6044 Revolution Ln · Citrus Heights, CA
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.32%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 102°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 34 days/yr
- Unhealthy air days in 30 yrs
- 36 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.4/10.0
- Rent growth +3.0/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$100,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Ultimate turnkey comfort in Citrus Heights! Situated on a private, premium end-lot in the highly desirable, all-ages Creekside Estates community, this move-in-ready 2-bed, 2-bath home shines with a bright, open great room layout and dual-pane windows. The spacious kitchen features a peninsula bar flowing directly into the dining areaand the refrigerator is included! Features a dedicated inside laundry space (washer/dryer included), central HVAC, and an en-suite primary bath with a walk-in shower. Exterior highlights include a relaxing covered front porch, a private side yard, a storage shed, and a 2-car covered carport. Low-maintenance living at its best: water, sewer, trash, and park manag
Key facts
- Dual-pane windows
- Spacious kitchen
- Private end-lot
Tags
Property features AI
Finance
- Other: Located in a park (land lease community)
- Financial info: Monthly land lease payment
- HOA & community: No homeowners association; Land lease in place
Exterior
- Parking: Covered parking for 2
- Utilities: Individual electric meter; Natural gas connected; Public water; Public sewer
- Home design: Manufactured home (manufactured in park); Double-wide; Built in 1978
- Construction: Aluminum skirting; Roof: Other; Manufacturer: Guerdon (Guerdon Industries)
- Exterior features: Private setting; Located on a cul-de-sac; Storage shed(s)/other storage structures
Interior
- Kitchen: Free-standing gas range; Range hood; Free-standing refrigerator; Dishwasher; Laminate counters
- Bedrooms: 2 bedrooms
- Flooring: Linoleum; Vinyl
- Bathrooms: 2 full bathrooms; Shower stall(s)
- Heating & cooling: Central heating; Central cooling
- Interior features: Porch; Storage area; Dual-pane windows with screens; Pets allowed (limited number)
- Laundry & utility: Washer and dryer included; Laundry located inside; 220-volt outlet in laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $100k.
Deal economics
- At list price, monthly cash flow is $800 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $100k).
- Cap rate 15.9% vs local median 3.4% in Citrus Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#614 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+; Watch: schools D, crime D-, amenities F.
- San Juan Unified (suburban): math 40% / reading 62% proficiency, ranked #138 of 517 in CA (top 27%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+1.9%/yr); 219 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 6,825 units permitted in Sacramento County in 2024 (1,752 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Sacramento County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.9% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.89% ✓
- Cap rate
- 15.90%
- Cash-on-cash
- 34.30%
- DSCR
- 2.53
- GRM
- 4.4
CMA / ARV
- ARV (on-the-fly)
- $85,440
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6044 Revolution | 0.00mi | 2/2.0 | 960 (0%) | 24mo | $80,000 | $83 | 80 |
| 6015 Revolution Ln #118 | 0.12mi | 2/2.0 | 1,012 (+5%) | 17mo | $140,000 | $138 | 71 |
| 6202 Manitoba Ave #53 | 0.31mi | 2/1.0 | 950 (-1%) | 11mo | $57,000 | $60 | 71 |
| 6222 Manitoba Ave #66 | 0.33mi | 3/2.0 (+1) | 960 (0%) | 11mo | $139,900 | $146 | 70 |
