57136 Navajo Trl · Yucca Valley, CA 92284

$251,000

2 bd · 2.0 ba · 1,051 sqft · SingleFamily public records · 16 Days on market

Built 1961 10,800 sqft lot $239/sqft · 17% below area Est $303k · 17% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.5/30.0
• DSCR +3.7/10.0
• Rent growth +3.5/5.0
• Livability +3.0/5.0
• 1% rule +2.6/10.0
• Condition / age +2.5/5.0
• Schools +2.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Discover the charm of Yucca Valley with this cozy fixer-upper! Embrace the vibrant local scene with nearby shops, restaurants, and outdoor adventures. Explore scenic hiking trails and immerse yourself in Southern California's natural beauty. This 2-bedroom, 1.5-bath home offers 1051 square feet of living space, an attached garage, and endless possibilities for renovation. With a spacious 10,800 square foot lot, unleash your creativity and transform this property into your dream oasis. Ready to make it yours?

Key facts

• Scenic hiking trails
• Spacious lot
• 0.25 acre lot

Tags

• SPACIOUS LOT
• SCENIC HIKING TRAILS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $251k.

Deal economics

• At list price, monthly cash flow is $-162 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $222k (11.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (23.9% below list).
• Recommended offer: $191k (23.9% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 3.6% in Yucca Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#566 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+; Watch: cost of living D+, schools F, crime D-.
• Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+4.1%/yr); 563 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
• This rent runs 39% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($247k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $50k; list at $251k implies a 407% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); moderate wildfire risk; extreme-heat days projected 8→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $190,903 (23.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 6.12%
• Cash-on-cash: -0.62%
• DSCR: 0.97
• GRM: 11.0

CMA / ARV

• ARV (median comp): $303,483
• List price: $251,000
• Delta: -17.29%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7801 Aster Ave	0.20mi	2/2.0	1,066 (+1%)	19mo	$385,000	$361	72
7576 Lucerne Vista Ave	0.59mi	2/2.0	1,057 (+1%)	10mo	$212,000	$201	64
7674 Dumosa Ave	0.20mi	2/2.0	1,161 (+10%)	15mo	$245,000	$211	61
57375 Navajo Trl	0.32mi	3/2.0 (+1)	1,152 (+10%)	5mo	$295,000	$256	60
56616 Joshua	0.73mi	2/2.0	1,102 (+5%)	4mo	$285,000	$259	55
7715 Valley Vista Ave	0.32mi	2/1.0	936 (-11%)	14mo	$280,000	$299	51
7380 Dumosa	0.64mi	2/1.5	1,170 (+11%)	1mo	$225,000	$192	49
56819 Mountain View Trl	0.41mi	3/2.0 (+1)	1,197 (+14%)	9mo	$335,000	$280	45
7565 Condalia Ave	0.35mi	2/1.0	934 (-11%)	20mo	$250,000	$268	45
7474 Lucerne Vista Ave	0.70mi	2/2.0	899 (-14%)	1mo	$315,000	$350	42
56579 NAVAJO Trl	0.70mi	2/1.0	1,008 (-4%)	23mo	$260,000	$258	37
56641 Zuni Trl	0.66mi	2/2.0	1,195 (+14%)	14mo	$315,000	$264	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.12% rent growth · sell at horizon

5-year hold

• IRR: -19.7%
• Equity multiple: 0.31×
• Total profit: $-48,810
• Equity at exit: $37,425

10-year hold

• IRR: -10.5%
• Equity multiple: 0.34×
• Total profit: $-46,681
• Equity at exit: $21,702

Cash invested: $70,280 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92284

• Home prices YoY: -33.1%
• Rents YoY: 4.1%
• Active inventory: 563
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $1,909 high
• Mortgage (P&I): −$1,316
• Tax from tax record: −$124 /mo · $1,486/yr
• Insurance: −$105
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$401
• Net cashflow: $-162

