construction: Vinyl siding; Asphalt/composite shingle roof
- Exterior features: Deck; Chain-link fence; Storage shed
Interior
- Kitchen: Gas range; Refrigerator; Dishwasher
- Bedrooms: Second-floor bedrooms (including a master bedroom); Three bedrooms upstairs
- Flooring: Carpet; Ceramic; Laminate
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Natural gas heating; Central air conditioning
- Interior features: Ceiling fan; Breakfast area; Porch; Utility room
- Laundry & utility: Washer hookup; Dryer hookup; 220V electrical outlet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $202 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (2.1% below list).
- Recommended offer: $182k (9.0% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 4.2% in Newport News — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#123 in VA, #4,018 nationally) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, housing A; Watch: crime F, commute F.
- Newport News City Public School District (urban): math 34% / reading 54% proficiency, ranked #112 of 131 in VA (top 86%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Sedgefield Elementary (math 9% / reading 37%, grade F, #1,066 of 1,108 statewide, top 96%, 469 students, 91% FRL); Menchville High (math 39% / reading 79%, grade C+, #256 of 319 statewide, top 81%, 1,788 students, 87% FRL) — zoned schools average 89% FRL vs 55% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.9%/yr); 128 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 522 units permitted in Newport News city in 2024 (458 in 5+ unit buildings).
- At $1,960/mo this rent would consume 56% of the median local household income ($42k/yr) (locally 2008% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-0.8%/yr); year-one equity from $1k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Newport News County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 112 days — a 9% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 2y ago; this cycle's ask has dropped $47k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 7.51%
- Cash-on-cash
- 4.33%
- DSCR
- 1.19
- GRM
- 8.5
CMA / ARV
- ARV (on-the-fly)
- $276,816
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1329 22nd St | 0.31mi | 3/2.0 | 1,759 (+0%) | 3mo | $120,000 | $68 | 81 |
| 2011 Chestnut Ave | 0.23mi | 4/2.0 (+1) | 1,687 (-4%) | 1mo | $165,000 | $98 | 75 |
| 227 Blair Ave | 0.41mi | 4/2.5 (+1) | 1,758 (+0%) | 3mo | $195,000 | $111 | 69 |
| 928 17th St | 0.49mi | 4/2.0 (+1) | 1,625 (-7%) | 2mo | $275,200 | $169 | 56 |
| 1236 27th St | 0.52mi | 3/2.0 | 1,550 (-12%) | 2mo | $245,000 | $158 | 53 |
| 1034 26th St | 0.60mi | 4/2.0 (+1) | 1,579 (-10%) | 0mo | $139,000 | $88 | 48 |
| 1038 24th St | 0.52mi | 4/2.5 (+1) | 1,950 (+11%) | 0mo | $317,200 | $163 | 48 |
| 2501 Parish Ave | 0.47mi | 4/— (+1) | 1,507 (-14%) | 3mo | $55,000 | $36 | 47 |
| 1633 Rolfe Pl | 0.69mi | 4/2.0 (+1) | 1,589 (-9%) | 1mo | $265,000 | $167 | 44 |
| 1220 29th St | 0.62mi | 3/1.0 | 1,509 (-14%) | 2mo | $121,000 | $80 | 44 |
| 844 15th St | 0.62mi | 4/2.5 (+1) | 1,514 (-14%) | 2mo | $253,000 | $167 | 38 |
| 1605 Rolfe Pl | 0.69mi | 4/2.0 (+1) | 1,514 (-14%) | 2mo | $264,900 | $175 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.84% appreciation · 2.91% rent growth · sell at horizon
- IRR
- -0.4%
- Equity multiple
- 0.98×
- Total profit
- $-921
- Equity at exit
- $49,876
- IRR
- 6.0%
- Equity multiple
- 1.59×
- Total profit
- $32,899
- Equity at exit
- $53,696
Cash invested: $56,070 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 23607
- Home prices YoY
- -0.3%
- Rents YoY
- 2.9%
- Active inventory
- 128
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $1,960 high interval (Pro) →
- Mortgage (P&I)
- −$1,050
- Tax from tax record
- −$212 /mo · $2,547/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$412
- Net cashflow
- $202
Break-even live
Sensitivity live
| Price | -10% $316 | -5% $259 | +0% $202 | +5% $146 | +10% $89 |
|---|---|---|---|---|---|