| 6220 Gettysburg Ln #11 | 0.11mi | 3/2.0 (+1) | 915 (-5%) | 17mo | $105,000 | $115 | 68 |
| 6220 Calgary Ave | 0.30mi | 2/2.0 | 1,000 (+4%) | 18mo | $60,000 | $60 | 64 |
| 6230 Calgary | 0.32mi | 2/2.0 | 1,040 (+8%) | 9mo | $64,000 | $62 | 64 |
| 6230 Manitoba Ave | 0.35mi | 2/2.0 | 842 (-12%) | 8mo | $40,000 | $48 | 57 |
| 6215 Chinook Ave #176 | 0.25mi | 2/2.0 | 1,040 (+8%) | 22mo | $109,000 | $105 | 56 |
| 5935 Auburn Blvd #45 | 0.21mi | 2/1.0 | 840 (-12%) | 21mo | $75,000 | $89 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.9% rent growth · sell at horizon
- IRR
- 28.5%
- Equity multiple
- 2.17×
- Total profit
- $32,724
- Equity at exit
- $14,910
- IRR
- 35.2%
- Equity multiple
- 4.07×
- Total profit
- $85,944
- Equity at exit
- $8,646
Cash invested: $28,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 95621
- Rents YoY
- 1.9%
- Active inventory
- 219
- Price-to-rent
- 4.4×
Monthly cashflow live
- Estimated rent
- $1,888 high interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax est. 1.5%
- −$125 /mo · $1,500/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$396
- Net cashflow
- $800
Break-even live
Sensitivity live
| Price | -10% $869 | -5% $835 | +0% $800 | +5% $766 | +10% $731 |
|---|---|---|---|---|---|
| Rent | -10% $651 | -5% $726 | +0% $800 | +5% $875 | +10% $949 |
| Rate | -1.0pp $851 | -0.5pp $826 | base $800 | +0.5pp $774 | +1.0pp $748 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,000
- Closing costs
- $3,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 36 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6011 Shadow Ln Citrus Heights, CA | 1.0–2.0 | 1.0–2.0 | 779 | $2,348 | $3.01 | 2d | 15 | 0.16mi |
| 5979 Devecchi Ave Citrus Heights, CA | 1.0–2.0 | 1.0–2.0 | 775 | $1,871 | $2.41 | 2d | 15 | 0.25mi |
| 5844 Garden Park Ct Unit RV 5853-D Carmichael, CA | 2.0 | 1.0 | 915 | $1,525 | $1.67 | 17d | 1 | 0.41mi |
| 5844 Garden Park Ct Unit RV 5877-B Carmichael, CA | 2.0 | 1.0 | 915 | $1,575 | $1.72 | 17d | 1 | 0.41mi |
| 5718 Manzanita Ave Carmichael, CA | 2.0 | 1.0 | 980 | $2,000 | $2.04 | 44d | 1 | 0.46mi |
| 6430 Verner Ave Sacramento, CA | 1.0–2.0 | 1.0–2.0 | 705 | $2,295 | $3.25 | 24d | 1 | 0.54mi |
| 5922 Petaluma Ct Sacramento, CA | 2.0 | 2.0 | 1048 | $2,075 | $1.98 | 2d | 1 | 0.59mi |
| 6245 Longford Dr #3 Citrus Heights, CA | 2.0 | 1.0 | 840 | $1,395 | $1.66 | 24d | 1 | 0.59mi |
| 6228 Longford Dr #3 Citrus Heights, CA | 2.0 | 1.0 | 840 | $1,595 | $1.90 | 18d | 1 | 0.62mi |
| 5840 Garfield Ave Sacramento, CA | 2.0 | 1.0 | 850 | $1,545 | $1.82 | 2d | 2 | 0.69mi |
| 6533 Greenback Ln #3 Citrus Heights, CA | 2.0 | 1.0 | 840 | $1,800 | $2.14 | 24d | 1 | 0.71mi |
| 5587 Keoncrest Cir Unit 2 Sacramento, CA | 2.0 | 1.5 | 900 | $2,000 | $2.22 | 2d | 1 | 0.72mi |
| 6544 Auburn Blvd Citrus Heights, CA | 2.0 | 2.0 | 800 | $1,850 | $2.31 | 24d | 1 | 0.74mi |
| 5501 Keoncrest Cir Unit 1 Sacramento, CA | 2.0 | 1.0 | 750 | $1,300 | $1.73 | 2d | 1 | 0.75mi |
| 5417 Olympic Way Sacramento, CA | 2.0 | 1.0 | 920 | $1,795 | $1.95 | 15d | 1 | 0.86mi |
| 6225 Wildomar Way Carmichael, CA | 3.0 | 1.0 | 1040 | $3,000 | $2.88 | 44d | 1 | 0.90mi |
| 6546 Auburn Blvd Citrus Heights, CA | 2.0 | 1.0 | 624 | $1,853 | $2.97 | 5d | 10 | 0.92mi |
| 5402 Mona Way Sacramento, CA | 2.0 | 1.0 | 863 | $1,750 | $2.03 | 22d | 1 | 0.95mi |
| 6004 Rutland Dr Unit 128 Carmichael, CA | 2.0 | 1.0 | 900 | $1,495 | $1.66 | 5d | 1 | 0.99mi |
| 5308 Winfield Way #2 Sacramento, CA | 3.0 | 1.5 | 1105 | $2,100 | $1.90 | 44d | 1 | 1.07mi |
| 5300 Winfield Way #2 Sacramento, CA | 3.0 | 1.5 | 1105 | $2,100 | $1.90 | 24d | 1 | 1.09mi |
| 5244 Hackberry Ln Sacramento, CA | 2.0 | 1.0 | 712 | $1,712 | $2.41 | 44d | 1 | 1.14mi |
