13423 Summer Lgt · St. Hedwig, TX 78152

$284,999

4 bd · 3.0 ba · 2,258 sqft · SingleFamily public records · 40 Days on market

Built 2020 4,922 sqft lot Est $323k · 12% under $31/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.8/15.0
• Cash flow +9.6/30.0
• Appreciation +5.6/10.0
• Schools +4.4/10.0
• DSCR +2.7/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0
• Rent growth +2.3/5.0

Listing remarks MLS

Click the Virtual Tour link to view the 3D walkthrough. Discover your dream home in the sought-after community of Hallies Ranch. This spacious two-story gem boasts four bedrooms and three bathrooms, offering the perfect blend of comfort and convenience. Enjoy the rare luxury of no back neighbors thanks to the easement at the rear of the property, providing ultimate privacy, complemented by a gentle slope in the backyard. The home is uniquely positioned higher than surrounding properties, giving you breathtaking views and an elevated living experience. It's the largest floor plan in the neighborhood, making it perfect for all gatherings. The primary bedroom is a haven of relaxation with a large walk-in closet. The open floor plan seamlessly connects the living spaces, creating a perfect environment for entertaining. The gourmet kitchen features granite countertops, an island, and a breakfast bar. Located just minutes from Randolph AFB and The Forum shopping center, this home combines tranquility and accessibility. Don't miss out on these additional great features such as new carpet, 10 year roof warranty, structural warranty, custom blinds, dimmer on the lights in the kitchen, hallways and master bathroom, garage opener, additional rack for storage in the laundry room, security equipment will stay with the property, and is located near the bus stop and the mailboxes are close by. Make this exceptional property yours today and enjoy a life of comfort, privacy, and convenience in Hallies Ranch.

Key facts

• Walk-in closets
• Large island
• Fully fenced yard

Tags

• PARTIAL BRICK EXTERIOR
• FULLY FENCED YARD
• OPEN-CONCEPT LAYOUT
• LARGE ISLAND
• AMPLE STORAGE
• WALK-IN CLOSETS

Property features AI

Finance

• Other: Subdivision: HALLIES RANCH; Neighborhood includes park/playground
• HOA & community: Mandatory HOA; Quarterly HOA fee (reported)

Exterior

• Parking: Attached 2-car garage
• Utilities: Electric service by CPS; Water service by Green Valley; Connected to water and sewer systems
• Home design: Pre-owned home built by Starlight Homes (approximately 6 years old)
• Construction: Brick and cement fiber exterior; Composition roof; Slab foundation
• Exterior features: Patio slab; Privacy fence; Double-pane windows; Street paved with curbs

Interior

• Kitchen: Island kitchen; Eat-in kitchen; Breakfast bar; Stove/Range included
• Bedrooms: Primary suite on upper level with walk-in closet and full bath (primary bedroom ~16 x 14); Bedroom 2 approximately 14 x 11; Bedroom 3 approximately 13 x 11; Bedroom 4 approximately 13 x 11
• Flooring: Carpet; Vinyl flooring
• Bathrooms: Three full bathrooms; Primary bath with shower (primary bath ~9 x 8)
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Two living areas with living/dining room combination; Open floor plan with high ceilings; Eat-in kitchen with island and breakfast bar; Walk-in pantry; Utility room inside; All window coverings remain; Laundry room and laundry on upper level; Secondary bedroom on lower level; Walk-in closets
• Laundry & utility: Laundry room; Upper-level laundry; Utility room inside

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $285k.

Deal economics

• At list price, monthly cash flow is $-190 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $251k (11.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (27.3% below list).
• Recommended offer: $207k (27.3% below list) — sets the bar for 1% rule.
• Cap rate 5.5% vs local median 4.0% in St. Hedwig — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Schertz-Cibolo-U City ISD (suburban): math 49% / reading 48% proficiency, ranked #152 of 826 in TX (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Rose Garden El (math 32% / reading 36%, grade F, #2,149 of 4,322 statewide, top 50%, 902 students, 48% FRL); Samuel Clemens H S (math 45% / reading 60%, grade C-, #444 of 1,632 statewide, top 27%, 2,544 students, 30% FRL).
• Market conditions: Rents soft (-0.9%/yr); 155 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• In year one you build about $6k of equity ($2k loan paydown + $4k appreciation (1.2% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 6, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 40 days — a 3% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $207,167 (27.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 5.49%
• Cash-on-cash: -2.86%
• DSCR: 0.87
• GRM: 11.5