| Rent | -10% $47 | -5% $125 | +0% $202 | +5% $280 | +10% $357 |
| Rate | -1.0pp $303 | -0.5pp $253 | base $202 | +0.5pp $150 | +1.0pp $98 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,062
- Closing costs
- $6,008
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1216 21st St Newport News, VA | 3.0 | 3.5 | 1446 | $1,700 | $1.18 | 24d | 1 | 0.16mi |
| 1110 21st St Newport News, VA | 4.0 | 2.0 | 1613 | $1,850 | $1.15 | 44d | 1 | 0.30mi |
| 1242 26th St Newport News, VA | 3.0 | 4.0 | 1704 | $2,400 | $1.41 | 3d | 1 | 0.43mi |
| 1035 23rd St Newport News, VA | 3.0 | 2.0 | 1378 | $1,600 | $1.16 | 44d | 1 | 0.48mi |
| 1020 23rd St Newport News, VA | 4.0 | 3.0 | 1710 | $2,195 | $1.28 | 44d | 1 | 0.49mi |
| 40 Buxton Ave Unit C Newport News, VA | 3.0 | 1.0 | 1750 | $1,795 | $1.03 | 44d | 1 | 0.52mi |
| 1034 26th St Newport News, VA | 4.0 | 2.0 | 1579 | $1,600 | $1.01 | 44d | 1 | 0.57mi |
| 927 11th St Newport News, VA | 4.0 | 4.0 | 2500 | $1,200 | $0.48 | 8d | 1 | 0.58mi |
| 1227 31st St Newport News, VA | 3.0 | 2.0 | 1500 | $2,495 | $1.66 | 2d | 1 | 0.71mi |
| 2102 Marshall Ave Newport News, VA | 4.0 | 2.0 | 1780 | $1,500 | $0.84 | 44d | 1 | 0.71mi |
| 2104 Marshall Ave Newport News, VA | 4.0 | 2.0 | 1568 | $2,200 | $1.40 | 17d | 1 | 0.72mi |
| 321 Pine Ave Newport News, VA | 3.0 | 2.5 | 1349 | $1,990 | $1.48 | 24d | 1 | 0.76mi |
| 1124 33rd St Newport News, VA | 3.0 | 1.5 | 1386 | $1,600 | $1.15 | 24d | 1 | 0.82mi |
| 729 Chesapeake Ave Hampton, VA | 4.0 | 3.0 | 2239 | $2,975 | $1.33 | 3d | 1 | 0.95mi |
| 327 Locust Ave Hampton, VA | 4.0 | 2.0 | 1500 | $2,000 | $1.33 | 44d | 1 | 1.07mi |
Listing history 22 events
-
2026-04-22status Under Contract
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
-
2026-04-22status Pending 966-char remark
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
-
2026-04-03historical Active Under Contract
-
2026-04-01price $200,250
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
-
2026-04-01status Active
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
-
2026-04-01status Active 966-char remark
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
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2026-04-01price $200,250 966-char remark
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
-
2026-03-13status Under Contract
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
-
2026-03-13status Pending 966-char remark
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
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2026-03-03historical Active Under Contract
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2026-01-23price $222,500
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2026-01-22price $222,500 966-char remark
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
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2025-12-11$247,000 Active
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
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2025-12-11$247,000 Active 966-char remark
Show marketing remark (966 chars)
Unlock incredible potential in this spacious Colonial located in the heart of Newport News' Stuart Gardens neighborhood. This classic 1940s home offers 3 bedrooms and 1.5 baths with a generous floor plan that includes a large living area and separate dining space for entertaining or comfortable daily living. Whether you are an owner-occupant looking to build sweat equity or an investor seeking a property with solid bones and a substantial footprint. Conveniently situated just blocks from Discovery STEM Academy and offering quick access to the Newport News Shipyard and I-664. Schedule your private showing today to explore the possibilities! HUD Case# 544-410474 IN (Insured), Seller makes no representations or warranties as to property condition. HUD Homes are Sold “As-Is”. Built prior to 1978, lead based paint may potentially exist. Equal Housing Opportunity. Seller may contribute up to 3% for buyer’s closing costs, upon buyer request.