| 5425 Garfield Ave Sacramento, CA | 1.0–2.0 | 1.0–2.0 | 787 | $1,650 | $2.10 | 21d | 5 | 1.17mi |
| 5322 Hemlock St Sacramento, CA | 1.0–2.0 | 1.0 | 800 | $1,875 | $2.34 | 2d | 2 | 1.23mi |
| 5233 Columbine Way Carmichael, CA | 3.0 | 2.0 | 1008 | $2,375 | $2.36 | 5d | 1 | 1.23mi |
| 5500 Foothill Garden Ct Sacramento, CA | 1.0 | 1.0 | 750 | $1,472 | $1.96 | 2d | 2 | 1.27mi |
| 5109 Andrea Blvd Sacramento, CA | 2.0 | 1.0 | 828 | $1,769 | $2.14 | 2d | 2 | 1.27mi |
| 5755 Callie Ln Sacramento, CA | 1.0–2.0 | 1.0–2.0 | 723 | $2,000 | $2.76 | 4d | 13 | 1.28mi |
| 7024 San Altos Cir Citrus Heights, CA | 2.0 | 2.0 | 1120 | $2,800 | $2.50 | 44d | 1 | 1.33mi |
| 6841 Concert Way Sacramento, CA | 2.0 | 2.0 | 1000 | $1,995 | $2.00 | 2d | 1 | 1.33mi |
| 5226 Hemlock St #35 Sacramento, CA | 1.0 | 1.0 | 682 | $1,650 | $2.42 | 24d | 1 | 1.37mi |
| 5100 Garfield Ave Sacramento, CA | 1.0–2.0 | 1.0 | 917 | $1,970 | $2.15 | 44d | 1 | 1.42mi |
| 6172 Peoria Dr Citrus Heights, CA | 2.0 | 1.0 | 917 | $1,695 | $1.85 | 5d | 1 | 1.45mi |
| 5121 Garfield Ave Sacramento, CA | 1.0 | 1.0 | 813 | $1,738 | $2.14 | 24d | 2 | 1.47mi |
| 5133 Connecticut Dr #3 Sacramento, CA | 2.0 | 1.0 | 840 | $1,495 | $1.78 | 22d | 1 | 1.48mi |
| 5129 Connecticut Dr #1 Sacramento, CA | 2.0 | 1.0 | 795 | $1,595 | $2.01 | 17d | 1 | 1.50mi |
Listing history 4 events
-
2026-06-21days on market $100,000 Active 5 DOM
-
2026-06-18days on market $100,000 Active 2 DOM
-
2026-06-17remarks 699-char remark
-
2026-06-17$100,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 32% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 34 unhealthy d/yr today · 36 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,653
- − Mortgage interest
- −$5,602
- − Property taxes
- −$1,500
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,812
- − Management
- −$1,812
- − Depreciation
- −$2,909
- Taxable income
- $8,518
- Est. tax owed @ 24.0%
- −$2,044
- After-tax cash flow
- $7,558/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- San Juan Unified
- NCES district ID
- 0634620
- Math proficiency
- 40% ▲ 3.00%
- Reading proficiency
- 62% ▲ 16.00%
- Median HH income
- $55,655
- Composite
- 44.07/100
- National rank
- #2878
- State rank
- #138 of 517 in CA
Livability — Citrus Heights
- Score
- 60/100
- State rank
- #614
- US rank
- #19580
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Citrus Heights, CA
- County
- Sacramento County · 1,539,646 people
- City population
- 89,370
- Metro
- Sacramento-Roseville-Folsom, CA
- Population (ZIP)
- 42,442
- Household income
- $80,901
- Rent vs Own
- Severe rent burden
- 1854.0
Population outlook (Sacramento County) Hauer SSP2
- Today (2025)
- 1,660,763 people
- By 2030
- 1,732,990 · +4.3%
- By 2040
- 1,855,755 · +11.7%
- By 2050
- 1,941,335 · +16.9%
- By 2075
- 2,046,162 · +23.2%
- By 2100
- 1,961,444 · +18.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Hispanic / Latino 19% Two or more races 11% Asian 6% Black 2%
- Hispanic origin (detail)
- Mexican 16%
- Common ancestry
- Subsaharan African 3% Lithuanian 3% Scotch-Irish 2%
- Foreign-born
- 15% · Canada, Vietnam
- Languages at home
- 78% English-only · Spanish 10% Russian/Polish/Slavic 6% Other Indo-European 3%
Political lean MEDSL · Sacramento
- 2024 margin
- D (+19.7) · D 58.1% · R 38.4% · Other 3.5%
- 2008→2024 swing
- +0.7pp no change · 2008: 19.0pp · 2024: 19.7pp
- All cycles
- 2024: D+19.7 2020: D+25.3 2016: D+23.7 2012: D+16.3 2008: D+19.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -408.14%
- Current HPI
- 351.9333
- Rent YoY
- ▲ 1.90%
- Metro
- Sacramento-Roseville-Folsom, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…