CMA / ARV

• ARV (on-the-fly): $322,894
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13225 Badlands	0.19mi	4/2.5	2,292 (+2%)	11mo	$350,000	$153	77
5602 Daniel Way	0.17mi	4/2.5	2,445 (+8%)	3mo	$325,000	$133	74
4538 Heathers Rose	0.50mi	4/2.5	2,216 (-2%)	1mo	$275,000	$124	71
13222 Hagerd	0.25mi	3/2.5 (-1)	2,133 (-6%)	3mo	$289,000	$135	70
4931 Ranahan Pass	0.36mi	4/2.5	2,395 (+6%)	2mo	$345,000	$144	69
4921 Drifter Oaks	0.23mi	4/2.0	2,419 (+7%)	9mo	$345,000	$143	66
4518 Heathers Rose	0.51mi	4/2.5	2,216 (-2%)	10mo	$289,900	$131	63
13342 Badlands Bnd	0.33mi	4/2.5	2,429 (+8%)	11mo	$360,000	$148	61
4808 Night Herder	0.40mi	5/2.5 (+1)	2,395 (+6%)	11mo	$359,900	$150	55
13012 Heathers Sun	0.58mi	4/2.0	2,090 (-7%)	6mo	$325,000	$156	51
13160 Bay Point Way	0.32mi	5/3.0 (+1)	2,559 (+13%)	13mo	$364,990	$143	47
13030 Rosemary Cv	0.42mi	4/3.0	1,929 (-15%)	13mo	$275,000	$143	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.24% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -2.4%
• Equity multiple: 0.88×
• Total profit: $-9,514
• Equity at exit: $100,928

10-year hold

• IRR: 1.1%
• Equity multiple: 1.13×
• Total profit: $10,171
• Equity at exit: $136,981

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78152

• Home prices YoY: 0.4%
• Rents YoY: -0.9%
• Active inventory: 155
• Price-to-rent: 11.5×

Monthly cashflow live

• Estimated rent: $2,072 high
• Mortgage (P&I): −$1,495
• Tax from tax record: −$183 /mo · $2,194/yr
• Insurance: −$119
• HOA: −$31
• Vacancy / Maint / Mgmt: −$435
• Net cashflow: $-190

Break-even live

Break-even rent $2,313

Max offer price $251,349

Occupancy floor —

Sensitivity live

Price	-10% $-29	-5% $-110	+0% $-190	+5% $-271	+10% $-352
Rent	-10% $-354	-5% $-272	+0% $-190	+5% $-109	+10% $-27
Rate	-1.0pp $-47	-0.5pp $-118	base $-190	+0.5pp $-264	+1.0pp $-339