Break-even live

Break-even rent $2,114

Max offer price $222,427

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,750
• Closing costs: $7,530
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7453 Dumosa Ave Yucca Valley, CA	3.0	2.0	1394	$2,200	$1.58	43d	1	0.48mi
56769 Joshua Dr Yucca Valley, CA	1.0	1.0	1000	$1,000	$1.00	10d	1	0.57mi
7330 Dumosa Ave Unit 7330 Yucca Valley, CA	2.0	1.0	750	$1,195	$1.59	2d	1	0.68mi
56594 Joshua Dr Yucca Valley, CA	3.0	2.0	1307	$2,250	$1.72	43d	1	0.74mi
56811 Desert Gold Dr Yucca Valley, CA	3.0	2.0	1375	$2,095	$1.52	43d	1	0.77mi
56615 Bonanza Dr Yucca Valley, CA	2.0	1.5	1342	$1,900	$1.42	16d	1	0.83mi
8523 Barberry Ave Yucca Valley, CA	3.0	2.0	1448	$3,325	$2.30	43d	1	0.88mi
57004 Antelope Trl Yucca Valley, CA	2.0	2.0	1143	$2,050	$1.79	43d	1	0.92mi
7154 Barberry Ave Unit A Yucca Valley, CA	3.0	2.0	1100	$2,049	$1.86	18d	1	0.94mi
57472 Primrose Dr Unit 3 Yucca Valley, CA	2.0	2.0	1020	$1,600	$1.57	43d	1	1.01mi
7496 Church St Yucca Valley, CA	2.0	2.0	987	$1,850	$1.87	18d	1	1.15mi
5928 Chula Vista Ave Yucca Valley, CA	2.0	1.0	1020	$2,850	$2.79	4d	1	1.20mi
7389 Cibola Trl Unit B Yucca Valley, CA	2.0	1.0	750	$1,100	$1.47	14d	1	1.26mi
58238 Navajo Trl Yucca Valley, CA	3.0	2.0	1326	$2,950	$2.22	24d	1	1.27mi
6936 Grand Ave Yucca Valley, CA	2.0	1.0	785	$1,600	$2.04	18d	1	1.30mi
7616 Apache Trl Yucca Valley, CA	2.0	1.0	1008	$1,900	$1.88	43d	1	1.36mi
7028 Cholla Ave Yucca Valley, CA	3.0	2.0	1200	$1,895	$1.58	4d	1	1.40mi
58155 Carlyle Dr Yucca Valley, CA	2.0	2.0	1308	$1,950	$1.49	43d	1	1.43mi
56565 Sunnyslope Dr Yucca Valley, CA	3.0	2.0	1000	$1,800	$1.80	43d	1	1.44mi
6963 Tamarisk Ave Yucca Valley, CA	3.0	2.0	1200	$1,500	$1.25	18d	1	1.48mi

Listing history 41 events

1. 2026-06-18
   days on market $251,000 Active 16 DOM
2. 2026-06-17
   days on market $251,000 Active 15 DOM
3. 2026-06-16
   days on market $251,000 Active 14 DOM
4. 2026-06-15
   days on market $251,000 Active 13 DOM
5. 2026-06-13
   days on market $251,000 Active 11 DOM
6. 2026-06-13
   days on market $251,000 Active 10 DOM
7. 2026-06-09
   days on market $251,000 Active 7 DOM
8. 2026-06-08
   days on market $251,000 Active 6 DOM
9. 2026-06-07
   days on market $251,000 Active 5 DOM
10. 2026-06-04
    days on market $251,000 Active 2 DOM
11. 2026-06-02
    days on marketlisting id $251,000 Active 1 DOM
12. 2026-01-26
    price $251,000 513-char remark

    Show marketing remark (513 chars)

    Discover the charm of Yucca Valley with this cozy fixer-upper! Embrace the vibrant local scene with nearby shops, restaurants, and outdoor adventures. Explore scenic hiking trails and immerse yourself in Southern California's natural beauty. This 2-bedroom, 1.5-bath home offers 1051 square feet of living space, an attached garage, and endless possibilities for renovation. With a spacious 10,800 square foot lot, unleash your creativity and transform this property into your dream oasis. Ready to make it yours?

13. 2025-12-11
    listed $254,000 Active 513-char remark

    Show marketing remark (513 chars)

    Discover the charm of Yucca Valley with this cozy fixer-upper! Embrace the vibrant local scene with nearby shops, restaurants, and outdoor adventures. Explore scenic hiking trails and immerse yourself in Southern California's natural beauty. This 2-bedroom, 1.5-bath home offers 1051 square feet of living space, an attached garage, and endless possibilities for renovation. With a spacious 10,800 square foot lot, unleash your creativity and transform this property into your dream oasis. Ready to make it yours?

14. 2025-12-11
    historical

    Show marketing remark (513 chars)

    Discover the charm of Yucca Valley with this cozy fixer-upper! Embrace the vibrant local scene with nearby shops, restaurants, and outdoor adventures. Explore scenic hiking trails and immerse yourself in Southern California's natural beauty. This 2-bedroom, 1.5-bath home offers 1051 square feet of living space, an attached garage, and endless possibilities for renovation. With a spacious 10,800 square foot lot, unleash your creativity and transform this property into your dream oasis. Ready to make it yours?