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2024-11-03historical
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2024-11-01soldstatus $230,000
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2024-10-08status Under Contract
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2024-09-26historical Active Under Contract
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2024-09-13$230,000 Active
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1987-12-07soldstatus $57,500
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1986-05-01soldstatus $45,000
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1967-10-01soldstatus $15,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast VA · Resets to sale price
- Current annual tax
- $2,547 · $212/mo
- Projected year-2 tax
- $2,547 · $212/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 53% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,515
- − Mortgage interest
- −$11,217
- − Property taxes
- −$2,547
- − Insurance
- −$1,001
- − Repairs & maintenance
- −$1,881
- − Management
- −$1,881
- − Depreciation
- −$5,825
- Taxable loss
- −$838
- Est. tax savings @ 24.0%
- +$201
- After-tax cash flow
- $2,628/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Newport News City Public School District
- NCES district ID
- 5102640
- Math proficiency
- 34% ▼ -37.00%
- Reading proficiency
- 54% ▼ -10.00%
- Median HH income
- $49,644
- Composite
- 37.7/100
- National rank
- #4360
- State rank
- #112 of 131 in VA
Livability — Newport News
- Score
- 75/100
- State rank
- #123
- US rank
- #4018
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Newport News, VA
- County
- Newport News City · 178,950 people
- City population
- 178,950
- Metro
- Virginia Beach-Norfolk-Newport News, VA-NC
- Population (ZIP)
- 23,096
- Household income
- $42,334
- Rent vs Own
- Severe rent burden
- 2008.0
Population outlook (Newport News County) Hauer SSP2
- Today (2025)
- 181,076 people
- By 2030
- 179,683 · -0.8%
- By 2040
- 174,649 · -3.5%
- By 2050
- 167,407 · -7.5%
- By 2075
- 147,597 · -18.5%
- By 2100
- 122,144 · -32.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (75%)
- Race & ethnicity
- Black 75% White 13% Two or more races 7% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Newport News
- 2024 margin
- Strong D (+28.8) · D 63.7% · R 34.9% · Other 1.4%
- 2008→2024 swing
- +0.1pp no change · 2008: 28.7pp · 2024: 28.8pp
- All cycles
- 2024: D+28.8 2020: D+32.9 2016: D+25.4 2012: D+30.0 2008: D+28.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.84%
- Current HPI
- 312.4039
- Rent YoY
- ▲ 2.91%
- Metro
- Virginia Beach-Norfolk-Newport News, VA-NC
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
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| Technology / Defense | 3 | $32B |
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| Financial Services | 2 | $176B |
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| Utilities | 2 | $27B |
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| Insurance | 2 | $25B |
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| Technology | 2 | $15B |
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Price history
+1235.0% since first listed22 events — show timeline
- 2026-04-22 Pending — REINMLS
- 2026-04-22 Pending — WMLS
- 2026-04-03 Contingent — REINMLS
- 2026-04-01 Price Changed $200,250 REINMLS
- 2026-04-01 Relisted — REINMLS
- 2026-04-01 Relisted — WMLS
- 2026-04-01 Price Changed $200,250 WMLS
- 2026-03-13 Pending — REINMLS
- 2026-03-13 Pending — WMLS
- 2026-03-03 Contingent — REINMLS
- 2026-01-23 Price Changed $222,500 REINMLS
- 2026-01-22 Price Changed $222,500 WMLS
- 2025-12-11 Listed $247,000 WMLS
- 2025-12-11 Listed $247,000 REINMLS
- 2024-11-03 Listing Removed — REINMLS
- 2024-11-01 Sold (Public Records) $230,000 Public Records
- 2024-10-08 Pending — REINMLS
- 2024-09-26 Contingent — REINMLS
- 2024-09-13 Listed $230,000 REINMLS
- 1987-12-07 Sold (Public Records) $57,500 Public Records
- 1986-05-01 Sold (Public Records) $45,000 Public Records
- 1967-10-01 Sold (Public Records) $15,000 Public Records
Property tax history
+5.4%/yrLatest (2026): $2,547 · +31.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…