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $71,250
• Closing costs: $8,550
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5227 Dawn Break Saint Hedwig, TX	3.0	2.5	1826	$1,695	$0.93	20d	1	0.12mi
5602 Daniel Way Saint Hedwig, TX	4.0	2.5	2445	$1,995	$0.82	24d	1	0.18mi
5602 Daniel Way Saint Hedwig, TX	4.0	2.5	2445	$1,995	$0.82	11d	1	0.18mi
5006 Dawn Break Saint Hedwig, TX	3.0	2.5	1826	$1,695	$0.93	24d	1	0.25mi
13519 Paxton Blvd Saint Hedwig, TX	4.0	2.0	1688	$1,849	$1.10	5d	1	0.29mi
5602 Luna Pass Saint Hedwig, TX	3.0	2.0	1940	$2,079	$1.07	2d	1	0.30mi
13543 Paxton Blvd Saint Hedwig, TX	3.0	2.0	1940	$2,029	$1.05	2d	1	0.34mi
13311 Badlands Bnd Saint Hedwig, TX	4.0	2.5	2471	$2,250	$0.91	11d	1	0.36mi
13563 Paxton Blvd Saint Hedwig, TX	4.0	2.5	2585	$2,179	$0.84	10d	1	0.37mi
13609 Paxton Blvd Saint Hedwig, TX	4.0	2.0	1688	$1,849	$1.10	24d	1	0.40mi
4827 Night Herder Converse, TX	4.0	2.5	2740	$2,400	$0.88	2d	1	0.43mi
13111 Bay Point Way Saint Hedwig, TX	3.0	2.0	1642	$1,595	$0.97	24d	1	0.45mi
5816 Zoey Way Saint Hedwig, TX	4.0	2.0	1688	$1,849	$1.10	5d	1	0.46mi
4614 Heathers Cross Saint Hedwig, TX	3.0	2.0	1770	$1,850	$1.05	24d	1	0.46mi
4522 Heathers Cross Saint Hedwig, TX	3.0	2.0	1652	$1,900	$1.15	17d	1	0.46mi
13003 Rosemary Cv Converse, TX	4.0	3.0	1910	$1,726	$0.90	12d	1	0.50mi
13039 Heathers Sun Saint Hedwig, TX	4.0	2.5	2216	$1,895	$0.86	24d	1	0.54mi
5424 Thyme Cor Saint Hedwig, TX	4.0	2.0	1667	$1,450	$0.87	21d	1	0.74mi
12922 Sage Turn Saint Hedwig, TX	4.0	2.0	1667	$1,597	$0.96	24d	1	0.74mi
12811 Sage Turn Converse, TX	4.0	3.0	1914	$1,800	$0.94	24d	1	0.77mi
4241 Fort Palmer Blvd Saint Hedwig, TX	3.0	2.5	1858	$1,880	$1.01	2d	1	0.81mi
13019 Lineberry Ln Saint Hedwig, TX	3.0	2.0	1689	$1,638	$0.97	15d	1	0.85mi
13038 Candace Way Converse, TX	3.0	2.5	1689	$1,675	$0.99	5d	1	0.85mi
13112 Candace Way Saint Hedwig, TX	4.0	2.5	1903	$1,750	$0.92	5d	1	0.89mi
13117 Candace Way Converse, TX	4.0	2.5	1903	$1,800	$0.95	5d	1	0.90mi
3909 Asher Aly Saint Hedwig, TX	3.0–4.0	2.0–2.5	1575	$1,670	$1.06	2d	1	0.92mi
4018 Fallow Xing Saint Hedwig, TX	4.0	2.5	2316	$2,050	$0.89	22d	1	0.98mi
4918 Valenzuela Converse, TX	3.0–4.0	2.0–2.5	1719	$2,144	$1.25	2d	82	1.28mi
6826 Hallie Loop Schertz, TX	4.0	3.5	3112	$4,400	$1.41	15d	1	1.32mi
4638 Bontebok Dr Converse, TX	5.0	3.0	2495	$2,000	$0.80	5d	1	1.35mi
12927 Deep Eddy Saint Hedwig, TX	4.0	2.0	1880	$1,695	$0.90	44d	1	1.44mi
4550 Meerkat Converse, TX	4.0	2.5	2041	$1,950	$0.96	17d	1	1.47mi

HOA detail

• Monthly dues: $31 · $372/yr
• Likely covers: security

Listing history 42 events

1. 2026-06-18
   days on market $284,999 Active 40 DOM
2. 2026-06-17
   days on market $284,999 Active 39 DOM
3. 2026-06-16
   days on market $284,999 Active 38 DOM
4. 2026-06-13
   days on market $284,999 Active 35 DOM
5. 2026-06-13
   days on market $284,999 Active 34 DOM
6. 2026-06-09
   days on market $284,999 Active 31 DOM
7. 2026-06-08
   days on market $284,999 Active 30 DOM
8. 2026-06-07
   days on market $284,999 Active 29 DOM
9. 2026-06-04
   days on market $284,999 Active 26 DOM
10. 2026-06-03
    days on market $284,999 Active 25 DOM
11. 2026-06-02
    days on market $284,999 Active 24 DOM
12. 2026-06-01
    days on market $284,999 Active 23 DOM
13. 2026-05-31
    days on market $284,999 Active 22 DOM
14. 2026-05-10
    price $284,999
15. 2026-05-09
    listed $281,900 New
16. 2026-05-08
    historical
17. 2026-04-21
    price $284,999
18. 2026-04-01
    status Back on Market
19. 2026-03-31
    historical
20. 2026-01-27
    price $299,999
21. 2025-12-01
    price $303,000
22. 2025-10-08
    listed $308,000 New
23. 2025-09-14
    historical $1,800
24. 2025-08-12
    price $1,800
25. 2025-08-11
    price $1,790
26. 2025-06-16
    price $1,850
27. 2025-05-25
    price $1,900
28. 2025-04-24
    price $1,975
29. 2025-04-03
    price $2,049
30. 2025-03-23
    price $2,099
31. 2025-01-15
    listed $2,150
32. 2024-02-07
    soldstatus Sold 1518-char remark