15. 2025-06-19
    listed $254,000 Active
16. 2025-05-30
    historical
17. 2024-11-14
    price $259,000
18. 2024-10-23
    price $274,000
19. 2024-10-23
    listed $274,000 Active
20. 2024-10-23
    historical
21. 2024-08-13
    listed $279,000 Active
22. 2024-07-31
    historical
23. 2024-04-02
    listed $279,000 Active
24. 2024-03-31
    historical
25. 2023-05-10
    listed $279,000 Active
26. 2023-04-30
    historical
27. 2023-01-17
    price $279,000
28. 2023-01-10
    listed $289,000 Active
29. 2020-12-28
    soldstatus $49,500
30. 2016-04-07
    historical
31. 2015-10-06
    historical Expired
32. 2015-07-01
    listed $85,950 Active
33. 2015-04-06
    price
34. 2015-03-17
    historical
35. 2015-01-06
    status Active
36. 2014-12-31
    historical Expired
37. 2014-07-23
    listed Active
38. 2014-05-12
    listed $82,250
39. 1991-07-25
    soldstatus $62,000
40. 1986-01-10
    soldstatus $49,000
41. 1986-01-10
    soldstatus $49,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $1,486 · $124/mo
• Projected year-2 tax: $1,908 · $159/mo
• Expected delta: +$422/yr (+$35/mo · 28.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone A · 22% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 6/10 Major 8 d/yr ≥97°F today · 24 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 7/10 Severe 13 unhealthy d/yr today · 17 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,908
• − Mortgage interest: −$14,060
• − Property taxes: −$1,486
• − Insurance: −$2,758
• − Repairs & maintenance: −$1,833
• − Management: −$1,833
• − Depreciation: −$7,302
• Taxable loss: −$6,362
• Est. tax savings @ 24.0%: +$1,527
• After-tax cash flow: $-414/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Morongo Unified
• NCES district ID: 0625860
• Math proficiency: 15% ▼ -12.00%
• Reading proficiency: 38% ▼ -3.00%
• Median HH income: $39,399
• Composite: 22.19/100
• National rank: #8156
• State rank: #395 of 517 in CA

Livability — Yucca Valley

• Score: 60/100
• State rank: #566
• US rank: #18584

Category grades

Amenities D- Commute A+ Cost of living D+ Crime D- Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yucca Valley, CA
• County: San Bernardino County · 2,030,291 people
• City population: 25,415
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 25,415
• Household income: $58,373
• Rent vs Own: 34.1% rent · 65.9% own
• Severe rent burden: 1132.0

Population outlook (San Bernardino County) Hauer SSP2

• Today (2025): 2,300,329 people
• By 2030: 2,378,907 · +3.4%
• By 2040: 2,523,137 · +9.7%
• By 2050: 2,642,388 · +14.9%
• By 2075: 2,880,769 · +25.2%
• By 2100: 2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 62% Hispanic / Latino 25% Two or more races 18% Black 2% Native American 2% Asian 2% Pacific Islander 1%
• Hispanic origin (detail): Mexican 20%
• Common ancestry: Italian 4% Romanian 2% Slovak 2%
• Foreign-born: 9% · Canada
• Languages at home: 82% English-only · Spanish 14% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · San Bernardino

• 2024 margin: Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
• 2008→2024 swing: -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
• All cycles: 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -241.13%
• Current HPI: 486.7185
• Rent YoY: ▲ 4.12%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+412.2% since first listed

30 events — show timeline

• 2026-01-26 Price Changed $251,000 CRMLS
• 2025-12-11 Listing Removed — CRMLS
• 2025-12-11 Listed $254,000 CRMLS
• 2025-06-19 Listed $254,000 CRMLS
• 2025-05-30 Listing Removed — CRMLS
• 2024-11-14 Price Changed $259,000 CRMLS
• 2024-10-23 Price Changed $274,000 CRMLS
• 2024-10-23 Listing Removed — CRMLS
• 2024-10-23 Listed $274,000 CRMLS
• 2024-08-13 Listed $279,000 CRMLS
• 2024-07-31 Listing Removed — CRMLS
• 2024-04-02 Listed $279,000 CRMLS
• 2024-03-31 Listing Removed — CRMLS
• 2023-05-10 Listed $279,000 CRMLS
• 2023-04-30 Listing Removed — CRMLS
• 2023-01-17 Price Changed $279,000 CRMLS
• 2023-01-10 Listed $289,000 CRMLS
• 2020-12-28 Sold (Public Records) $49,500 Public Records
• 2016-04-07 Listing Removed — AVMLS
• 2015-10-06 Delisted — TheMLS
• 2015-07-01 Listed $85,950 AVMLS
• 2015-04-06 Price Changed — TheMLS
• 2015-03-17 Listing Removed — AVMLS
• 2015-01-06 Relisted — TheMLS
• 2014-12-31 Delisted — TheMLS
• 2014-07-23 Listed — TheMLS
• 2014-05-12 Listed $82,250 AVMLS
• 1991-07-25 Sold (Public Records) $62,000 Public Records
• 1986-01-10 Sold (Public Records) $49,000 Public Records
• 1986-01-10 Sold (Public Records) $49,000 Public Records

Property tax history

+2.5%/yr

Latest (2025): $1,486 · +4.0% YoY. Source: county tax records.