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Bella Plan 🏗️ New Construction
D+ Composite 47.2
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.0/10.0
  • Condition / age +5.0/5.0
  • 1% rule +4.4/10.0
  • Livability +3.3/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$210,500

Bella Plan · Duson, LA 70529
3 bd · 2.0 ba · 1,370 sqft · SingleFamily · 12 Days on market
Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to the Bella! A new home in Cane Place in Duson, Louisiana. The Bella is a thoughtfully designed single-story home that blends comfort, efficiency, and everyday functionality. This 3 bed, 2 bath layout offers a smart use of space while maintaining an open and inviting feel. Upon entry from the front porch, you're welcomed into a central space that flows seamlessly from the living area into the dining area and kitchen. The kitchen is well-appointed with ample counter space, a pantry for extra storage, stainless steel appliances, and convenient access to the dining room. The covered patio sits just off the living room, extending your living space outdoors and providing a perfect spot

Key facts

  • Ample counter space
  • Walk-in closet
  • Ensuite bath

Tags

SMART HOME TECHNOLOGYAMPLE COUNTER SPACECOVERED PATIOWALK-IN CLOSETENSUITE BATHDEDICATED UTILITY ROOM

Property features AI

Finance

  • Financial info: List price $210,500

Exterior

  • Parking: 1-car garage (1 total parking space)
  • Home design: Single-family plan; Inventory type: Plan
  • Exterior features: Living area approximately 1,370 (living area provided)

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Plan: Bella (new construction plan)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $210,500 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $201,390.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $109 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (9.7% below list).
  • Recommended offer: $190k (9.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 5.4% in Duson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 66/100 on livability (#134 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: amenities F, commute F, employment F.
  • Acadia Parish (rural): math 32% / reading 44% proficiency, ranked #28 of 98 in LA (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Mire Elementary School (math 44% / reading 52%, grade D, #144 of 646 statewide, top 22%, 666 students, 55% FRL); Rayne High School (math 30% / reading 47%, grade F, #88 of 265 statewide, top 33%, 640 students, 63% FRL) — zoned schools at 59% FRL track the district average.
  • Market conditions: 197 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 137 units permitted in Acadia Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $190,000 (9.7% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.94%
Cash-on-cash
2.32%
DSCR
1.10
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$201,390
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
141 Ivywood Ct 0.21mi 3/2.0 1,447 (+6%) 4mo $220,500 $152 77
500 4th St 0.36mi 3/2.0 1,296 (-5%) 3mo $60,000 $46 72
307 Meadow Ridge Ln 0.57mi 3/2.0 1,321 (-4%) 2mo $199,035 $151 66
205 Meadow Ridge Ln 0.61mi 3/2.0 1,321 (-4%) 1mo $199,880 $151 65
119 Rosebrook Ln 0.65mi 3/2.0 1,422 (+4%) 4mo $209,339 $147 60
118 Ember Ridge Ln 0.71mi 3/2.0 1,422 (+4%) 2mo $208,187 $146 59
118 Rosebrook Ln 0.68mi 3/2.0 1,321 (-4%) 6mo $201,080 $152 57
305 Meadow Ridge Ln 0.57mi 3/2.0 1,482 (+8%) 4mo $217,946 $147 57
111 Ember Ridge Ln 0.69mi 3/2.0 1,422 (+4%) 6mo $208,040 $146 56
409 Meadow Ridge Ln 0.57mi 3/2.0 1,498 (+9%) 2mo $221,370 $148 56
401 Meadow Ridge Ln 0.57mi 3/2.0 1,498 (+9%) 5mo $220,746 $147 54
113 Ember Ridge Ln 0.69mi 3/2.0 1,498 (+9%) 6mo $217,910 $145 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.6%
Equity multiple
0.55×
Total profit
$-25,648
Equity at exit
$30,028
10-year hold
IRR
-3.5%
Equity multiple
0.76×
Total profit
$-13,258
Equity at exit
$17,413

Cash invested: $56,389 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70529

Home prices YoY
-11.1%
Active inventory
197
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,900 medium interval (Pro) →
Mortgage (P&I)
$1,056
Tax est. 1.5%
$252 /mo · $3,021/yr
Insurance
$84
HOA
$0
Vacancy / Maint / Mgmt
$399
Net cashflow
$109

Break-even live

Break-even rent $1,762
Max offer price $201,390
Occupancy floor 89%

Sensitivity live

Price -10% $248 -5% $179 +0% $109 +5% $40 +10% $-30
Rent -10% $-41 -5% $34 +0% $109 +5% $184 +10% $259
Rate -1.0pp $211 -0.5pp $160 base $109 +0.5pp $57 +1.0pp $4

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,348
Closing costs
$6,042
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
211 Winter Park PL Duson, LA 2.0–3.0 2.0 1275 $1,900 $1.49 15d 1 0.44mi

Listing history 10 events

  1. 2026-06-21
    days on market $210,500 Active 12 DOM
  2. 2026-06-21
    days on market $210,500 Active 11 DOM
  3. 2026-06-18
    days on market $210,500 Active 9 DOM
  4. 2026-06-17
    days on market $210,500 Active 8 DOM
  5. 2026-06-16
    days on market $210,500 Active 7 DOM
  6. 2026-06-15
    days on market $210,500 Active 6 DOM
  7. 2026-06-13
    days on market $210,500 Active 4 DOM
  8. 2026-06-12
    days on market $210,500 Active 3 DOM
  9. 2026-06-09
    remarks 699-char remark
  10. 2026-06-09
    listed $210,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,800
− Mortgage interest
−$11,281
− Property taxes
−$3,021
− Insurance
−$1,007
− Repairs & maintenance
−$1,824
− Management
−$1,824
− Depreciation
−$5,859
Taxable loss
−$2,015
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$484
After-tax cash flow
$1,795/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 4 photos

Excellent 100/100 None rehab

This home is in excellent condition with no visible repairs or maintenance needed. It offers a great opportunity for an investor to enhance its curb appeal and interior aesthetics with minor updates, which would significantly increase its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale New flooring in bathrooms — Improves appearance and functionality
  • Resale New kitchen appliances — Enhances functionality and appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale New flooring in bathrooms — Improves appearance and functionality
  • Resale New kitchen appliances — Enhances functionality and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Acadia Parish
NCES district ID
2200030
Math proficiency
32% ▼ -39.00%
Reading proficiency
44% ▼ -32.00%
Median HH income
$38,012
Composite
31.65/100
National rank
#5929
State rank
#28 of 98 in LA

Livability — Duson

Score
66/100
State rank
#134
US rank
#12322

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Duson, LA
Population (ZIP)
13,557

Population outlook (Acadia County) Hauer SSP2

Today (2025)
63,846 people
By 2030
64,141 · +0.5%
By 2040
63,922 · +0.1%
By 2050
62,263 · -2.5%
By 2075
56,507 · -11.5%
By 2100
46,316 · -27.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 62% Black 25% Hispanic / Latino 6% Two or more races 6%
Hispanic origin (detail)
Common ancestry
Lithuanian 16% English 1% Iranian 1%
Foreign-born
6% · Canada
Languages at home
90% English-only · Spanish 5% French/Haitian/Cajun 4%

Political lean MEDSL · Acadia

2024 margin
Solid R (+64.0) · D 17.6% · R 81.5%
2008→2024 swing
-18.3pp toward R · 2008: -45.7pp · 2024: -64.0pp
All cycles
2024: R+64.0 2020: R+60.3 2016: R+56.7 2012: R+49.8 2008: R+45.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.96%
Current HPI
192.2639
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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