    Show marketing remark (1518 chars)

    Click the Virtual Tour link to view the 3D walkthrough. Discover your dream home in the sought-after community of Hallies Ranch. This spacious two-story gem boasts four bedrooms and three bathrooms, offering the perfect blend of comfort and convenience. Enjoy the rare luxury of no back neighbors thanks to the easement at the rear of the property, providing ultimate privacy, complemented by a gentle slope in the backyard. The home is uniquely positioned higher than surrounding properties, giving you breathtaking views and an elevated living experience. It's the largest floor plan in the neighborhood, making it perfect for all gatherings. The primary bedroom is a haven of relaxation with a large walk-in closet. The open floor plan seamlessly connects the living spaces, creating a perfect environment for entertaining. The gourmet kitchen features granite countertops, an island, and a breakfast bar. Located just minutes from Randolph AFB and The Forum shopping center, this home combines tranquility and accessibility. Don't miss out on these additional great features such as new carpet, 10 year roof warranty, structural warranty, custom blinds, dimmer on the lights in the kitchen, hallways and master bathroom, garage opener, additional rack for storage in the laundry room, security equipment will stay with the property, and is located near the bus stop and the mailboxes are close by. Make this exceptional property yours today and enjoy a life of comfort, privacy, and convenience in Hallies Ranch.

33. 2024-02-07
    soldstatus

    Show marketing remark (1518 chars)

    Click the Virtual Tour link to view the 3D walkthrough. Discover your dream home in the sought-after community of Hallies Ranch. This spacious two-story gem boasts four bedrooms and three bathrooms, offering the perfect blend of comfort and convenience. Enjoy the rare luxury of no back neighbors thanks to the easement at the rear of the property, providing ultimate privacy, complemented by a gentle slope in the backyard. The home is uniquely positioned higher than surrounding properties, giving you breathtaking views and an elevated living experience. It's the largest floor plan in the neighborhood, making it perfect for all gatherings. The primary bedroom is a haven of relaxation with a large walk-in closet. The open floor plan seamlessly connects the living spaces, creating a perfect environment for entertaining. The gourmet kitchen features granite countertops, an island, and a breakfast bar. Located just minutes from Randolph AFB and The Forum shopping center, this home combines tranquility and accessibility. Don't miss out on these additional great features such as new carpet, 10 year roof warranty, structural warranty, custom blinds, dimmer on the lights in the kitchen, hallways and master bathroom, garage opener, additional rack for storage in the laundry room, security equipment will stay with the property, and is located near the bus stop and the mailboxes are close by. Make this exceptional property yours today and enjoy a life of comfort, privacy, and convenience in Hallies Ranch.

34. 2024-02-01
    status Pending 1518-char remark

    Show marketing remark (1518 chars)

    Click the Virtual Tour link to view the 3D walkthrough. Discover your dream home in the sought-after community of Hallies Ranch. This spacious two-story gem boasts four bedrooms and three bathrooms, offering the perfect blend of comfort and convenience. Enjoy the rare luxury of no back neighbors thanks to the easement at the rear of the property, providing ultimate privacy, complemented by a gentle slope in the backyard. The home is uniquely positioned higher than surrounding properties, giving you breathtaking views and an elevated living experience. It's the largest floor plan in the neighborhood, making it perfect for all gatherings. The primary bedroom is a haven of relaxation with a large walk-in closet. The open floor plan seamlessly connects the living spaces, creating a perfect environment for entertaining. The gourmet kitchen features granite countertops, an island, and a breakfast bar. Located just minutes from Randolph AFB and The Forum shopping center, this home combines tranquility and accessibility. Don't miss out on these additional great features such as new carpet, 10 year roof warranty, structural warranty, custom blinds, dimmer on the lights in the kitchen, hallways and master bathroom, garage opener, additional rack for storage in the laundry room, security equipment will stay with the property, and is located near the bus stop and the mailboxes are close by. Make this exceptional property yours today and enjoy a life of comfort, privacy, and convenience in Hallies Ranch.

35. 2024-01-18
    historical Active Option 1518-char remark

    Show marketing remark (1518 chars)

    Click the Virtual Tour link to view the 3D walkthrough. Discover your dream home in the sought-after community of Hallies Ranch. This spacious two-story gem boasts four bedrooms and three bathrooms, offering the perfect blend of comfort and convenience. Enjoy the rare luxury of no back neighbors thanks to the easement at the rear of the property, providing ultimate privacy, complemented by a gentle slope in the backyard. The home is uniquely positioned higher than surrounding properties, giving you breathtaking views and an elevated living experience. It's the largest floor plan in the neighborhood, making it perfect for all gatherings. The primary bedroom is a haven of relaxation with a large walk-in closet. The open floor plan seamlessly connects the living spaces, creating a perfect environment for entertaining. The gourmet kitchen features granite countertops, an island, and a breakfast bar. Located just minutes from Randolph AFB and The Forum shopping center, this home combines tranquility and accessibility. Don't miss out on these additional great features such as new carpet, 10 year roof warranty, structural warranty, custom blinds, dimmer on the lights in the kitchen, hallways and master bathroom, garage opener, additional rack for storage in the laundry room, security equipment will stay with the property, and is located near the bus stop and the mailboxes are close by. Make this exceptional property yours today and enjoy a life of comfort, privacy, and convenience in Hallies Ranch.

36. 2024-01-09
    price $259,999 1518-char remark

    Show marketing remark (1518 chars)

    Click the Virtual Tour link to view the 3D walkthrough. Discover your dream home in the sought-after community of Hallies Ranch. This spacious two-story gem boasts four bedrooms and three bathrooms, offering the perfect blend of comfort and convenience. Enjoy the rare luxury of no back neighbors thanks to the easement at the rear of the property, providing ultimate privacy, complemented by a gentle slope in the backyard. The home is uniquely positioned higher than surrounding properties, giving you breathtaking views and an elevated living experience. It's the largest floor plan in the neighborhood, making it perfect for all gatherings. The primary bedroom is a haven of relaxation with a large walk-in closet. The open floor plan seamlessly connects the living spaces, creating a perfect environment for entertaining. The gourmet kitchen features granite countertops, an island, and a breakfast bar. Located just minutes from Randolph AFB and The Forum shopping center, this home combines tranquility and accessibility. Don't miss out on these additional great features such as new carpet, 10 year roof warranty, structural warranty, custom blinds, dimmer on the lights in the kitchen, hallways and master bathroom, garage opener, additional rack for storage in the laundry room, security equipment will stay with the property, and is located near the bus stop and the mailboxes are close by. Make this exceptional property yours today and enjoy a life of comfort, privacy, and convenience in Hallies Ranch.

37. 2023-12-24
    price $270,000 1518-char remark

    Show marketing remark (1518 chars)

    Click the Virtual Tour link to view the 3D walkthrough. Discover your dream home in the sought-after community of Hallies Ranch. This spacious two-story gem boasts four bedrooms and three bathrooms, offering the perfect blend of comfort and convenience. Enjoy the rare luxury of no back neighbors thanks to the easement at the rear of the property, providing ultimate privacy, complemented by a gentle slope in the backyard. The home is uniquely positioned higher than surrounding properties, giving you breathtaking views and an elevated living experience. It's the largest floor plan in the neighborhood, making it perfect for all gatherings. The primary bedroom is a haven of relaxation with a large walk-in closet. The open floor plan seamlessly connects the living spaces, creating a perfect environment for entertaining. The gourmet kitchen features granite countertops, an island, and a breakfast bar. Located just minutes from Randolph AFB and The Forum shopping center, this home combines tranquility and accessibility. Don't miss out on these additional great features such as new carpet, 10 year roof warranty, structural warranty, custom blinds, dimmer on the lights in the kitchen, hallways and master bathroom, garage opener, additional rack for storage in the laundry room, security equipment will stay with the property, and is located near the bus stop and the mailboxes are close by. Make this exceptional property yours today and enjoy a life of comfort, privacy, and convenience in Hallies Ranch.

38. 2023-10-20
    listed $287,000 New 1518-char remark

    Show marketing remark (1518 chars)

    Click the Virtual Tour link to view the 3D walkthrough. Discover your dream home in the sought-after community of Hallies Ranch. This spacious two-story gem boasts four bedrooms and three bathrooms, offering the perfect blend of comfort and convenience. Enjoy the rare luxury of no back neighbors thanks to the easement at the rear of the property, providing ultimate privacy, complemented by a gentle slope in the backyard. The home is uniquely positioned higher than surrounding properties, giving you breathtaking views and an elevated living experience. It's the largest floor plan in the neighborhood, making it perfect for all gatherings. The primary bedroom is a haven of relaxation with a large walk-in closet. The open floor plan seamlessly connects the living spaces, creating a perfect environment for entertaining. The gourmet kitchen features granite countertops, an island, and a breakfast bar. Located just minutes from Randolph AFB and The Forum shopping center, this home combines tranquility and accessibility. Don't miss out on these additional great features such as new carpet, 10 year roof warranty, structural warranty, custom blinds, dimmer on the lights in the kitchen, hallways and master bathroom, garage opener, additional rack for storage in the laundry room, security equipment will stay with the property, and is located near the bus stop and the mailboxes are close by. Make this exceptional property yours today and enjoy a life of comfort, privacy, and convenience in Hallies Ranch.

39. 2023-09-29
    soldstatus
40. 2020-11-06
    soldstatus Sold
41. 2020-10-03
    status Pending
42. 2020-09-03
    listed $230,990 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,194 · $183/mo
• Projected year-2 tax: $5,215 · $435/mo
• Expected delta: +$3,022/yr (+$252/mo · 137.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 6 d/yr ≥109°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,860
• − Mortgage interest: −$15,964
• − Property taxes: −$2,194
• − Insurance: −$1,425
• − Repairs & maintenance: −$1,989
• − Management: −$1,989
• − HOA: −$372
• − Depreciation: −$8,291
• Taxable loss: −$7,363
• Est. tax savings @ 24.0%: +$1,767
• After-tax cash flow: $-519/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Schertz-Cibolo-U City ISD
• NCES district ID: 4839480
• Math proficiency: 49% ▼ -12.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $75,790
• Composite: 44.02/100
• National rank: #2886
• State rank: #152 of 826 in TX

Livability — St. Hedwig

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Bexar County · 1,990,555 people
• City population: 3,958
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 4,521
• Household income: $123,981
• Rent vs Own: 16.6% rent · 83.4% own
• Severe rent burden: 27.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 56% Hispanic / Latino 31% Two or more races 21% Black 4%
• Hispanic origin (detail): Mexican 23% Puerto Rican 1%
• Common ancestry: Romanian 17% Lithuanian 2% Slovak 2%
• Foreign-born: 8% · Canada
• Languages at home: 89% English-only · Spanish 10% Tagalog/Filipino 1%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.24%
• Current HPI: 328.7859
• Rent YoY: ▼ -0.90%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+23.4% since first listed

29 events — show timeline

• 2026-05-10 Price Changed $284,999 LERA
• 2026-05-09 Listed $281,900 LERA
• 2026-05-08 Listing Removed — LERA
• 2026-04-21 Price Changed $284,999 LERA
• 2026-04-01 Relisted — LERA
• 2026-03-31 Listing Removed — LERA
• 2026-01-27 Price Changed $299,999 LERA
• 2025-12-01 Price Changed $303,000 LERA
• 2025-10-08 Listed $308,000 LERA
• 2025-09-14 Rental Removed $1,800 APPFOLIO
• 2025-08-12 Price Changed $1,800 APPFOLIO
• 2025-08-11 Price Changed $1,790 APPFOLIO
• 2025-06-16 Price Changed $1,850 APPFOLIO
• 2025-05-25 Price Changed $1,900 APPFOLIO
• 2025-04-24 Price Changed $1,975 APPFOLIO
• 2025-04-03 Price Changed $2,049 APPFOLIO
• 2025-03-23 Price Changed $2,099 APPFOLIO
• 2025-01-15 Listed for Rent $2,150 APPFOLIO
• 2024-02-07 Sold (MLS) — LERA
• 2024-02-07 Sold (Public Records) — Public Records
• 2024-02-01 Pending — LERA
• 2024-01-18 Contingent — LERA
• 2024-01-09 Price Changed $259,999 LERA
• 2023-12-24 Price Changed $270,000 LERA
• 2023-10-20 Listed $287,000 LERA
• 2023-09-29 Sold (Public Records) — Public Records
• 2020-11-06 Sold (MLS) — LERA
• 2020-10-03 Pending — LERA
• 2020-09-03 Listed $230,990 LERA

Property tax history

+24.5%/yr

Latest (2025): $2,194 · -64.4% YoY. Source: county tax records.